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1993

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Full-Text Articles in Business Administration, Management, and Operations

Industrial Resources: Logan County, Kentucky Library Research Collection Jan 1993

Industrial Resources: Logan County, Kentucky Library Research Collection

Logan County

"Resources for Economic Development: Logan County, Kentucky" prepared by the Kentucky Cabinet for Economic Development, Division of Research in cooperation with the Logan County Chamber of Commerce, 1993. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate.


Industrial Resources: Lewis County - Vanceburg, Kentucky Library Research Collections Jan 1993

Industrial Resources: Lewis County - Vanceburg, Kentucky Library Research Collections

Lewis County

"Resources for Economic Development: Vanceburg, Kentucky" prepared by the Kentucky Cabinet for Economic Development, Division or Research in cooperation with the City of Vanceburg, 1993. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate.


Industrial Resources: Mason County - Maysville, Kentucky Library Research Collections Jan 1993

Industrial Resources: Mason County - Maysville, Kentucky Library Research Collections

Mason County

"Resources for Economic Development: Maysville, Kentucky" prepared by the Kentucky Cabinet for Economic Development, Division of Research in cooperation with the Maysville-Mason County Chamber of Commerce and the Maysville-Mason County Industrial Authority, 1993. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate.


Industrial Resources: Greenup County, Kentucky Library Research Collections Jan 1993

Industrial Resources: Greenup County, Kentucky Library Research Collections

Greenup County

"Resources for Economic Development: Boyd and Greenup Counties, Kentucky" prepared by the Kentucky Cabinet for Economic Development, Division of Research, the Chamber of Commerce of Boyd and Greenup Counties, Inc., the Economic Development Corporation of Boyd and Greenup Counties, and the Local Governments of Boyd and Greenup Counties, 1993. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate.


Industrial Resources: Lincoln County - Stanford, Kentucky Library Research Collections Jan 1993

Industrial Resources: Lincoln County - Stanford, Kentucky Library Research Collections

Lincoln County

"Resources for Economic Development: Stanford/Lincoln County, Kentucky" prepared by the Kentucky Cabinet for Economic Development Division of Research in cooperation with the Stanford/Lincoln County Chamber of Commerce, 1993. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets and climate


Industrial Resources: Larue County - Hodgenville, Kentucky Library Research Collections Jan 1993

Industrial Resources: Larue County - Hodgenville, Kentucky Library Research Collections

LaRue County

"Resources for Economic Development: Hodgenville, Kentucky" prepared by the Kentucky Cabinet for Economic Development, Division of Research in cooperation with LaRue County Chamber of Commerce and LaRue County Industrial Foundation,1993. The report includes, but is not limited to, information about: labor markets, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets and climate.


Industrial Resources: Madison County - Berea, Kentucky Library Research Collection Jan 1993

Industrial Resources: Madison County - Berea, Kentucky Library Research Collection

Madison County

"Resources for Economic Development: Berea, Kentucky" prepared by the Kentucky Cabinet for Economic Development, Division of Research in cooperation with the Berea Chamber of Commerce, 1993. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources,markets, and climate.


Industrial Resources: Harrison County - Cynthiana, Kentucky Library Research Collection Jan 1993

Industrial Resources: Harrison County - Cynthiana, Kentucky Library Research Collection

Harrison County

" Resources for Economic Development: Cynthiana, Kentucky" prepared by the Kentucky Cabinet for Economic Development Division of Research in cooperation with Harrison County Industrial Foundation and Cynthiana-Harrison County Chamber of Commerce 1993. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate.


Industrial Resources: Webster County, Kentucky Library Research Collections Jan 1993

Industrial Resources: Webster County, Kentucky Library Research Collections

Webster County

"Resources for Economic Development: Webster County, Kentucky" prepared by the Kentucky Cabinet for Economic Development, Division of Research in cooperation with the Webster County Economic Development Corporation, 1993. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate.


