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Full-Text Articles in Social Work
State Policy Options For Building Assets, Leslie Parrish, Heather Mcculloch, Karen Edwards
State Policy Options For Building Assets, Leslie Parrish, Heather Mcculloch, Karen Edwards
Center for Social Development Research
State Policy Options for Building Assets
State-Level Individual Development Account (Ida) Policy: Opportunities And Challenges For Rural Areas, Karen Edwards, Jon Bailey
State-Level Individual Development Account (Ida) Policy: Opportunities And Challenges For Rural Areas, Karen Edwards, Jon Bailey
Center for Social Development Research
State-Level Individual Development Account (IDA) Policy: Opportunities and Challenges for Rural Areas
Wealth Building In Rural America: Perspective, Knowledge, Outlook, Jami C. Curley, Brian Dabson, Elisabeth Howard, E. G. Nadeau, Michael Sherraden
Wealth Building In Rural America: Perspective, Knowledge, Outlook, Jami C. Curley, Brian Dabson, Elisabeth Howard, E. G. Nadeau, Michael Sherraden
Center for Social Development Research
Wealth Building in Rural America: Perspective, Knowledge, Outlook
Mis Ida Operations Manual: Management Information System For Individual Development Accounts, Center For Social Development
Mis Ida Operations Manual: Management Information System For Individual Development Accounts, Center For Social Development
Center for Social Development Research
MIS IDA Operations Manual: Management Information System for Individual Development Accounts
Wealth Building In Rural America: Programs, Policies, Research, Jon Bailey, Jami Curley, Karen Edwards, Gena Gunn, Eric Henson, Njeri Kagotho, Anna Lee, Kathleen K. Miller, Luxman Nathan, Trina R. Shanks, Michael Sherraden, Margaret S. Sherraden, Jean Schumacher, Bill Schweke, Ann Ulmer
Wealth Building In Rural America: Programs, Policies, Research, Jon Bailey, Jami Curley, Karen Edwards, Gena Gunn, Eric Henson, Njeri Kagotho, Anna Lee, Kathleen K. Miller, Luxman Nathan, Trina R. Shanks, Michael Sherraden, Margaret S. Sherraden, Jean Schumacher, Bill Schweke, Ann Ulmer
Center for Social Development Research
Wealth Building in Rural America: Programs, Policies, Research
Inclusion In College Savings Plans: Participation And Saving In Maine's Matching Grant Program, Margaret Clancy, Chang-Keun Han, Lisa Reyes Mason, Michael Sherraden
Inclusion In College Savings Plans: Participation And Saving In Maine's Matching Grant Program, Margaret Clancy, Chang-Keun Han, Lisa Reyes Mason, Michael Sherraden
Center for Social Development Research
Inclusion in College Savings Plans: Participation and Saving in Maine's Matching Grant Program
Asset-Building In Rural Communities: The Experience Of Individual Asset Accounts, Michal Grinstein-Weiss, Jami Curley
Asset-Building In Rural Communities: The Experience Of Individual Asset Accounts, Michal Grinstein-Weiss, Jami Curley
Center for Social Development Research
Similar to the beginning of many new eras, the dawning of the 21st century has brought new opportunities as well as new challenges to the stability of our economy. New technology offers more efficient methods of production while the continuing influence of globalization increases market availability for our goods. Yet, when a region has a hard time transitioning to a new economy, the challenges produced by these changes are often overwhelming and can create hardship. Rural America is currently facing many of the difficulties associated with these changing economies, thus affecting their current economic sustainability and development. The industry base …
Asset-Building In Tribal Communities: Generating Native Discussion And Practical Approaches, Sarah Hicks, Karen Edwards, Mary Kate Dennis, Christy Finsel
Asset-Building In Tribal Communities: Generating Native Discussion And Practical Approaches, Sarah Hicks, Karen Edwards, Mary Kate Dennis, Christy Finsel
Center for Social Development Research
Asset-Building in Tribal Communities: Generating Native Discussion and Practical Approaches
Educational Status And Savings Performance In Individual Development Accounts, Min Zhan, Michal Grinstein-Weiss
Educational Status And Savings Performance In Individual Development Accounts, Min Zhan, Michal Grinstein-Weiss
Center for Social Development Research
