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Full-Text Articles in Economics

The Effect Of School Operational Assistance Program On Investment In Education By Households: Evidence From Indonesia, Nia Pramita Sari Dec 2019

The Effect Of School Operational Assistance Program On Investment In Education By Households: Evidence From Indonesia, Nia Pramita Sari

Economics and Finance in Indonesia

The School Operational Assistance Program, referred to as BOS, is a demand intervention program indirectly provided by the government of Indonesia to students through schools, started in July 2005. This paper examines the impact of BOS on educational investment by households and other expenditure such as food and non-food consumption. Using the observations of 1,161 households with at least one member studying in public school from the fourth wave of the Indonesian Family Life Survey (IFLS 4), we discover that BOS is effective in relaxing household's budget constraint, thus increasing educational investment by households. We also discover that households with …

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Book Review: Indonesia's Digital-Based Economic Transformation: The Emergence Of New Technological, Business, Economic, And Policy Trends In Indonesia, Anika Widiana Dec 2019

Book Review: Indonesia's Digital-Based Economic Transformation: The Emergence Of New Technological, Business, Economic, And Policy Trends In Indonesia, Anika Widiana

Economics and Finance in Indonesia

No abstract provided.

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Orthodontic Camouflage Treatment Of A High-Angle Severe Skeletal Class Ii Discrepancy, Deryana Marshadhianti, Miesje Karmiati Purwanegara Dec 2019

Orthodontic Camouflage Treatment Of A High-Angle Severe Skeletal Class Ii Discrepancy, Deryana Marshadhianti, Miesje Karmiati Purwanegara

Journal of Dentistry Indonesia

Proper orthodontic treatment in adult patients with severe skeletal Class II discrepancy can be challenging. Recently, miniscrew implants have been used as a strategy to treat skeletal Class II patients. Objective: This report illustrates a skeletal Class II malocclusion management combining straight wire technique and miniscrew implant anchorage. Case report: The patient was a 21-years- old Indonesian female with Class II skeletal discrepancy, a retrognathic mandible, a high mandibular plane angle, and a mouth breathing habit due to a history of allergic rhinitis. Anchorage control is important in the sagittal and vertical directions. Miniscrew implants were placed in the …

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Antimicrobial Efficacy Of Myrmecodia Pendens Extract And Fraction Combination Against Enterococcus Faecalis Atcc 29212, Faisal Kuswandani, Mieke H. Satari, Ani M. Maskoen Dec 2019

Antimicrobial Efficacy Of Myrmecodia Pendens Extract And Fraction Combination Against Enterococcus Faecalis Atcc 29212, Faisal Kuswandani, Mieke H. Satari, Ani M. Maskoen

Journal of Dentistry Indonesia

Enterococcus faecalis can withstand harsh environmental conditions in the root canal and cause a secondary infection. Myrmecodia pendens is an herbal medicine rich in polyphenol compounds that have antibacterial, antioxidant, and anticancer properties. Objectives: To analyze the effects of M. pendens fraction combination on the sensitivity of E. faecalis. Methods: The minimum inhibitory concentration (MIC) was determined using a serial microdilution method, and the minimum bactericidal concentration (MBC) was determined by adding the test sample to sterile Mueler Hinton agar medium. Results: The MIC of combination 1 (hexane-ethyl acetate, HE) was 0.049 mg/mL, whereas those of combinations 2 (hexane-water, HA) …

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Persistent Endodontics Pathogens Biofilm Inhibited By Lactobacillus Reuteri Indonesian Strain, Armelia Sari Widyarman, Njoo Kiky Elysia Lazaroni Dec 2019

Persistent Endodontics Pathogens Biofilm Inhibited By Lactobacillus Reuteri Indonesian Strain, Armelia Sari Widyarman, Njoo Kiky Elysia Lazaroni

