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Articles 841 - 870 of 917

Full-Text Articles in Social Work

Children's Development Accounts: The Oregon Story, Beverly Stein, Robert Freedman Jul 2003

Children's Development Accounts: The Oregon Story, Beverly Stein, Robert Freedman

Center for Social Development Research

Children's Development Accounts: The Oregon Story


Individual Development Accounts In Rural Communities: Implications For Research, Michal Grinstein-Weiss, Jami Curley Jul 2003

Individual Development Accounts In Rural Communities: Implications For Research, Michal Grinstein-Weiss, Jami Curley

Center for Social Development Research

Individual Development Accounts in Rural Communities: Implications for Research


Recommendations From The Field: Individual Development Accounts As Part Of A Universal Asset-Building System, Robert O. Zdenek, Beverly Stein Jul 2003

Recommendations From The Field: Individual Development Accounts As Part Of A Universal Asset-Building System, Robert O. Zdenek, Beverly Stein

Center for Social Development Research

Recommendations From the Field: Individual Development Accounts as Part of a Universal Asset-Building System


Service Enquiry: Service In The 21st Century, Helene Perold, Susan Stroud, Michael Sherraden Jul 2003

Service Enquiry: Service In The 21st Century, Helene Perold, Susan Stroud, Michael Sherraden

Center for Social Development Research

Service Enquiry: Service in the 21st Century


Volunteers Of National Youth Service In Israel: A Study On Motivation For Service, Social Attitudes, And Volunteers' Satisfaction, Reuven Gal, Karin Amit, Nicole Fleischer, Nancy Strichman Jul 2003

Volunteers Of National Youth Service In Israel: A Study On Motivation For Service, Social Attitudes, And Volunteers' Satisfaction, Reuven Gal, Karin Amit, Nicole Fleischer, Nancy Strichman

Center for Social Development Research

Volunteers of National Youth Service in Israel: A Study on Motivation for Service, Social Attitudes, and Volunteers' Satisfaction


North American Community Service Pilot Project, Margaret S. Sherraden, Carlos Benítez Jul 2003

North American Community Service Pilot Project, Margaret S. Sherraden, Carlos Benítez

Center for Social Development Research

North American Community Service Pilot Project


Institutional Capacity For Elder Service, Nancy Morrow-Howell, Jim Hinterlong, Michael Sherraden, Fengyan Tang, Prima Thirupathy, Madhura Nagchoudhuri Jul 2003

Institutional Capacity For Elder Service, Nancy Morrow-Howell, Jim Hinterlong, Michael Sherraden, Fengyan Tang, Prima Thirupathy, Madhura Nagchoudhuri

Center for Social Development Research

Given the demographic changes in our society and the positive effects of volunteering on older adults and on service recipients, service opportunities for older adults should be expanded. The development of institutions is a potentially powerful route to maximizing this potential. We propose five dimensions of institutional capacity, including expectation, access, information, incentive, and facilitation. Pilot data indicates that organizations offering service opportunities to older adults vary on these dimensions.


Michigan Ida Partnership: Year 2 Program Evaluation Report, Jan L. Losby, Maria L. Hein, Jill R. Robinson Jul 2003

Michigan Ida Partnership: Year 2 Program Evaluation Report, Jan L. Losby, Maria L. Hein, Jill R. Robinson

Center for Social Development Research

Michigan IDA Partnership: Year 2 Program Evaluation Report


Tax Credits And Ida Programs, Gena S. Gunn, Anupama Jacob, Melinda Lewis Jul 2003

Tax Credits And Ida Programs, Gena S. Gunn, Anupama Jacob, Melinda Lewis

Center for Social Development Research

Tax Credits and IDA Programs


The Effects Of Individual Development Account Programs: Perceptions Of Participants, Amanda Moore Mcbride, Margaret Lombe, Sondra G. Beverly Jul 2003

The Effects Of Individual Development Account Programs: Perceptions Of Participants, Amanda Moore Mcbride, Margaret Lombe, Sondra G. Beverly

Center for Social Development Research

In the United States, Individual Development Accounts (IDAs) are a social development strategy for increasing economic participation and long-term economic security. This article uses cross-sectional survey data (N=298) to describe perceived IDA effects: psychological, economic, social, and civic. Future research can inform the effects of specific program characteristics, such as financial education, as well as the applicability of IDAs worldwide.


