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The I Can Save Program: School-Based Children's Saving Accounts For College, Margaret Sherraden, Lissa Johnson, William Elliott, Shirley Porterfield, William Rainford Jul 2006

The I Can Save Program: School-Based Children's Saving Accounts For College, Margaret Sherraden, Lissa Johnson, William Elliott, Shirley Porterfield, William Rainford

Center for Social Development Research

This paper examines an innovative college savings program for public elementary school children. The project is based on the proposition that children will gain financial knowledge and be more likely to view college as an attainable goal because they are accumulating savings to help pay for higher education. As the latest in a long history of school-based savings programs, this program pioneers the idea of matched savings in which children and family savings in the students’ accounts are matched one to one up to a maximum of $3,500. Findings suggest that the principal, teachers, children, and their families are enthusiastic …


Asset-Based Policy In Indonesia: Pilot Study And Emerging Opportunities, Michael Sherraden, Li Zou Jul 2006

Asset-Based Policy In Indonesia: Pilot Study And Emerging Opportunities, Michael Sherraden, Li Zou

Center for Social Development Research

The Center for Social Development (CSD) at Washington University in St. Louis collaborated with the Indonesian Ministry of Social Welfare and researchers from the State Islamic University (UIN) to design a major asset-based, poverty-alleviation pilot project in Indonesia. The government committed significant resources to this 5-year study, which formed a major part of the welfare rethinking in the Indonesian Department of Social Welfare’s five-year plan (2006-2010). This pilot study operated in impoverished localities in parallel with Indonesia’s successful microfinance program (Cooperative Micro Businesses, or KUBE program). Discussion of asset building has grown steadily in Indonesian government circles since the idea …


Older Adults In Service To Society, Nancy Morrow-Howell, Fengyan Tang, Song-Iee Hong, Jaime Goldberg, So Yeon Kim, Amy Luman, Michael Sherraden, Amanda Moore Mcbride, Erin Auth, Kerry Finegan, Lisa Lawrence Jul 2006

Older Adults In Service To Society, Nancy Morrow-Howell, Fengyan Tang, Song-Iee Hong, Jaime Goldberg, So Yeon Kim, Amy Luman, Michael Sherraden, Amanda Moore Mcbride, Erin Auth, Kerry Finegan, Lisa Lawrence

Center for Social Development Research

Older Adults in Service to Society


Inclusion In College Savings Plans: Participation And Saving In Maine's Matching Grant Program, Margaret Clancy, Chang-Keun Han, Lisa Reyes Mason, Michael Sherraden Jul 2006

Inclusion In College Savings Plans: Participation And Saving In Maine's Matching Grant Program, Margaret Clancy, Chang-Keun Han, Lisa Reyes Mason, Michael Sherraden

Center for Social Development Research

Inclusion in College Savings Plans: Participation and Saving in Maine's Matching Grant Program


Mis Ida Operations Manual: Management Information System For Individual Development Accounts, Center For Social Development Jul 2006

Mis Ida Operations Manual: Management Information System For Individual Development Accounts, Center For Social Development

Center for Social Development Research

MIS IDA Operations Manual: Management Information System for Individual Development Accounts


Saving For College In Maine's Matching Grant Program: Account Owner Experiences, Lisa Reyes Mason, Margaret Clancy, Margaret Sherraden, Chang-Keun Han Jul 2006

Saving For College In Maine's Matching Grant Program: Account Owner Experiences, Lisa Reyes Mason, Margaret Clancy, Margaret Sherraden, Chang-Keun Han

Center for Social Development Research

Saving for College in Maine's Matching Grant Program: Account Owner Experiences


State Policy Options For Building Assets, Leslie Parrish, Heather Mcculloch, Karen Edwards Jul 2006

State Policy Options For Building Assets, Leslie Parrish, Heather Mcculloch, Karen Edwards

Center for Social Development Research

State Policy Options for Building Assets


Using Individual Development Accounts For Microenterprise Development, Fred M. Ssewamala, Margaret Lombe, Jami C. Curley Jul 2006

Using Individual Development Accounts For Microenterprise Development, Fred M. Ssewamala, Margaret Lombe, Jami C. Curley