Journal of Dentistry Indonesia

Lactobacillus reuteri is known as probiotics that effective to improve oral health. Objective: To analyze the effect of L. reuteri Indonesian strain, towards Enterococcus faecalis and Candida albicans biofilm growth. Methods: This study was conducted using biofilm assay. Each E. faecalis ATCC-29212 and C. albicans ATCC-10231 were cultured in Brain Heart Infusion Broth, distributed into 96 well-microplate and incubated for 24h, 37°C, anaerobic condition for E. faecalis and aerobic condition for C. albicans. L. reuteri LC382415 (Indonesian strain) was cultured in deMann Rogosa Shar pe Broth and diluted into different concentrations (108,106, and 104 …

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Kemampuan Dan Kemauan Pasien Umum Rawat Inap Dalam Membayar Pelayanan Kesehatan Rawat Inap Di Rumah Sakit Umum Kaliwates Kabupaten Jember, Yanuar Anafia, Eri Witcahyo Dec 2019

Kemampuan Dan Kemauan Pasien Umum Rawat Inap Dalam Membayar Pelayanan Kesehatan Rawat Inap Di Rumah Sakit Umum Kaliwates Kabupaten Jember, Yanuar Anafia, Eri Witcahyo

Jurnal Ekonomi Kesehatan Indonesia

testRational rates were determined by calculating unit costs into account characteristics of product as information related ability and willingness to pay. Ability and willingness were calculated for quality control and cost at the hospital. Community satisfaction index in Kaliwates General hospital released number of customer satisfaction that hasn’t met the standard was rate of inpatient services. Results of preliminary study on general inpatients were 70% having an estimated rate of less than rate set by the hospital, 20% said rates were less affordable and 10% couldn’t estimate rates, then this study was calculate ability and willingness to pay for inpatient …

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Analisis Biaya Satuan (Unit Cost) Dengan Metode Activity Based Costing (Abc) Di Poliklinik Jantung Rsu Dr. H. Koesnadi Bondowoso, Sumiati Sumiati, Eri Witcahyo, Andrei Ramani Dec 2019

Analisis Biaya Satuan (Unit Cost) Dengan Metode Activity Based Costing (Abc) Di Poliklinik Jantung Rsu Dr. H. Koesnadi Bondowoso, Sumiati Sumiati, Eri Witcahyo, Andrei Ramani

Jurnal Ekonomi Kesehatan Indonesia

Determination of rate calculated based on unit cost, based on Bondowoso Regent Regulation Number 62 of 2017, RSU dr. H. Koesnadi Bondowoso unit cost calculates using the Double Distribution method. Double Distribution (DD) method is not appropriate to be applied because it does not reflect activity, method based on activity, precise and accurate so that it can provide the right information is Activity Based Costing (ABC) method. RSU Dr. H. Koesnadi Bondowoso has not made unit cost calculation using Activity Based Costing (ABC) method, especially for outpatient installation. The purpose of this research is unit cost analysis with Activity Based …

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Kajian Literatur Sistematis: Skema Pengendalian Biaya Dalam Asuransi Kesehatan Nasional Di Beberapa Negara, Eka Pujiyanti, Ery Setiawan, Euis Ratna Sari, Indah Pratiwi Suwandi Dec 2019

Kajian Literatur Sistematis: Skema Pengendalian Biaya Dalam Asuransi Kesehatan Nasional Di Beberapa Negara, Eka Pujiyanti, Ery Setiawan, Euis Ratna Sari, Indah Pratiwi Suwandi

Jurnal Ekonomi Kesehatan Indonesia

Cost-containment is one of several strategies to ensure the financial sustainability of the National Health Insurance scheme. Several cost-containment models were commonly globally, such as cost-sharing, capping, and others. This review aims to determine the costs and impacts of implemented policy schemes as cost-containment instruments in various countries. We performed a systematic review from several primary databases (Proquest, Pubmed, and Cochrane Library) with the primary intervention are the cost-sharing methods. The results of our review focused on the cost containment scheme from the government perspective, in which the context of social insurance can be a modification of payment systems, cost-sharing, …