The Potential For Inclusion In 529 Savings Plans: Report On A Survey Of States, Margaret Clancy, Michael Sherraden Jul 2003

The Potential For Inclusion In 529 Savings Plans: Report On A Survey Of States, Margaret Clancy, Michael Sherraden

Center for Social Development Research

The Potential for Inclusion in 529 Savings Plans: Report on a Survey of States


State Policy Trends For Individual Development Accounts In The United States: 1993–2003, Karen Edwards, Lisa Marie Mason Jul 2003

State Policy Trends For Individual Development Accounts In The United States: 1993–2003, Karen Edwards, Lisa Marie Mason

Center for Social Development Research

State Policy Trends for Individual Development Accounts in the United States: 1993–2003


Welfare Recipiency And Savings Outcomes In Individual Development Accounts, Min Zhan, Michael Sherraden, Mark Schreiner Jul 2002

Welfare Recipiency And Savings Outcomes In Individual Development Accounts, Min Zhan, Michael Sherraden, Mark Schreiner

Center for Social Development Research

Both theoretical frameworks and empirical evidence show that asset-based, means-tested welfare programs have negative effects on savings behaviors of welfare recipients. In this study, we examine how welfare recipiency is associated with savings outcomes in Individual Development Accounts. The results suggest that when other factors are controlled, receipt of welfare either before or at enrollment of IDAs is not correlated with savings outcomes. Policy implications under current welfare reform are discussed.


Friends, Family, And Neighborhood: Understanding Academic Outcomes Of African American Youth, Trina Williams, Larry Davis, Julie Miller-Cribbs, Jeanne Saunders, James Herbert Williams Jul 2002

Friends, Family, And Neighborhood: Understanding Academic Outcomes Of African American Youth, Trina Williams, Larry Davis, Julie Miller-Cribbs, Jeanne Saunders, James Herbert Williams

Center for Social Development Research

Friends, Family, and Neighborhood: Understanding Academic Outcomes of African American Youth


Effects Of Mothers' Assets On Expectations And Children's Educational Achievement In Female-Headed Households, Min Zhan, Michael Sherraden Jul 2002

Effects Of Mothers' Assets On Expectations And Children's Educational Achievement In Female-Headed Households, Min Zhan, Michael Sherraden

Center for Social Development Research

This study examines the effects of mothers’ assets (home ownership and savings) on their expectations and children’s educational achievement in female-headed households. Through the analysis of data from the National Survey of Families and Households (NSFH), results indicate that single mothers’ assets have positive effects on children’s educational achievement, and this effect is partially mediated through expectations. The study also finds that the positive effects of household income on children’s outcomes occur mainly through mothers’ assets. These results lend support for expansion of asset-based policies for poor women with children.


Violence In The Lives Of Rural, Southern & Poor White Women, Naomi Farber, Julie Miller-Cribbs Jul 2002

Violence In The Lives Of Rural, Southern & Poor White Women, Naomi Farber, Julie Miller-Cribbs

Center for Social Development Research

Violence in the Lives of Rural, Southern & Poor White Women


Understanding Service: Words In The Context Of History And Culture, Natasha Menon, Amanda Moore Mcbride, Michael Sherraden Jul 2002

Understanding Service: Words In The Context Of History And Culture, Natasha Menon, Amanda Moore Mcbride, Michael Sherraden

Center for Social Development Research

Understanding Service: Words in the Context of History and Culture


Limitations Of Civic Service: Critical Perspectives, Jenny Brav, Amanda Moore Mcbride, Michael Sherraden Jul 2002

Limitations Of Civic Service: Critical Perspectives, Jenny Brav, Amanda Moore Mcbride, Michael Sherraden

Center for Social Development Research

Limitations of Civic Service: Critical Perspectives


Crossing Divides: New Common Ground On Poverty And Economic Security, Tammy Draut, David Callahan, Corinna Hawkes Jul 2002

Crossing Divides: New Common Ground On Poverty And Economic Security, Tammy Draut, David Callahan, Corinna Hawkes

Center for Social Development Research

Crossing Divides: New Common Ground on Poverty and Economic Security


Gender Differences In Self-Perceptions And Academic Outcomes: A Study Of African American High School Students, Jeanne Saunders, Larry Davis, Trina Williams, Julie Miller Cribbs Jul 2002

Gender Differences In Self-Perceptions And Academic Outcomes: A Study Of African American High School Students, Jeanne Saunders, Larry Davis, Trina Williams, Julie Miller Cribbs

Center for Social Development Research

There is increasing divergence in the academic outcomes of African American males and females. By most accounts, males are falling behind their female peers educationally as African American females are graduating from high schools at higher rates and are going on to college and graduate school in greater numbers. Some have suggested that school completion and performance is associated with how students feel about themselves. The purpose of this study was to explore gender differences in the relationship between self-perceptions and two academic outcomes among a sample of 243 African American high school sophomores. The results suggest that, overall; females …


Income, Institutions, And Saving Performance In Individual Development Accounts, Michael Sherraden, Mark Schreiner, Sondra Beverly Jul 2002

Income, Institutions, And Saving Performance In Individual Development Accounts, Michael Sherraden, Mark Schreiner, Sondra Beverly

Center for Social Development Research

This paper examines the relationship between income and saving performance in Individual Development Accounts (IDAs). We first discuss theories of saving. Next, for IDA participants in the American Dream Demonstration, we look at income sources and distribution, followed by tabulations of income and savings outcomes. Following this, we discuss results from regression analyses on savings outcomes. We find that savings amount did not increase with income and that the savings rate decreased with income. Although the data do not reveal exactly what caused this, we believe that institutional factors in IDA programs played an important role.


