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- Assets (118)
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Articles 541 - 570 of 590
Full-Text Articles in Social Work
Saving Performance In The American Dream Demonstration: A National Demonstration Of Individual Development Accounts, Mark Schreiner, Margaret Clancy, Michael Sherraden
Saving Performance In The American Dream Demonstration: A National Demonstration Of Individual Development Accounts, Mark Schreiner, Margaret Clancy, Michael Sherraden
Center for Social Development Research
Saving Performance in the American Dream Demonstration: A National Demonstration of Individual Development Accounts
The United Way Of Greater St. Louis Individual Development Account Pilot Program, Margaret Clancy, Mark Schreiner, Mark Sherraden
The United Way Of Greater St. Louis Individual Development Account Pilot Program, Margaret Clancy, Mark Schreiner, Mark Sherraden
Center for Social Development Research
The United Way of Greater St. Louis Individual Development Account Pilot Program
Violence In The Lives Of Rural, Southern & Poor White Women, Naomi Farber, Julie Miller-Cribbs
Violence In The Lives Of Rural, Southern & Poor White Women, Naomi Farber, Julie Miller-Cribbs
Center for Social Development Research
Violence in the Lives of Rural, Southern & Poor White Women
Gender Differences In Self-Perceptions And Academic Outcomes: A Study Of African American High School Students, Jeanne Saunders, Larry Davis, Trina Williams, Julie Miller Cribbs
Gender Differences In Self-Perceptions And Academic Outcomes: A Study Of African American High School Students, Jeanne Saunders, Larry Davis, Trina Williams, Julie Miller Cribbs
Center for Social Development Research
There is increasing divergence in the academic outcomes of African American males and females. By most accounts, males are falling behind their female peers educationally as African American females are graduating from high schools at higher rates and are going on to college and graduate school in greater numbers. Some have suggested that school completion and performance is associated with how students feel about themselves. The purpose of this study was to explore gender differences in the relationship between self-perceptions and two academic outcomes among a sample of 243 African American high school sophomores. The results suggest that, overall; females …
Welfare Recipiency And Savings Outcomes In Individual Development Accounts, Min Zhan, Michael Sherraden, Mark Schreiner
Welfare Recipiency And Savings Outcomes In Individual Development Accounts, Min Zhan, Michael Sherraden, Mark Schreiner
Center for Social Development Research
Both theoretical frameworks and empirical evidence show that asset-based, means-tested welfare programs have negative effects on savings behaviors of welfare recipients. In this study, we examine how welfare recipiency is associated with savings outcomes in Individual Development Accounts. The results suggest that when other factors are controlled, receipt of welfare either before or at enrollment of IDAs is not correlated with savings outcomes. Policy implications under current welfare reform are discussed.
Friends, Family, And Neighborhood: Understanding Academic Outcomes Of African American Youth, Trina Williams, Larry Davis, Julie Miller-Cribbs, Jeanne Saunders, James Herbert Williams
Friends, Family, And Neighborhood: Understanding Academic Outcomes Of African American Youth, Trina Williams, Larry Davis, Julie Miller-Cribbs, Jeanne Saunders, James Herbert Williams
Center for Social Development Research
Friends, Family, and Neighborhood: Understanding Academic Outcomes of African American Youth
Experience In The American Dream Demonstration: Lessons For Monitoring In A Children And Youth Savings Account Policy Demonstration, Margaret Clancy, Lissa Johnson, Mark Schreiner
Experience In The American Dream Demonstration: Lessons For Monitoring In A Children And Youth Savings Account Policy Demonstration, Margaret Clancy, Lissa Johnson, Mark Schreiner
Center for Social Development Research
Experience in the American Dream Demonstration: Lessons for Monitoring in a Children and Youth Savings Account Policy Demonstration
Assets, Health, And Well Being: Neighborhoods, Families, Children And Youth, Deborah Page-Adams, Edward Scanlon, Sondra Beverly, Tom Mcdonald
Assets, Health, And Well Being: Neighborhoods, Families, Children And Youth, Deborah Page-Adams, Edward Scanlon, Sondra Beverly, Tom Mcdonald
Center for Social Development Research
Assets, Health, and Well Being: Neighborhoods, Families, Children and Youth
Creating Community In A United States City: Bangladeshi Women Share Their Immigrant Experiences, Lisa Young Larance, Rubena Malik
Creating Community In A United States City: Bangladeshi Women Share Their Immigrant Experiences, Lisa Young Larance, Rubena Malik
Center for Social Development Research
Creating Community in a United States City: Bangladeshi Women Share Their Immigrant Experiences
Financial Education And Savings Outcomes In Individual Development Accounts, Margaret Clancy, Michal Grinstein-Weiss, Mark Schreiner
Financial Education And Savings Outcomes In Individual Development Accounts, Margaret Clancy, Michal Grinstein-Weiss, Mark Schreiner
Center for Social Development Research
This study is the first quantitative look at the effects of financial education on savings outcomes for the poor in Individual Development Accounts. The findings suggest that financial education has sizeable effects, and that courses need not be long to take advantage of them. Marketing and public-policy implications are noted.
