The Impact Of Premium Income And Claim Expenses On Property Insurance Underwriting Results,
2026
Universitas Indonesia
The Impact Of Premium Income And Claim Expenses On Property Insurance Underwriting Results, Debrina Vita Ferezagia, Marta Yuniar, Finisha S. Hardanto
Jurnal Administrasi Bisnis Terapan
ABSTRACT
The objective of this study is to examine the influence of premium income and claim expenses on the underwriting outcomes of property insurance. Property insurance is a form of insurance that provides protection for property against potential hazards, including fire, theft, and damage caused by natural catastrophes. The data were analyzed utilizing IBM SPSS Statistics 25. The data indicates that both premium income and claim expenses have a substantial influence on underwriting results. However, it is important to note that only premium income has a substantial influence on underwriting performance, accounting for an effective contribution of 83.3%. The coefficient …
Marketing, Advertising Ethics And Consumer Criminal Law,
2026
FSJES Ain Chock, Hassan II University of Casablanca, Morocco
Marketing, Advertising Ethics And Consumer Criminal Law, Mohamed Jaouhar
Revue Marocaine de Droit, d'Economie et de Gestion (Moroccan Journal of Law, Economics and Management)
This paper examines advertising as a central marketing tool and evaluates ethical and criminal-law constraints intended to protect consumers. It discusses misleading and aggressive advertising practices and the role of criminal enforcement in promoting fair market communication.
Legislative Development Of Industrial Designs And Models In Morocco,
2026
FSJES Mohammedia, Hassan II University of Casablanca, Morocco
Legislative Development Of Industrial Designs And Models In Morocco, Mohamed Al Masloumi
Revue Marocaine de Droit, d'Economie et de Gestion (Moroccan Journal of Law, Economics and Management)
The article is focused on the Moroccan legislation relating to industrial designs. It is based on a chronological approach of the history of this legislation. The article emphasizes the gap between the evolution of the Moroccan regulations and the standards adopted in international law, and highlights the main reforms aimed at strengthening legal protection in this field.
The Pledge Of Industrial Property Rights,
2026
FSJES Aïn Chock, Hassan II University of Casablanca, Morocco
The Pledge Of Industrial Property Rights, Meriem Benis
Revue Marocaine de Droit, d'Economie et de Gestion (Moroccan Journal of Law, Economics and Management)
Intellectual property can be an important source of loans thanks to its economic value and to the opportunity to contract a surety on its base. In Moroccan law, the constitution of the pledge of industrial property rights is governed mainly by the general theory of obligations and contracts Law, dated in 12th August 1913. The purpose of this study is to measure the suitability of industrial properties for surety purposes. It also makes light on the legal principles of the pledge of industrial property rights.
Legislative Development Of Patent Law In Morocco,
2026
FSJES Souissi, UM5R, Morocco
Legislative Development Of Patent Law In Morocco, Mohamed Mahboubi
Revue Marocaine de Droit, d'Economie et de Gestion (Moroccan Journal of Law, Economics and Management)
Innovation is a key factor for economic development. However, economic actors wouldn’t invest in innovation without legal protection which is one of the most important conditions of this strategic choice. This article examines the legislative development of patent protection in Morocco, highlighting the main reforms and the progressive strengthening of legal safeguards in line with international standards.