This study examines the relationship between education and savings performance in Individual Development Accounts (IDAs), a matched savings program for the poor. We also investigate whether the relationship between education and savings is mediated by income, intended uses of IDAs, and program (or institutional) factors. The data of this study is from the American Dream Demonstration (N = 2,50), the first national demonstration of IDAs. The results indicate that, compared to the participants without a high school degree, those with some college education, especially those with a 4-year college degree, had higher savings, after controlling for program factors and other …
Exploration And Use Of Individual Development Accounts By Three American Indian Tribes In Oregon, Christina Finsel, Jennifer Russ
Exploration And Use Of Individual Development Accounts By Three American Indian Tribes In Oregon, Christina Finsel, Jennifer Russ
Center for Social Development Research
Exploration and Use of Individual Development Accounts by Three American Indian Tribes in Oregon
Rural Wealth Building: Native Americans, Eric Henson, Anna Lee, Luxman Nathan
Rural Wealth Building: Native Americans, Eric Henson, Anna Lee, Luxman Nathan
Center for Social Development Research
Rural Wealth Building: Native Americans
Saving In Add: Measures From Mis Ida, Mark Schreiner, Michael Sherraden
Saving In Add: Measures From Mis Ida, Mark Schreiner, Michael Sherraden
Center for Social Development Research
Saving in Add: Measures From MIS IDA
Status Of State Supported Ida Programs In 2005, Naomi Warren, Karen Edwards
Status Of State Supported Ida Programs In 2005, Naomi Warren, Karen Edwards
Center for Social Development Research
Status of State Supported IDA Programs in 2005
Saving And Asset Accumulation Among Low-Income Families With Children In Idas, Michal Grinstein-Weiss, Kristen Wagner, Fred M. Ssewamala
Saving And Asset Accumulation Among Low-Income Families With Children In Idas, Michal Grinstein-Weiss, Kristen Wagner, Fred M. Ssewamala
Center for Social Development Research
Research indicates that low-income families with children have many motives to save, however, the costs of raising children, low wage employment, means tested programs, and the need for child care make it difficult for them to save. Using data from the American Dream Demonstration (n=1,801), this study examines saving performances of low-income families with children in a matched savings program – Individual Development Accounts (IDAs). The results indicate that households with children in IDAs can save when they are provided structured opportunities. In addition, this study finds that institutional factors, not merely individual characteristics, are highly associated with IDA saving …
Add: Lessons From The Uk, Dominic Maxwell, Will Paxton
Add: Lessons From The Uk, Dominic Maxwell, Will Paxton
Center for Social Development Research
ADD: Lessons From the Uk
Age As Asset: The Contribution Of Youth And Retirees To Rural Well-Being, Kathleen K. Miller, Brian Dabson
Age As Asset: The Contribution Of Youth And Retirees To Rural Well-Being, Kathleen K. Miller, Brian Dabson
Center for Social Development Research
The purpose of this paper is to consider the proposition that community wellbeing in rural America can be enhanced by regarding youth and retirees as assets. For both age groups, the literature and public attitudes tend to adopt a less than positive view, emphasizing the problems associated with the out-migration of young people on the one hand and the growing numbers of the elderly on the other. This paper points to trends and thinking which suggest that a different, asset-based lens may be helpful in developing community and policy responses. This paper is one of a series focusing on wealthbuilding …
Asset-Building Programs For People With Disabilities In Rural Areas: Including Independent Living And Long-Term Care Planning Education, Michelle Putnam, Fengyan Tang
Asset-Building Programs For People With Disabilities In Rural Areas: Including Independent Living And Long-Term Care Planning Education, Michelle Putnam, Fengyan Tang
Center for Social Development Research
This paper presents findings from a case study of individuals with multiple sclerosis examining their planning and preparation activities for their future independent living and long-term care needs. Data collected from a representative sample of National Multiple Sclerosis Society members in the greater metropolitan St. Louis and eastern Illinois area indicate significant differences in income, assets, education, health and functional limitation status between individuals living in rural versus urban areas. Additionally, findings show respondents with greater levels of education and assets, and those living in urban areas, are more likely to have saved for retirement, made legal preparations, or engaged …