Maximizing Internal And External Validity: Recommendations For A Children And Youth Savings Account Policy Demonstration, Sondra Beverly, Michael Sherraden
Maximizing Internal And External Validity: Recommendations For A Children And Youth Savings Account Policy Demonstration, Sondra Beverly, Michael Sherraden
Center for Social Development Research
Maximizing Internal and External Validity: Recommendations for a Children and Youth Savings Account Policy Demonstration
Strategies For Creating Mis Technology To Improve Social Work Practice And Research, Elizabeth Johnson, James Hinterlong, Michael Sherraden
Strategies For Creating Mis Technology To Improve Social Work Practice And Research, Elizabeth Johnson, James Hinterlong, Michael Sherraden
Center for Social Development Research
This paper illustrates the potential for management information system (MIS) technology to integrate information collection, management and reporting within a single program or network of organizations. Properly devised and created, MIS applications improve administration, service delivery and practice evaluation. Three strategies are offered to guide the design and development of MIS software. This paper is based on lessons from the production and implementation of MIS software that serves as a management and evaluation tool for a nationwide policy demonstration. Data from the MIS have helped to shape state and federal policy.
Saving, Ida Programs, And Effects Of Idas: A Survey Of Participants, Amanda Moore, Sondra Beverly, Mark Schreiner, Michael Sherraden, Margaret Lombe, Esther Y. N. Cho, Lissa Johnson, Rebecca Vonderlack
Saving, Ida Programs, And Effects Of Idas: A Survey Of Participants, Amanda Moore, Sondra Beverly, Mark Schreiner, Michael Sherraden, Margaret Lombe, Esther Y. N. Cho, Lissa Johnson, Rebecca Vonderlack
Center for Social Development Research
Saving, IDA Programs, and Effects of IDAs: A Survey of Participants
Advancing Community Development And Public Policy Through An Mis-Enhanced Network, Elizabeth Johnson, James Hinterlong, Michael Sherraden, Amanda Moore
Advancing Community Development And Public Policy Through An Mis-Enhanced Network, Elizabeth Johnson, James Hinterlong, Michael Sherraden, Amanda Moore
Center for Social Development Research
Effective community development requires the establishment of links among multiple organizations and institutions. How well the network functions depend on the specificity and accuracy of the information exchanged. In this paper, we illustrate how the introduction of a management information system (MIS) to a network of economic development programs across the United States meets the diverse information needs of the multiple members and standardizes their communication. We discuss how the MIS, as a tool for community development, supports the collection and flow of information among network members, leading to expansion of the network. The success of this MIS-enhanced network is …
Family Assets For Independence In Minnesota, Michal Grinstein-Weiss, Mark Schreiner, Margaret Clancy, Michael Sherraden
Family Assets For Independence In Minnesota, Michal Grinstein-Weiss, Mark Schreiner, Margaret Clancy, Michael Sherraden
Center for Social Development Research
Family Assets for Independence in Minnesota
Savings And Asset Accumulation In Individual Development Accounts, Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Michal Grinstein-Weiss, Min Zhan, Sondra Beverly
Savings And Asset Accumulation In Individual Development Accounts, Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Michal Grinstein-Weiss, Min Zhan, Sondra Beverly
Center for Social Development Research
Savings and Asset Accumulation in Individual Development Accounts
Women, Microfinance, And Savings: Lessons And Proposals, Rebecca Vonderlack, Mark Schreiner
Women, Microfinance, And Savings: Lessons And Proposals, Rebecca Vonderlack, Mark Schreiner
Center for Social Development Research
Microfinance—both credit and savings—has potential to improve the well-being of poor women in developing countries. This paper explores practical ways to achieve that potential. Based on lessons from informal saving mechanisms that women already use, the paper proposes two savings services designed to address the development issues that confront women. The proposals call for safe-deposit boxes and for matched savings accounts for health care or education.
