Social Work Commons^™

Editorial Poem, Einat Metzl

Journal of Clinical Art Therapy

No abstract provided.

Journal Cover And Front Matter

Journal of Clinical Art Therapy

No abstract provided.

Shock Incarceration Programs Creative Problem Solving, Djuana L. Munn

Creativity and Change Leadership Graduate Student Master's Projects

Abstract of Project

Shock Incarceration Programs Creative Problem Solving

Many women who are incarcerated inside correctional boot camp prisons might have substantial low self-esteem that could worsen due to the stress of the prison environment, confinement, and being far away from their children and family members. Shock Incarceration or “boot camp” male correctional programs are degrading for female inmates: They do not meet the special needs and problems of women. Programs are based on control theory, which implies that an individual’s behavior assimilates to that which is expected by society. Female inmates are taught discipline and responsibility by “breaking down …

Baseline Survey Of The Third Cohort: A Supplemental Report From The Youthsave Ghana Experiment, Gina Chowa, David Ansong, Rainier Masa, Shiyou Wu, Yalitza Ramos, Meli Blake Kimathi

Center for Social Development Research

Baseline Survey of the Third Cohort: A Supplemental Report From the YouthSave Ghana Experiment

Economic Intervention And Parenting: A Randomized Experiment Of Statewide Child Development Accounts, Yunju Nam, Nora Wikoff, Michael Sherraden

Center for Social Development Research

Objective: We examine the effects of Child Development Accounts (CDAs) on parenting stress and practices. Methods: We use data from the SEED for Oklahoma Kids (SEED OK) experiment. SEED OK selected caregivers of infants from Oklahoma birth certificates using a probability sampling method, randomly assigned caregivers to the treatment (n = 1,32) or control group (n = 1,098), and provided college savings incentives only to the treatment group. We run regression analyses on a parenting stress scale and six continuous measures of parenting practices. Results: There were no significant differences in parenting outcomes between treatment and control groups, with the …

The Early Good News About Child Development Accounts, Sondra G. Beverly, Margaret Clancy, Michael Sherraden

Center for Social Development Research

This brief summary of early research findings from the SEED for Oklahoma Kids experiment may help Child Development Account (CDA) proponents communicate the value of such accounts to policymakers, educators and others.

Program Knowledge And Savings In A Child Development Account Experiment, Yunju Nam, Elizabeth Hole, Michael Sherraden, Margaret Clancy

Center for Social Development Research

This study investigates whether participants’ program knowledge is associated with savings outcomes in Child Development Accounts and whether differences in program knowledge explain racial and ethnic disparities in savings outcomes. Analyses of data collected from treatment participants in the SEED for Oklahoma Kids (SEED OK) experiment (N = 1,39) indicate that knowledge of SEED OK program features is low: on average, participants are aware of 1.24 of three features, and averages are lower among Blacks and Hispanics. Logit and Tobit regressions show that program knowledge is positively related to likelihood of holding a SEED OK participant-owned account and to individual …

Rebound Neighborhoods In Older Industrial Cities: The Story Of St. Louis, Hank Webber, Todd Swanstrom

Center for Social Development Research

Rebound Neighborhoods in Older Industrial Cities: The Story of St. Louis

Analysis Of The Relationship Between Cost And Benefit In China's Maritime Search And Rescue Industry, Mingyuan Cheng

Maritime Safety & Environment Management Dissertations (Dalian)

No abstract provided.

Heterogeneous Effects Of Child Development Accounts On Savings For Children's Education, Jin Huang, Youngmi Kim, Michael Sherraden, Margaret Clancy

Center for Social Development Research

In this study, we use data from SEED for Oklahoma Kids (N = 2,77), a statewide policy experiment testing Child Development Accounts (CDAs), to examine effects on individual savings for children’s postsecondary education. Built on the account structure of the Oklahoma 529 College Savings Plan, the experiment automatically opened state-owned 529 accounts for children in the treatment group with a $1,000 initial deposit, and encouraged their caregivers to open and save in participant-owned 529 accounts. Using quantile regressions and statistical match, the study focuses on the effects of CDAs on the shape of the savings distribution among participants who hold …

Education Loans And Wealth Building Among Young Adults, Min Zhan, Xiaoling Xiang

Center for Social Development Research

This study examines the association between education loans and postcollege wealth accumulation among young adults. Data come from the 1997 National Longitudinal Survey of Youth, and the analyses control for a number of student characteristics, college experiences, and parental income. Results from a treatment-effect model indicate that having education loans upon leaving college is negatively related to postcollege net worth, financial assets, nonfinancial assets, and value of primary housing. Furthermore, having education loans also has a negative impact on the value of net worth among Black young adults. The relationship between the amount of education loans and wealth accumulation is …

