Digital Commons Network^™

Build The Village That Raises The Child, Homegrown Stl

Center for Social Development Research

HomeGrown STL is an initiative to take on long-standing community disparities by improving the social mobility of the region’s 60,000 black boys and young men in one generation. More than 120 regional leaders and providers working to improve the lives of black boys and young men in St. Louis participated in the second annual HomeGrown STL Summit on February 8, 2018, at the Brown School of Social Work.

Taking Child Development Accounts To Scale: Ten Key Policy Design Elements, Michael Sherraden, Margaret M. Clancy, Sondra G. Beverly

Center for Social Development Research

The United States subsidizes asset accumulation for middle- and especially high-income families through the federal income tax system. Low-income families are much less likely than high-income families to benefit from these policies. The vision for Child Development Accounts (CDAs) has been for a universal and progressive policy aimed at long-term asset building for all. Bringing CDAs to scale nationwide in a sustainable manner will require a national policy structure, so that all children can build assets. This brief aims to advance universal and progressive CDAs by identifying 10 key design elements that can be implemented and sustained at scale.

Employee Financial Wellness Programs: Differences In Reach By Financial Circumstances, Sophia R. Fox-Dichter, Yingying Zeng, Mathieu R. Despard, Ellen Frank-Miller, Geraldine Germain

Social Policy Institute Research

Workplace-based Employee Financial Wellness Programs (EFWPs) aim to strengthen employees’ financial well-being through services such as financial coaching, payroll advances and short-term installment loans, credit counseling, debt management, and online financial management tools. Although EFWPs are a fast-growing part of employee benefit packages, offerings vary widely in service type and delivery method across em-ployers, and little research has assessed their efficacy and reach.1 Our prior research2 indicates significant differences among employees, includ-ing by race/ethnicity3, regarding their awareness, utilization, and self-reported benefits from EFWP services. This brief adds to this research by exam-ining these differences in EFWP reach by employ-ees’ financial …

The State Of State Eitcs: An Overview And Their Implications For Low- And Moderate-Income Households, Genevieve Davison, Stephen P. Roll, Samuel H. Taylor, Michal Grinstein-Weiss

Center for Social Development Research

The success of the federal Earned Income Tax Credit (EITC) has prompted numerous states to develop and administer their own EITC programs. This brief presents the results of analyses that used data from a large sample of low- and moderate-income households to learn more about the relationship between state and federal EITCs as well as about their relationships, respective and combined, with financial behaviors and the experience of financial and material hardship. Given that many EITC beneficiaries face substantial risk of experiencing income volatility and financial shocks, insights gained from this brief can assist policymakers in understanding the importance of …

Responses To And Repercussions From Income Volatility In Low- And Moderate-Income Households: Results From A National Survey, Stephen P. Roll, David S. Mitchell, Krista Holub, Sam Bufe, Michal Grinstein-Weiss

Center for Social Development Research

This is the second in a series of briefs that the Center for Social Development has produced in partnership with the Aspen Institute’s Expanding Prosperity Impact Collaborative (EPIC) and the Intuit Tax and Financial Center. Thefirst brief highlighted new data on the prevalence of income and expense volatility in low- and moderate-income households. This second brief examines income volatility’s effects on Americans’ financial lives, showing that it is associated with dramatic increases in the likelihood of experiencing several hardships. The findings have broad implications for future research and policy.

The Role Of Choice Architecture In Promoting Saving At Tax Time: Evidence From A Large-Scale Field Experiment, Michal Grinstein-Weiss, Cynthia Cryder, Mathieu R. Despard, Dana C. Perantie, Jane E. Oliphant, Dan Ariely

Center for Social Development Research

This paper presents the findings of a large-scale field experiment (N = 646,16) from the Refund to Savings Initiative. The experiment tested a choice architecture and persuasive messaging intervention that increased saving among low-moderate income (LMI) consumers by approximately 50% during tax refund time. Two follow-up experiments parsed components of the intervention. The first follow-up experiment (N = 569) tested the messaging and choice architecture interventions separately, finding that each can increase savings. a final follow-up experiment (N = 554) tested individual elements of the choice architecture intervention, demonstrating that mere mention of savings within choice options was not sufficient …