Depression And Poverty Among African-American Women At Risk For Type 2 Diabetes, Mary De Groot, Wendy Auslander, James Herbert Williams, Michael Sherraden, Debra Haire-Joshu
Depression And Poverty Among African-American Women At Risk For Type 2 Diabetes, Mary De Groot, Wendy Auslander, James Herbert Williams, Michael Sherraden, Debra Haire-Joshu
Center for Social Development Research
Poverty is associated with negative health outcomes, including depression. Little is known about the specific elements of poverty that contribute to depression, particularly among African- American women at risk for type 2 diabetes. This study examined the relationships of economic and social resources to depression among African-American women at high risk for the development of type 2 diabetes (N=181) using the Conservation of Resources (COR) theory as a conceptual framework. Women were assessed at three time points in conjunction with a dietary change intervention. At baseline, 40% of women reported clinically significant depression and 43.3% were below the poverty line. …
Savings Deposits, Incentive Structure, And Management Information Systems: Implications For Research On A Children And Youth Savings Account Policy Demonstration, Margaret Clancy, Lissa Johnson, Mark Schreiner
Savings Deposits, Incentive Structure, And Management Information Systems: Implications For Research On A Children And Youth Savings Account Policy Demonstration, Margaret Clancy, Lissa Johnson, Mark Schreiner
Center for Social Development Research
Savings Deposits, Incentive Structure, and Management Information Systems: Implications for Research on a Children and Youth Savings Account Policy Demonstration
A Framework Of Asset-Accumulation Stages And Strategies, Sondra Beverly, Amanda Moore, Mark Schreiner
A Framework Of Asset-Accumulation Stages And Strategies, Sondra Beverly, Amanda Moore, Mark Schreiner
Center for Social Development Research
We propose that asset accumulation occurs in three stages. In the first stage (reallocation), current resource inflows must exceed current outflows. To meet this objective, people reallocate resources from current consumption, current leisure, or future consumption or leisure. In the second stage (conversion), people may convert resources from liquid to illiquid forms. In the third stage (maintenance), individuals resist temptations to dissave. We suggest that people adopt psychological and behavioral strategies to achieve each of these objectives. Putting the two types of strategies together with the three stages of asset accumulation results in six strategy groups. We provide examples of …
Financial Education In A Children And Youth Savings Account Policy Demonstration: Issues And Options, Sondra G. Beverly, Margaret Clancy
Financial Education In A Children And Youth Savings Account Policy Demonstration: Issues And Options, Sondra G. Beverly, Margaret Clancy
Center for Social Development Research
Financial Education in a Children and Youth Savings Account Policy Demonstration: Issues and Options
Assets And The Poor: Evidence From Individual Development Accounts, Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Min Zhan, Sondra Beverly, Michal Grinstein-Weiss
Assets And The Poor: Evidence From Individual Development Accounts, Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Min Zhan, Sondra Beverly, Michal Grinstein-Weiss
Center for Social Development Research
Assets and the Poor: Evidence From Individual Development Accounts
Family Matters: Kin Networks And Asset Accumulation, Ngina Chiteji, Darrick Hamilton
Family Matters: Kin Networks And Asset Accumulation, Ngina Chiteji, Darrick Hamilton
Center for Social Development Research
Family Matters: Kin Networks and Asset Accumulation
