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Full-Text Articles in Benefits and Compensation
Do Underserved And Underrepresented Minorities Pay A Higher Premium For Employer-Sponsored Coverage?, Willie Reddic, Susan Albring, Patricia Crawford
Do Underserved And Underrepresented Minorities Pay A Higher Premium For Employer-Sponsored Coverage?, Willie Reddic, Susan Albring, Patricia Crawford
The Lender Center for Social Justice
Employer-sponsored health insurance covers millions of Americans under 65, yet not all employees share the financial burden equally. This brief explores how underserved communities particularly Black, Hispanic, and American Indian/Alaska Native employees often pay a disproportionately high share of their income toward family coverage premiums. Drawing on national data and recent research, the study highlights systemic disparities in healthcare costs and access, that shows economic, social, and policy factors intersect to create uneven burdens. The importance of clear communication, tailored support tools, and equitable plan design to help employees make informed choices, while offering practical strategies for employers and entrepreneurs …
Research Brief: "Veterans’ Attitudes Toward Work And Disability Compensation: Associations With Substance Abuse", Institute For Veterans And Military Families At Syracuse University
Research Brief: "Veterans’ Attitudes Toward Work And Disability Compensation: Associations With Substance Abuse", Institute For Veterans And Military Families At Syracuse University
Institute for Veterans and Military Families
This study compares attitudes towards employment and service-connected disabilities among substance using and non-using veterans. In practice, veterans place a high value on being employed, regardless of whether they use substances; however, veterans who used substances were more likely to express fear of losing disability benefits if they became employed. In policy, state-level agencies and programs might work with counseling centers to determine the most productive ways to address the specific employment needs of veterans with disabilities and/or substance use issues. Suggestions for future study include sampling larger populations on a randomized basis to ensure that the results found here …
Research Brief: "The Effect Of Veterans Benefits On Education And Earnings", Institute For Veterans And Military Families At Syracuse University
Research Brief: "The Effect Of Veterans Benefits On Education And Earnings", Institute For Veterans And Military Families At Syracuse University
Institute for Veterans and Military Families
This study found that veterans’ benefits which subsidize education make up the largest federal program for student aid, and that veterans’ benefits are estimated to increase future schooling by 1.4 years, meaning annual earnings for these veterans will be 6% higher than they would have been otherwise. In practice, that implies annual earnings approximately 6% higher than would have been expected in the absence of the benefits. In policy, policymakers should note that this study found smaller effects on earnings and education than previous studies have found. Suggestions for future study include comparing the annual earnings premium for veterans’ benefit …