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Full-Text Articles in Software Engineering

Moneyup: A Predictive Financial Management System For College Students, Isaiah J. Adams, Malaya E. Wilburd, Dan V. Le, Joshua P. Golden Apr 2026

Moneyup: A Predictive Financial Management System For College Students, Isaiah J. Adams, Malaya E. Wilburd, Dan V. Le, Joshua P. Golden

ATU Scholars Symposium

College students often lack accessible tools that combine real-time financial tracking, mobile accessibility, predictive analytics, and secure system design, leaving many without structured insight into their spending behavior. MoneyUP is a full-stack financial management platform developed to address these challenges through a secure, data-driven budgeting system deployed as both a web application and a cross-platform Flutter mobile application. The system integrates the Plaid API in its Sandbox environment to synchronize simulated banking data for secure testing without exposing live financial credentials. Transaction data is processed and stored using Supabase with a relational PostgreSQL database structured to enforce normalization, referential integrity, …


Computer Vision In Soccer: Yolov11 Analytics Engine For Quantifying Game Strategy, Connor S. Maurer May 2025

Computer Vision In Soccer: Yolov11 Analytics Engine For Quantifying Game Strategy, Connor S. Maurer

Data Science Undergraduate Honors Theses

Single-shot object detection capabilities significantly reduce computational overhead for real-time computer vision in sports analytics at 60 FPS. YOLO11’s lightweight CNN gives promising accuracy while meeting the low-latency demand of dynamic soccer matches. As data-driven approaches take over the sport of soccer, efficient player tracking systems become critical for informing coach’s strategies. I prototype the ETL (Extract, Transform, Load) process of data collected from a single- shot detection program and evaluate its viability for estimating player fatigue. YOLO11 detects players, the ball, and other characteristics, with the output transformed by homography to estimate the positions in the real world. These …


Advancing Devsecops In Smes: Challenges And Best Practices For Secure Ci/Cd Pipelines, Jayaprakashreddy Cheenepalli, John Hastings, Khandaker Mamun Ahmed, Chad Fenner Apr 2025

Advancing Devsecops In Smes: Challenges And Best Practices For Secure Ci/Cd Pipelines, Jayaprakashreddy Cheenepalli, John Hastings, Khandaker Mamun Ahmed, Chad Fenner

Research & Publications

This study evaluates the adoption of DevSecOps among small and medium-sized enterprises (SMEs), identifying key challenges, best practices, and future trends. Through a mixed methods approach backed by the Technology Acceptance Model (TAM) and Diffusion of Innovations (DOI) theory, we analyzed survey data from 405 SME professionals, revealing that while 68% have implemented DevSecOps, adoption is hindered by technical complexity (41%), resource constraints (35%), and cultural resistance (38%). Despite strong leadership prioritization of security (73%), automation gaps persist, with only 12% of organizations conducting security scans per commit. Our findings highlight a growing integration of security tools, particularly API security …


Evaluating The Effect Of Domain-Specific Large Language Models On Question And Response, Phillip D. Crippen Jun 2024

Evaluating The Effect Of Domain-Specific Large Language Models On Question And Response, Phillip D. Crippen

Electronic Theses and Dissertations

Large Language Models have emerged to great fanfare in the Information Technology market. Business and Information Technology leaders are currently exploring ways to apply these models to assist their organizations in executing business processes and generating innovation. Software vendors, consultants, and academics promote various approaches to making Large Language Models work effectively for business. However, little academic literature is available today that quantifies the degree of improvement possible with these domain-specific approaches over the standard capabilities of generalized Large Language Models.

The study seeks to quantify the benefits of one approach, Retrieval Augmented Generation. The study uses a collection of …


Reducing Food Scarcity: The Benefits Of Urban Farming, S.A. Claudell, Emilio Mejia Dec 2023

Reducing Food Scarcity: The Benefits Of Urban Farming, S.A. Claudell, Emilio Mejia

Journal of Nonprofit Innovation

Urban farming can enhance the lives of communities and help reduce food scarcity. This paper presents a conceptual prototype of an efficient urban farming community that can be scaled for a single apartment building or an entire community across all global geoeconomics regions, including densely populated cities and rural, developing towns and communities. When deployed in coordination with smart crop choices, local farm support, and efficient transportation then the result isn’t just sustainability, but also increasing fresh produce accessibility, optimizing nutritional value, eliminating the use of ‘forever chemicals’, reducing transportation costs, and fostering global environmental benefits.

