Open Access. Powered by Scholars. Published by Universities.®
- Keyword
-
- Islamic finance (4)
- J3 (4)
- Islamic banks (3)
- Zakāh (3)
- Bibliometric (2)
-
- E52 (2)
- G28 (2)
- H55 (2)
- Islamic economics (2)
- K0 (2)
- L33 (2)
- N6 (2)
- Technology (2)
- 15I (1)
- 31E (1)
- 32E (1)
- 33L (1)
- 42J (1)
- 53H (1)
- 6N (1)
- A6 (1)
- Adaptation (1)
- Al-Hayat Relief Foundation JEL Classification: Z12 (1)
- Albaraka Türk Participation Bank (1)
- Algeria (1)
- Alternative delivery channels (1)
- And Structural equation modeling JEL Classification: G21 (1)
- Aṣ-Ṣadaqah Al-Munaẓẓamah (1)
- B4 (1)
- B5 (1)
Articles 1 - 28 of 28
Full-Text Articles in Islamic Studies
The Consistency Of Standard Murabaha Contracts Issued By Islamic Banks In Palestine With Islamic Banking Standards, Mahmoud Fayyad, Ibrahim Khaled Yahya, Abdel Raouf Al-Sinnawi, Ahmed Al-Hiari
The Consistency Of Standard Murabaha Contracts Issued By Islamic Banks In Palestine With Islamic Banking Standards, Mahmoud Fayyad, Ibrahim Khaled Yahya, Abdel Raouf Al-Sinnawi, Ahmed Al-Hiari
Journal of King Abdulaziz University: Islamic Economics
This study examines whether Murabaha contracts used by Islamic banks in Palestine comply with AAOIFI standards and mandatory national regulatory requirements, in light of the 2019 Palestinian Monetary Authority directive and the continuing issue of incomplete alignment. Despite this directive, a comprehensive review of these contracts remains lacking. This research identifies inconsistencies and proposes amendments to enhance Sharīʿah compliance. The study analyzed standard Murabaha contracts issued by Islamic banks in Palestine to assess their conformity with Islamic banking standards and national law. A brainstorming session with 16 experts was held using the Delphi methodology to discuss the findings, collect feedback, …
Institutionalized Collective ZakāH System In India And Technological Integration: A Qualitative Descriptive Analysis Of ZakāH Payers' Perception, Syed Imtiyaz Hassan
Institutionalized Collective ZakāH System In India And Technological Integration: A Qualitative Descriptive Analysis Of ZakāH Payers' Perception, Syed Imtiyaz Hassan
Journal of King Abdulaziz University: Islamic Economics
This qualitative descriptive study based on naturalistic inquiry was conducted to investigate awareness, present habits, experiences, opinion about establishing institutionalized collective Zakāh system, and degree of acceptance of technology among Zakāh payers in India. The study found that approximately 60% of Zakāh payers of India are having just basic information. The other notable outcome worth mention is the trust issue. Less than 50% of Zakāh payers are able to trust and have full confidence that their Zakāh is utilized properly. This study also collected the data related to perception of Zakāh payers about the …
Measuring Inflation And Exchange Rate Misalignment In Algeria Using Gold-Based Nisab Calibration (2010–2024), Fatih Chellai
Measuring Inflation And Exchange Rate Misalignment In Algeria Using Gold-Based Nisab Calibration (2010–2024), Fatih Chellai
Journal of King Abdulaziz University: Islamic Economics
This study proposes a gold-based calibration framework to measure real inflation and exchange rate misalignment in Algeria over the period 2010–2024, addressing the limitations of conventional monetary indicators in a resource-dependent economy characterized by structural distortions and a dual exchange rate system. Anchored in the Islamic Nisab threshold (85 grams of gold), the analysis constructs gold-based inflation indices and Gold-Parity Exchange Rates, which are systematically compared with official Consumer Price Index (CPI) data and nominal exchange rates published by the Bank of Algeria in order to assess the extent of dinar misalignment against the US dollar and the euro. The …
Productive Zakāh, Service Quality, And The Welfare Of Zakāh Beneficiary Via Economic Empowerment In Indonesia, Hariya Toni, Muhammad Hisyam Syafii
Productive Zakāh, Service Quality, And The Welfare Of Zakāh Beneficiary Via Economic Empowerment In Indonesia, Hariya Toni, Muhammad Hisyam Syafii
Journal of King Abdulaziz University: Islamic Economics
