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Msu Today, 2000 (September-October), Office Of Communications & Marketing, Morehead State University.

Communications and Marketing Publications Archive

The MSU Today magazine of Morehead State University for September and October of 2000.

Replication: Regressive Reproduction Or Progressive Evolution?, Graham Wright

Journal of Microfinance / ESR Review

Increasing numbers of organizations are "replicating" the programs of successful microfinance institutions (MFIs). This approach allows rapid start-up using tested models and systems. These strengths are also weaknesses, though, since the models being replicated usually require substantial modifications to make them appropriate for local conditions. Furthermore, close adherence to "blueprints" is likely to substitute for careful research into the needs and opportunities for the provision of financial services to the poor--and thus the design of appropriate systems. Replication also risks the suppression of innovative ways of providing still better financial services--particularly when promoted by powerful apex funding organizations, as is …

Impact Assessment Of Microfinance And Organizational Learning: Who Will Survive?, James G. Copestake

Journal of Microfinance / ESR Review

To what extent is it possible for organizations to reflect honestly on their own performance, draw appropriate conclusions, and then act on them? For many microfinance organizations this is now a question of survival. This paper argues that formal impact assessment can assist in the transition from donor-controlled replication projects to autonomous and adaptable organizations--but it often fails to do so. Pitfalls include inadequate attention to methodological detail and to the links between impact assessment and wider aspects of organizational change. The paper starts by highlighting the complexity of the overall task to which impact assessment is expected to contribute. …

Vol. 02 No. 2 Journal Of Microfinance, Journal Of Microfinance

Journal of Microfinance / ESR Review

No abstract provided.

Front Matter, Journal Of Microfinance

Journal of Microfinance / ESR Review

No abstract provided.

Banking On Customer Loyalty, Craig Churchill

Journal of Microfinance / ESR Review

Enhancing customer loyalty is a microfinance institution's most important business strategy. Every critical element involved in managing microfinance operations--from product pricing to staff incentives, from marketing to eligibility requirements, from client screening to the menu of available services--can (and should) be formulated to promote loyalty. While most MFIs recognize the importance of client retention, few have designed business strategies to maximize customer loyalty. Hopefully that will change. This article details the economic impact that customer loyalty has on a microfinance institution (and the negative effect of desertion).

Moving Microenterprises Beyond A Subsistence Plateau, Beth C. Haynes, Kristie K. Seawright, William C. Giauque

Journal of Microfinance / ESR Review

Enthusiasm for microcredit programs has increased during the past decade. The attention these programs have drawn stems philosophically from progress in cultivating self-sufficiency among those in abject poverty, and practically from the viability and high loan repayment rates of many microfinance institutions. The programs assume that lack of capital is the main barrier to the economic progress of the poor. The lack of entrepreneur business management experience and training, however, may create a barrier equally powerful and limit the growth potential of microenterprises. Microcredit programs could foster even greater economic progress by ensuring that clients receive appropriate human capital development. …

Book Review- Microfinance And Poverty: Questioning The Conventional Wisdom By Hege Gulli, Lisa M. Jones

Journal of Microfinance / ESR Review

No abstract provided.

Microfinance In The United States: The Working Capital Experience— Ten Years Of Lending And Learning, Jeffrey Ashe

Journal of Microfinance / ESR Review

Working Capital is the United States' largest peer-group lending program. This article reviews what Working Capital has learned about the market, its customers, program impact, and service delivery over its ten year history. It presents a model for understanding how participating in peer lending groups develops “social and economic capital” in poor communities. The article then discusses how participants judge the group model as they identify the characteristics of successful groups and the impact of the group on their businesses, on themselves personally, and on the larger community. The rest of the article discusses how Working Capital evolved from a …

Capital Enhancement Guarantees And Risk Management By Capital-Constrained Lenders, J.D. Von-Pischke

Journal of Microfinance / ESR Review

Commercial lenders require capital to bear risk. The capital enhancement guarantee (CEG) encourages lenders to make loans they would not otherwise make, such as microenterprise loans. The CEG is auctioned and awarded to bidders who promise the greatest amount of new lending for a given increment of permanent capital. Whether the incremental lending causes losses or gains for the lender, the incremental capital is free. The CEG subsidizes innovation in risk management. It places the analytical focus on risk and its cost, supports the key party to the lending decision, promotes skill in managing risk, is transparent, minimizes moral hazard, …

