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Articles 91 - 120 of 150
Full-Text Articles in Psychology
Researcher Profile: Thomas Smith, Thomas Smith
Researcher Profile: Thomas Smith, Thomas Smith
Journal of Financial Therapy
Dr. Thomas E. Smith has been a clinician, researcher, supervisor, and professor for over 30 years. He has more than one hundred articles spanning the fields of family therapy, social work, psychology and financial therapy. He was formerly the Training Director for an accredited postmasters’ training program in family therapy and is now a Professor of Social Work at Florida State University. He is a licensed social worker and a Clinical Fellow and Approved Supervisor with the American Association for Marriage and Family Therapy. He is has written several books on financial therapy. He is the founder and director of …
Coping With Economic Stress: A Test Of Deterioration And Stress-Suppressing Models, Suzanne Bartholomae, Jonathan Fox
Coping With Economic Stress: A Test Of Deterioration And Stress-Suppressing Models, Suzanne Bartholomae, Jonathan Fox
Journal of Financial Therapy
Economic stress exacts many social and psychological costs on the quality of individual and family life. This study examined the relationships between objective economic stressors, personal and social coping resources, and financial strain. Two waves of data from the National Survey of Families and Households (NSFH) were used to examine variations in the cultural utilization patterns of coping resources among whites (n=4,943), blacks (n=999), and Latinos (n=374). Structural equation modeling tested two competing models of the stress process from the life stress paradigm—the deterioration and stress-suppressing models. The stress-suppressing model was minimally supported; only one coping resource, self-efficacy, confirmed the …
Physiological Arousal During Couple Financial Discussions As A Precursor To Seeking Financial Planning Help, Megan R. Ford, John Grable, Michelle Kruger, Alycia Degraff
Physiological Arousal During Couple Financial Discussions As A Precursor To Seeking Financial Planning Help, Megan R. Ford, John Grable, Michelle Kruger, Alycia Degraff
Journal of Financial Therapy
There continues to be a great need for financial guidance within American households, yet the utilization of professional financial help, despite its growing accessibility, is low. It has been suggested that physiological arousal is an important factor that influences help-seeking behaviors. This paper tests the hypothesis that help-seeking intentions at the couple level are shaped in part by physiological arousal within the couple. Although exploratory, findings suggest the greater the joint level of arousal, the more likely a couple will be to report an intention to meet with a financial planner. Couples who experience a higher level of arousal during …
Undergraduate Financial Stress, Financial Self-Efficacy, And Major Choice: A Multi-Institutional Study, Kevin Fosnacht, Shannon M. Calderone
Undergraduate Financial Stress, Financial Self-Efficacy, And Major Choice: A Multi-Institutional Study, Kevin Fosnacht, Shannon M. Calderone
Journal of Financial Therapy
Over time, undergraduates students been increasingly forced to assume a greater portion of college costs. For most students, this means borrowing larger sums and cutting back on expenses to fulfill their college dreams, which often leads to financial stress. Using financial self-efficacy theory, we sought to better understand how a lack of financial confidence and a diminished sense of financial well-being may serve to undermine students’ intended short and long-term goals. To this end, we examined the predictors of financial stress based upon a multi-institutional sample of senior undergraduates and focus on the role of the earnings potential of different …
How Do Money, Sex, And Stress Influence Marital Instability?, E. Jeffrey Hill, David B. Allsop, Ashley B. Lebaron, Roy A. Bean
How Do Money, Sex, And Stress Influence Marital Instability?, E. Jeffrey Hill, David B. Allsop, Ashley B. Lebaron, Roy A. Bean
Journal of Financial Therapy
This study explored how money and sex simultaneously predicted marital instability, and what financial therapists might focus on with clients to address problems in these areas. Specifically, this paper concurrently examined the relationship of marital instability to financial and family stressors (financial stressors, work-family conflict, and parenting stressors); financial and sexual resources (couple income and couple sexual frequency); and financial and sexual perceptions (financial dissatisfaction and sexual dissatisfaction). Couple financial communication and couple relational communication were explored as intervention points for financial therapists. Data came from Wave 2 of the Flourishing Families data set (N = 301). Data were organized …
Practitioner Profile: Bart Colom, Bart Colom
Practitioner Profile: Bart Colom, Bart Colom
Journal of Financial Therapy
Bart Colom Profile
Editorial: Money & Relationships, Jeffrey P. Dew
Editorial: Money & Relationships, Jeffrey P. Dew
Journal of Financial Therapy
Jeff Dew Editorial Money & Relationships
Does She Think It Matters Who Makes More? Perceived Differences In Types Of Relationship Arguments Among Female Breadwinners And Non-Breadwinners, Melanie Mendiola, Julia Mull, Kristy L. Archuleta, Bradley Klontz, Farnoosh Torabi