Imagine Doris, who is …


Class Participation: Using Technology To Enhance Efficiency And Fairness, Benjamin Gan, Eng Lieh Ouh Dec 2023

Class Participation: Using Technology To Enhance Efficiency And Fairness, Benjamin Gan, Eng Lieh Ouh

Research Collection School Of Computing and Information Systems

Class participation can be considered as contribution to discussion, attendance, presentations, unsolicited responses, questions, comments, etc. What counts may vary across individual teachers. The more students participate, the less memorization they do, and the more they engage in higher levels of thinking, including interpretation, analysis, and synthesis. However, only a handful of students in many classrooms participate regularly, a phenomenon dubbed as "consolidation of responsibility". This study provides a literature review of inclass participation, as well as pedagogies and technologies that enhance participation. Pedagogies such as active learning, group learning, project-based learning and flipped classroom. Technologies to automate attendance taking, …


Analyzing The Impact Of Digital Payment On Efficiency And Productivity Of Commercial Banks: A Case Study In China, Haopeng Wang, Aldy Gunawan Mar 2022

Analyzing The Impact Of Digital Payment On Efficiency And Productivity Of Commercial Banks: A Case Study In China, Haopeng Wang, Aldy Gunawan

Research Collection School Of Computing and Information Systems

Digital payment has become one of the most popular payment methods all around the world, especially in countries that witnessed the rapid development of internet. As a traditional financial institution, commercial banks have been impacted by newly developed payment technology since third payment platforms have attracted customers to use the digital payment for daily consumption, transferring, and even investment. This paper focuses on analyzing whether and how the commercial banks in China have been affected by digital payment by using empirical methods. Systematic Generalized Method of Moments (SYS-GMM) is used to test the relationship between the productivity of commercial banks …


Estimating Efforts For Various Activities In Agile Software Development: An Empirical Study, Lan Cao Jan 2022

Estimating Efforts For Various Activities In Agile Software Development: An Empirical Study, Lan Cao

Information Technology & Decision Sciences Faculty Publications

Effort estimation is an important practice in agile software development. The agile community believes that developers’ estimates get more accurate over time due to the cumulative effect of learning from short and frequent feedback. However, there is no empirical evidence of an improvement in estimation accuracy over time, nor have prior studies examined effort estimation in different development activities, which are associated with substantial costs. This study fills the knowledge gap in the field of software estimation in agile software development by investigating estimations across time and different development activities based on data collected from a large agile project. This …


Smart Contract Development: Challenges And Opportunities, Weiqin Zou, David Lo, Pavneet Singh Kochhar, Xuan-Bach D. Le, Xin Xia, Yang Feng, Zhenyu Chen, Baowen Xu Oct 2021

Smart Contract Development: Challenges And Opportunities, Weiqin Zou, David Lo, Pavneet Singh Kochhar, Xuan-Bach D. Le, Xin Xia, Yang Feng, Zhenyu Chen, Baowen Xu

Research Collection School Of Computing and Information Systems

Smart contract, a term which was originally coined to refer to the automation of legal contracts in general, has recently seen much interest due to the advent of blockchain technology. Recently, the term is popularly used to refer to low-level code scripts running on a blockchain platform. Our study focuses exclusively on this subset of smart contracts. Such smart contracts have increasingly been gaining ground, finding numerous important applications (e.g., crowdfunding) in the real world. Despite the increasing popularity, smart contract development still remains somewhat a mystery to many developers largely due to its special design and applications. Are there …


Coinwatch: A Clone-Based Approach For Detecting Vulnerabilities In Cryptocurrencies, Qingze Hum, Wei Jin Tan, Shi Ying Tey, Latasha Lenus, Ivan Homoliak, Yun Lin, Jun Sun Nov 2020

Coinwatch: A Clone-Based Approach For Detecting Vulnerabilities In Cryptocurrencies, Qingze Hum, Wei Jin Tan, Shi Ying Tey, Latasha Lenus, Ivan Homoliak, Yun Lin, Jun Sun