Diversity Of Behaviour During Novel Object Tests Is Reduced In Pigs Housed In Substrate-Impoverished Conditions, Françoise Wemelsfelder, Marie Haskell, Michael T. Mendl, Sheena Calvert, Alistair B. Lawrence

Sentience Collection

Modern intensive farming conditions lack the diversity of substrates present in more natural environments and offer young animals fewer opportunities for interaction. Evidence exists that this may affect the organization of interactive patterns of behaviour, but shifts in behavioural diversity have not been measured directly. We investigated the effect of the substrate in the home pen on the diversity of behaviour in young growing pigs, Sus scrofa. Over 5 months, 26 pigs were housed singly in either substrate-impoverished (SI) or substrate-enriched (SE) conditions. Once every month we recorded the behaviour of these pigs in detail both in the home pens …

Monitoring Cattle Behavior And Pasture Use With Gps And Gis, L. W. Turner, M. C. Udal, B. T. Larson, S. A. Shearer

Management and Monitoring of Farm Animals Collection

Precision agriculture is already being used commercially to improve variability management in row crop agriculture. In the same way, understanding how spatial and temporal variability of animal, forage, soil and landscape features affect grazing behavior and forage utilization provides potential to modify pasture management, improve efficiency of utilization, and maximize profits. Recent advances in global positioning system (GPS) technology have allowed the development of lightweight GPS collar receivers suitable for monitoring animal position at 5-min intervals. The GPS data can be imported into a geographic information system (GIS) to assess animal behavior characteristics and pasture utilization. This paper describes application …

Power, Politics And Organisational Change By Dave Buchanan And Richard Badham, Sage Publications, Price: £ 17.99., C N Kumar

IIMB Management Review

Power, Politics, and Organisational Change are focused on the manager who wants to be effective in the role of an internal change agent through an understanding of power and politics.

Cognition Within And Between Organizations Edited By James R Meindl, Charles Stubbart, And Joseph F Parae, Thousand Oaks, Ca Liforn Ia, Sage Publication S, 1996, Pp 528, Price: $69.95 (Cloth), $32.95 (Paper)., K Unnikrishnan Nair

IIMB Management Review

For a researcher, teacher, student or any other person interested in managerial and organisational cognition, this book presents a single window interface with the articles that appeared in Organization Science between 1991 and '94. In particular, the researcher will be thrilled to encounter a rich variety of research methodologies in the book. Teachers of advanced courses on MOC could use this book as one of the anchors in their courses. Hence, it is a must for libraries in all management schools, and universities with departments of psychology, social psychology and cognitive psychology and perhaps sociology, especially the ones with explicit …

Dotcom: Classifying The New Animal, D Sampath

IIMB Management Review

During the 70s, computer communication technology was transformed by desktop computing and distributed capacity. Networks
based on the TCP/IP protocol (transmission control protocol and Internet protocol) started communicating with one another.
Internet control message protocol, a mechanism to transfer control messages between nodes, was developed to manage ARPANET (the US government's advanced research project networks). ARPANET started in 1969 and developed into the Internet in 1984 with the advent of UNIX and client/ server architecture. Data was transferred between networks in packet form through  switches, routers, bridges, and gateways. From defence, the Internet found its application in educational institutions. Usenet …

Economics And Strategic Management: Bridging The Divide, Rakesh Singh

IIMB Management Review

There has always been a great divide between economic theory and management theory. On the one hand, most business schools put basic economics on their curriculum and insist on compulsory courses in the subject.  On the other hand, management theorists have found economics too abstract to be useful. Economists have always tried to run clown the case study approach as lacking in rigour and have criticized management's approach of generality.

