Open Access. Powered by Scholars. Published by Universities.®
- Institution
-
- Washington University in St. Louis (684)
- Technological University Dublin (35)
- Kutztown University (32)
- Stephen F. Austin State University (27)
- California State University, San Bernardino (23)
-
- Boise State University (21)
- Brigham Young University (19)
- Utah State University (19)
- University of Nebraska - Lincoln (14)
- Loma Linda University (13)
- University of Kentucky (11)
- California State University, Monterey Bay (10)
- Nova Southeastern University (10)
- Old Dominion University (10)
- City University of New York (CUNY) (9)
- Loyola Marymount University and Loyola Law School (9)
- Lesley University (8)
- University of Rhode Island (8)
- University of South Florida (8)
- University of Montana (7)
- Universitas Indonesia (6)
- Walden University (6)
- Wayne State University (6)
- West Virginia University (6)
- Wilfrid Laurier University (6)
- Abilene Christian University (5)
- Kennesaw State University (5)
- Liberty University (5)
- Purdue University (5)
- The University of San Francisco (5)
- Keyword
-
- Assets (120)
- Savings (104)
- Child development account (97)
- IDA (93)
- Individual development account (87)
-
- CDA (85)
- Saving (84)
- Child savings (74)
- Policy (68)
- Education (55)
- Asset accumulation (54)
- United States (54)
- College savings (52)
- Youth (50)
- 529 (47)
- ADD (45)
- American Dream Demonstration (44)
- State policy (44)
- Low income (43)
- Children (40)
- College savings plan (36)
- Volunteerism (36)
- Child savings account (34)
- Savings outcomes (33)
- Financial education (32)
- Research (32)
- Academic achievement (31)
- Asset ownership (31)
- Race (30)
- Volunteer service (30)
- Publication Year
- Publication
-
- Center for Social Development Research (649)
- Journal of Social Care (32)
- Journal of Counselor Preparation and Supervision (30)
- Journal of Human Services: Training, Research, and Practice (26)
- Electronic Theses, Projects, and Dissertations (22)
-
- Social Work Faculty Publications and Presentations (21)
- Faculty Publications (19)
- Developmental Disabilities Network Journal (16)
- Social Policy Institute Research (16)
- Social System Design Lab (16)
- Commencement Programs (13)
- Electronic Theses and Dissertations (11)
- Journal of Human Services Scholarship and Interprofessional Collaboration (10)
- Capstone Projects and Master's Theses (9)
- Journal of Clinical Art Therapy (9)
- Nebraska Center for Research on Children, Youth, Families, and Schools: Faculty Publications (9)
- Dissertations (8)
- DSW Capstone Projects (7)
- Dignity: A Journal of Analysis of Exploitation and Violence (7)
- Graduate Student Portfolios, Professional Papers, and Capstone Projects (7)
- The Qualitative Report (7)
- Faculty & Staff Scholarship (6)
- Publications and Research (6)
- USF Tampa Graduate Theses and Dissertations (6)
- Theses and Dissertations (5)
- Theses and Dissertations (Comprehensive) (5)
- Wayne State University Dissertations (5)
- Master's Projects and Capstones (4)
- Social Work Faculty Publications (4)
- Brown School Faculty Publications (3)
- Publication Type
- File Type
Articles 751 - 780 of 1160
Full-Text Articles in Entire DC Network
Civic Service And Asset Building In Generating Livelihoods Among Youth In Africa, Benjamin J. Lough, Margaret S. Sherraden
Civic Service And Asset Building In Generating Livelihoods Among Youth In Africa, Benjamin J. Lough, Margaret S. Sherraden
Center for Social Development Research
Given high rates of unemployment among African youth, civic service offers a promising strategy for preparing young people for the labor market. Despite its potential, a lack of service opportunities, incentives, and competing livelihood needs, frequently prevent young people from volunteering. This paper reviews the debate on financial remuneration for volunteering, and describes innovative “hybrid” ways to incentivize and support young volunteers. These approaches offer the potential to build financial assets during service in the form of savings, stipends, and microenterprise credit or education awards. This paper highlights programs in several regions of Africa where similar approaches have been piloted. …
Volunteerism For Peace In East Africa, Benjamin Lough, Jacob Mwathi Mati
Volunteerism For Peace In East Africa, Benjamin Lough, Jacob Mwathi Mati
Center for Social Development Research