This study investigates how productive zakāh management and service quality influence the welfare of zakāh beneficiary (mustahik), with economic empowerment positioned as a mediating construct within the zakāh ecosystem of Sungai Penuh City. Using a quantitative explanatory design and SEM‑PLS analysis, the research surveyed mustahik who received productive zakāh through a structured sampling procedure. The findings demonstrate that both effective management of productive zakāh and high‑quality institutional services significantly enhance mustahik’s welfare. Among the examined variables, economic empowerment emerges as the most influential factor, acting as a partial mediator that strengthens the relationship between institutional practices and …
Aṣ-Ṣadaqah Al-MunaẓẒAmah (Institutionalised Ṣadaqah) And Social Welfare Programmes In Al-Hayat Relief Foundation, Nigeria, Oyekolade Sodiq Oyesanya, Asif Olatubosun Azeez
Aṣ-Ṣadaqah Al-MunaẓẒAmah (Institutionalised Ṣadaqah) And Social Welfare Programmes In Al-Hayat Relief Foundation, Nigeria, Oyekolade Sodiq Oyesanya, Asif Olatubosun Azeez
Journal of King Abdulaziz University: Islamic Economics
Conventional fiscal mechanisms in Nigeria have struggled to address persistent multidimensional poverty and financial exclusion, necessitating the development of alternative institutional models. Aṣ-Ṣadaqah al-Munaẓẓamah (institutionalised Ṣadaqah) presents a promising model for resource mobilisation and sustainable community support, yet empirical assessments of its effectiveness remain limited. This study assessed the capacity of aṣ-Ṣadaqah al-Munaẓẓamah to promote socio-economic development, using Al-Hayat Relief Foundation as a case study. A convergent parallel mixed-methods design was adopted, comprising 664 valid quantitative responses using a census-based sampling and 10 purposively selected staff interviews. Data were gathered through a validated questionnaire, which demonstrated high internal consistency …
The Moderating Effects Of Adc On Quality Service: Analysis Of The Performance Of Islamic And Conventional Banks In Tanzania, Mustafa Omar Mohammed, Mohamed Cherif El Amri, Yussuf Charles Yussuf
The Moderating Effects Of Adc On Quality Service: Analysis Of The Performance Of Islamic And Conventional Banks In Tanzania, Mustafa Omar Mohammed, Mohamed Cherif El Amri, Yussuf Charles Yussuf
Journal of King Abdulaziz University: Islamic Economics
The study has examined how alternative delivery channels (ADCs) moderate service quality and increase customer satisfaction with the services of Islamic banks in comparison to conventional banks in Tanzania. It has adopted a quantitative survey method using a five-point Likert question to collect data from 680 customers of Islamic and conventional banks. The data were analysed using the Structural Equation Modeling (SEM) supported by the Amos software package for data analysis. The main findings reveal that nearly all the six service quality dimensions selected for the study have positive statistical significance on the relationships between customer satistaction and the services …
Entrepreneurship From An Islamic Perspective, Abdelkader Chachi, Kemal Hattab
Entrepreneurship From An Islamic Perspective, Abdelkader Chachi, Kemal Hattab
Journal of King Abdulaziz University: Islamic Economics
The aim of this research paper is to investigate the concept of entrepreneurship from different angles, with a special focus on the Islamic perspective, aiming at uncovering its original meaning, elucidating its related Islamic foundational principles, discussing its impacts and socio-economic relevance and proposing a new Islamic model of entrepreneurship that establishes fairness and justice, alleviates poverty, supports innovations, integrates Islamic Social Finance (ISF) with Islamic Business Finance (IBF), among other objectives. This is a conceptual and a theoretical study, that follows an inductive-deductive methodological approach. It synthesizes definitions and frameworks from classical and contemporary literature, integrates some guidance from …
Islamic Banking And Financial Inclusion In Ghana: Evidence From A Demand-Side Perception Study, Saad Abubakari Mohammed
Islamic Banking And Financial Inclusion In Ghana: Evidence From A Demand-Side Perception Study, Saad Abubakari Mohammed
Journal of King Abdulaziz University: Islamic Economics