Center for Social Development Research

This study examines whether there is a role for microenterprise development as an anti-poverty strategy in the United States. This question is important because skeptical views exist regarding whether, generally, poor Americans would have the enthusiasm to undertake the risk of dealing with small-businesses, especially given that the United States has a public welfare system to take care of the poor and “abundant jobs” for those with the skills—compared to most developing countries where the only alternative open for a family investing in a small-business may be starvation. Using data from 14 community-based programs promoting small-business investment through Individual Development …


Do Assets Affect Well-Being? Perceptions Of Youth In A Matched Savings Program, Edward Scanlon, Deborah Adams Jul 2006

Do Assets Affect Well-Being? Perceptions Of Youth In A Matched Savings Program, Edward Scanlon, Deborah Adams

Center for Social Development Research

Do Assets Affect Well-Being? Perceptions of Youth in a Matched Savings Program


Economic Empowerment As A Health Care Intervention Among Orphaned Children In Rural Uganda, Fred M. Ssewamala, Stacey Alicea, William M. Bannon Jr., Leyla Ismayilova Jul 2006

Economic Empowerment As A Health Care Intervention Among Orphaned Children In Rural Uganda, Fred M. Ssewamala, Stacey Alicea, William M. Bannon Jr., Leyla Ismayilova

Center for Social Development Research

This study evaluated an economic empowerment intervention to reduce HIV risks among orphaned children in Uganda. Children (n=97) were randomly assigned to receive an economic intervention or to a control arm. Data obtained at baseline and 12-month follow-up revealed differences on HIV prevention attitudes, educational plans, and child-caregiver relationship for intervention arm children relative to control children. Findings lend support to use of economic empowerment interventions for HIV risk reduction among orphaned children.


The Forms And Structure Of International Voluntary Service, Margaret Sherrard Sherraden, John Stringham, Simona Costanzo Sow, Amanda Moore Mcbride Jul 2006

The Forms And Structure Of International Voluntary Service, Margaret Sherrard Sherraden, John Stringham, Simona Costanzo Sow, Amanda Moore Mcbride

Center for Social Development Research

International voluntary service (IVS) has a significant and growing presence worldwide. IVS is a policy and program tool used for international development aid, humanitarian relief, and promotion of international understanding. In the last century, forms of IVS have proliferated, while research on scope, effectiveness, and impacts has lagged behind. We propose a typology that addresses duration, nature of service, and degree of “internationality.” Further, we identify IVS networks and support organizations that bolster the capacity of IVS sending and hosting organizations, and in this process create large and little recognized international institutions of cooperation. Building on the typology, we suggest …


Reforming 529 College Savings Plans To Better Reach Low-Income Families, Margaret Clancy, Leslie Parrish Jul 2006

Reforming 529 College Savings Plans To Better Reach Low-Income Families, Margaret Clancy, Leslie Parrish

Center for Social Development Research

Reforming 529 College Savings Plans to Better Reach Low-Income Families


State-Level Individual Development Account (Ida) Policy: Opportunities And Challenges For Rural Areas, Karen Edwards, Jon Bailey Jul 2006

State-Level Individual Development Account (Ida) Policy: Opportunities And Challenges For Rural Areas, Karen Edwards, Jon Bailey

Center for Social Development Research

State-Level Individual Development Account (IDA) Policy: Opportunities and Challenges for Rural Areas


Seed Account Monitoring Research At June 30, 2006, Lisa Reyes Mason, Vernon Loke, Margaret Clancy Jul 2006

Seed Account Monitoring Research At June 30, 2006, Lisa Reyes Mason, Vernon Loke, Margaret Clancy

Center for Social Development Research

SEED Account Monitoring Research at June 30, 2006


Using Individual Development Accounts To Save For A Home: Are There Differences By Race?, Michal Grinstein-Weiss, Kristen Wagner Jul 2006

Using Individual Development Accounts To Save For A Home: Are There Differences By Race?, Michal Grinstein-Weiss, Kristen Wagner

Center for Social Development Research

Research indicates that homeownership is a key variable in wealth accumulation. Using data from the American Dream Demonstration, this study examines the performance of low-incomeblacks and whites saving for homeownership through Individual Development Accounts (IDAs), a matched saving program. Results show black IDA participants saved smaller amounts and less frequently. Furthermore, findings suggest institutional variables have different associations with savings for blacks and whites. Implications for policymakers and program administrators are discussed regarding differential targeting of race groups in the design and implementation of programs aimed toward increasing savings and assets accumulation for low-income and minority households.


