Macroprudential Easing Measures In The Context Of Contractionary Monetary Policy: The Case Of Brazil In 2014, Marcos Antonio Paliari, Marcos Roberto Vasconcelos

Journal of Banking and Financial Economics

This paper evaluates the effects of a macroprudential policy of regulatory easing implemented amidst a contractionary monetary policy in Brazil. The intervention, carried out by the Central Bank in the third quarter of 2014, relaxed reserve requirements on time deposits to stimulate bank credit for vehicle financing. Using a Difference-in-Differences approach with fixed effects by credit modality and month, the analysis is based on monthly disbursement data for consumer loans from 2011 to 2018. Twelve rolling monthly windows are used to capture the dynamic evolution of the policy’s effects. Results based on a synthetic control group indicate statistically significant and …

Temporary Protected Status Populations In Massachusetts In 2026, Phillip Granberry, Iván Espinoza-Madrigal

Gastón Institute Publications

Temporary Protected Status (TPS) is one of the best expressions of U.S. humanitarian protection and relief. It recognizes a basic truth: people should not be deported to danger.

May this report help build a stronger Commonwealth for all by advancing more thoughtful policymaking and stronger interventions that recognize the deep connections among immigration, community, and economic life.

Augmented Advocacy: Ethical Constraints And Regulatory Gaps In Ai-Driven Legal Practice, Molly M. Rowlands

West Virginia Law Review

The rapid advancement of artificial intelligence (“AI”) and particularly generative AI (“Gen AI”) is reshaping the legal profession in unprecedented ways. AI-powered tools enhance efficiency, improve accuracy in legal analysis, and expand access to justice by automating research, contract review, litigation support, and predictive analytics. However, these benefits come with significant ethical, regulatory, and procedural challenges, including competency concerns and AI “hallucinations,” data confidentiality risks, algorithmic bias, and the environmental impact of AI-driven computing. This Note critically examines the evolving role of AI in legal practice and evaluates the inadequacies of existing regulatory frameworks—such as Rule 11 of the Federal …

Forever Young: Student Employee Unionization In Higher Education, William A. Herbert

Publications and Research

This article presents history and data about unionization among graduate and undergraduate student employees in the United States. It demonstrates that student employee unionization is not a new phenomenon and is part of a second curriculum for higher education students, which provides first-hand experience in workplace representational democracy and citizenship, including maintaining a majority coalition and making hard necessary compromises

Antecedents And Consequences Of Consumer Behavior In Circular Fashion: Cognitive, Normative, And Behavioral Pathways Shaping Purchase And Participation Intentions, Mahmudul Hasan Sabuj

Department of Textiles, Merchandising and Fashion Design: Dissertations, Theses, and Student Research

The increasing environmental impact of the fashion industry has intensified the need for a systemic transition from linear to circular production and consumption models. Despite growing interest in circular fashion, there remains a limited understanding of the underlying behavioral dimensions that drive consumer engagement in sustainable practices. Grounded in the Theory of Planned Behavior (TPB) and Norm Activation Theory (NAT), this study examines consumer behavior through an integrated framework capturing cognitive, social, and normative influences.

Using data collected from a structured online survey (N = 575), the study employs Exploratory Factor Analysis (EFA), reliability analysis, and multiple regression techniques to …

The “One Big Beautiful Bill” Will Deepen The Farm Crisis, Not Solve It, Rebecca Schewe, Rick Welsh

Center for Policy Research

The One Big Beautiful Bill (OBBB) promises billions in new farm subsidies, but most of that money won’t go to the farmers who need it most. This brief describes how the OBBB’s changes to agricultural subsidy programs will disproportionately benefit large farms and non-farming investors, accelerating farm loss and consolidation across the United States. The authors argue that without reforms, the OBBB will inflate land values, raise barriers for new and small farmers, and further fuel absentee farmland investment. The authors also identify four reforms policymakers should enact to prevent these devastating consequences, including tightening payment limits and closing loopholes, …

The Guardian The Month Of April 2026, Wright State Student Body

The Guardian Student Newspaper

News articles from The Guardian for the Month of April 2026. The Guardian is the official student-run newspaper for Wright State University. It has been published regularly since March of 1965.