Financial exclusion remains a persistent challenge in many developing economies, including Ghana, where substantial segments of the population still lack access to formal financial services. This study examines the potential role of Islamic banking in enhancing financial inclusion in Ghana. It is motivated by the premise that Islamic finance, grounded in principles of equity, transparency, and risk sharing, can provide an ethical, interest-free alternative for individuals currently excluded from conventional banking. Using a descriptive survey of 200 respondents drawn from key Muslim communities, the study assesses public awareness and perceptions of Islamic banking, explores how its underlying principles may align …
An Empirical Analysis Of Cooperation Among Muslim Countries: The Case Of Indonesia-Pakistan Preferential Trade Agreement, M Jaenudin, Emil Haraki, Aam Slamet Rusydiana
An Empirical Analysis Of Cooperation Among Muslim Countries: The Case Of Indonesia-Pakistan Preferential Trade Agreement, M Jaenudin, Emil Haraki, Aam Slamet Rusydiana
Journal of King Abdulaziz University: Islamic Economics
This study evaluates the impact of the Indonesia–Pakistan Preferential Trade Agreement (IPPTA) on bilateral trade using the gravity model of international trade. Annual time series data from 1990 to 2023 are analysed through unit root testing, bounds testing, and Autoregressive Distributed Lag (ARDL) estimation to examine both short- and long-run effects. The model includes four variables: bilateral trade, GDP of Indonesia and Pakistan, geographical distance, and a dummy variable for IPPTA to compare trade performance before and after the agreement’s implementation. The results indicate that Indonesia’s GDP has a positive and statistically significant impact on bilateral trade in both the …
Foreign Bank Competition And Financial Stability In Dual Banking Systems: Evidence From Islamic And Conventional Banks In Indonesia, Alwahidin La Pade, Alija Avdukic, Husain Insawan, Novita Kusuma Maharani
Foreign Bank Competition And Financial Stability In Dual Banking Systems: Evidence From Islamic And Conventional Banks In Indonesia, Alwahidin La Pade, Alija Avdukic, Husain Insawan, Novita Kusuma Maharani
Journal of King Abdulaziz University: Islamic Economics
This study investigates how foreign bank presence affects financial stability, focusing on the differences between Islamic and conventional banks operating in Indonesia. Using a fixed-effects regression model of panel data of 108 banks over ten years (18 Islamic banks and 90 conventional banks), the Z-score is the dependent variable of stability, and foreign presence is assessed through foreign bank assets (FBA) and foreign bank number (FBN). This research finds that growing foreign bank number (FBN) positively affects stability, while growing foreign bank assets (FBA) negatively affects stability in the short run. In addition, Islamic banks are more stable than conventional …
A Very Long-Term Analysis Of Cash Awqaf In Eastern Thrace: Capital, Socioeconomic Groups, And Temporal Shifts, 1544-1917, Bora Altay
Journal of King Abdulaziz University: Islamic Economics
This study examines the institutional and financial dynamics of cash Awqaf in the Eastern Thrace region of the Ottoman Empire, presenting a long-term quantitative analysis that extends beyond Istanbul. This analysis aims to clarify the evolution of capital levels, founders’ profiles, and the functions of cash Awqaf from the sixteenth to the early twentieth centuries. To address the paucity of regional data, a novel dataset encompassing cash Awqaf in Edirne, Kırklareli, and Tekirdağ from 1544–1917 was developed. The analysis integrates the longitudinal trends in waqf capital with the socioeconomic characteristics of the founders and the evolving allocation of waqf revenues. …
Conundrums In The Realization Of Healthcare And Education Through Waqf In Nigeria, Isa Olawale Solahudeen
Conundrums In The Realization Of Healthcare And Education Through Waqf In Nigeria, Isa Olawale Solahudeen
Journal of King Abdulaziz University: Islamic Economics