Research Collection School Of Computing and Information Systems

Cryptocurrencies have become very popular in recent years. Thousands of new cryptocurrencies have emerged, proposing new and novel techniques that improve on Bitcoin's core innovation of the blockchain data structure and consensus mechanism. However, cryptocurrencies are a major target for cyber-attacks, as they can be sold on exchanges anonymously and most cryptocurrencies have their codebases publicly available. One particular issue is the prevalence of code clones in cryptocurrencies, which may amplify security threats. If a vulnerability is found in one cryptocurrency, it might be propagated into other cloned cryptocurrencies. In this work, we propose a systematic remedy to this problem, …


Specialization: Do Your Job Well Helping Students Who Are Considering A Career In Programming Know How To Invest Their Time., Scott Pulley Jul 2020

Specialization: Do Your Job Well Helping Students Who Are Considering A Career In Programming Know How To Invest Their Time., Scott Pulley

Marriott Student Review

The article examines the effects of specialization on the hiring process for undergraduates studying programming whether in information systems or computer science.


Smrtfridge: Iot-Based, User Interaction-Driven Food Item & Quantity Sensing, Amit Sharma, Archan Misra, Vengateswaran Subramaniam, Youngki Lee Nov 2019

Smrtfridge: Iot-Based, User Interaction-Driven Food Item & Quantity Sensing, Amit Sharma, Archan Misra, Vengateswaran Subramaniam, Youngki Lee

Research Collection School Of Computing and Information Systems

We present SmrtFridge, a consumer-grade smart fridge prototype that demonstrates two key capabilities: (a) identify the individual food items that users place in or remove from a fridge, and (b) estimate the residual quantity of food items inside a refrigerated container (opaque or transparent). Notably, both of these inferences are performed unobtrusively, without requiring any explicit user action or tagging of food objects. To achieve these capabilities, SmrtFridge uses a novel interaction-driven, multi-modal sensing pipeline, where Infrared (IR) and RGB video sensing, triggered whenever a user interacts naturally with the fridge, is used to extract a foreground visual image of …


Applications Of Varying Leadership Structures For Software Engineering Teams, Elliot Sandfort May 2018

Applications Of Varying Leadership Structures For Software Engineering Teams, Elliot Sandfort

Honors Program: Senior Projects (Public)

This thesis explores the similarities and differences between applications of managing software engineering teams in Design Studio and the state of the practice. Information about the leadership structure of Design Studio teams was gathered over 3 semesters of Design Studio experiences with two companies: Hudl and TD Ameritrade. Information about leadership concepts in the state of the practice was gathered from experiences and observations with three different companies: Hudl, Garmin, and TD Ameritrade. From these experiences and observations, it can be concluded that the leadership structure of Design Studio is valuable as a student learning experience, and with proper consideration …


Technological Evolution In Software Engineering, Cody Miller Apr 2018

Technological Evolution In Software Engineering, Cody Miller

Engineering and Technology Management Student Projects

In all software development processes, the software must evolve in response to its environment or user needs to maintain satisfactory performance. If software doesn’t support change, it gradually becomes useless. With many organizations today, being software-centric organizations, this has huge implications for their business: evolve your software, or risk your software becoming gradually useless, and therefore, your entire business.

Technology Evolution is a highly relevant subject, Intel’s business model for the last 50 years, has been that of Moore’s Law, a hardware centric Technology Evolution model. As a Software Engineer at Intel, our business group faces a similar issue, we …


Technologies For Ageing-In-Place: The Singapore Context, Nadee Goonawardene, Pius Lee, Hwee Xian Tan, Alvin C. Valera, Hwee-Pink Tan Feb 2018

Technologies For Ageing-In-Place: The Singapore Context, Nadee Goonawardene, Pius Lee, Hwee Xian Tan, Alvin C. Valera, Hwee-Pink Tan

Research Collection School Of Computing and Information Systems

The number of elderly citizens aged 65 and above in Singapore, is expected to double from 440,000in 2015, to 900,000 by 2030. Along with this “Silver Tsunami” is the upward trend of the numberof elderly who are living alone — which is estimated to increase from 35,000 in 2012 to 83,000 by2030. These exclude elderly who are alone at home when their family members are working.Elderly who are staying alone are at higher risk of social isolation and tend to have poorer accessto healthcare. In addition, the general elderly population is typically more susceptible to deteriorating health conditions, which can …


