Open Access. Powered by Scholars. Published by Universities.®
- Keyword
-
- Assets (118)
- Savings (103)
- Child development account (97)
- IDA (93)
- Individual development account (87)
-
- CDA (85)
- Saving (84)
- Child savings (74)
- Policy (67)
- Asset accumulation (54)
- College savings (52)
- United States (52)
- 529 (47)
- ADD (45)
- American Dream Demonstration (44)
- State policy (44)
- Low income (43)
- Youth (42)
- Education (40)
- College savings plan (36)
- Volunteerism (36)
- Child savings account (34)
- Savings outcomes (33)
- Children (32)
- Asset ownership (31)
- Academic achievement (30)
- Financial education (30)
- Volunteer service (30)
- Asset effects (29)
- Race (29)
- Publication Year
Articles 391 - 420 of 649
Full-Text Articles in Social Work
Financial Capability In Children: Effects Of Participation In A School-Based Financial Education And Savings Program, Margaret S. Sherraden, Lissa Johnson, Baorong Guo, William Elliott
Financial Capability In Children: Effects Of Participation In A School-Based Financial Education And Savings Program, Margaret S. Sherraden, Lissa Johnson, Baorong Guo, William Elliott
Center for Social Development Research
A groundswell of interest in young people’s ability to understand and handle financial decisions has generated keen interest in financial knowledge and effectiveness of financial education. This study examines an innovative four-year school-based financial education and savings program, called “I Can Save” (ICS). Using a quasi-experimental design, the study examines quantitative and qualitative data to analyze program effects on financial knowledge. Children who participated in ICS scored significantly higher on a financial literacy test than comparison group students in the same school, regardless of parent education and income. Results suggest that children increase financial capability when they have access to …
Assets And Child Well-Being In Developing Countries: A Research Review, Gina A. N. Chowa, David Ansong, Rainier Masa
Assets And Child Well-Being In Developing Countries: A Research Review, Gina A. N. Chowa, David Ansong, Rainier Masa
Center for Social Development Research
The impact of assets on child well-being in developing countries has received considerable attention in the last decade. Increased recognition of the critical role played by assets in enhancing children’s well-being has spurred efforts to study the relationship between assets and a range of outcomes for children. This chapter reviews current studies (i.e., conducted within the past 10 years) that explore the relationship of asset ownership and a range of outcomes. The studies we have included in this review illustrate the impact that assets can have on children’s outcomes in the area of health, education, and child labor. Overall, the …
Youth And Savings In Assetsafrica, Gina A. N. Chowa, David Ansong
Youth And Savings In Assetsafrica, Gina A. N. Chowa, David Ansong
Center for Social Development Research
As youth transition to adulthood, their ability to save and accumulate assets becomes very important as they begin to accept financial responsibilities and plan for the future. In this paper, we investigated the effects of an asset building intervention on youth asset accumulation in Masindi, a rural area in Uganda. Two waves of data were collected on youth, between 15 and 35 years of age, for both the treatment and comparison groups. We used a Propensity Score Matching (PSM) technique and Difference-in-Difference model to estimate the effects of the asset building intervention. We find that the mean difference in financial …
Measuring Volunteer Outcomes: Development Of The International Volunteer Impacts Survey, Benjamin J. Lough, Amanda Moore Mcbride, Margaret S. Sherraden
Measuring Volunteer Outcomes: Development Of The International Volunteer Impacts Survey, Benjamin J. Lough, Amanda Moore Mcbride, Margaret S. Sherraden
Center for Social Development Research
Current research on international volunteering and service is largely descriptive but program administrators and policymakers seek information about outcomes. This article reports on a 90-item survey administered to 983 respondents. Using factor analysis procedures, we assess factor structure and reliability across a range of outcomes in an International Volunteer Impacts Survey (IVIS) instrument designed to measure IVS volunteer outcomes. Resulting outcome categories include international contacts, open-mindedness, international understanding, intercultural relations, global identity, social skills, life plans, civic activism, community engagement, media attentiveness, and financial contributions. In this article, we discuss research design, survey administration, and further development of the IVIS.