Who Are The Asset Poor? Levels, Trends, And Composition, 1983-1998, Robert Haveman, Edward N. Wolff
Who Are The Asset Poor? Levels, Trends, And Composition, 1983-1998, Robert Haveman, Edward N. Wolff
Center for Social Development Research
Who Are the Asset Poor? Levels, Trends, and Composition, 1983-1998
Saving Patterns In Ida Programs, Michael Sherraden, Lissa Johnson, Margaret Clancy, Sondra Beverly, Mark Schreiner, Min Zhan, Jami Curley
Saving Patterns In Ida Programs, Michael Sherraden, Lissa Johnson, Margaret Clancy, Sondra Beverly, Mark Schreiner, Min Zhan, Jami Curley
Center for Social Development Research
Saving Patterns in IDA Programs
The Universal Piggy Bank: Designing And Implementing A System Of Savings Accounts For Children, Fred T. Goldberg Jr., Jodi Birk Cohen
The Universal Piggy Bank: Designing And Implementing A System Of Savings Accounts For Children, Fred T. Goldberg Jr., Jodi Birk Cohen
Center for Social Development Research
The Universal Piggy Bank: Designing and Implementing a System of Savings Accounts for Children
Homeownership And Youth Well-Being: An Empirical Test Of Asset-Based Welfare, Edward Scanlon, Deborah Page-Adams
Homeownership And Youth Well-Being: An Empirical Test Of Asset-Based Welfare, Edward Scanlon, Deborah Page-Adams
Center for Social Development Research
Homeownership and Youth Well-Being: An Empirical Test of Asset-Based Welfare
Saving And Asset-Accumulation Strategies Used By Low-Income Individuals, Amanda Moore Mcbride, Sondra Beverly, Michael Sherraden, Margaret Sherraden, Lissa Johnson, Mark Schreiner
Saving And Asset-Accumulation Strategies Used By Low-Income Individuals, Amanda Moore Mcbride, Sondra Beverly, Michael Sherraden, Margaret Sherraden, Lissa Johnson, Mark Schreiner
Center for Social Development Research
This paper presents quantitative and qualitative data regarding the saving and asset-accumulation strategies used by low-income participants in Individual Development Account programs(IDAs). the results of a cross-sectional survey with 298 IDA participants and case studies with 15 IDA participants—the first methods that assessed saving behavior among this population—demonstrate that low-income individuals use psychological and behavioral strategies to save, deposit, and maintain assets. the most frequentlyused strategies are behavioral saving strategiesfor increasing the efficiency of spending (e.g., shopping more carefully for food) and for reducing consumption (e.g., spending less on leisure). Qualitative results indicate that individuals also use goals and mental …
The Impacts Of Ida Programs On Family Savings And Asset-Holdings, Michael Stegman, Robert Faris, Oswaldo Urdapilleta Gonzales
The Impacts Of Ida Programs On Family Savings And Asset-Holdings, Michael Stegman, Robert Faris, Oswaldo Urdapilleta Gonzales
Center for Social Development Research
This paper was commissioned for Inclusion in Asset Building: Research and Policy Symposium, an event hosted in September 2000 by the Center for Social Development at Washington University in St. Louis. A version was subsequently developed for publication in Inclusion in the American Dream: Assets, Poverty, and Public Policy (Oxford University Press, 2005). This paper supplements research on the national Individual Development Account (IDA) pilot known as the Downpayment on the American Dream Demonstration (ADD). Its subject is the financial impact of ADD on the net savings and assets of program participants, and it examines what ADD participants would have …
Assets, Race, And Educational Choices, Tom Shapiro, Heather Beth Johnson
Assets, Race, And Educational Choices, Tom Shapiro, Heather Beth Johnson
Center for Social Development Research
Assets, Race, and Educational Choices