Volunteering is central to any community-centered development intervention. As such, volunteers can contribute substantially to establishing and preserving peace. This paper describes various interpersonal, intergroup, and institutional theoretical perspectives to explain why volunteerism is particularly suited to peacemaking and peacekeeping. Special consideration is given to how involving young volunteers may be highly beneficial to peacemaking and peacekeeping. The paper emphasizes the “added value” of utilizing volunteers in peace and development organizations, and provides specific examples from the Eastern African region that illustrate how volunteerism is being used to prevent conflict, to mediate and transform active conflict, and to reduce the …
Spirituality And The Therapeutic Recreation Practitioner: Exploring The Implications For Practice And Research, Angela Wozencroft, Phd, Steven N. Waller Ph.D., Gene A. Hayes, Larry Brown
Spirituality And The Therapeutic Recreation Practitioner: Exploring The Implications For Practice And Research, Angela Wozencroft, Phd, Steven N. Waller Ph.D., Gene A. Hayes, Larry Brown
Movement and Being: The Journal of the Christian Society for Kinesiology, Leisure and Sports Studies
There is a growing body of literature that relates to spirituality and leisure. Within this corpus, several scholars continue to address the relationship between spirituality and therapeutic recreation. Much of the available literature chronicles the health and wellness benefits that accrue to the client/participant but little attention has been devoted to understanding the relationship between the personal spirituality of the therapeutic recreation (TR) professional and its influence on service delivery. The purpose of this essay was three-fold: (1) to examine the influence of spirituality in the work lives of TR practitioners; and (2) to chronicle existing literature that relates to …
Informing Policy On Volunteer Service Through Agency-Based Evaluations, Nancy Morrow-Howell, Susan Stapleton, Amanda Moore Mcbride
Informing Policy On Volunteer Service Through Agency-Based Evaluations, Nancy Morrow-Howell, Susan Stapleton, Amanda Moore Mcbride
Center for Social Development Research
This working paper describes the evidence-based policy making process. We focus on what information is needed to inform policy development and decision-making on volunteer service and then how this information can be most effectively disseminated to policy makers, outlining a range of specific strategies. Existing volunteer service research is used as illustration. Implications are drawn for the capacity of agency staff to implement the research methods and strategies that are discussed.
Commencement Program 2012, Loma Linda University
Commencement Program 2012, Loma Linda University
Commencement Programs
CONTENTS
1 | Message from the President
3 | 2012 Events of Commencement
5 | The Academic Procession
7 | Significance of Academic Regalia
9 The Good Samaritan
10 | University History Highlights
12 | Loma Linda University Song - "Healing Love"
13 | The Speakers
24 | The University Honorees
36 | The School Honorees
54 | The Program
- School of Medicine, 55
- School of Pharmacy, 72
- School of Dentistry, 79
- School of Science and Technology/School of Behavioral Health and School of Religion, 97
- School of Nursing, 109
- School of Allied Health Professions - Physical Therapy, 117
- School of …
Contributions Of Qualitative Research To Understanding Saving Theory For Children And Youth, Margaret Sherraden, Clark Peters, Kristen Wagner, Margaret Clancy, Baorong Guo
Contributions Of Qualitative Research To Understanding Saving Theory For Children And Youth, Margaret Sherraden, Clark Peters, Kristen Wagner, Margaret Clancy, Baorong Guo
Center for Social Development Research
This paper explores contributions of qualitative research to saving theory for children, youth, and parents in Children’s Development Account (CDA) programs. It brings together findings from three studies: (1) elementary school age children saving for college, (2) youth transitioning from foster care saving for education and other purposes, and (3) mothers of toddlers saving for college. Findings suggest that children, youth, and parents find CDAs helpful in accumulating savings. CDAs interact with developmental stages to motivate and facilitate saving. Accumulating savings has positive meaning for participants in CDAs for economic and psychological reasons. However, although CDAs overcome some obstacles in …