Does She Think It Matters Who Makes More? Perceived Differences In Types Of Relationship Arguments Among Female Breadwinners And Non-Breadwinners, Melanie Mendiola, Julia Mull, Kristy L. Archuleta, Bradley Klontz, Farnoosh Torabi
Journal of Financial Therapy
This mixed methods study used a sequential exploratory design and Becker’s (1973) Theory of Marriage to explore how female breadwinners and non-breadwinners perceive types of relationship arguments. Respondents completed an online survey targeted to women about money and relationships. Qualitative analyses using a multiple case study approach explored the contents of arguments among three groups: women who earn more than their partner/spouse, women who earn less, and women who earn the same. Quantitative analyses employed independent t-tests to identify differences between female breadwinners and non-breadwinners for variables related to the identified themes from the qualitative analyses. Findings from this mixed …
Financial Influences Impacting Young Adults’ Relationship Satisfaction: Personal Management Quality, Perceived Partner Behavior, And Perceived Financial Mutuality, Dung Minh Mao, Sharon M. Danes, Joyce Serido, Soyeon Shim
Financial Influences Impacting Young Adults’ Relationship Satisfaction: Personal Management Quality, Perceived Partner Behavior, And Perceived Financial Mutuality, Dung Minh Mao, Sharon M. Danes, Joyce Serido, Soyeon Shim
Journal of Financial Therapy
In this study, we investigated the extent to which young adults’ (n=274) personal financial management quality and perceived partners’ financial behavior were associated – both directly and indirectly via perceived financial mutuality – with relationship satisfaction in committed relationships. The study was grounded in Social Exchange Theory (SET). A path analysis revealed that perceived partner’s financial behavior had a direct association with perceived financial mutuality, which, in turn, had a direct association with relationship satisfaction. In contrast, the participant’s financial management quality and relationship satisfaction were not directly associated nor was they indirectly associated through perceived financial mutuality. Perceived financial …
Book Review: Loaded, Barbara O'Neill
Researcher Profile: Wookjae Heo, Wookjae Heo
Researcher Profile: Wookjae Heo, Wookjae Heo
Journal of Financial Therapy
Researcher Profile: Wookjae Heo
Researcher Profile: An Interview With Sarah Asebedo, Ph.D., Martie Gillen
Researcher Profile: An Interview With Sarah Asebedo, Ph.D., Martie Gillen
Journal of Financial Therapy
Sarah Asebedo, Ph.D., CFP®, is an Assistant Professor of Personal Financial Planning with Texas Tech University. With extensive financial planning practitioner experience, her goal is to connect research and financial planning practice with a focus on the relationship between psychological attributes, financial conflicts, and financial behavior. Her work has been published in the Journal of Financial Planning, Journal of Financial Therapy, Journal of Financial Counseling and Planning, and Financial Planning Review. Asebedo currently serves as President-Elect for the Financial Therapy Association. She earned her Ph.D. in Personal Financial Planning from Kansas State University.
Editorial, Volume 7, Issue 2, Kristy L. Archuleta
Editorial, Volume 7, Issue 2, Kristy L. Archuleta
Journal of Financial Therapy
This issue features four articles, two profiles, and one book review. Each article adds a new contribution to the field of financial therapy. First, Dr. Asebedo applies a conflict resolution framework to money arguments. Next, Drs. Rea, Zuiker, and Mendenhall explore financial management practices among emerging adult couples. In the third paper, Drs. Ann Woodyard and Cliff Robb help to add further description of financial satisfaction. Then, Dr. Russell James offers a unique theoretical analysis of mortality salience and financial decisions. This issue also features a practitioner profile of Beth Crittenden and a scholar profile of Sarah Asebedo. Finally, we …
Consideration Of Financial Satisfaction: What Consumers Know, Feel And Do From A Financial Perspective, Ann Sanders Woodyard, Cliff A. Robb
Consideration Of Financial Satisfaction: What Consumers Know, Feel And Do From A Financial Perspective, Ann Sanders Woodyard, Cliff A. Robb
Journal of Financial Therapy
Financial satisfaction has long been considered an important component to consumer life satisfaction and well-being. Using data from the 2012 National Financial Capability Study (NFCS), financial satisfaction is explored in the context of personal characteristics related to financial knowledge (both objective and subjective) as well as self-reported financial behaviors. Ordinary Least Squares Regression is applied to a predictive model of financial satisfaction, and results indicate that measures associated with what people do (behaviors related to recommended practice) and how they feel (subjective knowledge) may be more salient factors to consider with regard to satisfaction than measures related to what individuals …
Practitioner Profile: An Interview With Beth Crittenden, Martie Gillen
Practitioner Profile: An Interview With Beth Crittenden, Martie Gillen
Journal of Financial Therapy
Beth Crittenden offers financial wellness coaching to people who want growth both professionally and personally. Beth has been working with finances as a focus since 2009, after training in somatic psychology, healthy communication in relationship, and mindful meditation practices and theory.