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Kinerja Rumah Sakit Swasta Dengan Pembayaran Ina Cbgs Di Era Jaminan Kesehatan Nasional: Casemix, Casemix Index, Hospital Base Rate, Atik Nurwahyuni, Ery Setiawan Dec 2019

Kinerja Rumah Sakit Swasta Dengan Pembayaran Ina Cbgs Di Era Jaminan Kesehatan Nasional: Casemix, Casemix Index, Hospital Base Rate, Atik Nurwahyuni, Ery Setiawan

Jurnal Ekonomi Kesehatan Indonesia

Private hospitals must monitor their performance using indicators commonly used in DRG payment systems: casemix, casemix index and hospital base rate. This study aims to analyze the performance of private hospitals including casemix, casemix index and hospital base rate. This cross sectional study was conducted with a sample of 7 hospitals selected purposively representing private hospital type B, C, and D in 6 provinces. Casemix and CMI RS are strongly influenced by the hospital capacity, which the hospitals class B have higher casemix and CMI than class C and D hospitals. There is a phenomenon, CMI in class C hospitals …

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Analysis Of Risk For Class Shifting And Determinants Of Bpjs Kesehatan Membership Using Generalized Ordered Logit-Unconstrained Partial Proportional Odds Model, Siskarossa Ika Oktora, Ika Yuni Wulansari, Geri Yesa Ermawan Dec 2019

Analysis Of Risk For Class Shifting And Determinants Of Bpjs Kesehatan Membership Using Generalized Ordered Logit-Unconstrained Partial Proportional Odds Model, Siskarossa Ika Oktora, Ika Yuni Wulansari, Geri Yesa Ermawan

Jurnal Ekonomi Kesehatan Indonesia

The main source of funding of BPJS Kesehatan comes from the different premium class in which the participant registered. The medical benefits among classes are equivalent, except inpatient facilities. But when the improvement health degree is not linear with the incurred costs, problem would arise. This study aims to analyze class shifting and determinants of BPJS Kesehatan membership. Around 1.53 percent of participants access higher classes, while 5.62 percent access lower classes. Class III participants with inpatient status severity level 2 and 3, reaching 41% and 43%, respectively. In addition, 60% of non-PBI participants are Class II premium participants; most …

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Utilization Of Free Trade Agreement In Indonesia: Firm-Level Data Analysis Of The Yogyakarta Special Region, Nadira Asrifa Nasution Dec 2019

Utilization Of Free Trade Agreement In Indonesia: Firm-Level Data Analysis Of The Yogyakarta Special Region, Nadira Asrifa Nasution

Economics and Finance in Indonesia

This study aims to observe the utilization of Free Trade Agreement (FTA) in the Special Region of Yogyakarta. The findings are obtained by processing primary data collected from in-depth interviews and a survey of firms by applying descriptive analysis. The findings show that FTA is utilized by merely 44% of the total population of 64 firms in Yogyakarta. The benefits of FTA obtained by firms include market access, ease of processing custom documents, and lower preferential tariffs. However, the disadvantages include onerous document requirements, limited information, and difficulties in understanding regulations. Another issue related to the utilization of FTA concerns …

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Corruption And Economic Growth In Asean Member Countries, Anisah Alfada Dec 2019

Corruption And Economic Growth In Asean Member Countries, Anisah Alfada

Economics and Finance in Indonesia

This study examines the effect of corruption on economic growth and determines the corruption threshold in nine ASEAN member countries in 1999-2016. This study assesses whether the effect of corruption is growth-enhancing or growth-deteriorating in different corruption threhsolds using a sample-splitting and threshold model. In contrast to the existing literature, this study does not group countries based on income level and therefore can reveal the corruption level of a country relative to a corruption threshold. The estimation results show that the adverse effect of corruption on economic growth is stronger for countries with corruption levels above the second threshold of …

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Pengaruh Asimetris Nilai Tukar Terhadap Ekspor: Kasus Ekspor Industri Indonesia Tahun 2007-2016, Welldy Welldy, Diah Widyawati Oct 2019

