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Full-Text Articles in Behavioral Economics
An Analysis Of The Effects Of Financial Education On Financial Literacy And Financial Behaviors, Jamie Wagner
An Analysis Of The Effects Of Financial Education On Financial Literacy And Financial Behaviors, Jamie Wagner
College of Business: Dissertations, Theses, and Student Research
This study estimates how financial education affects a person’s financial literacy score, short-term financial behaviors, and long-term financial behaviors using data from the 2012 National Financial Capability Study (NFCS). There are seven categories of financial education—high school, college, employer, high school and college, high school and employer, college and employer, and combinations of all three courses—to estimate the effectiveness of financial education. This course detail has not been studied in previous literature about financial education.
Financial education has a positive relationship with a person’s financial literacy score. Splitting the sample into groups based on education and income results show that …
The Impact On Consumer Behavior Of Energy Demand Side Management Programs Measurement Techniques And Methods, Jeffrey L. Pursley
The Impact On Consumer Behavior Of Energy Demand Side Management Programs Measurement Techniques And Methods, Jeffrey L. Pursley
College of Business: Dissertations, Theses, and Student Research
Much effort has gone into measuring the impact of Demand Side Management (DSM) programs on energy usage, particularly in regards to electric usage. However, there are potential biases in such measurements. This paper explores one of these potential biases, the rebound effect. This effect is caused by changes in consumer behavior as a result of DSM programs. The work of Steven Braithwaite and Douglas Caves provide the starting point for this analysis, although the rebound effect is referenced in many other works in this field.
In an effort the estimate this effect, data from the Nebraska Energy Office’s DSM programs …