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Selected Works

Banking and Finance

Selected Works

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Articles 151 - 169 of 169

Full-Text Articles in Law

Predatory Lending: What’S Wall Street Got To Do With It?, Dec 2003

Predatory Lending: What’S Wall Street Got To Do With It?,

Patricia A. McCoy

In this article, we examine the contention that the secondary market will exert sufficient market discipline to drive predatory home loan lenders from the subprime marketplace. Using a so‐called lemons model, we identify the potential risks that investors encounter if they buy securities backed by predatory home loans. We then explain how structured finance, deal provisions, pricing mechanisms, and legal protections shield investors from much of the risk that those loans entail.

While the secondary market does impose some discipline on the subprime home loan market, it is not enough to bring predatory lending to a halt. We provide rationales …


Predatory Lending Practices: Definition And Behavioral Implications Dec 2003

Predatory Lending Practices: Definition And Behavioral Implications

Patricia A. McCoy

No abstract provided.


Realigning Auditors' Incentives Dec 2002

Realigning Auditors' Incentives

Patricia A. McCoy

No abstract provided.


A Tale Of Three Markets Revisited Dec 2002

A Tale Of Three Markets Revisited

Patricia A. McCoy

No abstract provided.


Financial Modernization After Gramm-Leach-Bliley Dec 2001

Financial Modernization After Gramm-Leach-Bliley

Patricia A. McCoy

No abstract provided.


Musings On The Seeming Inevitability Of Global Convergence In Banking Law Dec 2000

Musings On The Seeming Inevitability Of Global Convergence In Banking Law

Patricia A. McCoy

No abstract provided.


The Law And Economics Of Remedies For Predatory Lending Dec 2000

The Law And Economics Of Remedies For Predatory Lending

Patricia A. McCoy

No abstract provided.


Banking Law Manual: Federal Regulation Of Financial Holding Companies, Banks, And Thrifts Dec 1999

Banking Law Manual: Federal Regulation Of Financial Holding Companies, Banks, And Thrifts

Patricia A. McCoy

No abstract provided.


Technology Shifts And The Law: Year 2000 Readiness For Banks And Thrifts Dec 1999

Technology Shifts And The Law: Year 2000 Readiness For Banks And Thrifts

Patricia A. McCoy

No abstract provided.


Review, International Banking By Michael P. Malloy Dec 1998

Review, International Banking By Michael P. Malloy

Patricia A. McCoy

No abstract provided.


Special Factors Making Small Post-Socialist Economies Susceptible To Bank System Risk Dec 1997

Special Factors Making Small Post-Socialist Economies Susceptible To Bank System Risk

Patricia A. McCoy

No abstract provided.


The Demise Of The Common-Law Doctrine In D'Oench, Duhme Dec 1997

The Demise Of The Common-Law Doctrine In D'Oench, Duhme

Patricia A. McCoy

No abstract provided.


Payments Systems: An Electronic Casebook And Materials , Michael Spak Apr 1997

Payments Systems: An Electronic Casebook And Materials , Michael Spak

Michael Spak

No abstract provided.


Levers Of Law Reform: Public Goods And Russian Banking Dec 1996

Levers Of Law Reform: Public Goods And Russian Banking

Patricia A. McCoy

No abstract provided.


A Political Economy Of The Business Judgment Rule In Banking: Implications For Corporate Law Dec 1995

A Political Economy Of The Business Judgment Rule In Banking: Implications For Corporate Law

Patricia A. McCoy

No abstract provided.


Emerging Theories Of Liability For Outside Counsel And Independent Outside Auditors Of Financial Institutions Dec 1991

Emerging Theories Of Liability For Outside Counsel And Independent Outside Auditors Of Financial Institutions

Patricia A. McCoy

No abstract provided.


Bank Control Of Title Insurance: Perils To The Public That Bank Regulators Have Ignored, Joyce Palomar Dec 1989

Bank Control Of Title Insurance: Perils To The Public That Bank Regulators Have Ignored, Joyce Palomar

Joyce Palomar

No abstract provided.


Commercial Paper , Michael Spak Apr 1984

Commercial Paper , Michael Spak

Michael Spak

No abstract provided.


Commercial Paper, A Coif Series Legal Outline , Michael Spak Apr 1984

Commercial Paper, A Coif Series Legal Outline , Michael Spak

Michael Spak

No abstract provided.