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Full-Text Articles in Other Statistics and Probability

Mortgage Default Classification Modeling For Variable Analysis, Brendan R. Goggins Apr 2025

Mortgage Default Classification Modeling For Variable Analysis, Brendan R. Goggins

Honors College Theses

The financial crisis of the early 2000’s is a prime example of the severe consequences that mortgage default and borrower insolvency can have on economies at large. Mortgage default specifically is a prime case with the popularization of mortgage backed securities and the commonality of this loan structure. Multiple hypotheses and models have been formed to understand the reasons, causes, and consequences of mortgage default. This paper uses both machine learning and statistical classification models to inform an understanding of the variables most significant and impactful to the default outcome of mortgages. Consideration is given to both loan-level microeconomic variables …


Examining Stigma In Rural Mental Health Care Settings: A Mixed Methods Approach, Lainie Krumenacker Jan 2024

Examining Stigma In Rural Mental Health Care Settings: A Mixed Methods Approach, Lainie Krumenacker

Murray State Theses and Dissertations

More than half of Americans will be diagnosed with a mental illness in their lifetime (CDC, 2021), yet stigma towards mental health affects both patients and providers. Although programs exist to address stigma, improve cultural competency among providers, and educate families on the importance of support, facilities are often limited on programs they provide due to allocation of resources and funds. Without a shift in treatment and programing, stigma will continue to impact patient care and outcome.

This study explored stigma among mental health providers in rural communities, while exploring potential differences in treatment among patients due to race. Mental …


Evaluating An Ordinal Output Using Data Modeling, Algorithmic Modeling, And Numerical Analysis, Martin Keagan Wynne Brown Jan 2020

Evaluating An Ordinal Output Using Data Modeling, Algorithmic Modeling, And Numerical Analysis, Martin Keagan Wynne Brown

Murray State Theses and Dissertations

Data and algorithmic modeling are two different approaches used in predictive analytics. The models discussed from these two approaches include the proportional odds logit model (POLR), the vector generalized linear model (VGLM), the classification and regression tree model (CART), and the random forests model (RF). Patterns in the data were analyzed using trigonometric polynomial approximations and Fast Fourier Transforms. Predictive modeling is used frequently in statistics and data science to find the relationship between the explanatory (input) variables and a response (output) variable. Both approaches prove advantageous in different cases depending on the data set. In our case, the data …


Statistically Analyzing Assembly Line Processing Times Through Incorporation Of Product Variation, Kyle Rehr, Matthew Farr Mar 2017

Statistically Analyzing Assembly Line Processing Times Through Incorporation Of Product Variation, Kyle Rehr, Matthew Farr

Scholars Week

Timing methods and performance metrics are important in the heavily industrialized world we live in. Industrial plants use metrics to measure quality of production, help make decisions, and drive the strategy of the organization. However, there are many factors to be considered when measuring performance based on a metric; of which we will be analyzing the importance of product variation. We will be analyzing assembly line timings, whilst controlling for product variance, to show the importance differences between products makes in one’s ability to predict performance. In addition, we will be analyzing the current “statistical” methods used by an industrial …