Industrial Resources: Woodford County - Versailes, Kentucky Library Research Collections Jan 1993

Industrial Resources: Woodford County - Versailes, Kentucky Library Research Collections

Woodford County

"Resources for Economic Development: Versailles, [Kentucky]" prepared by the Kentucky Cabinet for Economic Development, Division of Research in cooperation with the Woodford County Chamber of Commerce and the Versailles-Woodford County Economic Development Authority, 1993. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources,markets, and climate.


Industrial Resources: Boyle County - Danville, Kentucky Library Research Collections Jan 1993

Industrial Resources: Boyle County - Danville, Kentucky Library Research Collections

Boyle County

"Resources for Economic Development: Danville, Kentucky" prepared by the Kentucky Cabinet of Economic Development, Division of Research, and the Danville - Boyle County Chamber of Commerce, 1993. The report includes, but is not limited to, information about: population, labor market, local manufacturing, transportation, utilities, fuel, water, sewage, industrial sites, local government and services, taxes, educational and health facilities, housing, communication, recreation, natural resources, markets, and climate.


Annual Report 1992-1993, Imsa Fund Jan 1993

Annual Report 1992-1993, Imsa Fund

IMSA Fund Reports

As president of the IMSA Fund board of directors, it is my privilege to share with you, our shareholders, the 1992-93 annual report of the IMSA Fund for Advancement of Education.

This was a record year for the IMSA Fund. For the first time in the Fund's history, we raised more than $1 million in a given fiscal year, putting us over the $5 million mark since 1986. This is a remarkable achievement given the fact that many corporations and individuals are forced to make sacrifices during these difficult economic times. We are grateful that you view Illinois students as …


Computer Software And Services In Spain--An Opportunity For American Investment, Shannon Pettitt Jan 1993

Computer Software And Services In Spain--An Opportunity For American Investment, Shannon Pettitt

Honors Theses, 1963-2015

There is a potentially attractive market in Spain for computer software and services ventors. This market is particularly attractive because the country has made significant strides toward economic growth and stability. Spain's continued growth is essential to the country's economic competitiveness within the European Community. In order to achieve this growth, the country needs to fulfill their great demand for technology. This technology includes computer software and services and the American investor, in particular, has a significant market advantage. Spain holds a high regard for American computer software products. In 1990, the U.S. accounted for 53% of the software imported. …


Annual Report 1993, Houston Academy Of Medicine-Texas Medical Center Library Jan 1993

Annual Report 1993, Houston Academy Of Medicine-Texas Medical Center Library

Annual Reports: 1943 - Present

The file contains the annual report for the library from 1993.


Bulletin 4247 - Introduction To Commercial Mushroom Growing, Margaret Graham Jan 1993

Bulletin 4247 - Introduction To Commercial Mushroom Growing, Margaret Graham

Bulletins 4000 -

Mushroom cultivation began in Australia in the 1930s in the then incomplete and unused Circular Quay railway tunnel in Sydney. In the 1950s most mushrooms were grown in heaped or 'ridge-beds' of compost in disused railway tunnels.

In the last 15 to 20 years there has been considerable technical change in the method and degree of sophistication of mushroom cultivation techniques. Most growers have invested large sums of capital in specially designed and insulated buildings that control temperature, humidity and ventilation and where pest and disease prevention and control is less difficult.

The bag method also helps to alleviate pest …


Discussion Of David Knox's "A Critique Of Defined Contribution Plans Using A Simulation Approach", Michael Sze Jan 1993

Discussion Of David Knox's "A Critique Of Defined Contribution Plans Using A Simulation Approach", Michael Sze

Journal of Actuarial Practice (1993–2006)

No abstract provided.


Global Social Security: How The Rules Are Changing In Certain Countries, Robert J. Myers Jan 1993

Global Social Security: How The Rules Are Changing In Certain Countries, Robert J. Myers

Journal of Actuarial Practice (1993–2006)

Social security programs (i.e., national pension systems) differ widely between countries. This is only natural, and desirable, because of varying social and economic conditions and philosophies. This paper discusses some of the general worldwide trends, such as the equal treatment of men and women, increases in the normal retirement age, projection of future costs, and the different philosophies of social security. Some of the interesting and unique changes recently made in selected countries-Canada, Chile, Eastern European countries, Germany, Japan, People's Republic of China, Saudi Arabia, Union of Soviet Socialist Republics, United Kingdom, and United States-are described.