Moroccan Trademark Law,
2026
FSJES Aïn Chock, Hassan II University of Casablanca, Morocco
Moroccan Trademark Law, Nadia Azddou
Revue Marocaine de Droit, d'Economie et de Gestion (Moroccan Journal of Law, Economics and Management)
The origin of the trademarks protection goes back to the antiquity. But the proclamation of the system of freedom of trade and industry and with the advent of mechanization and the considerable development of the industry of the nineteenth century, the trademarks protection appeared in its modern sense. This movement initiated an international dynamic of harmonization and conventions, and Morocco adhered to most of these treaties. The aim of this study is to review the legislative evolution of trademark protection in Morocco and to highlight the main contributions of Moroccan law, as well as its remaining shortcomings and possible corrective …
Moroccan Law On Geographical Indications (Gi) And Appellations Of Origin (Ao),
2026
FSJES Aïn Chock, Hassan II University of Casablanca, Morocco
Moroccan Law On Geographical Indications (Gi) And Appellations Of Origin (Ao), Mohamed Jaouhar
Revue Marocaine de Droit, d'Economie et de Gestion (Moroccan Journal of Law, Economics and Management)
If there is no doubt nowadays on the importance of Geographical Indications and Appellations of Origin and on their positive impact on economic development because of the value they bring to products especially to Moroccan products, this has not always been the case before, under the Moroccan law. These distinctive signs indicate not only the geographical origin of a product, but also one or more particular features that the region concerned contributes to confer on them. Moroccan law has undergone an important evolution on this issue, with a tendency towards an enhancement of the protection of the Geographical Indications (GI) …
Editorial,
2026
FSJES Aïn Chock, Hassan II University of Casablanca, Morocco
Editorial, Mohamed Jaouhar
Revue Marocaine de Droit, d'Economie et de Gestion (Moroccan Journal of Law, Economics and Management)
Intellectual property is primarily characterized as an intangible form of property, as it relates to the human intellect and to ideas resulting from creative activity. It is recognized as a natural right and enjoys strong international protection, notably under Article 27 of the Universal Declaration of Human Rights. In Morocco, this protection is also constitutionally guaranteed. The paper traces the historical development of industrial property law in Morocco, from the 1916 Dahir to Law 17-97 and its subsequent amendments, highlighting the influence of international agreements and the progressive alignment with international standards.
Means Of Evidence And Investigation In Land Registration Disputes Under Law 14-07,
2026
Editor-in-Chief of Al-Manbar Al-Qanouni Journal
Means Of Evidence And Investigation In Land Registration Disputes Under Law 14-07, Idriss Karkin
Revue Marocaine de Droit, d'Economie et de Gestion (Moroccan Journal of Law, Economics and Management)
The paper explores the main investigative and evidentiary measures used in land registration disputes, with emphasis on the developments introduced by Law 14-07. It reviews the role of the competent judge in conducting site inspections, ordering expert reports, hearing parties and witnesses, and relying on technical and cadastral documentation to establish the facts. The author discusses practical difficulties encountered in applying these measures and underlines their importance for reaching accurate findings and fair decisions in complex real estate disputes.
Law 14-07: A Revised Legal Framework For The Land Title Registration Procedure,
2026
FSJES Ain Chock, Hassan II University of Casablanca
Law 14-07: A Revised Legal Framework For The Land Title Registration Procedure, Aissam Zine-Dine
Revue Marocaine de Droit, d'Economie et de Gestion (Moroccan Journal of Law, Economics and Management)
This article presents Law 14-07 as a redesigned legal framework governing land title registration (immatriculation fonciere) in Morocco. It outlines the objectives of the reform, including improving legal security, clarifying procedures, and strengthening the reliability of land registers. The paper also notes persistent challenges—such as limited territorial coverage of registered titles and the continued use of informal practices—that contribute to land disputes. The author argues for broader adoption of the registration system and for continued procedural modernization to reduce litigation and enhance property rights protection.
Limits Of The Registrar’S Powers Regarding Objections In The Land Registration Procedure: Between Legal Text And Practice,
2026
FSJES Meknés, University Moulay Ismail
Limits Of The Registrar’S Powers Regarding Objections In The Land Registration Procedure: Between Legal Text And Practice, Abdelkader Boubekri
Revue Marocaine de Droit, d'Economie et de Gestion (Moroccan Journal of Law, Economics and Management)
This article examines the scope and limits of the land registrar’s powers when handling objections (taaroud) within the land registration procedure. Through a comparison between statutory provisions and practical application, it discusses admissibility conditions, procedural deadlines, documentation requirements, and common sources of dispute or abuse. The author highlights gaps between legal norms and administrative practice and proposes clarifications that could improve consistency, protect stakeholders’ rights, and reduce litigation in land registration matters.
Reflections On Precautionary Registration Under Law 14-07,
2026
Former Governor; Legal Practitioner in Land Registration Law, Morocco
Reflections On Precautionary Registration Under Law 14-07, Mohamed Ibn Haj Essolami
Revue Marocaine de Droit, d'Economie et de Gestion (Moroccan Journal of Law, Economics and Management)
This article discusses precautionary registration (tahfid) as a provisional entry in the Moroccan land registry system, focusing on the reforms introduced by Law 14-07. It clarifies the concept, legal basis, and key characteristics of precautionary registration, explains the situations in which it may be requested, and outlines its protective function while a dispute is pending. The paper also highlights practical implications for right holders and the interaction between precautionary registration and subsequent registrations, with the aim of strengthening legal certainty in real estate transactions.