Pengaruh Asimetris Nilai Tukar Terhadap Ekspor: Kasus Ekspor Industri Indonesia Tahun 2007-2016, Welldy Welldy, Diah Widyawati

Jurnal Kebijakan Ekonomi

This study aims to see whether appreciation and depreciation have asymmetric impact on Indonesia's industrial exports and which impact is greater. The researcher uses disaggregated panel of Indonesian industrial product export HS Code 10 digit level with all partner country of export. Acquired domestic appreciation has a negative impact and depreciation has a positive impact on exports, where the impact is both asymmetric. The negative impact of appreciation is greater than the positive impact of depreciation. While domestic appreciation, export demand is more elastic due to competition in international markets which makes other countries turn to domestic products in their …

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Pengaruh Kepemilikan Asing Terhadap Kinerja Perusahaan Manufaktur Di Indonesia, Eko Adi Priyanto, Riatu Mariatul Qibthiyyah Oct 2019

Pengaruh Kepemilikan Asing Terhadap Kinerja Perusahaan Manufaktur Di Indonesia, Eko Adi Priyanto, Riatu Mariatul Qibthiyyah

Jurnal Kebijakan Ekonomi

This study analyzes the influence of the level of company ownership and also analyzes further about evaluating the requirements of foreign capital ownership as a Negative Investment List (NIL). This study uses a panel of Indonesian manufacturing companies 2007-2014 with the estimated GMM method of Arellano-Bond. The estimation results show an increase achieved with foreign ownership, but after reaching a certain point the increase or increase as intended inverted U. Required to achieve optimal needs. Then further analysis showed that NIL Regulations were approved by foreign capital ownership, NIL companies' foreign capital ownership was lower than Non-NIL companies, but the …

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Dana Analisis Dampak Kebijakan Keuangan Pemerintah Terhadap Pihak Ketiga Bank Swasta, Setiawan Wijono, Eugenia Mardanugraha Oct 2019

Dana Analisis Dampak Kebijakan Keuangan Pemerintah Terhadap Pihak Ketiga Bank Swasta, Setiawan Wijono, Eugenia Mardanugraha

Jurnal Kebijakan Ekonomi

The ability of Indonesia’s private banks to muster funds vary from one province to another. The test result from 33 provinces in Indonesia during 2011-2015 show that the ratio of GDP against BUDGETS, the private bank’s delivery channel ratio, and population density have a significant influence on the market share of private banks. When exclude DKI, the ratio of trade and services sector in regional GDP to bank deposits and the ratio of civil servants to the working population also have a significant effect. The ratio of APBD to GRDP gives a negative influence, while other variables contribute positively. Zoning …

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Korelasi Kemiskinan Dan Persepsi Kualitas Terhadap Probabilitas Menyuap Dalam Pelayanan Publik : Studi Kasus Indonesia, Maria Patricya Naibaho Oct 2019

Korelasi Kemiskinan Dan Persepsi Kualitas Terhadap Probabilitas Menyuap Dalam Pelayanan Publik : Studi Kasus Indonesia, Maria Patricya Naibaho

Jurnal Kebijakan Ekonomi

The study attempts to find out to what extent "grease the wheels" hypothesis can explain the bribery phenomena in Indonesia that has been done by the poor to access public services like public administration, police, health, and education. The study used cross-section data from a national survey of the Public Perception of the Corruption Trend 2018 conducted by Lembaga Survey Indonesia (LSI). The survey’s respondents are 3,670 households spread in 34 provinces in Indonesia. The study shows that the grease the wheels hypothesis is found only in health sector, confirming that the characteristics of the public services determine the likelihood …

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Key Elements Of Environmental Justice In The Geothermal Power Plant Resistance Movement, Priyo Fajar Santoso, Bevaola Kusumasari Sep 2019

Key Elements Of Environmental Justice In The Geothermal Power Plant Resistance Movement, Priyo Fajar Santoso, Bevaola Kusumasari