Wealth Building In Rural America: Programs, Policies, Research, Jon Bailey, Jami Curley, Karen Edwards, Gena Gunn, Eric Henson, Njeri Kagotho, Anna Lee, Kathleen K. Miller, Luxman Nathan, Trina R. Shanks, Michael Sherraden, Margaret S. Sherraden, Jean Schumacher, Bill Schweke, Ann Ulmer Jul 2006

Wealth Building In Rural America: Programs, Policies, Research, Jon Bailey, Jami Curley, Karen Edwards, Gena Gunn, Eric Henson, Njeri Kagotho, Anna Lee, Kathleen K. Miller, Luxman Nathan, Trina R. Shanks, Michael Sherraden, Margaret S. Sherraden, Jean Schumacher, Bill Schweke, Ann Ulmer

Center for Social Development Research

Wealth Building in Rural America: Programs, Policies, Research


How Young People Save Money: Findings From Interviews With Seed Participants, Edward Scanlon, Jennifer Wheeler Brooks, Deborah Adams Jul 2006

How Young People Save Money: Findings From Interviews With Seed Participants, Edward Scanlon, Jennifer Wheeler Brooks, Deborah Adams

Center for Social Development Research

How Young People Save Money: Findings From Interviews With SEED Participants


Barriers To Asset Accumulation For Families In The Seed Pre-School Demonstration And Impact Assessment, Sondra G. Beverly, Jared Barton Jul 2006

Barriers To Asset Accumulation For Families In The Seed Pre-School Demonstration And Impact Assessment, Sondra G. Beverly, Jared Barton

Center for Social Development Research

Barriers to Asset Accumulation for Families in the SEED Pre-School Demonstration and Impact Assessment


Contributions Of The Earned Income Tax Credit To Community Development In Indian Country, Kristen Wagner, Karen Edwards, Miriam Jorgensen, Dana Klar Jul 2006

Contributions Of The Earned Income Tax Credit To Community Development In Indian Country, Kristen Wagner, Karen Edwards, Miriam Jorgensen, Dana Klar

Center for Social Development Research

The earned income tax credit (EITC) has become a central element in a suite of programs and polices that promote “asset building” for the poor. Increasingly, it has become a way not only for individuals but also communities to turn their economic circumstances around. The Center for Social Development in collaboration with Kathryn M. Buder Center for American Indian Studies engaged ten Native community organizations currently providing free tax preparation services in a study that examined uptake and potential uses of Earned Income Tax Credit (EITC) income by Native people. Through community surveys we learned that a majority of survey …


Interventions With Family Caregivers, Jonathan G. Sandberg Jan 2006

Interventions With Family Caregivers, Jonathan G. Sandberg

Faculty Publications

As a typical self-centered teenager, I struggled to find anything good about grandma moving in with us. Grandma required a lot of help with stairs, dressing, bathing; I noticed this brought a new kind of stress into our home. I think it was particularly hard on my mother, who provided most of the daily care for her mother-in-law. Living in a basement bedroom, I could escape form the stress if I wanted. I did not share a bathroom or hallway, I did not have to listen to incoherent talk and cries in the night as Alzheimer's disease began to take …


Participants In Seed: A Report From Account Monitoring Research, Vernon Loke, Margaret Clancy Jul 2005

Participants In Seed: A Report From Account Monitoring Research, Vernon Loke, Margaret Clancy

Center for Social Development Research

Participants in SEED: A Report From Account Monitoring Research


Saving And Asset Accumulation Among Low-Income Families With Children In Idas, Michal Grinstein-Weiss, Kristen Wagner, Fred M. Ssewamala Jul 2005

Saving And Asset Accumulation Among Low-Income Families With Children In Idas, Michal Grinstein-Weiss, Kristen Wagner, Fred M. Ssewamala

