Social Work Commons^™

Definición De La Dinámica De Problemas, Clarissa Gaona Romero, Katherine Curi-Quinto, Laura Guzmán Abello, Carmen Quinteros-Reyes, Paraskevi Seferidi, Antonio Bernabe-Ortiz, Lindsey Pawlowski, Ellis Ballard

Social System Design Lab

Las herramientas de dinámica de sistemas nos ayudan a descubrir las estructuras del sistema que producen los problemas que nos importan para que podamos identificar mejores soluciones.Como ilustra esta cita, el primer paso, y posiblemente el más importante, en cualquier proceso de resolución de problemas es definir claramente el problema que se desea resolver. En otras disciplinas científicas, esta definición de un problema puede ser estática, o instantánea, ya que analiza un problema particular en un momento dado. Esto puede parecer un único punto de datos, resultado o evento. En la dinámica de sistemas, sin embargo, definimos los problemas como …

Online Gmb: Challenges, Opportunities, And Barriers, Lucy Chin, Allie Farrell, Min Hu, Lindsey Pawlowski, Ellis Ballard

Social System Design Lab

The COVID-19 pandemic ushered in the new reality of remote working and learning, forcing group model building practitioners to make an abrupt shift to online workshops. Like our peers, the Social System Design Lab (SSDL) at Washington University in St. Louis confronted this challenge by exploring what tools existed for adaptation and continued collaboration. The shift has not been easy, but it has revealed new insights that suggest areas to leverage the strengths of online GMB long after the pandemic comes to an end.

The purpose of this brief is to provide some general points of comparison between in-person and …

Facilitation Team Roles In Online Gmb, Allie Farrell, Min Hu, Lucy Chin, Lindsey Pawlowski, Ellis Ballard

Social System Design Lab

The COVID-19 pandemic ushered in the new reality of remote working and learning, forcing group model building practitioners to make an abrupt shift to online workshops. Like our peers, the Social System Design Lab (SSDL) at Washington University in St. Louis confronted this challenge by exploring what tools existed for adaptation and continued collaboration. The shift has not been easy, but it has revealed new insights that suggest areas to leverage the strengths of online GMB long after the pandemic comes to an end.

The purpose of this brief is to compare facilitation team roles in traditional, in-person GMB sessions …

Policy Design For Child Development Accounts: Parents' Perceptions, Sondra Beverly, Jin Huang, Margaret M. Clancy, Michael Sherraden

Center for Social Development Research

In the SEED for Oklahoma Kids experiment, which features of Child Development Account (CDA) policy do study participants perceive as important for increasing the number of children who earn a college degree or trade school certificate? Which features do participants view as important for encouraging parents to save for their children’s postsecondary education?

This brief presents findings from a 2020 survey of parents in the experiment, when their children were about 13 years old. Results are for 1,666 parents (those whose children received the CDA in SEED OK and those whose children did not) and for subgroups defined by household …

Financial Capability And Asset Building In Social Work Practice, Michael Sherraden

Center for Social Development Research

Acknowledging the potential benefits of training social workers to offer clients guidance on financial matters, the China Association of Social Work Education created the Financial Social Work Commission in 2020. This new unit within the association was designed to serve as a hub for research and insights to facilitate the development of financial capability and asset holding in vulnerable populations. The Commission promotes the training of social workers with the knowledge and skills required to integrate financial capability services into social work practice.

This Perspective presents the keynote address given by CSD Founding Director Michael Sherraden as part of “Theory …

Preparing Social Workers To Improve People’S Finances, Margaret S. Sherraden

Center for Social Development Research

In 2020, the China Association of Social Work Education created the Financial Social Work Commission, acknowledging the potential benefits of equipping social workers to guide their clients in financial matters. But what do social workers need to know about finances, and how will they learn it?