Real-World Large-Scale Iot Systems For Community Eldercare: A Comparative Study On System Dependability, Hwee-Pink Tan, Austin Zhang Jan 2018

Real-World Large-Scale Iot Systems For Community Eldercare: A Comparative Study On System Dependability, Hwee-Pink Tan, Austin Zhang

Research Collection School Of Computing and Information Systems

The paradigm of aging-in-place — where the elderly live and age in their own homes, independently and safely, with care provided by the community — is compelling, especially in societies that face both shortages in institutionalized eldercare resources, and rapidly-aging populations. Internet-of-Things (IoT) technologies, particularly in-home monitoring solutions, are commercially available, and can be a fundamental enabler of smart community eldercare, if they are dependable. In this paper, we present our findings on system performance of solutions from two vendors, which we have deployed at scale for technology-enabled community care. In particular, we highlight the importance of quantifying actual system …


Consuming Digital Debris In The Plasticene, Stephen R. Parks Jan 2018

Consuming Digital Debris In The Plasticene, Stephen R. Parks

Theses and Dissertations

Claims of customization and control by socio-technical industries are altering the role of consumer and producer. These narratives are often misleading attempts to engage consumers with new forms of technology. By addressing capitalist intent, material, and the reproduction limits of 3-D printed objects’, I observe the aspirational promise of becoming a producer of my own belongings through new networks of production. I am interested in gaining a better understanding of the data consumed that perpetuates hyper-consumptive tendencies for new technological apparatuses. My role as a designer focuses on the resolution of not only the surface of the object through 3-D …


Process Models Discovery And Traces Classification: A Fuzzy-Bpmn Mining Approach., Kingsley Okoye Dr, Usman Naeem Dr, Syed Islam Dr, Abdel-Rahman H. Tawil Dr, Elyes Lamine Dr Dec 2017

Process Models Discovery And Traces Classification: A Fuzzy-Bpmn Mining Approach., Kingsley Okoye Dr, Usman Naeem Dr, Syed Islam Dr, Abdel-Rahman H. Tawil Dr, Elyes Lamine Dr

Journal of International Technology and Information Management

The discovery of useful or worthwhile process models must be performed with due regards to the transformation that needs to be achieved. The blend of the data representations (i.e data mining) and process modelling methods, often allied to the field of Process Mining (PM), has proven to be effective in the process analysis of the event logs readily available in many organisations information systems. Moreover, the Process Discovery has been lately seen as the most important and most visible intellectual challenge related to the process mining. The method involves automatic construction of process models from event logs about any domain …


Follow-My-Lead: Intuitive Indoor Path Creation And Navigation Using See-Through Interactive Videos, Quentin Roy, Simon T. Perrault, Shengdong Zhao, Richard Davis, Anuroop Pattena Vaniyar, Velko Vechev, Youngki Lee, Archan Misra May 2017

Follow-My-Lead: Intuitive Indoor Path Creation And Navigation Using See-Through Interactive Videos, Quentin Roy, Simon T. Perrault, Shengdong Zhao, Richard Davis, Anuroop Pattena Vaniyar, Velko Vechev, Youngki Lee, Archan Misra

Research Collection School Of Computing and Information Systems

We present Follow-My-Lead, an alternative indoor navigation technique that uses visual information recorded on an actual navigation path as a navigational guide. Its design revealed a trade-off between the fidelity of information provided to users and their effort to acquire it. Our first experiment revealed that scrolling through a continuous image stream of the navigation path is highly informative, but it becomes tedious with constant use. Discrete image checkpoints require less effort, but can be confusing. A balance may be struck by adding fast video transitions between image checkpoints, but precise control is required to handle difficult situations. Authoring still …


The Creation Of A Building Map Application For A University Setting, William T. Whitesell Apr 2017

The Creation Of A Building Map Application For A University Setting, William T. Whitesell

Senior Honors Theses

The use of navigational technology in mobile and web devices has sharply increased in recent years. With the capability to create interactive maps now available, navigating in real time between locations has become possible. This is especially essential in areas and organizations experiencing rapid expansion like Liberty University (LU). Therefore, the author proposes a project to create an interactive map application (IMA) for LU’s academic buildings that is scalable and usable through both the university’s website and with a mobile application. There are several considerations that must be taken into account when creating the LU map application, such as development …


Code Metrics For Predicting Risk Levels Of Android Applications, Akond A. Rahman Oct 2016