Exploring The Psychological Health Of First Responder Women And Their Children, Shelby S. Deschepper

Honors Thesis

Abstract

First responders (law enforcement officers, firefighters, paramedics, and emergency medical technicians) often face occupational stressors and may have exposure to traumatic events. As a result, they are at risk for developing mental health conditions. Although there is substantial research on first responder mental health, potential gender differences within this population have received limited attention. The existing evidence suggests that first responders who are women encounter an even higher risk for adverse mental health outcomes than first responders who are men. Additionally, few studies have explored the mental health outcomes of children with first responder parents, and even fewer have …

Jfl Insider: A Newsletter To Keep You In The Know, Liberty University

Jerry Falwell Library Newsletter

No abstract provided.

Precision Or Invasion? Mapping The Personalization Paradox, Shyamala N. Chalakudi, Gnana Bharathy

Journal of Applied Marketing Theory

AI-driven personalization has transformed consumer engagement, yet existing research offers no systematic way to determine when personalization shifts from helpful to intrusive. Current research and models explain privacy concerns or expectancy violations but do not measure the point at which personalization triggers user discomfort, creating the personalization paradox. This study introduces the Discomfort Threshold Assessment & Measurement (DTAM) framework, a conceptual model that identifies and evaluates this threshold by integrating Dual Process Theory, Expectation Violation Theory, and Privacy Calculus Theory. DTAM distinguishes between affective discomfort reactance and cognitive discomfort reactance and outlines how these constructs could, in future empirical studies, …

A Medical Home: How Pediatrics Challenges Systemic Barriers Through Relationships And Time., Doris Serrano , ‘26

Senior Theses, Projects, and Awards

No abstract provided.

Investigating Social Justice Implications Of Glyphosate Residues In Human Urine, Ananya Malhotra

Electronic Theses, Projects, and Dissertations

Background: Glyphosate, the nominal active ingredient in professional-grade Roundup weed and grass killer, is the most extensively used herbicide globally and in the United States (U.S. Environmental Protection Agency, 2020). An increasing level of concern has surfaced regarding its health consequences, particularly because of contamination of our food supplies. Recent research indicates distressing levels of detection of glyphosate in human blood and urine samples, revealing many instances of frequent human exposure (Conrad et al., 2017; Zhang et al., 2020).Most of the research about exposure is focused on agricultural workers or individuals living in close vicinity to agricultural lands.  Few …

Nh Ece Research Consortium Data Technical Assistance, Jess Carson

New Hampshire Early Care and Education Research Consortium

The New Hampshire Early Care and Education (NH ECE) Research Consortium helps community partners access and interpret data to support funding, business, and planning decisions. This resource outlines the variety of data available.

Nh Ece Data Collection Inventory Overview, Jess Carson, Evan England, Tyrus Parker

New Hampshire Early Care and Education Research Consortium

The NH ECE Research Consortium maintains an inventory of current and complete NH ECE-relevant data collection efforts to strengthen public access for data users, improve awareness and coordination among researchers, and minimize duplication. Check out this graphic that describes what the data collection inventory is and how you can use it.

Book Review - Esports Business Management 2nd Edition, Brett A. Anderson

Global Sport Business Journal

This review evaluates Esports Business Management (2nd ed.) as a comprehensive and pedagogically effective resource for undergraduate sport business education. The text situates esports within familiar sport management frameworks while highlighting key distinctions related to its digital, global, and rapidly evolving structure. Across fourteen chapters, the authors address core industry components, including governance, marketing, sponsorship, finance, law, and career pathways, supported by real-world examples and applied learning tools. Particular strengths include clear definitional grounding, strong comparative analysis with traditional sport systems, and accessible explanations of complex industry dynamics. While maintaining breadth and clarity, the book effectively bridges theory and practice, …

Smu Launches Longevity Societies And Economies Institute To Advance Knowledge And Innovation For Singapore’S Longevity Transition, Singapore Management University

SMU Press Releases and News

Singapore Management University (SMU) launched the SMU Longevity Societies and Economies Institute (LSEI) which will focus on the economic and societal transitions needed for economies and societies to continue thriving despite an ageing population. The new institute will consolidate SMU’s ageing-related research and drive an interdisciplinary agenda to build resilient and opportunity-rich longevity societies and economies.