The United Way Of Greater St. Louis Individual Development Account Pilot Program, Margaret Clancy, Mark Schreiner, Mark Sherraden Jul 2002

The United Way Of Greater St. Louis Individual Development Account Pilot Program, Margaret Clancy, Mark Schreiner, Mark Sherraden

Center for Social Development Research

The United Way of Greater St. Louis Individual Development Account Pilot Program


The Decision Of African American Students To Complete High School: An Application Of The Theory Of Planned Behavior, Larry Davis, Icek Ajzen, Jeanne Saunders, Trina Williams Jul 2002

The Decision Of African American Students To Complete High School: An Application Of The Theory Of Planned Behavior, Larry Davis, Icek Ajzen, Jeanne Saunders, Trina Williams

Center for Social Development Research

A longitudinal study explored high-school completion among African Americans. Male and female high-school students aged 14 to 17 (N=166) completed a questionnaire based on the theory of planned behavior (Ajzen, 1991) early in their second year. Intentions to complete the year were accurately predicted from attitudes, subjective norms, and perceived behavioral control (R=0.71; p


Drop-Out From Individual Development Accounts: Prediction And Prevention, Mark Schreiner, Michael Sherraden Jul 2002

Drop-Out From Individual Development Accounts: Prediction And Prevention, Mark Schreiner, Michael Sherraden

Center for Social Development Research

Individual Development Accounts (IDAs) are a new policy instrument designed to help the poor save and accumulate assets. IDAs provide matches for savings used for home purchase, post-secondary education, or microenterprise. IDAs cannot help participants, however, if they drop out. What determines drop-out, and what can be done to help participants to stay in? Three findings emerge from an analysis of IDAs in the American Dream Demonstration. First, drop-out depends more on transaction costs and previous debt than on income. Second, program design --and match rates in particular--affect drop-out risk. Third, drop-out can be predicted with some accuracy, so IDA …


Saving Performance In The American Dream Demonstration: A National Demonstration Of Individual Development Accounts, Mark Schreiner, Margaret Clancy, Michael Sherraden Jul 2002

Saving Performance In The American Dream Demonstration: A National Demonstration Of Individual Development Accounts, Mark Schreiner, Margaret Clancy, Michael Sherraden

Center for Social Development Research

Saving Performance in the American Dream Demonstration: A National Demonstration of Individual Development Accounts


Advancing Community Development And Public Policy Through An Mis-Enhanced Network, Elizabeth Johnson, James Hinterlong, Michael Sherraden, Amanda Moore Jul 2001

Advancing Community Development And Public Policy Through An Mis-Enhanced Network, Elizabeth Johnson, James Hinterlong, Michael Sherraden, Amanda Moore

Center for Social Development Research

Effective community development requires the establishment of links among multiple organizations and institutions. How well the network functions depend on the specificity and accuracy of the information exchanged. In this paper, we illustrate how the introduction of a management information system (MIS) to a network of economic development programs across the United States meets the diverse information needs of the multiple members and standardizes their communication. We discuss how the MIS, as a tool for community development, supports the collection and flow of information among network members, leading to expansion of the network. The success of this MIS-enhanced network is …


Creating Community In A United States City: Bangladeshi Women Share Their Immigrant Experiences, Lisa Young Larance, Rubena Malik Jul 2001

Creating Community In A United States City: Bangladeshi Women Share Their Immigrant Experiences, Lisa Young Larance, Rubena Malik

Center for Social Development Research

Creating Community in a United States City: Bangladeshi Women Share Their Immigrant Experiences


Savings And Asset Accumulation In Individual Development Accounts, Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Michal Grinstein-Weiss, Min Zhan, Sondra Beverly Jul 2001

Savings And Asset Accumulation In Individual Development Accounts, Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Michal Grinstein-Weiss, Min Zhan, Sondra Beverly

Center for Social Development Research

Savings and Asset Accumulation in Individual Development Accounts


Financial Education And Savings Outcomes In Individual Development Accounts, Margaret Clancy, Michal Grinstein-Weiss, Mark Schreiner Jul 2001

Financial Education And Savings Outcomes In Individual Development Accounts, Margaret Clancy, Michal Grinstein-Weiss, Mark Schreiner

Center for Social Development Research

This study is the first quantitative look at the effects of financial education on savings outcomes for the poor in Individual Development Accounts. The findings suggest that financial education has sizeable effects, and that courses need not be long to take advantage of them. Marketing and public-policy implications are noted.


Family Assets For Independence In Minnesota, Michal Grinstein-Weiss, Mark Schreiner, Margaret Clancy, Michael Sherraden Jul 2001

Family Assets For Independence In Minnesota, Michal Grinstein-Weiss, Mark Schreiner, Margaret Clancy, Michael Sherraden

Center for Social Development Research

Family Assets for Independence in Minnesota