Youth Saving Preferences In Sub-Saharan Africa And The Potential For Asset Accumulation, David Ansong, Gina Chowa
Youth Saving Preferences In Sub-Saharan Africa And The Potential For Asset Accumulation, David Ansong, Gina Chowa
Center for Social Development Research
As youth transition to adulthood, their ability to save and accumulate assets becomes very important as they begin to accept financial responsibilities and plan for the future. This paper uses data from Masindi, a rural area in Uganda, to (a) investigate the savings preferences of youth in Sub-Saharan Africa (SSA), (b) examine the relationship between an asset-building intervention for youth and higher savings, and (c) determine whether gender and marital status interact in their effect on young people’s savings in SSA. Univariate statistics, independent sample t-test and factorial analysis of variance (ANOVA) are used to address the study’s three goals. …
State-Level Asset-Building Coalitions: Origins, Operations, And Achievements, Naomi Warren, Gena Gunn
State-Level Asset-Building Coalitions: Origins, Operations, And Achievements, Naomi Warren, Gena Gunn
Center for Social Development Research
State-Level Asset-Building Coalitions: Origins, Operations, and Achievements
Second Thoughts: Who Almost Participates In An Ida?, David Rothwell, Chang-Keun Han
Second Thoughts: Who Almost Participates In An Ida?, David Rothwell, Chang-Keun Han
Center for Social Development Research
Self-selection into social intervention programs may bias the estimates of treatment impact. Data from an Individual Development Account (IDA) program (N = 758) are used to examine the self-selection process. Persons who applied but did not enroll are assumed to have had “second thoughts” about program participation. Multivariate logistic regression predicted second thoughts and showed that having children in the household and negative net worth, along with not owning a vehicle, were positively related to having second thoughts. Those saving for an education were more likely than those saving for a home or business to have second thoughts. Implications for …
Asset Building Among Native Hawaiians: Lessons From The Kahikū Ida Program, David Rothwell
Asset Building Among Native Hawaiians: Lessons From The Kahikū Ida Program, David Rothwell
Center for Social Development Research
Individual Development Accounts (IDAs) are matched savings accounts that encourage asset development for individuals and families with low incomes. Unique program data from an IDA program serving 758 Native Hawaiians were used to model the probability of participating in and graduating from the IDA program. Multivariate logistic regression models show that children in the household, lack of vehicle ownership, and savings goal (education) were associated with a reduced likelihood of program participation. Participants who owned homes and had relatively high savings balances prior to starting the program were more likely to graduate. Additionally, Maui participants were more than three times …
Evaluation Report Of Vital Visionaries: Medical Student And Older Adult Outcomes, Ernest Gonzales, Nancy Morrow-Howell
Evaluation Report Of Vital Visionaries: Medical Student And Older Adult Outcomes, Ernest Gonzales, Nancy Morrow-Howell
Center for Social Development Research
Evaluation Report of Vital Visionaries: Medical Student and Older Adult Outcomes
Creative Partnerships Between Gear Up And State College Savings Plans: Experience And Policy Potential, Margaret M. Clancy, Rebekah Miller
Creative Partnerships Between Gear Up And State College Savings Plans: Experience And Policy Potential, Margaret M. Clancy, Rebekah Miller
Center for Social Development Research
This brief provides examples of how GEAR UP and state College Savings Plans are working together to provide information and resources to low-income and at-risk students. To illustrate experience and potential, the Center for Social Development documents and assesses four existing partnerships between College Savings Plans and GEAR UP. State-level experiences to date suggest several policy implications.
Parental Assets And Children's Educational Outcomes, Vernon Loke, Paul Sacco
Parental Assets And Children's Educational Outcomes, Vernon Loke, Paul Sacco
Center for Social Development Research
Several countries, including Canada, Singapore and the United Kingdom, have enacted asset-based policies for children in recent years. The premise underlying these policies is that increases in assets lead to improvement in various child outcomes over time. But little existing research examines this premise from a dynamic perspective. Using data from the NLSY79 mother and child datasets, two parallel process latent growth curve models are estimated to examine the effects of parental asset accumulation on changes in children’s math and reading achievement over six years during middle childhood. Results indicate that the initial level of assets is positively associated with …
College Savings Plans: Investment Options, Safety, And Policy Implications, Margaret M. Clancy, Joe Jovanovich
College Savings Plans: Investment Options, Safety, And Policy Implications, Margaret M. Clancy, Joe Jovanovich
Center for Social Development Research
With recent stock market decline, balances in many college savings (529) plans have also declined. Investment options such as money market funds or FDIC-insured CDs are gaining attention, and questions are being raised about the safety of 529 savings plan investments. This brief provides information on 529 savings plan investment options and safety as well as policy implications.
Food Insecurity And Disability: Do Economic Resources Matter?, Jin Huang, Baorong Guo, Youngmi Kim
Food Insecurity And Disability: Do Economic Resources Matter?, Jin Huang, Baorong Guo, Youngmi Kim
Center for Social Development Research
This research examines the relationship between work disability and food insecurity, and tests whether the positive association between disability and food insecurity is accounted for by two mechanisms: economic resources and/or competing consumption needs. a sample (N=6,997) is chosen from the 1999 Panel Study of Income Dynamics (PSID) with over 1,200 households headed by people with disabilities. Findings support both mechanisms but depending on the levels of food insecurity and the types of family economic resources, their success at explaining the relationship of disability with food insecurity varies. In addition, we find that household assets are more effective than income …
Five Low-Cost Ideas To Help Families Save For College, Margaret M. Clancy, David Newville
Five Low-Cost Ideas To Help Families Save For College, Margaret M. Clancy, David Newville
Center for Social Development Research
Improvements to the 529 platform could increase the number of low- and moderate-income families saving in 529s and make it easier for these families to build assets for education. These reforms include large initiatives, such as coordinating existing higher education tax credits and financial aid with 529s, as well as small initiatives to increase savings. This document contains several low-cost, simple reforms for 529s at the federal level. These would be important first steps for enabling more low- and moderate-income students to complete higher education.