Code Metrics For Predicting Risk Levels Of Android Applications, Akond A. Rahman

KSU Proceedings on Cybersecurity Education, Research and Practice

Android applications pose security and privacy risks for end-users. Early prediction of risk levels that are associated with Android applications can help Android developers is releasing less risky applications to end-users. Researchers have showed how code metrics can be used as early predictors of failure prone software components. Whether or not code metrics can be used to predict risk levels of Android applications requires systematic exploration. The goal of this paper is to aid Android application developers in assessing the risk associated with developed Android applications by identifying code metrics that can be used as predictors to predict two levels …


Fusing Wifi And Video Sensing For Accurate Group Detection In Indoor Spaces, Kasthuri Jayarajah, Zaman Lantra, Archan Misra Jun 2016

Fusing Wifi And Video Sensing For Accurate Group Detection In Indoor Spaces, Kasthuri Jayarajah, Zaman Lantra, Archan Misra

Research Collection School Of Computing and Information Systems

Understanding one's group context in indoor spaces is useful for many reasons - e.g., at a shopping mall, knowing a customer's group context can help in offering context-specific incentives, or estimating taxi demand for customers exiting the mall. Group detection and monitoring using WiFi-based indoor location traces fails when users are invisible (either because they don't carry smartphones, or because their WiFi is turned OFF) or when location tracking is inaccurate. In this paper, we propose a multi-modal group detection system that fuses two independent modes: video and WiFi, for detecting groups with low latency and high accuracy. We present …


Demo: Smartwatch Based Shopping Gesture Recognition, Meeralakshmi Radhakrishnan, Sharanya Eswaran, Sougata Sen, Vigneshwaran Subbaraju, Archan Misra, Rajesh Krishna Balan Jun 2016

Demo: Smartwatch Based Shopping Gesture Recognition, Meeralakshmi Radhakrishnan, Sharanya Eswaran, Sougata Sen, Vigneshwaran Subbaraju, Archan Misra, Rajesh Krishna Balan

Research Collection School Of Computing and Information Systems

In the current retail segment, the retail store owners are keen to understand the browsing behavior and purchase pattern of the shoppers inside the physical stores. Profiling the behavior of the shopper is key to success for any marketing strategies that can optimize or personalize shopping-related services in real-time. We envision that exploiting the knowledge of real-time behavior of shopper’s in-store activities enables novel applications such as: (a) targeted advertising or recommendations: based on longer term shopper profiles, (b) proactive retail help to assist the shoppers who are confused in choosing between two items, (c) smart reminders that can remind …


Maximizing Lifetime In Clustered Wsns With Energy Harvesting Relay: Profiling And Modeling, Pengfei Zhang, Hwee-Pink Tan, Gaoxi Xiao, Yi Yu Apr 2015

Maximizing Lifetime In Clustered Wsns With Energy Harvesting Relay: Profiling And Modeling, Pengfei Zhang, Hwee-Pink Tan, Gaoxi Xiao, Yi Yu

Research Collection School Of Computing and Information Systems

Inspired by clustering and energy harvesting techniques, we study multiple-cluster wireless sensor networks with energy harvesting (EH) sensors serving as relay for cluster heads. In this paper, we derive the model for realistic energy harvesting rate. Then we propose distributed matching algorithm for EHs to serve as relay for CHs. The proposed algorithm could find optimal/near-optimal CH-EH matching in short time and still achieve good performance. We evaluate the performance of our method through theoretical analysis as well as simulation.


Senior Project Report - Doctest, Stephen Weessies Mar 2013

Senior Project Report - Doctest, Stephen Weessies

Computer Engineering

DocTest is a program that, simply put, allows a programmer or user to document STANAG 4586 (a standard for unmanned aerial vehicle interoperability) messages and test the vehicle system at Lockheed Martin [5]. The program is extensible to allow for further development aiding our software team to do what they do best and not get bogged down in tedious but necessary documentation. DocTest is also used to aid in testing, keeping track of the issues and bugs found and creating a document that captures each issue so an issue is not missed or forgotten. This program was made for use …


Towards Evaluating The Quality Of A Spreadsheet: The Case Of The Analytical Spreadsheet Model, Thomas A. Grossman Jr., Vijay Mehrotra, J Sander Jan 2011