In this Perspective, Margaret Sherraden shares an address given during “Localization of Financial Social Work Education: Goals, Textbook, and Strategies,” a panel discussion convened as part of Theory and Practice for Financial Social Work: Promoting Common Prosperity, the first national Forum of the Financial Social Work Commission, Beijing, China, January 8, 2022. Panelists discussed …

Disparate Financial Assistance Support For Small Business Owners, Sophia Fox-Dichter, Daniel Auguste, Mathieu Despard, Michal Grinstein-Weiss

Social Policy Institute Research

Small business owners experienced a drastic economic disruption caused by the COVID-19 pandemic. Government pandemic assistance failed to reach many small business owners, especially those historically underserved by financial institutions. Drawing on a 2021 survey of 246 small business owners, the Social Policy Institute at Washington University in St. Louis descriptively examined the extent to which small business owners sought and received business assistance, and whether applications and approval of government assistance varied by race and ethnicity. We find that though Hispanic and Black business owners applied for government assistance at a higher rate than white business owners, Black business …

Financial Facts From The Seed For Oklahoma Kids Child Development Account Experiment, Center For Social Development

Center for Social Development Research

How does a Child Development Account (CDA) opened at a child’s birth shape their access to assets for higher education?

This Fact Sheet highlights findings from Financial Outcomes in a Child Development Account Experiment: Full Inclusion, Success Regardless of Race or Income, and Investment Growth for All (CSD Research Summary 21-06). Products of the SEED for Oklahoma Kids (SEED OK) experiment, both the Fact Sheet and the Research Summary indicate that the automatic CDA in SEED OK greatly increases the likelihood that disadvantaged children have assets for their future education. When given a CDA structure and support for …

Environment And Health In Nigeria: Capacity And Research Development, Christine C. Ekenga, Lisa Reyes Mason, Adetoun Mustapha

Center for Social Development Research

In Africa, population growth, urbanization, and climate change are environmental health challenges of emerging concern. These challenges intersect in Nigeria, Africa’s most populous country. Because of gaps in research capacity, data collection, and research funding, data are lacking on extreme weather’s effects on health there.

This brief describes a project to promote the development of collaborative capacity and research in environmental epidemiology in Nigeria. The project will also produce new knowledge on the physical and mental health impacts of weather extremes among residents of Nigeria’s coastal cities, including Lagos, Africa’s most populous city. The project is designed to improve public …

Homegrown Stl 4th Annual Regional Summit On The State Of Opportunities For Black Boys And Young Men: Closing The Health, Growth, And Opportunity Gaps, Sean Joe, Maribeth Clifton, Demeisha Carlton-Brown

Center for Social Development Research

Convened annually, HomeGrown StL’s annual regional summit brings together service providers, government officials, private-sector partners, and residents to strengthen, align, and accelerate local collective-impact strategies that support the health, development, and economic mobility of Black boys and young men in St. Louis City and in St. Louis County.

This report summarizes developments from the 4th Regional Summit on the State of Opportunities for Black Boys and Young Men: Closing the Healing, Growth, & Opportunity Gaps, which convened June 3, 2021. Priority Objectives and Key Results developed during the summit are described. In addition, the report details the progress of HomeGrown …

Did Government Benefits Help Israeli Households Avoid Hardship During Covid-19? Evidence From A National Survey, Olga Kondratjeva, Talia Schwartz-Tayri, Sam Bufe, Stephen Roll, John Gal, Michal Grinstein-Weiss

Social Policy Institute Research

At the outset of the COVID-19 pandemic, the government of Israel quickly introduced aggressive social distancing measures to curb the virus spread and adapted its unemployment insurance program in response to rising unemployment rates. This study examines the relationship between household income and the experience of material hardship during the COVID-19 pandemic in Israel, and investigates how the receipt of unemployment benefits moderated the relationship between income and material hardship. Using data from a household survey, we find a negative association between household income and the experience of material hardship. Moreover, middle-income households receiving unemployment benefits were more likely to …

Targeted Deposits In Pennsylvania’S Keystone Scholars Child Development Account Program, Anne Dececco, Julie Peachey, Margaret M. Clancy

Center for Social Development Research

In 2018, Pennsylvania became the first state to legislate a statewide, automatic CDA for all children at birth. In 2021, Pennsylvania achieved another first: an automatic targeted deposit within the Keystone Scholars program to build wealth for financially vulnerable children.