Diffusion Of Policy Innovation: The Case Of Individual Development Accounts (Idas) As An Asset-Building Policy, Michal Grinstein-Weiss, Kristen Wagner, Karen Edwards
Diffusion Of Policy Innovation: The Case Of Individual Development Accounts (Idas) As An Asset-Building Policy, Michal Grinstein-Weiss, Kristen Wagner, Karen Edwards
Center for Social Development Research
Diffusion of a policy innovation from one state to another is an important component of social change. Several theories and models have been developed to explain how and under what circumstances policy innovation and diffusion occurs. This paper examines the policy diffusion process through the case of Individual Development Accounts (IDAs), a policy innovation designed to provide matched saving opportunities for low-income people to accumulate assets. While our examination supports several of the prominent theories of policy diffusion, we suggest that a fusion of policy theories may better guide policy makers in more adequately predicting and executing the diffusion of …
Examples Of Successful Wealth Building In Rural Areas, Jean Schumacher, Ann Ulmer
Examples Of Successful Wealth Building In Rural Areas, Jean Schumacher, Ann Ulmer
Center for Social Development Research
The purpose of this paper is to describe successful examples of wealth building in rural areas through the mechanism of individual development accounts (IDAs). a review of available literature, supplemented by a limited survey of selected programs, provides an overview of the issues associated with operating IDA programs in rural America, a set of ‘action factors’ that help define success, and some initial observations on rural IDA programs. an appendix gives details on each of the selected programs. This paper is one of a series on wealth building in rural America.
Increasing Life Chances For Orphaned Children In Africa: Testing An Asset-Based Development Strategy, Fred Ssewamala, Jami Curley
Increasing Life Chances For Orphaned Children In Africa: Testing An Asset-Based Development Strategy, Fred Ssewamala, Jami Curley
Center for Social Development Research
Increasing Life Chances for Orphaned Children in Africa: Testing an Asset-Based Development Strategy
Saving In Low-Income Households: Evidence From Interviews With Participants In The American Dream Demonstration, Michael Sherraden, Amanda Moore Mcbride, Elizabeth Johnson, Stacie Hanson, Fred M. Ssewamala, Trina R. Shanks
Saving In Low-Income Households: Evidence From Interviews With Participants In The American Dream Demonstration, Michael Sherraden, Amanda Moore Mcbride, Elizabeth Johnson, Stacie Hanson, Fred M. Ssewamala, Trina R. Shanks
Center for Social Development Research
Saving in Low-Income Households: Evidence From Interviews With Participants in the American Dream Demonstration
The Missouri-Kansas Asset-Building Coalition And Policy Project: An Initiative In Cross-State Policy Making For Wealth Building, Njeri Kagotho, Gena Gunn
The Missouri-Kansas Asset-Building Coalition And Policy Project: An Initiative In Cross-State Policy Making For Wealth Building, Njeri Kagotho, Gena Gunn
Center for Social Development Research
The Missouri-Kansas Asset-Building Coalition and Policy Project: An Initiative in Cross-State Policy Making for Wealth Building
Way To Give: A Guide To Connecting, Giving And Asset Building, Stephanie C. Boddie, Prema Thirupathy
Way To Give: A Guide To Connecting, Giving And Asset Building, Stephanie C. Boddie, Prema Thirupathy
Center for Social Development Research
Way to Give: A Guide to Connecting, Giving and Asset Building
Cost-Effectiveness In Individual Development Accounts, Mark Schreiner, Guat Tin Ng, Michael Sherraden
Cost-Effectiveness In Individual Development Accounts, Mark Schreiner, Guat Tin Ng, Michael Sherraden
Center for Social Development Research