Efficacy Of Self-Care And Traditional Mental Health Counseling In Treating Vicarious Traumatization Among Counselors Of Hurricane Katrina Survivors, Mary Alice Many
Efficacy Of Self-Care And Traditional Mental Health Counseling In Treating Vicarious Traumatization Among Counselors Of Hurricane Katrina Survivors, Mary Alice Many
LSU New Orleans Theses and Dissertations
The population consisted of 9,000 Gulf Coast Licensed Professional Counselors. Surveys were returned by 609 participants. In the researcher-developed demographic survey, 586 individuals responded to the questions regarding age, gender, ethnicity, and years of counseling experience; 585 individuals responded to questions about exposure to prior trauma, and personal Katrina-related losses; 578 individuals responded to the question about the percentage of their work week that was spent counseling victims, and 579 individuals responded to questions regarding the type of mental health care strategy they participated in. There were 439 usable surveys for the PTSD Checklist-Civilian Version (PCL-C) (Weathers, Litz, Huska, & …
The Impact Of Household Possessions On Youth's Academic Achievement In The Ghana Youthsave Experiment, Gina A. N. Chowa, Rainier D. Masa, Christopher J. Wretman, David Ansong
The Impact Of Household Possessions On Youth's Academic Achievement In The Ghana Youthsave Experiment, Gina A. N. Chowa, Rainier D. Masa, Christopher J. Wretman, David Ansong
Center for Social Development Research
Households play an important role in youth’s academic achievement. Household assets as part of youth’s family background have been found to have a significant impact on youth’s academic achievement. In this study, the impact of household possessions on youth’s academic achievement in the Ghana YouthSave experiment is investigated. Findings support the hypothesized positive direction of the impact of household possessions on academic achievement of youth. Using propensity score optimal matching and matching estimators, results show youth from households that reported owning at least one of the five household items measured scored almost 1 unit higher on English than their peers …
Challenges And Opportunities For Youth Saving, Center For Social Development, Kenya Institute For Public Policy Research And Analysis, Institute For Statistical, Social, And Economic Research, New Era; Universidad De Los Andes
Challenges And Opportunities For Youth Saving, Center For Social Development, Kenya Institute For Public Policy Research And Analysis, Institute For Statistical, Social, And Economic Research, New Era; Universidad De Los Andes
Center for Social Development Research
Challenges and Opportunities for Youth Saving
Youth-Related Policies, Center For Social Development, Institute For Statistical, Social, And Economic Research, Kenya Institute For Public Policy Research And Analysis, New Era; Universidad De Los Andes
Youth-Related Policies, Center For Social Development, Institute For Statistical, Social, And Economic Research, Kenya Institute For Public Policy Research And Analysis, New Era; Universidad De Los Andes
Center for Social Development Research
Youth-Related Policies
Kvaa Finalneeds Assessment.Pdf, Patricia Desrosiers, Lynde Revert
Kvaa Finalneeds Assessment.Pdf, Patricia Desrosiers, Lynde Revert
Social Work Faculty Publications
The Grants Management Branch of the Justice and Public Safety Cabinet received funding from theOffice of Victims of Crime to explore establishment of a Victim Assistance Academy in Kentucky.Victim Assistance Academies are comprised of education and skill-based classroom training for thosewho assist victims of crime. The Kentucky Victim Assistance Academy will be developed through apartnership between Kentucky Justice and Public Safety Cabinet, Kentucky Crime Victims CompensationBoard, Western Kentucky University, and a practitioners’ Steering Committee. The first Academy isanticipated in mid-2013, with details to be disseminated in early-2013.In order to build the foundation of instructor curriculum and workshops offered by the …
Economic Socialization, Saving, And Assets In European Young Adults, Paul Webley, Ellen Nyhus
Economic Socialization, Saving, And Assets In European Young Adults, Paul Webley, Ellen Nyhus
Center for Social Development Research