This brief examines two new targeted policy initiatives being piloted for Pennsylvania mothers who participate in WIC, the Special Supplemental Nutrition Program for Women, Infants, and Children. The Bright Future Booster and Milestone pilots represent important steps in expanding the Keystone Scholars program and serving as models for other states. Pennsylvania Treasury and the PA 529 make this CDA policy …

Vaccine Hesitance During Covid-19: Exploring Motivations And Incentives, Laura Brugger

Social Policy Institute Research

As rates of vaccination have slowed, concerns are growing about how to increase vaccine uptake among those who are vaccine hesitant, particularly with the emergence of new and contagious variants such as Delta. Using our national Socioeconomic Impacts of COVID-19 Survey, we examine the predictors of vaccine hesitance in the U.S. and report on findings from an experiment assessing the potential impacts of vaccine incentive schemes.

Our study points to the difficulties in overcoming vaccine hesitance among the unvaccinated. Vaccine hesitance was common across income levels, and experience with COVID-19-related hardships—such as knowing someone who died of the disease or …

Paid Sick Leave Heading Into Covid-19: A Descriptive Account Of Workers Who Lacked Paid Sick Leave, David Rothwell, Sophia Fox-Dichter, Mathieu Despard, Michal Grinstein-Weiss

Social Policy Institute Research

Paid sick leave is vital for controlling the spread of illness in the workplace and an invaluable public health tool, but too few workers have access to it. In this brief, we examine the beginning of the COVID-19 pandemic to assess paid sick leave coverage with a focus on the social and economic characteristics of workers without paid leave.

Using a nationally representative survey with roughly 4,000 working respondents, we found that a third lacked access to paid sick leave. Workers without paid leave were younger, more likely to be female, more likely to be white, and less likely to …

Expanded Child Tax Credit Payments Have Not Reduced Employment, Stephen Roll, Leah Hamilton, Yung Chun

Social Policy Institute Research

Approximately 60 million American children living in 35 million households are now receiving monthly payments from the federal government as part of the temporary Child Tax Credit (CTC) expansion. Recently, a debate has emerged over whether or not the expanded CTC will cause parents to leave the workforce. On one side of the debate, a large number of economists have argued that the CTC will not cause a reduction in employment. However, a recent study used a simulation approach to estimate that 2.6% of parents will exit the labor force as a result of the CTC.

The reports below address …

Housing Hardships During Covid-19, Sophia Fox-Dichter, Yung Chun, Stephen Roll, Katie Kristensen

Social Policy Institute Research

Even prior to the COVID-19 pandemic, U.S. households were burdened by the cost of rental and mortgage payments, burdens which disproportionately fell on Black and Hispanic families. Using a 5-wave survey, we examined whether disparities in housing cost burden continued throughout the pandemic and trends in how households fell behind on rent and mortgage payments. We found that more than a third of households experienced housing cost burdens during the pandemic, with a slightly higher percentage of households of color bearing cost burdens than white households. Renters had greater cost burdens than homeowners.

During the pandemic, significantly more Black and …

Employment, Financial And Well-Being Effects Of The 2021 Expanded Child Tax Credit: Wave 1 Executive Summary, Leah Hamilton, Stephen Roll, Mathieu Despard, Elaine Maag

Social Policy Institute Research

The 2021 temporary expansion of the Child Tax Credit (CTC) is unprecedented in its reach and is predicted to cut American child poverty by more than half. The expanded CTC provides families with $3,600 for every child in the household under the age of six, and $3,000 for every child between the ages of six and 17. Almost all middle- and low-income families with children are eligible for the CTC. Married parents making less than $150,000 and single parents making less than $112,500 per year will receive the full amount of the credit, which begins to phase out slowly after …