The Sustainable Development Goals (SDGs) 3 and 4 emphasize the importance of good health and quality education, respectively. However, based on available progress report released by Nigerian government, implementations of SDGs 3 (Good Health) and 4 (Quality Education) in the country were not promising. The unpleasant situation requires collaborative efforts of private sector. Meanwhile, waqf, an Islamic philanthropic instrument, has the potential to contribute significantly to the realization of these goals in Nigeria. Several conundrums hinder the effective utilization of waqf for healthcare and education. This paper identifies and examines some challenges ranging from lack of awareness, parochialism, religious …
Investigating Factors Influencing Customer Satisfaction To Boost Islamic Mobile Banking Adoption In Indonesia, Abdurrahman Abdurrahman, Mohamad Anton Athaillah, Yadi Janwari, Asti Meiza
Investigating Factors Influencing Customer Satisfaction To Boost Islamic Mobile Banking Adoption In Indonesia, Abdurrahman Abdurrahman, Mohamad Anton Athaillah, Yadi Janwari, Asti Meiza
Journal of King Abdulaziz University: Islamic Economics
This study examines the factors influencing the adoption of Islamic Mobile Banking (IMB) in Indonesia, focusing on technological, innovative, reputational, and Sharīʿah compliance dimensions. Using a quantitative approach with Partial Least Squares Structural Equation Modelling (PLS-SEM), data were collected from 312 IMB users to assess both direct and mediating relationships among the variables. The findings reveal that perceived usefulness, firm reputation, innovation, and Sharīʿah compliance significantly and positively influence customer satisfaction, with Sharīʿah compliance emerging as the most dominant factor. Conversely, ease of use, though positively associated, does not significantly affect satisfaction, suggesting that functionality, trust, and ethical conformity outweigh …
Bridging Governance Gaps In Islamic Banking: Palestine And Malaysia Compared, Murad Ayesh Ali Obaid, Abdulmajid Obaid Hasan Saleh, Fahd Mohammed Obad Al-Shaghdari
Bridging Governance Gaps In Islamic Banking: Palestine And Malaysia Compared, Murad Ayesh Ali Obaid, Abdulmajid Obaid Hasan Saleh, Fahd Mohammed Obad Al-Shaghdari
Journal of King Abdulaziz University: Islamic Economics
This study focuses on the most important governance issues that Islamic banking institutions in Palestine are experiencing and discusses what can be learnt from the Malaysian experience in helping to better govern Islamic banking institutions to improve governance efficiency, adherence to SharīÊ¿ah and regulatory oversight. Using a qualitative approach, research is based on the data collected from interviews with experts, document analysis and comparative case studies of both jurisdictions. The results indicate that lack of a centralised authority to monitor them, lack of professional expertise and the inadequate specified internal frameworks greatly constrain the effectiveness of governance in Palestinian Islamic …
Assessing Universal Basic Income: An Islamic Historical And Maqāṣidī Perspective, Abdulazeem Abozaid, Saqib Hafiz Khateeb
Assessing Universal Basic Income: An Islamic Historical And Maqāṣidī Perspective, Abdulazeem Abozaid, Saqib Hafiz Khateeb
Journal of King Abdulaziz University: Islamic Economics
The constant concern for ensuring that the basic needs of every human are met has prompted various steps with an aim to promote equality. This concern has eventually led to an increasing demand to guarantee a reasonable standard of living. Some economists have recently revisited the concept of Universal Basic Income (UBI) that has caught the interest of some governments and policy makers. This paper investigates the concept of UBI from historical, legal (Islamic), and Maqāṣidī perspectives. It traces the conceptual origins of UBI back to the Islamic society since the early Islamic history. Adopting a conceptual–analytical methodology, the paper …
Drop Shipping From The Perspective Of Financial Transactions: A Fiqh Study On Its Concept And Characterization, Sara Ali Ahmad Al-Hiary
Drop Shipping From The Perspective Of Financial Transactions: A Fiqh Study On Its Concept And Characterization, Sara Ali Ahmad Al-Hiary
Journal of King Abdulaziz University: Islamic Economics
