Open Access. Powered by Scholars. Published by Universities.®
- Discipline
- Keyword
-
- Financial Security (8)
- COVID-19 (6)
- Financial security (5)
- Education (4)
- Benefits (3)
-
- Child Tax Credit (3)
- Healthcare (3)
- CTC (2)
- Children (2)
- Disabilities (2)
- Employment (2)
- Health (2)
- Health care (2)
- Housing (2)
- Social Policy (2)
- Adherence (1)
- And Financial Well-Being (1)
- Behavior (1)
- COVID (1)
- COVID-19 vaccine (1)
- Centene (1)
- Child Development Accounts; asset building; savings; Israel (1)
- College Completion (1)
- Consumption (1)
- Debt (1)
- Discrimination (1)
- Economic recovery (1)
- Employer benefits (1)
- Ethnicity (1)
- Experiment (1)
Articles 61 - 63 of 63
Full-Text Articles in Public Policy
Financial Well-Being In Low- And Moderate-Income Households: How Does It Compare To The General Population?, Sicong Sun, Olga Kondratjeva, Stephen P. Roll, Mathieu Despard, Michal Grinstein-Weiss
Financial Well-Being In Low- And Moderate-Income Households: How Does It Compare To The General Population?, Sicong Sun, Olga Kondratjeva, Stephen P. Roll, Mathieu Despard, Michal Grinstein-Weiss
Social Policy Institute Research
Research has increasingly shed light on the precariousness of many households’ financial situations. For example, a large national survey showed that 41 percent of adults lack sufficient liquidity to cover even a modest $400 emergency without taking on debt or selling an asset;1 a problem that is exacerbated for lower-income households.2 Compounding this issue is the fact that financial shocks, such as the loss of income or a major car repair, are common; 60 percent of U.S. households reported a shock in the prior year at a median cost of $2,000.3
Employee Financial Wellness Programs: Differences In Reach By Financial Circumstances, Sophia R. Fox-Dichter, Yingying Zeng, Mathieu R. Despard, Ellen Frank-Miller, Geraldine Germain
Employee Financial Wellness Programs: Differences In Reach By Financial Circumstances, Sophia R. Fox-Dichter, Yingying Zeng, Mathieu R. Despard, Ellen Frank-Miller, Geraldine Germain
Social Policy Institute Research
Workplace-based Employee Financial Wellness Programs (EFWPs) aim to strengthen employees’ financial well-being through services such as financial coaching, payroll advances and short-term installment loans, credit counseling, debt management, and online financial management tools. Although EFWPs are a fast-growing part of employee benefit packages, offerings vary widely in service type and delivery method across em-ployers, and little research has assessed their efficacy and reach.1 Our prior research2 indicates significant differences among employees, includ-ing by race/ethnicity3, regarding their awareness, utilization, and self-reported benefits from EFWP services. This brief adds to this research by exam-ining these differences in EFWP reach by employ-ees’ financial …
Employee Financial Wellness Programs: Differences In Reach By Race And Ethnicity, Sophia R. Fox-Dichter, Mathieu R. Despard, Ellen Frank-Miller, Geraldine Germain
Employee Financial Wellness Programs: Differences In Reach By Race And Ethnicity, Sophia R. Fox-Dichter, Mathieu R. Despard, Ellen Frank-Miller, Geraldine Germain
Social Policy Institute Research
Employee Financial Wellness Programs (EF-WPs) consist of a wide array of workplace-based services and benefits that aim to enhance em-ployees’ financial well-being, such as in-person financial coaching, online financial management tools, and payroll advances or short-term loans. EFWP provision varies across employers with few organizations offering the same set of services. The recently released Employee Financial Well-ness Programs Project: Comprehensive Report of Findings notes that EFWP utilization rates and employee self-reported benefits also vary widely. This report continues the examination of varia-tion in EFWP trends by breaking down measures of EFWP reach by employee race and ethnicity. We examine three …