Charismatic Leadership In Organisations By Jay A Conger And Rabindra N Kanungo, Sage Pub Lications, 1998, Pp 228, Price: $59.00 (Cloth), $25.95(Paper)., V Uberoy

IIMB Management Review

Charismatic Leadership in Organisations is a continuation of the earlier research work published by the authors in their book Charismatic Leadership, 1988. The book under review takes off by building a behavioural model of charismatic leadership. The model goes through three stages. In Stage 1, sensitivity to environments urg es the lead e r to change the status quo. Stage 2
pertains to the development and projection of vision , which he effectively articulates in a n idealised form. Vi s ioning has been considered as a core e element in charis m at ic leadership. In Stage 3, a …

Organizations Evolving By Howard A Ldri Ch, Sage Pub Lications, London, 1999, Pp Xv + 413, Price:£ 55.00 (Cloth), £ 17.99 (Paper)., Ishwar Dayal

IIMB Management Review

The book examines processes by which organisations come into being and achieve coherence as entities. It also discusses the issues surrounding organisational transformation and change. The understanding of these sociopsychological processes is necessary to enable managers to look at organisations as 'living' entities, to understand, maintain and develop organisations, and to manage change.

A Comparative Analysis Of Conventional Banking System And Islamic Banking System In Malaysia In Relation To Loan Repayments, Baharin Salim Abdullah

Student Works (2000-2009)

The birth of Bank Islam Malaysia Berhad (81MB) in 1983 symbolized the Malaysian Government's initiative in establishing an Islamic banking system. After 17 years of operation in a market mainly dominated by conventional banks, 81MB has still unable to achieve its target of capturing a significant portion of th is market. In this paper, the writer tries to observe the main differences between the conventional and Islamic banking system Malaysia in relation to loan repayments. Through this observation, strengths and weaknesses of the Islamic banking system can be identified. Recommendations can be made to help enhancing BIMB's performance in achieving …

Credit Scoring For Microfinance: Can It Work?, Mark Schreiner

Journal of Microfinance / ESR Review

In rich countries, lenders often rely on credit scoring--formulae to predict risk based on the performance of past loans with characteristics similar to current loans--to inform decisions. Can credit scoring do the same for microfinance lenders in poor countries? This paper argues that scoring does have a place in microfinance. Although scoring is less powerful in poor countries than in rich countries, and although scoring will not replace the personal knowledge of character of loan officers or of loan groups, scoring can improve estimates of risk. Thus, scoring complements--but does not replace--current microfinance technologies. Furthermore, the derivation of the scoring …

Employee Commitment: An Overview, Gbolahan Gbadamosi

IIMB Management Review

Organisational commitment continues to be a topical issue in management research and of great relevance to the practising manager. The commitment of employees is obviously an area of interest in human resources management, the assumption being that employee commitment enhances performance and organisational effectiveness. Research findings and literature on organisational commitment provide some pointers and lessons for human resource managers, which would be well worth examining.

The Impact Of State Taxes On The Development And Growth Of The Trucking Industry, Thomas Lambert, Hokey Min

Journal of Transportation Management

The presence of certain state taxes is believed to have a negative impact on truck registration and the location decisions of trucking firms. For example, in a metropolitan area that covers two or more states, a trucking firm might not choose to locate in the county that is in close proximity to the metropolitan area’s business districts, population centers, and largest concentration of customers, if that county is in a state that imposes the taxes. Instead, it might choose to locate in a county that belongs to another state that does not impose such taxes as long as that county …

The Use Of Edi And Internet Technologies In The U.S. Motor Carrier Industry, Richard L. Clarke

Journal of Transportation Management

Computer to computer data exchange by companies in a supply chain have been wellrecognized as an effective means of reducing cost and decreasing paperwork errors. In many cases, manufacturers, wholesalers, and retailers have become electronically linked to better manage inventory, ordering, and billing information. However, supply chains, by definition, also include common carriers that move goods between supply chain partners but may not have a long-term relationship with either the shipper or his customers. This could be the missing or weak link in an otherwise effective supply chain. The purpose of this paper is to examine the state-of-the-art of EDI …

The Relationship Between The Functional Orientation Of Senior Managers And Service Quality In Ltl Motor Carriers, Patricia M. Poli, Carl A. Scheraga

Journal of Transportation Management

This study utilizes data envelopment analysis to examine the relationship between the functional heterogeneity of senior LTL motor carrier managers’ departmental positions and the relative efficiency of their companies in the production of quality customer service. Three measures from the Quest for Quality annual survey are utilized to measure customer satisfaction: on-time performance, value, and customer service. It is shown that data envelopment analysis can be used to assist LTL motor carriers in benchmarking the configuration of their managerial hierarchies against their peers in order to achieve the goal of customer satisfaction. The results of the present study confirm that …

Analyzing The Evolution Of Class I Ltl Motor Carriers: An Examination Of Expansion Into Warehousing, Joe B. Hanna, Arnold B. Maltz

Journal of Transportation Management

The current research uses Porter’s differentiation strategy framework to examine Class I LTL motor carrier service expansion habits over the last twenty years. The examination focuses on carriers bundling transportation and warehousing services together to help differentiate their service offerings from competitors. Results indicate that carriers are expanding service offerings to include warehousing services and are providing significant value-added services to customers. Continuous growth in warehouse service expansion was evident from passage of the Motor Carrier Act of 1980 to the mid-90’s.