Two studies were carried out, using data on the assets, economic socialization and dispositions of European teenagers and young adults. The sample of young adults (18-32) was drawn from a panel survey of the Dutch population. The Dutch sample size was 392, a significant proportion (over 25%) of whom were still living in the parental home. The sample of teenagers (mean age 14.4 years) and their parents was drawn from a three-generation study of economic socialization in Norway. The Norwegian sample size was 548 adolescents, 256 mothers, and 227 fathers. The Dutch study identified four distinct strands of economic socialization: …
Assets, Economic Opportunity, And Toxic Stress: A Framework For Understanding Child And Educational Outcomes, Trina R. Williams Shanks, Christine Robinson
Assets, Economic Opportunity, And Toxic Stress: A Framework For Understanding Child And Educational Outcomes, Trina R. Williams Shanks, Christine Robinson
Center for Social Development Research
Child health, educational attainment, and family socioeconomic status are inextricably linked. We introduce a model that ties together research drawn from the fields of economics, education, psychology, sociology, medicine, epidemiology, neuroscience, public health and biostatistics. Organized around an integrated conceptual paradigm of environmental, economic, familial and psychosocial pathways, we demonstrate various ways SES alters the performance of biological systems, thereby affecting family interaction, stress, school success, and child outcomes.
Individual Development Accounts And Post-Secondary Education: Evidence From A Randomized Experiment, Michal Grinstein-Weiss, Michael Sherraden, William Gale, William M. Rohe, Mark Schreiner, Clinton Key
Individual Development Accounts And Post-Secondary Education: Evidence From A Randomized Experiment, Michal Grinstein-Weiss, Michael Sherraden, William Gale, William M. Rohe, Mark Schreiner, Clinton Key
Center for Social Development Research
This paper presents evidence from a randomized field experiment testing the impact of a 3-year matched savings program on educational outcomes 10 years later. We examine the effect of an Individual Development Account (IDA) program on educational enrollment, degree completion, and increased education level. The IDA program, which ran from 1998 to 2003 in Tulsa, Oklahoma, provided low-income households with financial education and matching funds for qualified savings withdrawals, including a 1:1 match for educational uses. We find a significant impact on education enrollment and positive, but non-significant impacts on degree completion and increase in level of education. We also …
Parental Educational Expectations By Race/Ethnicity And Socioeconomic Status, Youngmi Kim, Michael Sherraden, Margaret Clancy
Parental Educational Expectations By Race/Ethnicity And Socioeconomic Status, Youngmi Kim, Michael Sherraden, Margaret Clancy
Center for Social Development Research
Research has linked parents’ educational expectations to children’s educational attainment, but findings regarding differences in educational expectations by race/ethnicity have been inconsistent. In addition, existing studies have focused on school-age children and their parents. In this study, we examine educational expectations in mothers of newborn children using a state representative sample. a series of logistic regressions are conducted for the full sample (N=2,572) and for individual racial groups to investigate parental educational expectations by race and Hispanic origin. The study finds that non-Hispanic Whites hold higher educational expectations for their children compared to African Americans, American Indians, and Hispanics. However, …
The Effects Of College Savings On Postsecondary School Enrollment Rates Of Students With Disabilities, Gregory A. Cheatman, William Elliott Iii
The Effects Of College Savings On Postsecondary School Enrollment Rates Of Students With Disabilities, Gregory A. Cheatman, William Elliott Iii
Center for Social Development Research
This is the first study to examine whether parents’ college savings is positively associated with special education students’ enrollment in postsecondary school. In addition to examining postsecondary school enrollment among students with disabilities, we also examine whether students’ and parents’ college expectations act as a mediator between parents’ college savings and postsecondary school enrollment. We find that while not all types of college savings are associated with postsecondary enrollment, college bonds are a consistent and strong statistically significant predictor of postsecondary enrollment for students with disabilities. Further, we find evidence students’ and parents’ college expectations act as a partial mediator …