Because resources are limited, the benefits and costs of social-work interventions—like all interventions—must be compared with the benefits and costs of alternatives. Evidence-basedpractice should ask not only “What works?” but also “How well does it work?” and “What does it cost?” Unfortunately, evaluations of social-work practice—like evaluations in any field—rarely can measure all the relevant variables. In particular, benefits are extremely difficult to measure. Costs are simpler to measure, but even so, few evaluations measure costs. In the end, all evaluations are inevitably incomplete and so must make subjective judgments aboutunmeasured factors. The key to evaluation, then, is not certainty …
Family Saving And Community Assets: Designing And Implementing Family-Centered, Place-Based Individual Development Account Programs, Stephanie C. Boddie, Michael Sherraden, Lorlene Hoyt, Prema Thirupathy, Trina Shanks, Solana Rice, Margaret Sherraden
Family Saving And Community Assets: Designing And Implementing Family-Centered, Place-Based Individual Development Account Programs, Stephanie C. Boddie, Michael Sherraden, Lorlene Hoyt, Prema Thirupathy, Trina Shanks, Solana Rice, Margaret Sherraden
Center for Social Development Research
Family Saving and Community Assets: Designing and Implementing Family-Centered, Place-Based Individual Development Account Programs
Racial Differences In Performance In A Matched Savings Program, Michal Grinstein-Weiss, Michael Sherraden
Racial Differences In Performance In A Matched Savings Program, Michal Grinstein-Weiss, Michael Sherraden
Center for Social Development Research
This study examines the saving performance of low income African Americans and Caucasian participants in an Individual Development Accounts (IDA) program. IDAs are matched saving for home ownership, education, and small business capitalization. Using data from the American Dream Demonstration (N = 2,364), this study compares the savings performance of Black and White participants in IDAs. The results indicate that low-income African Americans on average save successfully in IDAs, though in smaller amounts than Caucasians. Results of separateregressions for Blacks and Whites indicate that mostly individual characteristics are associatedwith saving performance among Caucasians. In contrast, mostly institutional characteristics areassociated with …
Asset Building: Increasing Capacity For Performance Measurement And Effects+B200, Amanda Moore Mcbride, Stacie Lintvedt Hanson, Sondra Beverly, Mark Schreiner, Michael Sherraden, Lissa Johnson
Asset Building: Increasing Capacity For Performance Measurement And Effects+B200, Amanda Moore Mcbride, Stacie Lintvedt Hanson, Sondra Beverly, Mark Schreiner, Michael Sherraden, Lissa Johnson
Center for Social Development Research
Asset Building: Increasing Capacity for Performance Measurement and Effects
Saving For Microenterprise In Individual Development Accounts: Lessons From The American Dream Demonstration, Fred M. Ssewamala, Michael Sherraden
Saving For Microenterprise In Individual Development Accounts: Lessons From The American Dream Demonstration, Fred M. Ssewamala, Michael Sherraden
Center for Social Development Research
Saving for Microenterprise in Individual Development Accounts: Lessons From the American Dream Demonstration
State Ida Policy Brief: Promoting Asset Building Through The Earned Income Tax Credit, Center For Social Development, Corporation For Enterprise Development
State Ida Policy Brief: Promoting Asset Building Through The Earned Income Tax Credit, Center For Social Development, Corporation For Enterprise Development
Center for Social Development Research
State IDA Policy Brief: Promoting Asset Building Through the Earned Income Tax Credit
Saving For Post-Secondary Education In Individual Development Accounts, Min Zhan, Mark Schreiner
Saving For Post-Secondary Education In Individual Development Accounts, Min Zhan, Mark Schreiner
Center for Social Development Research
Low-income people have less access to opportunities for post-secondary education, and the welfare reform in 1996 further limited access for welfare recipients. Since welfare reform, there has been an increasing interest in strategiesmeant to enhance the well-being of low-incomepeople through education and the development of human capital. In this study, we examine how low-income people saved for post-secondary education in Individual Development Accounts (IDAs) in a nationwide demonstration. IDAs are structured accounts that provide matches for savings used for home purchase, microenterprise, retirement savings, and post-secondary education. We examine how savings outcomes differed between participants who intended to use their …