Digital Commons Network^™

Essays In Real Estate And Household Finance, Paul Freed

Theses and Dissertations

The first chapter examines how the deterioration of a household’s balance sheet alters its propensity to sue another entity for damages in civil court. Using state-level administrative judicial data longitudinally linked to the value of individual plaintiffs’ real estate holdings, this study finds that a 5% decline in housing value is associated with an 8% increase in the probability of filing a civil suit. Similarly, a household entering a negative equity position on its mortgage is associated with a 14% increase. When facing distress, households are more likely to engage in civil action against both firms and other households, particularly …

Meeting The Needs Of Children With Communication Disorders: A Collaborative Approach Between Classroom Teachers And Speech-Language Pathologists, Edwilda Henry

Theses & Dissertations

Approximately 912,000 students are enrolled in New York City public schools, with approximately 157,300 receiving special education services. According to the NYC Department of Education (2024), 96.9% of students with communication disorders spend at least 80% of their day in general education classrooms. This qualitative interpretive phenomenological study aimed to explore the lived experiences of classroom teachers (CTs) and speech-language pathologists (SLPs) regarding their collaborative practices. The study intended to look at the effectiveness and perspective of CTs and SLPs regarding their collaborative practices in public school settings, from elementary through high school, intending to improve educational outcomes for students …

Development And Treatment Of Outer Ear Malformations, Roshni Marian Raja

Doctoral Scholarly Projects & Capstones

Microtia is a congenital malformation of the ear that can exist as an isolated anomaly or as a comorbidity to a congenital syndrome. The severity of microtia is classified using grading systems, with the most common one being the Marx classification system. Severe grades of microtia (grades III and IV) will include aural atresia, which is the absence of the external ear canal. There is a lack of consensus on the point of origin of microtia, but research suggests that family history, genetic syndromes, teratogens, and maternal factors can pose as risks during fetal development. Aural atresia can be …

Electronic Hearing Protection: Advancements And Applications, Amanda Mattei

Doctoral Scholarly Projects & Capstones

Noise-induced hearing loss (NIHL) represents a significant and irreversible public health concern and is classified as the most prevalent occupational illness in the United States (Masterson et al., 2013). Prolonged exposure to hazardous noise levels precipitates auditory impairment and correlates with other comorbid health risks, including tinnitus (Tufts & Berger, 2022). While traditional hearing protection devices (HPDs) have been implemented extensively to mitigate NIHL, persistent issues such as user discomfort, barriers to effective communication, and compromised situational awareness impede their optimal utilization (Melamed et al., 1994; Neitzel & Seixas, 2005).

Recent innovations in electronic HPDs have emerged, targeting these limitations …

Navigating Challenges And Seizing Opportunities: The Transformative Impact Of Ai On Business Education And Teaching Strategies, Denada Ibrushi

Presentations - 2025

This article explores the transformative impact of artificial intelligence (AI) on business education and teaching strategies, focusing on the instructor’s evolving role as a coach, the use of AI as a student assistant, and the development of AI-related skills. While AI cannot fully replace human instructors—lacking the capacity for existential reflection, value transmission, and societal context—it has significant potential to enhance efficiency, enabling instructors to prioritize student creativity and critical thinking. The study highlights various AI applications, such as ClassPoint AI for interactive quizzes, GradeScope for automated grading, and PowerPoint Speaker Coach for presentation skills, as well as tools like …

Obstacles And Opportunities In Marine Mammal Care And Welfare : Insights From Trainer, Heather Hill, Megan Davis, Sabrina Brando

Presentations - 2025

No abstract provided.

Climate Change Fairy Tales (Complete Collection And Epub), St. Mary's University

Climate Change

This is the complete collection of fairy tales in one download

Theshrahk Thwath Phonological Inventory, Mary Arnolds, Sofia Farias, Alexandra Renteria, Nicholas Denmark

Team - Theshrahk Thwath - Documents

This document contains all of the phonemes present in Theshalshe with their corresponding glyphs.

Theshrahk Thwath Legend, Mary Arnolds, Sofia Farias, Alexandra Renteria, Nicholas Denmark

Team - Theshrahk Thwath - Documents

This document contains the origin myth of Theshrahk Thwath’s vegetarianism and relationship with nature. It is presented line-by-line in Theshalshe, the orthography, the romanized form, a transliteration, and an English translation.