Testing An Asset-Building Approach For Young People: Early Access To Savings Predicts Later Savings, Terri Friedline, William Elliott, Gina Chowa
Testing An Asset-Building Approach For Young People: Early Access To Savings Predicts Later Savings, Terri Friedline, William Elliott, Gina Chowa
Center for Social Development Research
A major hypothesis of asset-building is that early access to savings accounts leads to continued and improved educational and economic outcomes over time. This study asks whether or not young adults (ages 18 to 22), particularly lower-income young adults, are significantly more likely to own savings accounts and to accumulate more savings when they have access to savings accounts at banking institutions as adolescents (ages 13 to 17). We investigate this question using longitudinal data (low-to-moderate income sample [LMI; N = 530]; low-income sample [LI; N = 354]) from the Panel Study of Income Dynamics and its supplements. Results from …
Financial Knowledge And Child Development Account Policy: A Test Of Financial Capability, Jin Huang, Yunju Nam, Margaret Sherrard Sherraden
Financial Knowledge And Child Development Account Policy: A Test Of Financial Capability, Jin Huang, Yunju Nam, Margaret Sherrard Sherraden
Center for Social Development Research
This study examines how study participants’ financial knowledge and participation in a Child Development Account (CDA) intervention affect 529 College Savings Plan account holding among caregivers of infants. The study uses data from the SEED for Oklahoma Kids experiment (SEED OK, N=2,51), a statewide randomized experiment using a probability sample of infants selected from birth records. SEED OK is a policy test of universal and progressive CDAs that encourage families to accumulate assets for their children’s future. Results of logit regression show that participants’ financial knowledge is positively related to the account holding in the treatment group, but not in …
"You Pay Your Share, We'll Pay Our Share": The College Cost Burden And The Role Of Race, Income, And College Assets, William Elliott, Terri Friedline
"You Pay Your Share, We'll Pay Our Share": The College Cost Burden And The Role Of Race, Income, And College Assets, William Elliott, Terri Friedline
Center for Social Development Research
Changes in financial aid policies may place too much of the burden of paying for college on students. In addition, incentives for accumulating college assets may exacerbate the college cost burden on minority and lower income students. Our study investigated the impacts of these policy changes on college cost burden using trivariate probit analysis with predicted probabilities. We find that recent changes in the financial aid system place a higher responsibility on African American, Latino/Hispanic, and moderate-income students to pay for college themselves. an implication is that greater opportunities for more and higher dollar grants and scholarships at 4-year colleges …
Cash-Flow And Savings Practices Of Low-Income Households: Evidence From A Follow-Up Study Of Ida Participants, David W. Rothwell, Nahid Sultana
Cash-Flow And Savings Practices Of Low-Income Households: Evidence From A Follow-Up Study Of Ida Participants, David W. Rothwell, Nahid Sultana
Center for Social Development Research
This study uses a survey of participants from an Individual Development Account (IDA) matched savings intervention to examine self-reported financial practices (cash flow and savings) five years after the intervention terminated. Latent class analysis produced three groups of financial practices - high, medium, and low functioning. Results showed that some low-income households are carefully managing their finances. Psychological sense of mastery was positively related to high functioning cash-flow and savings. The IDA intervention had no association with latent class membership. Antipoverty interventions should assess the financial practices of participants at the time of service enrollment. Further, social service providers should …
Parenting Stress Among White, Black, American Indian, And Hispanic Mothers, Yunju Nam, Nora Wikoff, Michael Sherraden
Parenting Stress Among White, Black, American Indian, And Hispanic Mothers, Yunju Nam, Nora Wikoff, Michael Sherraden
Center for Social Development Research