Budgeting Apps, Financial Literacy, And Financial Control, Max Masabo, Abdullah Mohammad Mahi

Presentations - 2026

Our paper shows the real hidden connections between budgeting app usage and financial wellbeing of U.S Households

"Transgender Insanity" And Scapegoating: President Donald Trump's Political Rhetoric Regarding Transgender Americans, Savannah Torres

Presentations - 2026

The political rhetoric used by President Donald Trump to refer to transgender Americans results in their scapegoating.

Spanglish: Un Viaje Al Pasado Observado Por El Presente, Nyleen Benavides, Raquel Christopherson, Rose Jouini, Kennedy Kuchta

Posters - 2026

Since its founding in 1852, St. Mary’s University has evolved from a small institution into a diverse and inclusive community that has worked to overcome discriminatory barriers. Originally founded to serve Mexican students in underserved communities, the university has reflected San Antonio’s Cultural diversity since its earliest years. Its founder, Reverend John Marie Odin, envisioned supporting a “melting pot” of cultures within the city (Flores, 2019). While the university has grown significantly in enrollment, Hispanic culture and traditions have remained a central part of its identity. Today, with over two thousand students enrolled, St. Mary’s University continues to not only …

Trust In The Supreme Court, Mia Isabella Ramirez

Posters - 2026

The central research question asks: What factors influence  individuals' approval or disapproval of the way the Supreme Court is handling its job?

- Gender
- Education
- Political Party

Budgeting Apps, Financial Literacy And Financial Distress: Evidence From U.S. Households, Max Ngenzi Masabo

Posters - 2026

• First, it provides the first large-scale, nationally representative evidence on how budgeting app usage relates to household financial distress in the United States. Contrary to the intended purpose of these tools, we find that app users, especially frequent users, experience significantly higher levels of financial strain. • Second, we show that financial literacy is a critical moderating factor. The adverse association between budgeting apps and financial distress is substantially stronger among low-literacy individuals, highlighting financial literacy as an essential safeguard against harmful fintech outcomes. • Third, we identify behavioral mechanisms through which budgeting apps may exacerbate financial difficulties. App …

Cure Sound Project: Library Loudness, Jordan Cosgrove, Adrian Cruz, Lilliana Cantu, Izabella Grinnell, Idaly Oropeza, Maria Gamez, Regina Losoya, Kayla Martinez, April Martinez, Emiliano Rueda

Posters - 2026

The Louis J. Blume Library has three floors. Each floor has a different purpose and expected sound level. Ideal sound levels can vary based on task. Tasks requiring intense concentration may be negatively impacted by high sound levels1. However, for tasks requiring creativity, higher sound levels may be beneficial2-3. The purpose of this study is to examine noise levels on all floors of the library and determine which floor is most suitable for different tasks and studying types.

Chasing The Enslaved, Not Justice: Rangers Of Oppression, Mackenzie Arendall

Posters - 2026

01. Introduction: Rangers Policed & Profited in Slavery The Underground Railroad did not lead only north. It also led south into Mexico, where slavery had been abolished since 1829. Enslaved Texans risked the perilous journey, hundreds of miles, across unforgiving terrain. Even more dangerous than the harsh elements were the slavecatchers. Enslavers offered generous bounties, advertised in newspapers, for the recapture of their human “property.” Among the slavecatchers profiting from and policing slavery were many members of the infamous Texas Rangers. The Texas Rangers have been commemorated for heroism on the western frontier and honored for upholding the law and …

Visible And Invisible Empires: The Revival Of The Ku Klux Klan 100 Years Ago, Christian Molina

Posters - 2026

Hatred and violence breed division, and that division breeds more hatred and violence. 1920s American politics was characterized by name-calling, finger-pointing, scapegoating, whataboutisms, and violence. The nation entered a self-perpetuating cycle. Groups keen for growth, power, and profit captured the angry, stressed, and less-informed with lies and misleading numbers. In particular, the Ku Klux Klan captured nearly 4 million Americans, roughly 1 in 12 men at the time. But the Klan, large as it was on a local level, was led and masked by a handful of national leaders. The Klan was not just bands of rogue vigilantes cruising the …

The Willow Who Kept The Secrets Of The Heart, Ana Suarez

Speak for the Trees!