Lack Of Emergency Savings Puts American Households At Risk, Michal Grinstein-Weiss, Blair Russell, Brad Tucker, Krista Comer

Center for Social Development Research

Lack of Emergency Savings Puts American Households at Risk

Motivating Students Through Classroom-Based Service Learning: Toward Adoption And Impact, Anne S. Robertson, Amanda Moore Mcbride, Saras Chung, Allison Williams

Center for Social Development Research

Motivating Students Through Classroom-Based Service Learning: Toward Adoption and Impact

Social Challenges And Policy Innovations By Social Workers In Australia, Manohar Pawar

Center for Social Development Research

By summarizing the social challenges in the contemporary Australian context, this article aims to discuss policy innovations by Australian social workers. Acknowledging that the concept of policy innovation is broad and sometimes ambiguous, it looks at four examples by social workers. Drawing on secondary data analysis, it discusses how social workers played an important role in introducing legislative changes/amendments to protect children in difficult circumstances, resisted a refugee policy that incarcerates innocent children, challenged and changed procedures and policies within an organization, and influenced policymakers to revert budgetary decisions to enhance access to services. These examples show the social workers’ …

Research Report: Assessing The Impacts Of Service Learning On Middle School Students: Wyman's Teen Outreach Program®, Amanda Moore Mcbride, Anne Robertson, Saras Chung

Center for Social Development Research

Research Report: Assessing the Impacts of Service Learning on Middle School Students: Wyman's Teen Outreach Program®

Research Summary: Testing Universal College Savings Accounts At Birth: Early Research From Seed For Oklahoma Kids, Sondra G. Beverly, Margaret M. Clancy, Michael Sherraden

Center for Social Development Research

SEED for Oklahoma Kids is a large-scale policy test of automatic and progressive Child Development Accounts (CDAs), and it is the first truly universal model in the United States. The SEED OK CDA is universal in that it opens an Oklahoma 529 College Savings Plan (OK 529) account on behalf of every infant in the treatment group. This report summarizes key findings and conclusions from SEED for Oklahoma Kids research. Even at this early stage, SEED OK research is informing policy and the design of college savings plans at the state level. Amore recent summary of SEED OK research is …

Automatic Deposits For All At Birth: Maine's Harold Alfond College Challenge, Margaret M. Clancy, Michael Sherraden

Center for Social Development Research

The first statewide Child Development Account (CDA) in the United States announced a major change in strategy to automatically enroll all newborns. Evidence from CDA research has contributed to the decision by the College Challenge to remove its original opt-in requirement—in which parents must enroll their newborns in the state’s 529 college savings plan to receive a $500 grant—in favor of universal enrollment—in which every child is enrolled automatically at birth with a $500 grant.

Building A Lifetime Of Economic Security: Mobilizing For Change, Center For Social Development

Center for Social Development Research

Building a Lifetime of Economic Security: Mobilizing for Change

Refund To Savings: 2013 Evidence Of Tax-Time Saving In A National Randomized Control Trial, Michal Grinstein-Weiss, Krista Comer, Blair Russell, Clinton Key, Dana C. Perantie, Dan Ariely

Center for Social Development Research

Refund to Savings: 2013 Evidence of Tax-Time Saving in a National Randomized Control Trial

Refund To Savings: 2013 Results From A National Experiment To Build Financial Stability At Tax Time, Michal Grinstein-Weiss, Krista Comer, Blair Russell, Clinton Key, Dana C. Perantie, Dan Ariely

Center for Social Development Research

Refund to Savings: 2013 Results From a National Experiment to Build Financial Stability at Tax Time

Does Outstanding Student Debt Reduce Asset Accumulation?, William Elliott, Michal Grinstein-Weiss, Ilsung Nam

Center for Social Development Research

In this study, the authors use the Survey of Consumer Finances (SCF) to assess whether student loan debt is associated with total assets. They find that median 2009 assets for households with no outstanding student loan debt ($207,000) are higher than they are for households with outstanding student loan debt ($174,000). Multivariate statistics indicate that a household with a four-year college graduate, outstanding student loan debt, and median assets ($451,520) in 2007 had $136,73 (36%) less home equity in 2009 than a household with a similar household with no outstanding student loan debt. The main policy implication of this study …

An Event History Analysis Of Educational Loans And College Graduation: A Focus On Differences By Race And Ethnicity, Min Zhan, Xiaoling Xiang