Jurnal Politik

Geothermal energy is currently considered as an environmentally friendly, renewable energy source. However, based on empirical data from various countries, geothermal energy production often results socioecological losses for the host community. Various environmental justice movements have emerged to protect environment by protestesting and providing a counter discourse against the dominant perception that geothermal energy is renewable and environmentally friendly. As Indonesian government put more effort to develop more geothermal power thermal across the country, more reactions also emerge and surprisingly include the critical one. This article aims to look at one of the critical reaction from community to counter the …

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Economic Inequality, Regional Development, And Internal Migration In Indonesia, Khoirunurrofik Khoirunurrofik Aug 2019

Economic Inequality, Regional Development, And Internal Migration In Indonesia, Khoirunurrofik Khoirunurrofik

Economics and Finance in Indonesia

This study aims to probe the determinants of inter-provincial migration flows in Indonesia and how economic and development changes affect migration patterns. We employ three census periods, 1990, 2000, and 2010. Our study finds that an increase in relative inequality between origin and destination provinces decreases inter-provincial migration and relatively high distance elasticity in Indonesia leads to high migration cost. People are more inclined to migrate due to push factors as opposed to pull factors from the destination region, thus indicating a strong relationship between the level of regional development and the willingness of people to migrate.

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Microcredit Accessibility In Rural Households: Evidence From Indonesia, Danang Budi Santoso Aug 2019

Microcredit Accessibility In Rural Households: Evidence From Indonesia, Danang Budi Santoso

Economics and Finance in Indonesia

Extant literature suggests that microcredit may improve borrowers social and economic welfare. This study aimed to investigate the microcredit accessibility of rural households in Indonesia. Binary Logistic regression was used to distinguish the characteristics of microcredit borrowers and non-borrowers, and the factors affecting the approval of microcredit application. Primary data was collected through a survey on 488 rural households in Bantul, Yogyakarta. The empirical results suggested that age, marital status and education attainment significantly affect the characteristics of clients and non-clients of microcredit. The results also revealed that age of borrowers, household income, interest rates, and loan duration are key …

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Does Gender Diversity In The Boardroom Improve Firm Performance? Evidence From Indonesia, Pananda Pasaribu Aug 2019

Does Gender Diversity In The Boardroom Improve Firm Performance? Evidence From Indonesia, Pananda Pasaribu

Economics and Finance in Indonesia

This study investigates board gender diversity in Indonesia's listed firms and its effect on firm performance from 2011-2016. After addressing the endogeneity of diversity, the results in this paper show that the proportion of female in the boardroom marginally improve firm performance. Firms with two or more female in the boardroom have a stronger impact on firm performance than firms with one female in the boardroom, consistent with the critical mass effect. Finally, certain sectors will gain more benefits of appointing females in the boardroom. The results suggest that increasing gender diversity in the boardrooms can have beneficial effects on …

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The Effect Of Hedging With Financial Derivatives On Firm Value At Indonesia Stock Exchange, Prof. Dr. Budi Frensidy Aug 2019

The Effect Of Hedging With Financial Derivatives On Firm Value At Indonesia Stock Exchange, Prof. Dr. Budi Frensidy

Economics and Finance in Indonesia

This study aims to analyze the effect of hedging for the risks of foreign currency, interest rate, and commodity price on firm value as measured by Tobin's Q. The findings reveal that hedging with derivative instruments is insignificantly related to firm value but significantly varied in financial risks. Hedging for foreign currency risk has a significantly positive relation to firm value, while hedging for interest rate and commodity price risk has no relation. Furthermore, this study provides a novelty compared to previous studies in the utilization of the extent of hedging as the variable to measure the implementation of hedging.