A Critique Of Defined Contribution Plans Using A Simulation Approach, David M. Knox Jan 1993

A Critique Of Defined Contribution Plans Using A Simulation Approach, David M. Knox

Journal of Actuarial Practice (1993–2006)

During the 1980s there was a trend in many countries away from defined benefit plans toward defined contribution plans. This development means that the individual member bears the full investment risk in the preretirement period and the annuity rate risk at retirement, as no pension benefit (expressed as a percentage of salary) is provided. This paper, through the use of a stochastic model for both inflation and a range of investment returns, analyses the distribution of retirement incomes that will be produced from a defined contribution plan. The impacts of changing entry and exit ages, different investment strategies, alternative career …


Discussion Of Mark J. Browne's "The Definition Of Insurance: Implications For A Health Insurance Demand Model", Charles Fuhrer Jan 1993

Discussion Of Mark J. Browne's "The Definition Of Insurance: Implications For A Health Insurance Demand Model", Charles Fuhrer

Journal of Actuarial Practice (1993–2006)

No abstract provided.


Estimating The Effect Of Statutory Changes On Insured Casualty Losses Using Generalized Indicator Variables, Ruy A. Cardoso Jan 1993

Estimating The Effect Of Statutory Changes On Insured Casualty Losses Using Generalized Indicator Variables, Ruy A. Cardoso

Journal of Actuarial Practice (1993–2006)

Techniques for estimating future insured losses in casualty insurance typically assume consistency in the insurance environment over time. Statutory changes, however, can create sharp discontinuities in the loss-generating process, complicating the estimation of those losses. Using indicator variables and dummy variables allows for quantification of the effect of such discontinuities. Three examples from private passenger automobile insurance are presented to illustrate how these variables can be used.


The Definition Of Insurance: Implications For A Health Insurance Demand Model, Mark J. Browne Jan 1993

The Definition Of Insurance: Implications For A Health Insurance Demand Model, Mark J. Browne

Journal of Actuarial Practice (1993–2006)

This paper uses data from the 1977-78 National Medical Care Expenditures Survey to evaluate five different measures of insurance: a family's expected out-of-pocket payment for medical care, the expected value of the indemnity (fee-for-service) benefits from an insurance policy for a family, the percentage of the expected loss that the insured pays, the policy premium, and the policy limit of coverage. The study provides information that can help us understand whose insurance coverage will change significantly as a result of health care reform. For example, it shows that those with low income (such as minorities, families headed by females, and …


On The Equivalence Of The Loss Ratio And Pure Premium Methods Of Determining Property And Casualty Rating Relativities, Robert L. Brown Jan 1993

On The Equivalence Of The Loss Ratio And Pure Premium Methods Of Determining Property And Casualty Rating Relativities, Robert L. Brown

Journal of Actuarial Practice (1993–2006)

There are two distinct stages in the property and casualty ratemaking process. First, there is the portfolio average rate change. Second, there is the adjustment of classification relativities. It is well known that the loss ratio and pure premium (also called the loss cost) methods are algebraically equivalent in the stage called the portfolio average rate change. This paper reviews the proof of this equivalence. Further, it is proved algebraically that the loss ratio and pure premium methods are also equivalent in calculating classification relativities (or differentials) if certain data requirements can be met. A short numerical example of this …


The Process Of Pension Forecasting, Michael Sze Jan 1993

The Process Of Pension Forecasting, Michael Sze

Journal of Actuarial Practice (1993–2006)

This paper explains the process of pension forecasting. It discusses the common purposes and uses of pension forecasts, the major steps involved, and the principal limitations of these forecasts. Some insights into each stage of the forecasting process are provided. Among the stages discussed are: the background research to be performed; the selection of scenario assumptions; shortcuts used in the actual performance of the forecast; review of the forecast results; and communication of the forecast findings.