The Experience Of Volatility In Low- And Moderate-Income Households: Results From A National Survey, Stephen P. Roll, David S. Mitchell, Sam Bufe, Gracie Lynne, Michal Grinstein-Weiss

Center for Social Development Research

This is the first in a series of briefs that the Center for Social Development has produced in partnership with the Aspen Institute’s Expanding Prosperity Impact Collaborative (EPIC) and the Intuit Tax and Financial Center. It highlights new data on the prevalence of income and expense volatility in low- and moderate-income households.

Gentrifried: The Foodways Of Neoliberal Urban Redevelopment In St. Louis, Elizabeth Schwartz

Dean James E. McLeod Freshman Writing Prize

Settler-invader colonialism is a type of colonization in which the colonizer displaces those indigenous to the region and then settles in the area, claiming it as their own. In their paper on settler-invader colonies, Johnston and Lawson argue: A key element in settler postcolonial theory is an examination of the processes by which emigrant European settlers ‘displaced’ the indigenous occupants. This displacement took many different forms. It was physical, geographical, spiritual, cultural, and symbolic. Indigenous peoples were characteristically moved from their traditional lands onto less desirable tracts of country…the displacement was, almost as importantly, cultural and symbolic as well as …

Black Males, Trauma, And Mental Health Service Use: A Systematic Review., Robert Motley, Andrae Banks

Brown School Faculty Publications

Objective: To systematically review the evidence of and synthesize results from relevant studies that have examined barriers and facilitators to professional mental health service use for Black male trauma survivors ages 18 and older.

Methods: A thorough search of selected databases that included EBSCO, ProQuest, and Web of Science Core Collection and careful consideration of inclusion and exclusion criteria yielded a final six studies for detailed review.

Results: Black male trauma survivors were significantly less likely to be utilizing mental health services than other sex-ethnic groups. High levels of daily crises, a lack of knowledge of steps to …

The Uneasy History Of Experiential Education In U.S. Law Schools, Peter A. Joy

Scholarship@WashULaw

This article explores the history of legal education, particularly the rise of experiential learning and its importance. In the early years of legal education in the United States, law schools devalued the development of practical skills in students, and many legal educators viewed practical experience in prospective faculty as a “taint.” This article begins with a brief history of these early years and how legal education subsequently evolved with greater involvement of the American Bar Association (ABA). With involvement of the ABA came a call for greater uniformity in legal education and guidelines to help law schools establish criteria for …

529 Plan Investment Growth And A Quasi-Default Investment For Child Development Accounts, Margaret Clancy

Center for Social Development Research

State 529 college savings plans are a promising platform for Child Development Accounts (CDAs). They include the potential for investment growth, which is essential to building assets over time. and they may present a “quasi-default” investment during online enrollment. an alternative to immediately displaying the full list of investment options, a quasi-default can simplify account opening, streamline decision-making, and nudge savers toward a specific, diversified investment. Inclusive 529 plan innovations like quasi-defaults can benefit a large, diverse group of potential savers—well beyond those participating in CDAs.

Fair Housing And Inclusive Communities, Molly W. Metzger, Amy T. Khare

Center for Social Development Research

Residential segregation—by race and by income—is a fundamental driver of inequality in the United States. Segregated living patterns undergird many of the social problems faced by disadvantaged populations. Solutions to segregation include interventions that create housing opportunity in higher income areas, preserve affordability in gentrifying areas, and target investment to the areas most in need. The realization of fair housing and the creation of inclusive communities would be bolstered by innovation in community–academic partnerships.