Parenting stress can have long-term effects on parents and children, but little is known about racial and ethnic differences in parenting stress. Using baseline survey data from a probability sample in the SEED for Oklahoma Kids experiment (N = 2,26), we examine parenting stress among White, Black, American Indian, and Hispanic mothers. This study employs OLS regressions and Blinder-Oaxaca decompositions. Parenting stress scores among Whites and American Indians were on average significantly lower than among Blacks and Hispanics. Regressions indicate that across all four groups, parenting stress is positively associated with maternal depression and negatively associated with social supports. Decomposition …
A Few Thoughts On Evidence In Social Work, Gary Holden, Ellen Tuchman, Kathleen Barker, Gary Rosenberg, May, Sofie Kuppens, Katie Watson
A Few Thoughts On Evidence In Social Work, Gary Holden, Ellen Tuchman, Kathleen Barker, Gary Rosenberg, May, Sofie Kuppens, Katie Watson
Publications and Research
Social work practitioners must act every working day in the face of uncertainty. This uncertainty arises in part because knowledge is often difficult to locate or sometimes lacking regarding: the systems context the population being served; the particular client system; the set of problems the client system is experiencing; as well as the various interventions that could be selected. It seems reasonable to explore ways to reduce the experience of uncertainty, and narrow, if not eliminate, the knowledge gaps that arise in such situations. The generic idea of evidence based practice has been advanced for some time as an approach …
Speech And Language Therapy Service Evaluation Report, Noirin Hayes, Siobhán Keegan, Eimer Goulding
Speech And Language Therapy Service Evaluation Report, Noirin Hayes, Siobhán Keegan, Eimer Goulding
Reports
Based in Tallaght West, CDI is the result of the professionalism, passion and persistence of a group of 23 concerned individuals and organisations living and working in the community who had a vision of a better place for children. Through innovative partnerships, they brought together an approach which drew on both the science and the spirit of best practice in order to meet the identified needs of children and families. A partnership was agreed between the Government and The Atlantic Philanthropies, and the consortium’s first piece of work was a needs analysis entitled How are our Kids? (CDI, 2004). A …
Speech And Language Therapy Service Evaluation Policy Brief, Noirin Hayes, Siobhán Keegan, Eimer Goulding
Speech And Language Therapy Service Evaluation Policy Brief, Noirin Hayes, Siobhán Keegan, Eimer Goulding
Reports
Based in Tallaght West, CDI is the result of the professionalism, passion, and persistence of a group of 23 concerned individuals and organisations living and working in the community who had a vision of a better place for children. Through innovation partnerships, they brought together an approach which drew on both the science and the spirit of best practice in order to meet the identified needs of children and families. A partnership was agreed between the Government and The Atlantic Philanthropies, and the consortium's first piece of work was a needs analysis entitled How are our Kids (CDI, 2004). A …
Understanding Barriers And Facilitators To Participation In People With Aphasia: A Qualitative Approach, Elisa Garcia, Lisa Tabor Connor
Understanding Barriers And Facilitators To Participation In People With Aphasia: A Qualitative Approach, Elisa Garcia, Lisa Tabor Connor
Center for Social Development Research
Aphasia is an acquired communication disorder that currently affects about one million people in the United States. Although people with aphasia receive rehabilitation services, they often return to the community with barriers that impact participation in activities that are meaningful to them. Few research studies have investigated factors influencing participation in aphasia and people with aphasia are often excluded from research due to their language impairment. The purpose of this exploratory qualitative study was to identify the most common barriers and facilitators to community participation, as perceived by people with chronic aphasia following stroke. Method: Five participants with mild to …
Participant Satisfaction With The Mission Continues Fellowship Program For Post 9/11 Disabled Veterans, Monica M. Matthieu, Michael J. Pereira, Ian D. Smith