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Promoting The Indonesian Special Economic Zones For Tourism: Lessons From Mandalika And Tanjung Kelayang, Latif Adam Aug 2019

Promoting The Indonesian Special Economic Zones For Tourism: Lessons From Mandalika And Tanjung Kelayang, Latif Adam

Economics and Finance in Indonesia

This paper aims to analyze the design and implementation of the policy to develop tourism special economic zones (TSEZs) in Indonesia with special reference to Mandalika and Tanjung Kelayang. Using descriptive analysis, it is revealed that these TSEZs have not attracted many investors yet. The policy design to promote the two TSEZs is unattractive, unclear, and at odds with the characteristics of the tourism sector. Furthermore, the implementing institutions have insufficient capacity and professionalism to implement the policy. Various critical actions are necessary to take. First, accelerating the provision of infrastructure. Second, clarifying several regulations to be in compliance with …

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Aktivitas Ekspor Dan Inefisiensi Teknis Industri Andalan Ekspor Indonesia, Rika Bettynurindah Rustiawati, Andi Fahmi Lubis Jul 2019

Aktivitas Ekspor Dan Inefisiensi Teknis Industri Andalan Ekspor Indonesia, Rika Bettynurindah Rustiawati, Andi Fahmi Lubis

Jurnal Ekonomi dan Pembangunan Indonesia

This study examines the effect of export activity on the technical inefficiency by using firm level panel data taken from Annual Survey of Manufacturing conducted by BPS for the period 2010 to 2014 and focus on Indonesia’s mainstay export industry which classified into low technology and high technology sector. A stochastic frontier model with one stage approach is applied to the translog production function to estimate firm level technical efficiency. The findings support the theoretical implications of the positive impact of export activities on firm’s efficiency and low technology sectors have higher efficiency rate than high technology sectors.

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Analisis Pengembangan Ekspor Pala, Lawang, Dan Kapulaga Indonesia, Ely Nurhayati, Sri Hartoyo, Sri Mulatsih Jul 2019

Analisis Pengembangan Ekspor Pala, Lawang, Dan Kapulaga Indonesia, Ely Nurhayati, Sri Hartoyo, Sri Mulatsih

Jurnal Ekonomi dan Pembangunan Indonesia

Export is an important component in the economy. The higher export performance, the greater positive impact. From 2012 to 2016, Indonesia’s exports continued to decline, so Indonesia needs to boost its exports. One of the potential commodities to be developed is nutmeg, mace, and cardamoms. This study analyzed the competitiveness of nutmeg, mace, and cardamoms, as well as the factors affecting its exports. The methods used are RCA, EPD, X-Model, and Gravity. The competitiveness analysis showed that the optimistic export markets were Pakistan, Germany, Italy, and USA. The potential export markets were Malaysia, Vietnam, Thailand, France, and Netherlands. Factors that …

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Deprivasi Utama Kemiskinan Multidimensi Antarprovinsi Di Indonesia, Bagus Sumargo, Naomi Miduk M. Simanjuntak Jul 2019

Deprivasi Utama Kemiskinan Multidimensi Antarprovinsi Di Indonesia, Bagus Sumargo, Naomi Miduk M. Simanjuntak

Jurnal Ekonomi dan Pembangunan Indonesia

So far poverty alleviation policies are still oriented to the monetary approach, while poverty is multidimensional, this means that multidimensional poverty is defined as the condition of the lack of all existing poverty indicators. This study finds the main deprivation of poverty indicators in each province in Indonesia, so that poverty alleviation programs can be directed and more in line with the main deprivation needs of poverty in an area. Using the data of the National Socio-Economic Survey (Susenas 2014) and Alkire-Foster’s multidimensional poverty measurement method, and with 12 indicators in three dimensions (health, education, and living standards), found that …

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Transmisi Kemiskinan Antargenerasi Di Indonesia Tahun 1993–2014, Studi Data Ifls, Memy Irwan, Jossy P. Moeis Jul 2019

Transmisi Kemiskinan Antargenerasi Di Indonesia Tahun 1993–2014, Studi Data Ifls, Memy Irwan, Jossy P. Moeis