Electronic selling has become a fundamental aspect of contemporary life. The flexibility of Islam accommodates this practice as long as it serves the interests of the people, facilitates their lives, and does not involve anything forbidden by a definitive text or general rule. This research aims to shed light on drop shipping sales, a new type of sale that is similar to Murabaha sale which Islamic jurists have deemed lawful as they fall under the general permissibility of selling and trading to fulfill people’s needs, provided that there is no gharar, darar, or Riba involved and that regulations and laws …
Decision Under Risk And Uncertainty In Fiqh And Economics, Muhammad Anas Bin Mustafa Al- Zarqa, Mohammed Bin Ibrahim Al-Suhaibani
Decision Under Risk And Uncertainty In Fiqh And Economics, Muhammad Anas Bin Mustafa Al- Zarqa, Mohammed Bin Ibrahim Al-Suhaibani
Journal of King Abdulaziz University: Islamic Economics
This paper examines the concept of acting upon conjecture (ẓann) through an interdisciplinary lens, integrating Islamic jurisprudence and modern economic theory. It focuses on decision-making under conditions of risk and uncertainty, distinguishing between risk—which is quantifiable—and uncertainty, which relies on subjective judgment. The study explores behavioral attitudes toward risk (aversion, neutrality, and preference) and their implications for strategic decision-making. From a jurisprudential standpoint, the paper highlights the epistemic limitations of human knowledge, particularly regarding the unseen (ghayb), and the consequent reliance on probabilistic reasoning in Islamic legal thought. It compares classical epistemic categories (yaqīn, ẓann, shakk, wahm, and muḥāl) with …
Environmental Sustainability In The Prophetic Sunnah: A Foresight Perspective, Usama Abdul Majid Alani
Environmental Sustainability In The Prophetic Sunnah: A Foresight Perspective, Usama Abdul Majid Alani
Journal of King Abdulaziz University: Islamic Economics
This research investigates the role of the Prophetic Sunnah in advancing environmental sustainability by analyzing the teachings and practices of the Prophet Muhammad that advocate for the conservation of natural resources and the protection of the rights of future generations. The study focuses on three key dimensions: the conceptual foundations of sustainability within the Sunnah, practical Prophetic directives such as tree planting and water management, and the potential of these teachings to inform contemporary environmental policies. The findings indicate that the Sunnah presented a forward-thinking model of sustainability, emphasizing resource preservation and responsible consumption. This is evidenced by concrete measures, …
Takaful Insurance In The Palestinian Territories: Reality And Development Mechanisms, Ismaeil Mohammad Shindi Amayreh, Kifah Abdul Qader Al Ssuwari
Takaful Insurance In The Palestinian Territories: Reality And Development Mechanisms, Ismaeil Mohammad Shindi Amayreh, Kifah Abdul Qader Al Ssuwari
Journal of King Abdulaziz University: Islamic Economics
This study aims to investigate Takaful insurance in the Palestinian territories, as one of the most important financial cases that has gained prominence on the Palestinian economic landscape following the establishment of Islamic banking. This study provides a comprehensive analysis of the current state of Takaful insurance, identifying obstacles and challenges that hinder its growth in Palestine. Given the distinct socio-economic and political circumstances in Palestine, and in an attempt to create practical mechanisms for the development of Takaful insurance in this region, the study aims to promote the role of Takaful insurance in fostering public confidence. Takaful offers insurance …
Observance Of Economic Values In Andalusian Nawazil Heritage And Its Impact On Rationalizing Commercial Conduct: Deriving General Foundations And Their Applications In Branches And Specific Cases, Ahmed El Kadaoui
Journal of King Abdulaziz University: Islamic Economics
This research falls within the context of establishing a value system that governs and directs commercial behavior in an era where economic actions are driven by the hegemony of profit and wealth, and are detached from ethical oversight, leading to the spread of negative values in the markets that were previously uncommon to the public. The research aims to shed light on economic values from an Islamic perspective and their ability to guide commercial behavior. The research also seeks to bridge the gap between the operational environment of commercial behavior and the theoretical framework of these values from the perspective …