Seed Account Monitoring Research, Lisa Reyes Mason, Yunju Nam, Margaret Clancy, Vernon Loke, Youngmi Kim
Seed Account Monitoring Research, Lisa Reyes Mason, Yunju Nam, Margaret Clancy, Vernon Loke, Youngmi Kim
Center for Social Development Research
SEED Account Monitoring Research
Perceived Effects Of International Volunteering: Reports From Alumni, Benjamin Lough, Amanda Moore Mcbride, Margaret S. Sherraden
Perceived Effects Of International Volunteering: Reports From Alumni, Benjamin Lough, Amanda Moore Mcbride, Margaret S. Sherraden
Center for Social Development Research
Perceived Effects of International Volunteering: Reports From Alumni
Seed Deposit, Match Cap, And Net Savings Patterns: An Assessment Of Institutional Incentives In The I Can Save Program, Baorong Guo, Margaret S. Sherraden, Lissa Johnson
Seed Deposit, Match Cap, And Net Savings Patterns: An Assessment Of Institutional Incentives In The I Can Save Program, Baorong Guo, Margaret S. Sherraden, Lissa Johnson
Center for Social Development Research
Incentive structures are key to the success of asset-building programs. a review of the existing literature reveals a lack of knowledge regarding the time dimension of incentive structures embedded in the asset-building programs. It is not clear how saving performance may change even when institutional settings stay the same over time. Using cash flow data from I Can Save, a small-scale Child Development Account demonstration project, this study closely examines how two institutional components, seed deposit and match cap, affect net savings over the four-year observation period. Results from the descriptive and multivariate analyses show that saving performance is a …
Experience Corps: Effects On Student Reading, Nancy Morrow-Howell, Stacey Mccrary, Yung Soo Lee, Ed Spitznagel, Melissa Jonson-Reid
Experience Corps: Effects On Student Reading, Nancy Morrow-Howell, Stacey Mccrary, Yung Soo Lee, Ed Spitznagel, Melissa Jonson-Reid
Center for Social Development Research
Experience Corps: Effects on Student Reading
Evaluation Of Experience Corps: Student Reading Outcomes, Nancy Morrow-Howell, Melissa Jonson-Reid, Stacey Mccrary, Yungsoo Lee, Ed Spitznagel
Evaluation Of Experience Corps: Student Reading Outcomes, Nancy Morrow-Howell, Melissa Jonson-Reid, Stacey Mccrary, Yungsoo Lee, Ed Spitznagel
Center for Social Development Research
Evaluation of Experience Corps: Student Reading Outcomes
A Case For Stipends In Volunteer Service, Amanda Moore Mcbride, Ernest Gonzalez, Nancy Morrow-Howell, Stacey Mccrary
A Case For Stipends In Volunteer Service, Amanda Moore Mcbride, Ernest Gonzalez, Nancy Morrow-Howell, Stacey Mccrary
Center for Social Development Research
Long-term, intensive volunteer roles in civic service programs are often stipended, meaning volunteers receive monetary support for their time commitment that is considerably below market wages. The effect of stipends on role uptake, performance, and perceived benefits is not known. In this study, we seek to understand the role of stipends as an institutional facilitator. Using data from a longitudinal study of older adults serving in the national service program Experience Corps (N=263), we assess stipend status relative to volunteer socio-demographic characteristics, characteristics of the service experience, and volunteers’ perceived benefits. Overall, we find that stipends may promote participant diversity. …
Experience Corps: Health Outcomes Of Participation, Nancy Morrow-Howell, Song-Iee Hong, Stacey Mccrary, Wayne Blinne
Experience Corps: Health Outcomes Of Participation, Nancy Morrow-Howell, Song-Iee Hong, Stacey Mccrary, Wayne Blinne
Center for Social Development Research
Experience Corps: Health Outcomes of Participation
Seed Account Monitoring Research: Participants, Savings, And Accumulation, Lisa Reyes Mason, Yunju Reyes Mason, Margaret Clancy, Vernon Loke, Youngmi Kim
Seed Account Monitoring Research: Participants, Savings, And Accumulation, Lisa Reyes Mason, Yunju Reyes Mason, Margaret Clancy, Vernon Loke, Youngmi Kim
Center for Social Development Research
SEED Account Monitoring Research: Participants, Savings, and Accumulation
Youth Service In Comparative Perspective, Amanda Moore Mcbride, Leila Patel, Maud Simonet, Gesa Birnkraut, Tserendorjiin Erdenechimeg, Tumurbaatariin Bulganzaya, Radnaagiin Gantumur, Danielle M. Vogenbeck Varda, Wale Adebanwi, Alvino E. Fantini
Youth Service In Comparative Perspective, Amanda Moore Mcbride, Leila Patel, Maud Simonet, Gesa Birnkraut, Tserendorjiin Erdenechimeg, Tumurbaatariin Bulganzaya, Radnaagiin Gantumur, Danielle M. Vogenbeck Varda, Wale Adebanwi, Alvino E. Fantini
Center for Social Development Research
Youth Service in Comparative Perspective