Productive Engagement Early In Life: Civic And Volunteer Service As A Pathway To Development, Benjamin J. Lough, Margaret S. Sherraden, Amanda Moore Mcbride, Michael Sherraden, Suzanne Pritzer

Center for Social Development Research

Globalization and information-age technology have led to declines in labor market opportunity, especially for youth. In this paper, we suggest a robust emphasis on civic and volunteer service as one promising policy response. Service can promote civic engagement, meaningful roles in society, and work experience, while making substantial contributions to social and economic well-being. The classic historical example is the Civilian Conservation Corps (CCC) created by President Franklin Roosevelt during the Depression of the 1930s. The CCC was enormously productive and enjoyed strong bipartisan political support. In order to re-create this potential, policies for civic and volunteer service should be …

Financial Literacy In China: Priorities And A Direction, Yiqing Yuan, Minchao Jin

Center for Social Development Research

Growing income disparity, a shrinking social welfare system, expanding financial markets, and diversifying financial products have pushed economically vulnerable groups in China into greater disadvantage in recent decades. The government has acknowledged the urgency of this situation, which underscores the micro- and macro-level importance of financial literacy and of its study. In general, there are two priorities in efforts to study financial literacy in China. One is theoretical, and the other is empirical. The theoretical priority, which comes from Western research, is to develop conceptual precision; the financial-literacy framework is not well defined, fails to differentiate among related concepts, and …

Baden Community Open Space Plan, Rod Barnett

Books and Monographs

A team led by professor Rod Barnett has completed the Baden Community Open Space Plan. In summer 2016, Barnett and a team of research assistants collaborated with the on-the-ground team to engage residents to understand their needs. This data, combined with ecological data points, and public health assessments collected in the community, informed the proposed masterplan. In the voids created by voluntary buyout and demolition, the Baden neighborhood has an opportunity to redefine how infrastructure and greenspace can come together to create a space that serves residents. The team of partners has included the Green City Coalition, the City of …

Workplace Financial Wellness Services: A Primer For Employers, Center For Social Development

Center for Social Development Research

The Center for Social Development at Washington University in St. Louis (CSD) and Prosperity Now work to advance the financial well-being of households with limited income. With this primer, we hope to provide employers an overview of common workplace-based financial wellness services that can be tailored to serve the needs of lower income workers.

Intimate Partner Violence Among South Asian Women In The United States: Prevalence And Help-Seeking Behaviors, Vithya Murugan

Arts & Sciences Graduate Student Theses and Dissertations

Data suggests that over 35% of women in the United States have experienced rape, physical violence, and/or stalking by an intimate partner in their lifetime and have reported significant short and long-term impacts, such as post-traumatic stress disorder symptoms and injury (Breiding et al., 2011). Ethnic/minority women are especially vulnerable to IPV with rates ranging from 44% for African American women to 46% for American Indian/Alaska Native women (Breiding et al., 2011).Although South Asians are some of the most recent immigrants, they are one of the fastest growing ethnic groups in the United States, with a current population of 3.4 …

Understanding Household, Network, And Organizational Drivers Of Adoption Of Cleaner Cooking Fuels In Rural India, Praveen Kumar

Arts & Sciences Graduate Student Theses and Dissertations

Adoption of evidence-based cleaner cooking systems such as Liquefied Petroleum Gas (LPG) is a crucial first step in eventually providing a sustainable solution for household air pollution. To promote adoption of LPG in below poverty line households, we require evidence-based implementation strategies. For these strategies to be feasible and scalable, they need to be grounded in a thorough understanding of the household, network, and organizational level drivers of LPG adoption. However, systematic research on adoption of LPG by poor communities is still lacking.The overall objective of the study was to develop a better understanding about new insights on the reach …

Participation In Governance And Well-Being In The Yukon Flats, Jessica Charlene Black

Arts & Sciences Graduate Student Theses and Dissertations

This dissertation explains the relationship between participation in governance and well-being in the Yukon Flats. To garner a deeper understanding of this relationship, definitions of governance and well-being are sought from the participants, thus providing holistic, Indigenous definitions of these concepts. Both formal and informal governance are also explored to understand the important institutions that underpin these larger relationships. Lastly, this dissertation investigates the relationship between participation in traditional hunting, fishing, and gathering and well-being in the Yukon Flats. Qualitative methods, including semi-structured interviews, observations, and photographs are all used to document these relationships. Applied thematic analysis is used due …