This digital museum exhibit features the climate change fairy tale The Willow Who Kept the Secrets of the Heart, presented as a written narrative and recorded reading that explores the symbolic relationship between the Weeping Willow, water, and ecological care in the face of climate change. It also includes an infographic highlighting the Weeping Willow’s habitat, characteristics, and environmental challenges in Texas, along with a curator’s talk and curator’s board. The exhibit features an artifact entry using a half-filled vial of water to represent climate instability and the often-overlooked resources that sustain life, as well as a persuasive essay, …

Japan's 5-Year Plan With India: Rethinking Cultural Homogeneity In The Workplace, Sydeny Nieto

Posters - 2026

In 2025, Japan and India had finalized the Japan-India 5-year Action Plan, where Japan will open their workplaces to over 500,000 Indian citizens over the next 5 years. While studies show how the plan would help fix labor shortage and population problems, it lacks public analysis and the data supporting Japan's readiness to take on this demographic change. This research addresses this gap by analyzing both economic benefit and public perspective toward migration. Highlighting broader impacts the plan would have on Japan's society, along with cultural challenges it may pose for Japan.

Who's Qualified? Examining Attorney Perspectives On Lpcs In The Legal System, Becca Wilson, Bernave Vega

Posters - 2026

Legal cases frequently intersect with mental health concerns, positioning Licensed Professional Counselors (LPCs) to contribute clinical expertise in custody disputes, trauma documentation, and psychological functioning. As mental health issues become increasingly central to both civil and criminal proceedings, the working relationship between attorneys and counselors carries real consequences for clients, yet LPCs entering legal settings often face challenges related to role clarity, courtroom preparation, and professional credibility. Existing research has focused primarily on counselors' forensic experiences, leaving attorney perspectives on LPC involvement largely unexplored. This gap is meaningful, as attorneys serve as gatekeepers to expert involvement and their perceptions of …

The Impact Of Stress On Dream Content, Tessa Duncan, Mason Trevino

Posters - 2026

• This research investigated how daily stress levels influence the intensity of dreams. The study aimed to clarify the relationship between stress and dream intensity, enhancing understanding of stress’s broader effects on mental health. • Building on Rush’s concept of a “goldilocks zone” in the stress scale, where moderate stress benefits well-being while too little or too much stress can cause harm (2024). The current study used the hallucination model of dreaming from Gillespie and Trakas (2024), which views dreams as vivid, perception-like experiences that can amplify emotions. Drawing on Gessert’s methods for measuring stress and nightmare frequency, stress is …

Increasing Affordability And Safety In Our Surrounding Community: Subsection 6 Of The St. Mary's Gateway, Addysen Schniederjan

Posters - 2026

Unaffordability is a widespread problem not only across San Antonio and the sub a rea of the St. Mary’s Gateway district. Affordable housing is defined as no more than 30% of a resident's income spent on housing (Bhasin, 2024). Subsection 6 faces a layered set of challenges:

- aging housing stock - proximity to industrial uses - limited neighborhood amenities - safety threats-decreasing property value

America First: U.S Justification For Intervention In Latin America, Lenardo Buentello

Posters - 2026

In November 2025, the United States released a new National Security Strategy that strongly focuses on securing key resources before rival countries, especially in the Western Hemisphere. This approach is like policies like the Monroe Doctrine, which emphasized U.S. influence in the region. This strategy is already being put into action in Venezuela, where U.S. forces captured President Nicolás Maduro and his wife on drug trafficking charges. These actions reflect the strategy’s focus on national security and resource control. Many countries question whether the U.S. acted legally and argue that it ignored international norms. Latin America has become a region …