Muzibogun The Bells Of St. Mary’S, Serena Parra, Maurissio Gonzalez, Renee Alonzo, Cj Spears

Team - Muzibogun - Documents

This is a portion of our school song translated to Muzibogun

Muzibogun Semantics, Serena Parra, Maurissio Gonzalez, Renee Alonzo, Cj Spears

Team - Muzibogun - Documents

This shows the different fields of words and valued concepts in our language that give it meaning.

Muzibogun Poetry And The Engaged Citizen Poem, Serena Parra, Maurissio Gonzalez, Renee Alonzo, Cj Spears

Team - Muzibogun - Documents

This is a poem written in Muzibogun about our sun goddess, Zeerotamo.

Muzibogun Syntax And Grammar, Serena Parra, Maurissio Gonzalez, Renee Alonzo, Cj Spears

Team - Muzibogun - Documents

This shows how our sentence order, case system, conjugations, and different morphemes make sense of our language in a sentence.

Muzibogun Morphology, Serena Parra, Maurissio Gonzalez, Renee Alonzo, Cj Spears

Team - Muzibogun - Documents

This shows how we turned our phonemes into morphemes and into words.

Muzibogun Legend, Serena Parra, Maurissio Gonzalez, Renee Alonzo, Cj Spears

Team - Muzibogun - Documents

This is a story about how the Muzibogun are processing what we know as climate change.

Muzibogun Phonological Inventory, Serena Parra, Maurissio Gonzalez, Renee Alonzo, Cj Spears

Team - Muzibogun - Documents

IPA charts with the consonant and vowel phonemes available in our language.

Lost In Translation, Jayden Mendez

Posters - 2025

Reader Response Theory (Brizee et al.2014) asserts that “readers' reactions to literature [are] vital to interpreting the meaning of the text” (10). Reader Response (Fish 1981) approaches literary studies as way to explore how readers react to a piece of prose or a poem from a perspective developed within their interpretive communities. Interpretive communities hold a set of assumptions or strategies in common that shape the meaning of a text for a reader synchronically, at the moment of reading. Because the assumptions or strategies of these communities change over time, the meaning of a text for a reader can also …

The Names We Bear: A Historical Timeline Of Labels And Identities Among Mexican Americans, Serena Parra

Posters - 2025

My analysis explores the evolving identity of Mexican Americans shaped by both historical and social experiences. Following these events, I examined how their contributions towards the development of identity, specifically focusing on assimilation and cultural preservation. Through this posing the question on how identity was influenced and maintained during these pivotal eras and whether identity can be defined or found.

Heartbeats And Algorithms: Black Pre- Med Students At The Crossroad Of Cardiology And Ai, Shuri Magdalene

Posters - 2025

The rapid integration of artificial intelligence (AI) is reshaping the healthcare landscape. • The underrepresentation of Black/African American (BAA) doctors is alarming with recent data of active physicians from the Association of Medical Colleges in 2021 has highlighted this underrepresentation of Black/ African American physicians in the U.S., with only about 5.7%1 of doctors belonging to this demographic, and cardiologists making up a mere 4.2% of this group1 .

Offering Alternatives To Biblical Literalism May Be The Key To Increasing The Public’S Acceptance Of Evolution, Jamie Jensen, Dalton Bourne, Kenneth Harrington, Grant Rousseau, Jessica Abele, Daniel Ferguson

ScholarsArchive Data

These are data from two cohorts: a nationwide dataset, and a BYU-specific student dataset. We gathered information on evolution acceptance (using the I-SEA), biblical literalism (using the EALS) and religiosity (using the Sethi and Seligman instrument).

Hispanic Heritage Month Project-Stmu Oral Histories With Joanna Mendez, Part 1, Barbara Ortiz

Hispanic Heritage Collection - Oral Histories

In Part 1 of our interview, JoAnna Mendez discusses her Mexican heritage, emphasizing her parents' strict upbringing and the importance of education within her family. She shared some of the difficulties of navigating both English and Spanish languages, and her participation in ESL programs in school. JoAnna explained how her cultural background significantly shaped her educational path, crediting her parents as her primary role models. She chose St. Mary's because of its intimate size and Catholic affiliation, appreciating the religious aspect. She also shared her views of the moniker “Hispanic Serving Institution” in relation to St. Mary’s, and she discussed …

Research Showcase Program, St. Mary's University

Program - 2025

No abstract provided.

Examining The Malign Use Of Ai: A Case Study Report, Emma Theobald, Alexis D'Amato, Joey Welles, Jack Rygg, Joel Elson, Samuel Hunter

Reports, Projects, and Research

This case study report is meant to provide detailed descriptions of events involving the malign use of artificial intelligence (AI), the mechanisms that may be influencing the use of AI for malign use, and practical implications from these examples. For each of the 10 separate cases, connections between the case and recent events that utilize AI in a similar manner will be described. For further information regarding types of artificial intelligence and their malign application, refer to d'Amato and colleagues (2024).