An Evaluation Of Liner Strategies In The Context Of Contemporary Supply Chain Management Practices, Shashi Kumar

Journal of Transportation Management

Academic researchers published a sophisticated model of world class logistics in 1995 and recently updated it with a model of 21st century logistics. Although such practices are yet to be perfected in the real world, it provides a yardstick for measuring logistical excellence. An innovative world class firm will pursue sustainable competitive advantage through wellintegrated global supply chains. As liner operators are vital members of global supply chains, their contemporary strategies need particular scrutiny to identify elements of congruence or non-congruence. The paper discusses generic liner strategies and identifies the ideal strategy congruent with contemporary supply chain management practices.

Dotcoms: Evolution Or Revolution?, Rishikesha T Krishnan, D Sampath

IIMB Management Review

The young dotcom turks, consultants, venture capitalist academic experts, HR, and media professionals who debated on the dotcom phenomenon were Ravi Anshuman. Assistant Professor; Finance & Control, IIMB; Akhil Awasthi, Vice President, Baring Private Equity Partners; Jagadish N Bapat, Director HR, LG Soft India; Simon Bell, Principal, and Rahul Chadha, A T Kearney; Somnath Chowdhury, Editor; IT Space.com; Ajith Isaac, CEO, go4careers .com; Praveen Kanipakkam, President, Sharp Software; Nitin Karve, Partner in-Charge, KPMG, Bangalore; Arun Korati, Associate Vice President and Deepa Sankaran, Manager~ IL & FS Venture Corporation.; V S Sudhakar; CEO, FABMART; Dvvijendra Tripathi, business historian and former Professor …

2000 September, Office Of Communications & Marketing, Morehead State University.

Morehead State Press Release Archive, 1961 to the Present

Morehead State University press releases for September of 2000.

Ua12/2/1 College Heights Herald, Vol. 76, No. 4, Wku Student Affairs

WKU Administration Documents

WKU campus newspaper reporting campus, athletic and Bowling Green, Kentucky news.

• Moore, Brian. Turning It On – Melvin Wisham, Football
• Warren, Brandy. Professor Evaluation Website Goes National – Gideon Payne
• Lynch, Caroline. Teachers, Administrators Join Forces in New Faculty Senate
• O’Connor, Molly. Downing University Center Theatre to Have Theme Weeks
• Hall, Rex. Egypt Sinkhole Filled – Parking & Transportation Services
• Hall, Rex. Birthday Celebration Lands Student in Jail – Michael Pfeiffer, Marijuana
• Renovation Better Than New Arena – Diddle Arena
• Grady, Brian. Editorial Cartoon Student Health Insurance
• Burch, Barbara. Program Cuts Clarified – Curriculum
• Cobb, Ricky. Preacher Was Stereotyped – …

Ua12/2/1 College Heights Herald, Vol. 76, No. 3, Wku Student Affairs

WKU Administration Documents

WKU campus newspaper reporting campus, athletic and Bowling Green, Kentucky news.

• Lynch, Caroline. DOI Says Western Faultless – Kentucky. Department of Insurance, Collegiate Health Care, Student Health Services
• Kinnunen, Krystal. Faces: Concealed & Constant – Mexico
• Hall, Rex. Cars Towed from Sunken Egypt Parking Lot – Sinkholes
• Brown, Abbey. Two Teachers Receive Western’s Distinguished Professor Award – Melvin Borland, Leroy Metze
• Youngman, Sam. New TIP Puts University on the Map, Provides New Technology Resource – Topper InfoPortal, Internet, University Libraries
• Hall, Rex. Three Men Arrested Outside Garrett Conference Center
• Retention Goals Should Advance
• Grady, Brian. Editorial Cartoon Construction
• Cassie Martin, …