Social Reporting By Saudi Islamic Banks: A Longitudinal Approach, Faisal A. Otaibi
Social Reporting By Saudi Islamic Banks: A Longitudinal Approach, Faisal A. Otaibi
Journal of King Abdulaziz University: Islamic Economics
This study aims to assess the social reporting practices of Saudi Islamic Banks (IBs) over a 15-year period. It seeks to evaluate the effectiveness with which Saudi IBs meet their social reporting expectations, including Sharīʿah disclosure requirements. A longitudinal content analysis method was utilized, underpinned by a specifically developed research instrument that is culturally relevant and reflects the unique characteristics of Islamic banking. This approach allows tracking of changes over an extended period and captures the dynamic nature of disclosure practices influenced by both internal ethical mandates and external regulatory pressures. The findings reveal a moderate disclosure rate of 51.11% …
Conceptualizing The Limits Of The Use Of Generative Ai In Economic Analysis Via A Deep Meaning Of Habs, Abderrazak Said Belabes
Conceptualizing The Limits Of The Use Of Generative Ai In Economic Analysis Via A Deep Meaning Of Habs, Abderrazak Said Belabes
Journal of King Abdulaziz University: Islamic Economics
Generative AI is increasingly integrated into economic analysis by researchers, economic institutions, and companies specializing in real-time forecasting through macroeconomic intelligence. This development poses a challenge to specialists in the analysis of economic life in Muslim societies. In this research, I ask the following question to ChatGPT: What is the relationship between the Zamzam well and the Kaʿaba as ḥabs, and what are your sources? After showing the limits of the AI chatbot's response, both in terms of the answer to the question and in terms of the sources on which it claims to rely, the research explains why …
Potential Of Institutional Zakāh Management In Socio-Economic Development Of Bangladesh, Md. Muhibur Rahman
Potential Of Institutional Zakāh Management In Socio-Economic Development Of Bangladesh, Md. Muhibur Rahman
Journal of King Abdulaziz University: Islamic Economics
This article presents a comprehensive analysis of the potential of Bangladesh's institutionalized Zakāh system in driving socio-economic advancement. The research meticulously evaluates the impact of the Zakāh fund, managed by both institutional and non-institutional entities, in providing substantial financial capital and income-generating assets. It aims to draw a clear comparison between the two systems, highlighting the institutional model's ability to ensure long-term self-sufficiency, income generation, employment opportunities, and support for training and scholarships. This study employs a descriptive-analytical strategy to facilitate these comparisons. The data for the current study were obtained through comprehensive field research. A total of 385 individuals …
Islamic Finance Performance During Crises: A Bibliometric Mapping And A Systematic Literature Review, Amel Farhat, Amal Hili, Ibtissem Gannoun
Islamic Finance Performance During Crises: A Bibliometric Mapping And A Systematic Literature Review, Amel Farhat, Amal Hili, Ibtissem Gannoun
Journal of King Abdulaziz University: Islamic Economics
This study assesses the claim that Islamic finance, with its risk-sharing, low levels of indebtedness, and asset-backed characteristics, offers a viable alternative to conventional finance during crises. Through bibliometric mapping and a systematic literature review, we explore the performance of Islamic financial systems during various crises, including the recent COVID-19 pandemic. Using VOSviewer and RStudio, we analyze 555 articles from the Scopus database to identify prominent clusters in Islamic finance, particularly focusing on its resilience during crises. Our review provides theoretical evidence supporting the robustness of Islamic finance, highlighting its ethical features and its capability to safeguard investments during economic …
Unveiling The Intricacies Of Shariah Governance In Islamic Financial Institutions: A Hybrid Approach, Ozair Siddiqui, Muhammad Suleman Afzal