Obstacles And Opportunities In Marine Mammals Care And Welfare: Insights From Trainers, Alicia Virthe, Heather Manitzas Hill, Sabrina Brando

Posters - 2025

This poster was created for the 5th annual Research Showcase. From the poster:

The aims of the study included:

Identifying obstacles faced by caregivers

Exploring beliefs hindering the promotion of animal care and welfare

Highlighting the opportunities that caregivers perceive to maintain and enhance animal welfare and care

The Language Of Theshrahk Thwath, Mary Arnolds, Nicholas Denmark, Sophia C. Farias, Alexandra Renteria

Posters - 2025

J.R.R. Tolkien, British linguist and creator of fictional Elvish languages, coined the term glossopoiea to describe the act of inventing languages. In EN5361A Inventing Languages, our group engaged in glossopoiea to develop a constructed language, Theshalshe, based on the fictional culture and environment of Theshrahk Thwath, the Crane Forest.

Theshrahk Thwath is a deciduous forest. The climate is temperate, with four seasons and mild winters. The people observe a monotheistic religion centered around the goddess Kemajthwa, incarnate in an ancient willow tree. They are an egalitarian society arranged with age hierarchy. They are a scientifically advanced and literate people, specializing …

Remembering Ancient Heroes: How Literary Devices Inbeowulf And Homer Assist In Poetic Recollection, Emily Davey

Posters - 2025

In both Ancient Greek and Old English traditions of poetry, memory is an essential part in the retention of the language and story in the culture’s history. Beowulf shares some poetic lyrical elements with Homer’s epithets. Though both poems have unique and different poetic meters, they possess similar tactics in the language to move the story along while providing poets “footholds” in the poem to remember the story.To deliver these stories of heroes to the public, the sophists of Greece and the scops of Celtic England had only one tool available for the record of these lengthy poems: their capacity …

Gold & Blue Law Edition, Spring 2025, St. Mary's University - San Antonio, Texas

Gold & Blue Law Edition

This is the Spring 2025 edition of Gold & Blue Law Edition which is St. Mary's University's official School of Law publication.

Integrating Consumer Behavior Theories: Understanding Modern Consumer Decision-Making, Khusbu Rahman

AMTP Proceedings 2025

This paper synthesizes recent consumer behavior research published in the Journal of Consumer Research between 2020-2024, addressing a significant gap in the consistent application of established theories across different contexts. The study examines key theoretical frameworks, including the Theory of Planned Behavior and the Stimulus-Organism-Response model, and their application in understanding modern consumer decision-making. Through a systematic literature review of 105 articles, the research highlights the complex interplay between rational and emotional factors in consumer behavior, the importance of psychological comfort and attachment in product relationships, and the role of framing and context in decision-making. The findings emphasize the need …

South Africans’ Attitudes And Behaviors Regarding Customer Citizenship: The Paradoxical Comparison Of The Primary And The Secondary Data, Christo A. Bisschoff, Sam Fullerton

AMTP Proceedings 2025

The current study compares the extant literature regarding South Africa to a current assessment using primary data to measure the same green phenomenon, namely customer citizenship. Secondary data were used to develop a profile of how external sources perceive South Africa. For the primary data, a sample of 513 consumers in South Africa responded to an invitation-only, Internet-based questionnaire that focused on attitudinal and behavioral issues germane to the five constructs commonly related to customer citizenship within the context of green purchasing and green consumption. The constructs in focus were green mindset, anti-consumption behavior, consumer coaching behavior, green advocacy, and …

Crafting Connections: Language Use And Cultural Resonance In Marketing Campaigns For The Hispanic Market, Santiago Reyes, Alessandra Noli Peschiera, Kristina Simon, Melany Sarcevic

AMTP Proceedings 2025

Considering the rapid growth and relevance of the Hispanic market in the U.S., this study explores strategies employed by brands in their communication efforts to connect with this consumer base. Through a qualitative content analysis, the study analyzes emerging themes and patterns in terms of language use and cultural values employed in marketing and advertising campaigns directed to the U.S. Hispanic market. Results reveal a prevalent use of Spanish, with a rise in the use of English reflective of changing demographic trends of Hispanics in the U.S. Cultural values resonant with Hispanic identity are also employed in campaigns. Important implications …