Center for Social Development Research

Research indicates that low-income families with children have many motives to save, however, the costs of raising children, low wage employment, means tested programs, and the need for child care make it difficult for them to save. Using data from the American Dream Demonstration (n=1,801), this study examines saving performances of low-income families with children in a matched savings program – Individual Development Accounts (IDAs). The results indicate that households with children in IDAs can save when they are provided structured opportunities. In addition, this study finds that institutional factors, not merely individual characteristics, are highly associated with IDA saving …


Saving In Low-Income Households: Evidence From Interviews With Participants In The American Dream Demonstration, Michael Sherraden, Amanda Moore Mcbride, Elizabeth Johnson, Stacie Hanson, Fred M. Ssewamala, Trina R. Shanks Jul 2005

Saving In Low-Income Households: Evidence From Interviews With Participants In The American Dream Demonstration, Michael Sherraden, Amanda Moore Mcbride, Elizabeth Johnson, Stacie Hanson, Fred M. Ssewamala, Trina R. Shanks

Center for Social Development Research

Saving in Low-Income Households: Evidence From Interviews With Participants in the American Dream Demonstration


Section 529 Savings Plans, Access To Post-Secondary Education, And Universal Asset Building, Margaret Clancy, Reid Cramer, Leslie Parrish Jul 2005

Section 529 Savings Plans, Access To Post-Secondary Education, And Universal Asset Building, Margaret Clancy, Reid Cramer, Leslie Parrish

Center for Social Development Research

Section 529 Savings Plans, Access to Post-Secondary Education, and Universal Asset Building


Seed Universal Policy Model And Research Request For Proposal, Michael Sherraden, Margaret M. Clancy Jul 2005

Seed Universal Policy Model And Research Request For Proposal, Michael Sherraden, Margaret M. Clancy

Center for Social Development Research

SEED Universal Policy Model and Research Request for Proposal


Mishlavim Project - The Inclusion Of Youth With Special Needs Into National Youth Service In Israel: Program Evaluation Research (2003-2004), Karin Amit, Nicole Fleischer Jul 2005

Mishlavim Project - The Inclusion Of Youth With Special Needs Into National Youth Service In Israel: Program Evaluation Research (2003-2004), Karin Amit, Nicole Fleischer

Center for Social Development Research

Mishlavim Project - the Inclusion of Youth With Special Needs Into National Youth Service in Israel: Program Evaluation Research (2003-2004)


K-12 Service Learning In Argentina, Maria Nieves Tapia, Alba González, Pablo Elicgeui Jul 2005

K-12 Service Learning In Argentina, Maria Nieves Tapia, Alba González, Pablo Elicgeui

Center for Social Development Research

K-12 Service Learning in Argentina


Service-Learning And Civic Outcomes: From Suggestive Research To Program Models, Suzanne Pritzker, Amanda Moore Mcbride Jul 2005

Service-Learning And Civic Outcomes: From Suggestive Research To Program Models, Suzanne Pritzker, Amanda Moore Mcbride

Center for Social Development Research

Service-learning has been identified as an intervention that may address low levels of youth civic engagement. Service-learning is compared to two other interventions that have been associated with civic outcomes: community service and civic education curricula. Studies of these three types of interventions are systematically reviewed and compared, taking into account rigor of designs and methods. Across a range of civic indicators, no clear pattern was found regarding the impact of each intervention. This review highlights the need for increased rigor and sensitivity of measurement in future research on civic development among school-age students.


International Service In The Context Of Globalization: Research Conference Summary Report, Amanda Moore Mcbride, Margaret S. Sherraden, Center For Social Development, Washington University In St. Louis, Angela Ellis, Georgina Brewis, Justin Davis Smith Jul 2005

International Service In The Context Of Globalization: Research Conference Summary Report, Amanda Moore Mcbride, Margaret S. Sherraden, Center For Social Development, Washington University In St. Louis, Angela Ellis, Georgina Brewis, Justin Davis Smith

Center for Social Development Research

International Service in the Context of Globalization: Research Conference Summary Report


Institutions And Savings In Low-Income Households, Jami Curley, Fred Ssewamala, Michael Sherraden Jul 2005

Institutions And Savings In Low-Income Households, Jami Curley, Fred Ssewamala, Michael Sherraden

Center for Social Development Research

Institutions and Savings in Low-Income Households