The Socioeconomic Impacts Of Covid-19 Study: Survey Methodology Report, Stephen Roll, Sam Bufe, Yung Chun, Michal Grinstein-Weiss

Social Policy Institute Research

The Socioeconomic Impacts of COVID-19 Survey uniquely documents the social and economic impacts of a global pandemic as people experienced the global pandemic. These findings can inform social, economic and health policies now and in the future. Though the data from the survey are not publicly available, they are freely available on a limited basis to interested researchers. If you or your organization are interested in accessing the cleaned and coded survey data, or would like more information about the survey, please reach out to the Social Policy Institute at.

Redesigning College Savings (529) Plans To Achieve Inclusive Child Development Accounts: A Policy Brief Developed By Cda Experts And Researchers, José Cisneros, Margaret M. Clancy, William Elliott Iii, Amanda Feinstein, Martha Kanter, Muneer Karcher-Ramos, Clint Kugler, Julie Peachey, Colleen Quint, Thomas M. Shapiro, Michael Sherraden

Center for Social Development Research

In this policy brief, prominent Child Development Account (CDA) experts and researchers recommend changes in policies and practices for state college savings (529) plans. If adopted, the changes would make possible the use of the 529 plans to deliver CDAs for all children in the United States. In a companion brief, they present the case for a nationwide CDA policy and identify design principles.

The Case For A Nationwide Child Development Account Policy: A Policy Brief Developed By Cda Experts And Researchers, José Cisneros, Margaret M. Clancy, William Elliott Iii, Amanda Feinstein, Martha Kanter, Muneer Karcher-Ramos, Clint Kugler, Julie Peachey, Colleen Quint, Thomas M. Shapiro, Michael Sherraden

Center for Social Development Research

In this policy brief, prominent Child Development Account (CDA) experts and researchers present the case for a nationwide policy to provide CDAs and build assets for all children in the United States. The authors identify principles for CDA policy design. In a companion brief, they discuss policy and practice changes to make college savings (529) plans far more inclusive.

Reflections Of A Central Bank Governor, Ernest K. Addison

Center for Social Development Research

Central banks seldom play central roles in the strategies that researchers and practitioners formulate for fostering financial capability in marginalized populations, but in this Perspective, by Dr. Ernest Addison, Governor of the Bank of Ghana, illustrates that the work of those banks is “inextricably linked” to financial capability.

This Perspective presents remarks offered by Dr. Addison as part of the event marking the launch of Financial Capability and Asset Building in Africa (FCAB Africa). Participants gathered virtually for the start of this multinational collaboration in a session of the 22nd biennial conference of the International Consortium for Social Development, which …

Fcab Africa: Advancing Financial Stability, Security, And Well-Being, Center For Social Development

Center for Social Development Research

In sub-Saharan Africa, mobile phones and financial technology have opened doors to financial inclusion for millions, but the new financial terrain is uneven ground fraught with risks. High fees, aggressive marketing, mounting personal debt, varied digital access, and nascent regulatory structures heighten vulnerability and threaten hard-won progress toward broad financial inclusion. Financial Capability and Asset Building in Africa, or FCAB Africa, will equip human-service professionals to broaden financial stability, security, and well-being in sub-Saharan Africa, developing the financial capability of service populations and cultivating sound financial strategies. The initiative will also work with financial-service providers to create a comprehensive financial-development …

Lessons On Policies That Strengthen Household Financial Resilience To Overcome Shocks: A Keynote Address By Dr. Mahamudu Bawumia, Vice President Of The Republic Of Ghana, Mahamudu Bawumia Phd

Center for Social Development Research

This Perspective presents remarks given by Dr. Mahamudu Bawumia, Vice President of the Republic of Ghana, on July 15, 2021. He delivered this keynote address during FCAB Africa: The Launch of a Multinational Collaboration, an event marking the beginning of the Financial Capability and Asset Building in Africa (FCAB Africa) initiative. Vice President Bawumia drew lessons from pandemic policy and issued a call to broaden access to beneficial financial services and the knowledge and skills required to make optimal financial decisions.