Center for Social Development Research

This study examines the association between educational loans and college graduation rates, with a focus on differences by race and ethnicity. Data come from the 1997 National Longitudinal Survey of Youth (NLSY97). Results from event history analyses that control for a number of student characteristics, college experiences, and financial resources indicate that educational loans are positively related to the rate of college graduation. Larger loan amounts tend to decrease the likelihood of college graduation. The relationship between educational loans and college graduation is stronger among minority (Black and Hispanic) students. Overall, there is little evidence that educational loans reduce racial …

An Exploration Of Threatened Harm As A Type Of Maltreatment And Its Relation To Recurrence Of Maltreatment, Roxann Mcneish

USF Tampa Graduate Theses and Dissertations

There were no studies found in the literature that primarily focused on threatened harm as type of maltreatment. This study utilized Florida's child welfare administrative data to explore threatened harm as a type of maltreatment, particularly as a predictor of recurrence of maltreatment within six and 12 months for children who had a verified report of maltreatment in FY2005-2006. Threatened harm was examined in three ways; when it was reported as the only maltreatment, the initial maltreatment, and in situations where there was a prior report. The most prevalent acts of threatened harm were examined separately. It was examined as …

Student Debt And Declining Retirement Savings, William Elliott, Michal Grinstein-Weiss, Ilsung Nam

Center for Social Development Research

In this study, the authors use the Survey of Consumer Finances (SCF) to determine whether student loan debt is associated with retirement savings. They find that the median 2009 retirement savings amount for households with no outstanding student loan debt ($55,000) is nearly twice as high as it is for households with outstanding student loan debt ($25,000). Further, multivariate statistics indicate that a household with a four-year college graduate, outstanding student loan debt, and median retirement savings ($80,983) in 2007 incurred a loss of 52% of those retirement savings in 2009 contrasted with household with a similar household with no …

Is Student Debt Compromising Homeownership As A Wealth-Building Tool?, William Elliott, Michal Grinstein-Weiss, Ilsung Nam

Center for Social Development Research

In this study, the authors use 2007–2009 Survey of Consumer Finance longitudinal data to examine if having student loans affected home equity during the Great Recession. We find that median 2009 home equity ($90,000) for households with no outstanding student loan debt is twice as high as that of households with outstanding student loan debt ($45,000). Further, multivariate statistics reveal that a household with a college graduate, median 2007 home equity, and student loan debt had $54,334 (40%) less home equity in 2009 than a household with a college graduate, median home equity, and no college debt. The main policy …

Child Development Accounts And College Success: Accounts, Assets, Expectations, And Achievements, Sondra G. Beverly, William Elliott, Michael Sherraden

Center for Social Development Research

Child Development Accounts (CDAs) can contribute to financial preparation for college and the development of a college-bound identity in multiple ways and so increase the likelihood of college success. The pathways from CDAs to college success proposed in this paper are grounded in theory and evidence, but more research on the impact of CDAs is needed.

The Impact Of Family Assets And Debt On College Graduation, Min Zhan, Deidre Lanesskog

Center for Social Development Research

This study examines the influence of family financial assets and debt, both measured during the time of youth’s college enrollment, on the chances of college graduation. Data come from the National Longitudinal Survey of Youth. Results from analyses controlling for a number of student, parental, and institutional characteristics indicate that family assets are positively related to the chances of college graduation among White and Black students; family debt is negatively associated with the odds of college graduation among Black students, but neither family assets nor family debt is related to the chances of college graduation among Hispanic students. Overall, results …

Youth Savings Patterns And Performance In Colombia, Ghana, Kenya, And Nepal, Lissa Johnson, Yungsoo Lee, Michael Sherraden, Gina A. N. Chowa, David Ansong, Fred Ssewamala, Margaret S. Sherraden, Li Zhou, Moses Njenga, Joseph Kieyah, Isaac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Orgales Rodriguez, Frederico Merchán, Juan Saavedra

Center for Social Development Research

Youth Savings Patterns and Performance in Colombia, Ghana, Kenya, and Nepal

The Impact Of Family Assets And Debt On College Graduation, Min Zhan, Deidre Lanesskog

Center for Social Development Research

The Impact of Family Assets and Debt on College Graduation

Impacts Of The Mission Continues Fellowship Program On Post-9/11 Disabled Military Veterans, Their Families, And Their Communities, Monica M. Matthieu, Ian D. Smith, Nancy Morrow-Howell, Amanda Moore Mcbride

Center for Social Development Research

Impacts of the Mission Continues Fellowship Program on Post-9/11 Disabled Military Veterans, Their Families, and Their Communities