Peace Innovation And Healing: A Design Justice Framework To Support Change Processes, Strengthen Relationships, Foster Trust, And Build Community,
2026
University for Peace
Peace Innovation And Healing: A Design Justice Framework To Support Change Processes, Strengthen Relationships, Foster Trust, And Build Community, Michelle Helman
Peace and Conflict Studies Journal Conference
Many organizations aiming to achieve peace and health equity outcomes often focus their design processes and innovation efforts externally without addressing how their organizational culture can unintentionally reproduce the very harms they are trying to address. The purpose of this qualitative design research study is to explore the role of a design justice framework in piloting a Peace Innovation Project aimed at facilitating an organizational culture change process. Specifically, the study focuses on better understanding how integrating a design justice approach could support research collaborators to center equity and justice as core components in building a culture of peace and …
Embodying Design Justice: A Peace Education Framework To Strengthen Relationships, Foster Trust And Build Community,
2026
University for Peace
Embodying Design Justice: A Peace Education Framework To Strengthen Relationships, Foster Trust And Build Community, Michelle Helman
Peace and Conflict Studies Journal Conference
BACKGROUND
Groups working toward creating peace and equity often focus on external innovation without addressing internal culture shifts necessary to navigate change and achieve their goals. Michelle’s doctoral research and practice address this challenge through a design research study and peace innovation project focused on organizational culture transformation through a design justice framework. Findings suggest that interweaving the framework with storytelling, arts, and embodiment practices are key to support people in navigating change processes to strengthen relationships, foster trust, and build community.
ABOUT
The workshop offers an applied learning experience for participants to explore the concepts of design and innovation …
2026-01-15 Guidelines For Portfolio Managers,
2026
Morehead State University
2026-01-15 Guidelines For Portfolio Managers, Morehead State University. Faculty Senate.
Faculty Senate Records
Guidelines for Portfolio Managers presented to the Faculty Senate on January 15, 2026.
2026-01-15 Faculty Feedback To Fep Results,
2026
Morehead State University
2026-01-15 Faculty Feedback To Fep Results, Morehead State University. Faculty Senate.
Faculty Senate Records
Faculty feedback to FEP results, submitted to the Faculty Senate on January 15, 2026.
2026-01-15 Next Steps For Fep Checklist,
2026
Morehead State University
2026-01-15 Next Steps For Fep Checklist, Morehead State University. Faculty Senate.
Faculty Senate Records
The next steps for the FEP Checklist submitted to the Faculty Senate on January 15, 2026.
2026-01-15 Faculty Senate Newsletter,
2026
Morehead State University
2026-01-15 Faculty Senate Newsletter, Morehead State University. Faculty Senate.
Faculty Senate Records
Faculty Senate newsletter from January 15, 2026.
2026-01-15 Faculty Senate Meeting Minutes,
2026
Morehead State University
2026-01-15 Faculty Senate Meeting Minutes, Morehead State University. Faculty Senate.
Faculty Senate Records
Faculty Senate meeting minutes from January 15, 2026.
The Influence Of Continuous Improvement Initiatives On Employee Performance: The Mediating Role Of Organizational Culture. An Applied Study On Sharjah Police Science Academy,
2026
Sharjah Police Sciences Academy
The Influence Of Continuous Improvement Initiatives On Employee Performance: The Mediating Role Of Organizational Culture. An Applied Study On Sharjah Police Science Academy, Fakhri Abdul Kareem Bani Doumii
Journal of Police and Legal Sciences
This research aims to investigate the effects of the Continuous Improvement (CI) Initiatives on the employees’ performance within the framework of Police Higher Education institution with special reference to the Sharjah Police Science Academy. It examines organizational culture as a mediating variable, through which the connection between CI Initiatives and improved performance results is explained. This research assesses the impact of each dimension of CI initiatives which includes employee involvement, process management, customer focus, leadership commitment, and training on employee performance indices which includes task performance, contextual performance, adaptive performance and counterproductive work behaviour. Using the PLS-SEM analysis, the study …