Towards Evaluating The Quality Of A Spreadsheet: The Case Of The Analytical Spreadsheet Model, Thomas A. Grossman Jr., Vijay Mehrotra, J Sander

Business Analytics and Information Systems

We consider the challenge of creating guidelines to evaluate the quality of a spreadsheet model. We suggest four principles. First, state the domain—the spreadsheets to which the guidelines apply. Second, distinguish between the process by which a spreadsheet is constructed from the resulting spreadsheet artifact. Third, guidelines should be written in terms of the artifact, independent of the process. Fourth, the meaning of “quality” must be defined. We illustrate these principles with an example. We define the domain of “analytical spreadsheet models”, which are used in business, finance, engineering, and science. We propose for discussion a framework and terminology for …


Spreadsheets Grow Up: Three Spreadsheet Engineering Methodologies For Large Financial Planning Models, Thomas A. Grossman Jr., O Ozluk Jan 2010

Spreadsheets Grow Up: Three Spreadsheet Engineering Methodologies For Large Financial Planning Models, Thomas A. Grossman Jr., O Ozluk

Business Analytics and Information Systems

Many large financial planning models are written in a spreadsheet programming language (usually Microsoft Excel) and deployed as a spreadsheet application. Three groups, FAST Alliance, Operis Group, and BPM Analytics (under the name “Spreadsheet Standards Review Board”) have independently promulgated standardized processes for efficiently building such models. These spreadsheet engineering methodologies provide detailed guidance on design, construction process, and quality control. We summarize and compare these methodologies. They share many design practices, and standardized, mechanistic procedures to construct spreadsheets. We learned that a written book or standards document is by itself insufficient to understand a methodology. These methodologies represent a …


Eliciting User Requirements Using Appreciative Inquiry, Carol Kernitzki Gonzales Jan 2010

Eliciting User Requirements Using Appreciative Inquiry, Carol Kernitzki Gonzales

CGU Theses & Dissertations

Many software development projects fail because they do not meet the needs of users, are over-budget, and abandoned. To address this problem, the user requirements elicitation process was modified based on principles of Appreciative Inquiry. Appreciative Inquiry, commonly used in organizational development, aims to build organizations, processes, or systems based on success stories using a hopeful vision for an ideal future. Spanning five studies, Appreciative Inquiry was evaluated for its effectiveness with eliciting user requirements. In the first two cases, it was compared with traditional approaches with end-users and proxy-users. The third study was a quasi-experiment comparing the use of …


Software Engineering: Security Characterization For Evaluation Of Software Architectures Using Atam, Asad Raza, Haider Abbas, Louise Yngstrom, Ahmed Hemani Aug 2009

Software Engineering: Security Characterization For Evaluation Of Software Architectures Using Atam, Asad Raza, Haider Abbas, Louise Yngstrom, Ahmed Hemani

International Conference on Information and Communication Technologies

Significant technological advancement in the current electronic era has influenced the work processes of private and government business entities. E-Government is one such area where almost every country is emphasizing and automating their work processes. Software architecture is the integral constituent of any software system with not only cumbersome modeling and development but require heedful evaluation. Considering this aspect we have highlighted in this paper, security evaluation of an ongoing e-society project ESAM using Architectural Tradeoff Analysis Method (ATAM). ESAM is a Web based system intended to provide e-services to the Swedish community residents. ATAM is primarily used for architectural …


Software Engineering: An Open Source Service Oriented Mobile Business Intelligence Tool (Mbit), Bushra Sajjad, A. Mir, A. Khawar, F. Bashir, A. Tariq Aug 2009

Software Engineering: An Open Source Service Oriented Mobile Business Intelligence Tool (Mbit), Bushra Sajjad, A. Mir, A. Khawar, F. Bashir, A. Tariq

International Conference on Information and Communication Technologies

Corporate executives require relevant and intelligent business information in real-time to take strategic decisions. They require the freedom to access this information anywhere and anytime. There is a need to extend this functionality beyond the office and on the fingertips of the decision makers. Mobile Business Intelligence Tool (MBIT) aims to provide these features in a flexible and cost-efficient manner. This paper describes the detailed architecture of MBIT to overcome the limitations of existing mobile business intelligence tools. Further, a detailed implementation framework is presented to realize the design. This research highlights the benefits of using service oriented architecture to …