Jurnal Ekonomi dan Pembangunan Indonesia

The initial hypothesis states that children from poor household have a tendency to return to poverty as an adult. This is because children from poor household are more difficult to utilize available resources than children from non-poor household. By using McNemar test, the data proved that there was a transmission of poverty in Indonesia during 1993–2014. In other words, poverty alleviation program in Indonesia had not been successfully carried out. Multinomial logit was used to analyzed factors that influence the transmission of poverty. There are various factors that affect the intergenerational transmission of poverty in Indonesia, namely the level of …

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Pengaruh Dwelling Time Pada Penerimaan Pajak Impor Di Indonesia, Adam Syaiful Hilal, Vera Lisna Jul 2019

Pengaruh Dwelling Time Pada Penerimaan Pajak Impor Di Indonesia, Adam Syaiful Hilal, Vera Lisna

Jurnal Ekonomi dan Pembangunan Indonesia

High dwelling time in Indonesia has been in the spotlight of President since his visit to the Port of Tanjung Priok in 2014. This could bring impact on international trade, one of which is indicated by import tax revenue. The value of import in Indonesia which continues to fall has brought impact to lower country revenue from import tax. The objective of this study is to analyze the effect of dwelling time on import tax revenue in Indonesia. The results from recursive equation system of Error Correction Model (ECM) by using data during January 2014 to November 2016 show that …

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“Tahukah Kamu?”: Analisis Set Data Survei Sosial Ekonomi Nasional (Susenas), Meliyanni Johar, Prastuti Soewondo, Retno Pujisubekti, Harsa Kunthara Satrio, Ardi Adji, Iqbal Dawam Wibisono Jul 2019

“Tahukah Kamu?”: Analisis Set Data Survei Sosial Ekonomi Nasional (Susenas), Meliyanni Johar, Prastuti Soewondo, Retno Pujisubekti, Harsa Kunthara Satrio, Ardi Adji, Iqbal Dawam Wibisono

Jurnal Ekonomi dan Pembangunan Indonesia

Susenas has been the backbone of many scientific research and public policies in Indonesia since 1960s. Nonetheless, some of its features have not been clearly conveyed and understood. We highlight two features that often lead to misinterpretation. First, the expenditure variable in Susenas does not measure private outlay but household’s consumption because it includes external assistance. Incomes of households which receive many assistances therefore are overestimated. Second, a sudden change in questionnaire since 2015 may disrupt trend analysis. Specifically for health items, this abrupt change coincides with any change stimulated by a new health initiative introduced by the Central Government.

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Inklusi Keuangan Melalui Program Layanan Keuangan Digital Dan Laku Pandai, Prani Sastiono, Chaikal Nuryakin Jul 2019

Inklusi Keuangan Melalui Program Layanan Keuangan Digital Dan Laku Pandai, Prani Sastiono, Chaikal Nuryakin

Jurnal Ekonomi dan Pembangunan Indonesia

This study aims to analyse the inclusion rate of two programs, namely Layanan Keuangan Digital (LKD) and Laku Pandai. We found that inclusion rate of LKD program and Laku Pandai program are 28% and 43% respectively when we define inclusion as use of service (access inclusion). However, the rate falls to 5% and 25% respectively when we define inclusion as account ownership. Laku Pandai program has advantages in increasing financial access of people who live in rural area, have low education, and generate low income. We also found that knowledge/certainty in transaction costs (for LKD) and size of access …

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Reputasi Dan Kredibilitas Sebagai Upaya Untuk Mengatasi Masalah Koordinasi Dan Reformasi Yang Berkelanjutan, Sri Mulyani Indrawati, Ari Kuncoro, Mohamad Ikhsan Jul 2019

Reputasi Dan Kredibilitas Sebagai Upaya Untuk Mengatasi Masalah Koordinasi Dan Reformasi Yang Berkelanjutan, Sri Mulyani Indrawati, Ari Kuncoro, Mohamad Ikhsan

Jurnal Ekonomi dan Pembangunan Indonesia

Reputasi dan Kredibilitas sebagai Upaya untuk Mengatasi Masalah Koordinasi dan Reformasi yang Berkelanjutan

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