Fcab Africa: Summary Of Achievements As Of July 2021, Center For Social Development

Center for Social Development Research

Financial Capability and Asset Building in Africa (FCAB Africa) is a multinational collaboration designed (a) to equip human-service professionals to broaden the financial stability, security, and well-being of client populations in sub-Saharan Africa; and (b) to work with financial-service providers to create a comprehensive financial-development program delivered through existing services, including fintech. This Fact Sheet describes the goals of the FCAB Africa initiative and strategy for achieving them.

Financial Capability And Asset Building: Achievements, Challenges, And Next Steps, Johnson Lissa, Margaret S. Sherraden, Gena Gunn Mcclendon, Julie Birkenmaier, Jodi Frey, Christine Callahan, Jin Huang

Center for Social Development Research

In the midst of a global pandemic that brought untold numbers of families to a financial precipice, experts came together to examine the role of social work in ensuring financial security and equity for all. This conference report details the most recent of five Financial Capability and Asset Building (FCAB) conferences held since 2015. The two-part virtual conference, held in September 2020 and February 2021, convened leaders in the academy and in the field to discuss achievements, challenges, and next steps in FCAB.

Building Financial Capability And Assets For Disadvantaged Entrepreneurs, Jin Huang, Baorong Guo

Center for Social Development Research

Low wages and material need motivates many to supplement income through entrepreneurship, and policymakers intervened to support such efforts in the COVID-19 economy. What lessons can these supports offer for ongoing efforts to support disadvantaged entrepreneurs? Using data from the 2018 National Financial Capability Study, this brief examines the income volatility and emergency savings of disadvantaged entrepreneurs. The findings suggest the potential of long-term policy mechanisms to improve financial security.

Systems Thinking Iceberg: Diving Beneath The Surface In Education Systems, Ebuwa I. Evbuoma, Min Hu, Allie Farrell, William Liem, Ellis Ballard

Social System Design Lab

The iceberg is a classic metaphor that is applied to many disciplines beyond systems thinking. The metaphor describes a situation in which what you see (the tip of the iceberg) is only a small portion of what you can’t see (a large, hidden mass of ice below the surface). In systems thinking, we use the iceberg metaphor to think about what is “under the surface” driving the individual events that we see: (1) Patterns of events over time, (2) System Structure that give rise to these patterns and, (3) Beliefs, Mindsets and Goals that inform the design of system structures. …

System Archetypes, Mikayla Branz, Allie Farrell, Min Hu, William Liem, Ellis Ballard

Social System Design Lab

K-12 education presents an incredibly complex system that makes solving problems challenging.

Often, we implement changes with the best of intentions, only to see problems get worse rather than better. Many of the structures that cause these patterns can be found all around us - in schools, in businesses, in non-profit organizations, in health systems, and in communities. By learning about these common structures or system archetypes, we can start to identify and anticipate them.

The purpose of this brief is to describe how education stakeholders can use system archetypes as a tool for recognizing, anticipating, and addressing the system …

Framing Dynamic Problems, Ebuwa I. Evbuoma, Allie Farrell, Min Hu, William Liem, Ellis Ballard

Social System Design Lab

No abstract provided.

Characteristics Of Complex Problems, Allie Farrell, Min Hu, Ebuwa I. Evbuoma, William Liem, Ellis Ballard

Social System Design Lab

Many of the social challenges we care about feel like messy, wicked knots (or a pile of tangled headphones). When we pull on a thread in one place, we create new, tighter knots elsewhere. The messy nature of these challenges is due to, among other things, their complexity. Understanding key features of complex problems helps us understand why problems in education can be especially resistant to change. The purpose of this brief is to share (some) characteristics of complex problems, and introduce system dynamics as a set of tools for managing this complexity.