Asset-Based Policy In Hong Kong: Child Development Fund, Michael Sherraden, Li Zou
Asset-Based Policy In Hong Kong: Child Development Fund, Michael Sherraden, Li Zou
Center for Social Development Research
The government of Hong Kong officially launched the HK$300 million Child Development Fund (CDF) in November 2008. In the words of Hong Kong’s Secretary for Labor and Welfare, Mr. Matthew Cheung Kin-chung, the CDF’s purpose was to “capitalize on the strengths of various sectors in the community to help our disadvantaged children.” The Hong Kong government drew upon the asset-building research and experience of the Center for Social Development (CSD) at Washington University in St. Louis. In November 2006, Michael Sherraden of CSD delivered a keynote address at the Child Development Forum organized by the Hong Kong Government’s Commission on …
A New Approach To Promote Economic Independence Among At-Risk Children: Child Development Accounts (Cdas) In Korea, Yunju Nam, Chang-Keun Han
A New Approach To Promote Economic Independence Among At-Risk Children: Child Development Accounts (Cdas) In Korea, Yunju Nam, Chang-Keun Han
Center for Social Development Research
This case study investigates the adoption and implementation of Child Development Accounts (CDAs) in South Korea, using information collected from in-depth interviews and existing documents. The design of the program, an asset-building program for children in the child welfare system, reflects unique needs and conditions of the target population and promotes strong collaboration among governmental and private entities. Issue framing emerges as an important strategy for the CDA policy’s adoption. Institutional and organizational factors, such as sponsorship and well-developed collaboration among multiple partners, may explain the successful implementation of the program.
Policy Brief: Pursuing 529 College Savings Plan Exclusion From Oklahoma Asset Limit Tests, Lisa Reyes Mason, Soda Lo, Margaret M. Clancy
Policy Brief: Pursuing 529 College Savings Plan Exclusion From Oklahoma Asset Limit Tests, Lisa Reyes Mason, Soda Lo, Margaret M. Clancy
Center for Social Development Research
Pursuing 529 College Savings Plan Exclusion from Oklahoma Asset Limit Tests
The History And Status Of Children's Allowances: Policy Background For Children's Savings Accounts, Curley Jami, Michael Sherraden
The History And Status Of Children's Allowances: Policy Background For Children's Savings Accounts, Curley Jami, Michael Sherraden
Center for Social Development Research
The history and status of children's allowances: Policy background for Children's Savings Accounts
Active Partnerships: Working Together And Working For The Field, Jennifer Heffern, Gena Gun, Karen Edwards
Active Partnerships: Working Together And Working For The Field, Jennifer Heffern, Gena Gun, Karen Edwards
Center for Social Development Research
The State Assets Policy Project (SAPP), an initiative of the Center for Social Development (CSD) at Washington University in St. Louis, hosted its 6th asset-building policy conference November 7-9, 2007, in St. Louis, Missouri. Titled, Partnerships: Working Together and Working for the Field, the conference had three purposes: 1) to share information about current asset-building policies, and the existing or potential universality of these policies; 2) to facilitate collaboration between participating organizations; and 3) to consider the potential for universality of proposed assets policies, strategies, and systems. This document provides a summary of conference activities geared to assist conference participants …
Investment In Human Development As A Social Development Strategy, Sondra Beverly, Michael Sherraden
Investment In Human Development As A Social Development Strategy, Sondra Beverly, Michael Sherraden
Center for Social Development Research
Social development refers to the integration of improvements in human welfare with economic development and widespread participation in the process and benefits of development. While the notion of social development provides a useful complement to economic-oriented development, it has been criticized as utopian, wide-ranging, and theoretically underdeveloped. After summarizing major conceptualizations of social development, this paper focuses on a particular social development issue -- investment in human development. Specifically, investment in human development refers to investments in basic needs such as nutrition, primary health care, and basic housing; and investments in human capital in the form of primary education and …
Social Security In The 21st Century, Michael Sherraden
Social Security In The 21st Century, Michael Sherraden
Center for Social Development Research
Social Security in the 21st Century