Unveiling The Intricacies Of Shariah Governance In Islamic Financial Institutions: A Hybrid Approach, Ozair Siddiqui, Muhammad Suleman Afzal
Journal of King Abdulaziz University: Islamic Economics
The study aims to explore Shariah governance literature by deploying a hybrid approach that fuses structured literature review with bibliometric analysis. The hybrid approach highlights emerging trends, influential aspects, most occurring keywords, intellectual clusters, emerging themes, and avenues for future research. Existing literature features limited coverage and overlooks some essential dimensions of Shariah governance. We bridge these gaps through two contributions: (1) we underscore previously overlooked, yet important themes like Shariah audit, compliance, and reporting; and (2) we do not impose any restrictions for time or region in our sample. Additionally, we also expand the coverage of literature by considering …
Evaluation Of Sustainability Reporting In Islamic Banks: The Case Of Albaraka Türk Participation Bank, Arzu Meriç
Evaluation Of Sustainability Reporting In Islamic Banks: The Case Of Albaraka Türk Participation Bank, Arzu Meriç
Journal of King Abdulaziz University: Islamic Economics
Sustainability refers to the capacity to meet the needs of both present and future generations. Given the serious dimensions of environmental destruction, sustainability is primarily associated with environmental concerns. Organizations that pursue sustainability goals usually disclose these goals to the public via sustainability reports. The objective of this study is to assess the compliance of sustainability reports published by Islamic banks in Türkiye within the framework outlined by the Capital Markets Board. The sample for this study consists of several sustainability reports published by Albaraka Türk Participation Bank in 2019, 2020, and 2021. These reports have been selected based on …
Determinants For Acceptance And Use Of SharīʿAh Banking Digital Services In Indonesia: Applying Utaut 3, Trust, And SharīʿAh Compliance, Ade Sofyan Mulazid, Desmadi Saharuddin, Muhammad Khaerul Muttaqien, Ahmad Tibrizi Wicaksono, Fatmawati Fatmawati, Fauzan Fauzan
Determinants For Acceptance And Use Of SharīʿAh Banking Digital Services In Indonesia: Applying Utaut 3, Trust, And SharīʿAh Compliance, Ade Sofyan Mulazid, Desmadi Saharuddin, Muhammad Khaerul Muttaqien, Ahmad Tibrizi Wicaksono, Fatmawati Fatmawati, Fauzan Fauzan
Journal of King Abdulaziz University: Islamic Economics
Digital banking is one of the services of sharīʿah banking, so the quality of these services needs to be considered. This study investigates the determinants of intention and use of sharīʿah banking digital services by Indonesian Muslims, using the modified unified theory of technology acceptance and use (UTAUT) 3 model with sharīʿah compliance and trust variables. The model was empirically tested in the Jakarta Metropolitan area using 129 responses from a field survey. The collected data were analyzed using partial least squares structural equation modeling. The results show that habit, personal innovativeness, and trust significantly influence the intention to use …
Islamic Human Development Index (I-Hdi) And Poverty Reduction In Oic Countries, Maizura Md Isa, Mohamed Ariff Abdul Kareem, Mohamed Eskandar Shah, Nasim S. Shirazi
Islamic Human Development Index (I-Hdi) And Poverty Reduction In Oic Countries, Maizura Md Isa, Mohamed Ariff Abdul Kareem, Mohamed Eskandar Shah, Nasim S. Shirazi
Journal of King Abdulaziz University: Islamic Economics
The fight against poverty requires a broader perspective than simply focusing on the issue of income insufficiency. Thus, adopting human development strategies is relevant to poverty alleviation because it provides an incentive to broaden the database on poverty by studying the deprivation of a human being's functioning and capabilities. The United Nations Development Program (UNDP) has developed the Human Development Index (HDI), considered the most comprehensive indicator. However, it is not fully compatible and sufficient to measure human development from the Islamic perspective. This study attempts to explore the Islamic Human Development Index (i-HDI) based on the five pillars of …