Mental Health And Academic Outcomes Among Adolescents In South Korean Orphanages, Hollee Ann Mcginnis

Arts & Sciences Graduate Student Theses and Dissertations

Research conducted over the past 100 years in Western nations support the adverse effects of orphanages on children’s emotional, developmental, and social well-being as well as economic costs to society (Save the Children UK, 2009; Bakermans-Kranenburg, Van IJzendoorn & Juffer, 2008; Williams & Greenberg, 2010). Globally, the number of orphaned and abandoned children is conservatively estimated to be around 143 million, of whom the majority reside in Asia, followed by Sub-Saharan Africa (UNICEF, UNAIDS, & USAID, 2004). South Korea (hereafter “Korea”) is an exemplary nation for study because it has a well-established child welfare system, including family-based alternatives (domestic and …

A Context And Stakeholder Focused Exploration Of The Sustainability Of Local Organizations In Development, Brad Tucker

Arts & Sciences Graduate Student Theses and Dissertations

The design and development of this study emerged as the result of the investigator’s work with local nonprofit organizations (NPOs) in the Global South – particularly in Sub-Saharan Africa. Through experience and study, the investigator observed: 1) The conceptualization and the study of organizational sustainability and effectiveness (OS/OE) – both in scholarship and in practice – are fragmented and, while emphasizing the critical importance of context, do not explain how context impacts sustainability. 2) Existing conceptualizations of OS/OE lack the perspectives of key stakeholders – namely the management and staff of the local NPOs themselves. 3) There is a considerable …

Annual Report On The Head Start Family Financial Capability Program: 2015–2016, Jami Curley, Anne S. Robertson

Center for Social Development Research

This report presents results from a mixed-methods evaluation of the third year of implementation of a financial-capability program with Head Start families in the St. Louis, Missouri, metropolitan area: The Head Start Family Financial Capability (HSFFC) Program. The program combined savings incentives, budget and credit counseling, and one-on-one coaching with 10 hours of financial education on debt management, banking, budgeting, saving, and credit. The results reported here come from analyses of data on 339 adult program participants from Head Start families, 107 Head Start staff who participated in the program, and administrators and staff implementing the program at Head Start …

Statewide Child Development Account Policies: Key Design Elements, Margaret M. Clancy, Sondra G. Beverly

Center for Social Development Research

Child Development Accounts (CDAs) aim to build assets for postsecondary education. Unlike many asset-building programs, CDAs were explicitly conceived to be universal (every child is included) and progressive (greater support for disadvantaged children). Four states have created statewide CDAs—Baby Scholars in Connecticut, the Harold Alfond College Challenge in Maine, College Kick Start in Nevada, and CollegeBoundbaby in Rhode Island. In this policy report, we describe these CDAs to provide perspective and inform new initiatives. We begin by identifying 10 key CDA policy design elements originally modeled by the CDA in the SEED for Oklahoma Kids experiment. By modeling key design …

Employee Financial Wellness Programs Project: Comprehensive Report Of Findings, Ellen Frank-Miller, Meredith Covington, Mathieu R. Despard, Geraldine Hannon, Michal Grinstein-Weiss

Center for Social Development Research

Using insights from employers and employees to generate evidence on employee financial wellness programs (EFWPs), this research report illustrates findings from a mixed-methods study assessing the potential of these programs to increase the financial stability of American workers. The research team surveyed employers that offered or were interested in offering an EFWP and subsequently conducted in-depth interviews with a subsample of those employers to acquire a greater understanding of survey responses. Further, the research team conducted intensive case studies, examining the relationship between EFWP providers and their clients as well as the dynamics of program delivery. These case studies benefitted …

How Do Environmental Changes And Shared Cultural Experiences Impact The Health Of Indigenous Peoples In South Louisiana?, Shanondora M. Billiot