Book Reviews, Hoque A. Sharif Jan 1993

Book Reviews, Hoque A. Sharif

Journal of Actuarial Practice (1993–2006)

No abstract provided.


A New Approach To Modeling Excess Mortality, Peter D. England, Steven Haberman Jan 1993

A New Approach To Modeling Excess Mortality, Peter D. England, Steven Haberman

Journal of Actuarial Practice (1993–2006)

This paper describes a complete framework for the statistical modeling of excess mortality, with particular reference to the experience of insured, impaired lives. The principal measure of excess mortality considered is the standardized mortality ratio. The modeling approach, based on the theory of generalized linear models, allows us to build models containing several explanatory variables. The statistical significance of these variables can be tested, and the effect of interactions between the variables can be assessed rigorously. The paper uses data drawn from the extensive, continuing investigation into the mortality of insured, impaired lives conducted by the Prudential Assurance Company (UK). …


Group Insurance, Charles Fuhrer Jan 1993

Group Insurance, Charles Fuhrer

Journal of Actuarial Practice (1993–2006)

No abstract provided.


On Becoming A Cost Effective Company, Robert D. Shapiro, Barton H. Clennon Jan 1993

On Becoming A Cost Effective Company, Robert D. Shapiro, Barton H. Clennon

Journal of Actuarial Practice (1993–2006)

The 1990s financial services environment requires each life company to identify its distinct capabilities and competitive strengths and to build its future direction from these features. This demands a fundamental rethinking of traditional approaches to planning, organization, and financial management.


Ethical Issues, Helps, And Challenges: Perceptions Of U.S. Actuaries, Therese M. Vaughan, Robert W. Cooper, Garry L. Frank Jan 1993

Ethical Issues, Helps, And Challenges: Perceptions Of U.S. Actuaries, Therese M. Vaughan, Robert W. Cooper, Garry L. Frank

Journal of Actuarial Practice (1993–2006)

This paper reports the findings of a survey of Fellows of the Casualty Actuarial Society (FCAS) to determine their perceptions of the key ethical issues and dilemmas facing the industry today and the factors they view as most helpful and challenging in resolving these dilemmas. The responses are compared to a previous survey of Fellows of the Society of Actuaries (FSA). The study finds that FSAs and FCASs tend to rank key ethical issues similarly and that both groups of actuaries tend to look first to their own personal values, second to certain factors in their business environment, and last …


Life Insurance Applications Of Recursive Formulas, Timothy L. Giles Jan 1993

Life Insurance Applications Of Recursive Formulas, Timothy L. Giles

Journal of Actuarial Practice (1993–2006)

This paper discusses several practical applications of recursive formulas:

a) Traditional whole life-As an introduction, the well-known relationship between successive terminal reserves is reviewed. Recursive formulas are developed to calculate the reserves and the premiums;

b) Universal life-Recursive formulas are used both for the calculation of target premiums and reserves. Consideration is given to the TEFRA corridor;

c) Paid-up rider-A participating single premium rider that provides a level death benefit can be devised using an inherent one year term benefit. Recursive functions are used to determine the premium that precisely matures the rider.

Because the APL programming language is particularly …


1993 Agricultural Outlook & Nebraska Policy Issues, University Of Nebraska Agricultural Economics Department Jan 1993

1993 Agricultural Outlook & Nebraska Policy Issues, University Of Nebraska Agricultural Economics Department

Department of Agricultural Economics: News, Announcements, and Information

Introduction by Sam Cordes

The Development of the U.S. Economy – Wesley F. Peterson

North America Free Trade Agreement – Roy Frederick

The Significance of Free Trade Agreements in an Era of Declining Import Duties – Robert McGeorge

Implications of Foreign Agricultural Assistance for Nebraska Agriculture – Dale Anderson

Ag Finance and Credit Outlook – Larry Bitney

Projecting Production Costs for 1993 – Doug Jose

1993 Custom Rates Outlook – Ray Massey

U.S. Tractor Sales Demand – Dennis Conley

Wheat Outlook in 1993 – Lynn Lute

Outlook for Soybeans in 1993 – Lynn Lute

Corn Outlook in 1993 – Lynn …