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Full-Text Articles in Social Work

Downpayments On The American Dream Policy Demonstration, Michael Sherraden, Deborah Page-Adams, Lissa Johnson, Edward Scanlon, Jamie Curley, Min Zhan, Alfreda Bady, James Hinterlong Jul 1999

Downpayments On The American Dream Policy Demonstration, Michael Sherraden, Deborah Page-Adams, Lissa Johnson, Edward Scanlon, Jamie Curley, Min Zhan, Alfreda Bady, James Hinterlong

Center for Social Development Research

This report presents findings from the first annual evaluation of the American Dream Demonstration, a multiyear, nationwide test of Individual Development Accounts. Covering the period from the demonstration’s start-up through June 30, 1998, the report details insights from an implementation assessment and from preliminary analyses of monitoring data.


What We Know About Effects Of Asset Holding: Implications For Research On Asset-Based Anti-Poverty Initiatives, Deborah Page-Adams, Michael Sherraden Jul 1996

What We Know About Effects Of Asset Holding: Implications For Research On Asset-Based Anti-Poverty Initiatives, Deborah Page-Adams, Michael Sherraden

Center for Social Development Research

Asset accumulation programs have emerged at local and state levels to help poor people save for purposes such as education, homeowership, and microenterprise development. These anti-poverty programs are built in part on the suggestion that assets have a wide range of positive effects on well-being, and they frequently use a system of Individual Development Accounts (IDAs) to structure asset accumulation. In addition, federal legislation for an IDA demonstration has increasing support. The emergence of asset accumulation programs at local and state levels, along with growing bipartisan support for a national IDA demonstration, makes applied research both possible and necessary. Studies …


Effects Of Assets On Attitudes And Behaviors: Advance Test Of A Social Policy Proposal, Gautam N. Yadama, Michael Sherraden Jan 1995

Effects Of Assets On Attitudes And Behaviors: Advance Test Of A Social Policy Proposal, Gautam N. Yadama, Michael Sherraden

Center for Social Development Research

Raising asset limits and creating individual development accounts have been proposed in welfare reform. In part the rationale for these proposals is that assets have positive effects on attitudes and behaviors, including long-term planning, greater work effort, and improved social connectedness. The Panel Study of Income Dynamics (PSID), between 1968 and 1972, included a wide range of attitude and behavioral measures. In this study, data from the PSID are analyzed to test for the following: a) the effect of assets on attitudes and behaviors; b) the effect of attitudes and behaviors on assets; c) the effect of income on attitudes …