Arts & Sciences Graduate Student Theses and Dissertations

Global environmental change is an ongoing and complex social problem that will continue to permeate all spheres of life on earth (Moran, 2010). Not all communities experience social and economic consequences of environmental change at the same level (Adger, 2006a; Cutter, Boruff, & Shirley, 2003; Gillespie, 2010; Nicholls et al., 2007; Vogel, Moser, Kasperson, & Dabelko, 2007). The variability of vulnerability, or potential for exposure or harm, stems from proximity to fragile ecosystems as well as social and economic differences across communities (Boruff, Emrich, & Cutter, 2005). Additionally, environmental changes are projected to have adverse impacts on marginalized populations through …

No Father Left Behind: Exploring Positive Father Involvement As A Protective Factor In The Prevention Of Neglect And Promotion Of Child Well-Being, Ericka M. Lewis

Arts & Sciences Graduate Student Theses and Dissertations

Despite the growing evidence highlighting the relationship between positive father behaviors and child development, fathers still receive less research attention than mothers. As a result, little is known about the direct effects of positive father involvement on child neglect risk and child well-being. This dissertation study used data from the Longitudinal Studies of Child Abuse and Neglect (LONGSCAN) and applied longitudinal structural equation modeling to examine the role of father involvement in the reduction of neglect risk and adverse child outcomes among low-income families. The specific aims guiding this dissertation study are (1) to test the direct and indirect relationships …

How Do I Fit? Understanding Barriers And Facilitators To Social Services Among Women Involved In Commercial Sexual Exploitation Through Identities, Traumas, And Substance Use, Lara B. Gerassi

Arts & Sciences Graduate Student Theses and Dissertations

Sex trafficking and commercial sexual exploitation can lead to devastating health and mental health consequences for women, such as elevated rates of substance use, trauma, posttraumatic stress disorder, and depression, as well as sexually transmitted infections, including HIV. Consequently, access to and engagement with services that address addiction, mental health, housing, and provide general advocacy are critically important to women's increased safety, stabilization, and quality of life. The purpose of this grounded theory study is to 1) understand self-identities (with regard to sex trading) and the role of substance use among women involved in CSE and 2) identify perceived barriers …

Transitional Care For Older Adults With Dementia: Variation Across Patients And Providers, Patricia Prusaczyk

Arts & Sciences Graduate Student Theses and Dissertations

Older adults with dementia are particularly vulnerable to negative outcomes and adverse events when they transition between healthcare settings such as being discharged from the hospital. However, little is known about how healthcare providers help patients prepare for a care transition – known as transitional care – among older adults with dementia. Therefore, this study sought to understand the transitional care currently delivered by hospital healthcare providers to older adults with dementia, how it compared to that received by older adults without dementia, and how it varied across different patient and provider characteristics. Guided by key provider/informant interviews and theory, …

Asset Limits For Means-Tested Public Assistance: Considerations For Child Development Account Proponents, Sondra G. Beverly, Margaret M. Clancy

Center for Social Development Research

If low-income families believe that having savings will jeopardize their public assistance benefits, they are unlikely to participate in Child Development Account (CDA) programs. This policy brief (1) documents the impact of CDA savings on five public assistance programs (Medicaid, CHIP, SNAP, LIHEAP, and TANF) and (2) identifies opportunities for policy change at the state level. CDA savings held in agency-owned accounts do not affect public assistance because students and families do not own the savings. Personal deposits held in individually-owned CDAs may affect assistance, but our review shows that they often do not, especially when held in 529 college …

Employee Financial Wellness Programs: A Review Of The Literature And Directions For Future Research, Geraldine Hannon, Meredith Covington, Mat Despard, Ellen Frank-Miller, Michal Grinstein-Weiss

Center for Social Development Research

This is a literature review of studies that have examined the implementation of financial wellness programs in the workplace. The review suggests that employee financial wellness programs (EFWPs) have drawn on both existing and new methods to improve the financial security of employees. Although a number of studies have been conducted on employer-based financial education and retirement planning, evidence concerning the efficacy of EFWPs is limited. Moreover, the methodological shortcomings of studies in the workplace financial wellness field have limited evidence concerning returns on investment and impeded efforts to make best-practice recommendations. Thus, researchers should consider strengthening the evidence base …