Participant Satisfaction With The Mission Continues Fellowship Program For Post 9/11 Disabled Veterans, Monica M. Matthieu, Michael J. Pereira, Ian D. Smith
Center for Social Development Research
Participant Satisfaction With the Mission Continues Fellowship Program for Post 9/11 Disabled Veterans
Social Ecological Constraints To Park Use In Communities With Quality Access, J. Aaron Hipp, Ravikumar Chockalingam, Deepti Adlakha
Social Ecological Constraints To Park Use In Communities With Quality Access, J. Aaron Hipp, Ravikumar Chockalingam, Deepti Adlakha
Center for Social Development Research
Evidence correlates physical activity, psychological restoration, and social health to proximity to parks and sites of recreation. The purpose of this study was to identify perceived constraints to park use in low-income communities facing significant health disparities, with access to underutilized parks. We used a series of focus groups with families, teens, and older adults in neighborhoods with similar demographic distribution and access to parks over 125 acres in size. Constraints to park use varied across age groups as well as across social ecological levels, with perceived constraints to individuals, user groups, communities, and society. Policies and interventions aimed at …
Asset Poverty In Urban China: A Study Using The 2002 Chinese Household Income Project, Jin Huang, Minchao Jin, Suo Deng, Baorong Guo, Li Zou, Michael Sherraden
Asset Poverty In Urban China: A Study Using The 2002 Chinese Household Income Project, Jin Huang, Minchao Jin, Suo Deng, Baorong Guo, Li Zou, Michael Sherraden
Center for Social Development Research
Defining asset poverty as insufficiency of assets to satisfy household basic needs for a limited period of time, the study examines asset poverty rates in urban China using the 2002 survey data from the Chinese Household Income Project (CHIP). We find that asset poverty rates in urban China are lower than those of developed countries, in part due to Chinese households’ strong commitment to precautionary savings and the low poverty standards. However, the liquid asset poverty rate is five times that of the income poverty rate in urban China. Notably, the asset-poverty-gap ratio shows that most households in asset poverty …
Two Accounts For Why Adolescent Savings Is Predictive Of Young Adult Savings: An Economic Socialization Perspective And An Institutional Perspective, William Elliott Iii, Paul Webley, Terri Friedline
Two Accounts For Why Adolescent Savings Is Predictive Of Young Adult Savings: An Economic Socialization Perspective And An Institutional Perspective, William Elliott Iii, Paul Webley, Terri Friedline
Center for Social Development Research
Economic socialization and the institutional theory of saving offer different accounts for why adolescents' savings predicts savings in young adulthood. Economic socialization theory emphasizes the role that the family plays in whether or not youth develop a future time orientation and a habit of saving. Conversely, an institutional theory is built on the premise that acquisition of financial knowledge and resources are strongly influenced by structural failures related to social class and race. Using longitudinal data (N = 694) from the Panel Study of Income Dynamics (PSID) and its supplements, this paper asks whether having savings as an adolescent (ages …
Do Child Development Accounts Promote Account Holding, Saving, And Asset Accumulation For Children's Future? Evidence From A Statewide Randomized Experiment, Yunju Nam, Youngmi Kim, Margaret Clancy, Robert Zager, Michael Sherraden
Do Child Development Accounts Promote Account Holding, Saving, And Asset Accumulation For Children's Future? Evidence From A Statewide Randomized Experiment, Yunju Nam, Youngmi Kim, Margaret Clancy, Robert Zager, Michael Sherraden
Center for Social Development Research
This study examines the impacts of Child Development Accounts (CDAs) on account holding, saving, and asset accumulation for children, using data from the SEED for Oklahoma Kids experiment (SEED OK). SEED OK, a policy test of universal and progressive CDAs, provides a 529 college savings plan account to every infant in the treatment group with automatic account opening and an initial deposit. SEED OK also encourages treatment participants to open their own 529 accounts with an account opening incentive and a savings match. Using a sample of infants randomly selected from birth records (N=2,70) and randomly assigned to treatment and …