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Full-Text Articles in Public Affairs, Public Policy and Public Administration

Small Business Lending: Barriers And Trends, Zhongcai Zhang, Ziona Austrian Oct 1996

Small Business Lending: Barriers And Trends, Zhongcai Zhang, Ziona Austrian

All Maxine Goodman Levin School of Urban Affairs Publications

In recent years, small-business lending has been discussed widely among the commercial banking community, a reflection of both the growing relative importance of small businesses to the U.S. economy and the fact that large companies have developed the ability to access capital markets directly for debt and equity financing. Although their market share in small-business lending has been eroded in recent years by competition from depository and non-depository financial institutions, commercial banks remain the most frequently used source of financing for small businesses. Accordingly, this paper will focus on commercial banks. At some point during their operating history, most small …


Revisiting The National Flood Insurance Program, Alan C. Weinstein Jan 1996

Revisiting The National Flood Insurance Program, Alan C. Weinstein

Law Faculty Articles and Essays

This article discusses the hazards proposed by floods, the options for their control, the operation of the National Flood Insurance Program, and the changes made by the 1994 amendments.