Money And Emerging Adults: A Glimpse Into The Lives Of College Couples’ Financial Management Practices, Jennifer K. Rea, Virginia S. Zuiker, Tai J. Mendenhall
Money And Emerging Adults: A Glimpse Into The Lives Of College Couples’ Financial Management Practices, Jennifer K. Rea, Virginia S. Zuiker, Tai J. Mendenhall
Journal of Financial Therapy
Being in a romantic relationship is a transition that many college students enter while earning a college degree. Twenty-four students between the ages of 19 to 29 years old who self-identified as being in a committed relationship participated in this study. They completed an online survey that included both quantitative and qualitative (open-ended) questions pertaining to money management practices. Key findings suggest that participants believe in communicating about their individual and combined finances so as to prevent or solve financial challenges. They also discussed the importance of having similar perspectives about financial values within their relationship. Financial therapists, counselors, and …
Book Review: The Seven Principles For Making Marriage Work, Neal Van Zutphen
Book Review: The Seven Principles For Making Marriage Work, Neal Van Zutphen
Journal of Financial Therapy
The Seven Principles for Making Marriage Work is a relationship self-help book for individuals who have chosen to be in a relationship and also those who aspire to be in a relationship. This book has proven helpful to those in relationship counseling and coaching professions as well. The book covers why marriages work and why they fail. The seven principles provide the roadmap to ways of being together and methods for resolving conflicts and solving problems, including money.
What It's Worth: Strengthening The Financial Future Of Families, Communities And The Nation, Cherie Stueve
What It's Worth: Strengthening The Financial Future Of Families, Communities And The Nation, Cherie Stueve
Journal of Financial Therapy
This book overviews the financial challenges of vulnerable Americans and creative programs that look beyond income as a metric of financial health is divided into four sections. The first section, “Where We Are,” describes the current financial statistics of households by demographic and economic era. The second (and largest) section, “Why Financial Well-Being Matters for All,” is broken into four topics: the economy, financial services system, and community; employment and business; health and social services; and education. Each illustrates the strong role financial well-being plays in other systems at the individual and community level.
Researcher Profile: An Interview With Jorge Ruiz-Menjivar, Jorge Ruiz-Menjivar
Researcher Profile: An Interview With Jorge Ruiz-Menjivar, Jorge Ruiz-Menjivar
Journal of Financial Therapy
Jorge Ruiz-Menjivar is originally from San Salvador, El Salvador, but has had the privilege to live in several Latin American countries (e.g., Nicaragua, Costa Rica, among others), and to travel through many other regions in the world. He obtained a Bachelor’s degree in Accounting at the University of New Orleans-Louisiana State University. Then, he went on to earn a Master’s degree in Personal and Family Financial Planning at the University of Florida under the supervision of Drs. Michael S. Gutter and Martie Gillen. Recently, Jorge finished his Doctoral degree in Financial Planning, Housing and Consumer Economics from the University of …
Practitioner Profile: An Interview With Syble Solomon, Syble Solomon
Practitioner Profile: An Interview With Syble Solomon, Syble Solomon
Journal of Financial Therapy
Syble Solomon is a speaker on the psychology of money and the founder and president of LifeWise Strategies. She is best known for Money Habitudes® a deck of cards (and now an online version) that makes it easy to talk about money and discover what motivates our financial behaviors. Before becoming interested in why people manage money as they do, she had careers in early childhood special education, gerontology and executive coaching. Seemingly unrelated, they all provided experience training, developing educational material and empowering people at all socio-economic levels to work through challenging times and transitions. An excellent background for …
Sources Of Referral In Student Financial Counseling, Shinae Choi, Suzanne Bartholomae, Clinton G. Gudmunson, Jonathan Fox
Sources Of Referral In Student Financial Counseling, Shinae Choi, Suzanne Bartholomae, Clinton G. Gudmunson, Jonathan Fox
Journal of Financial Therapy
This study evaluates sources of referral to financial counseling and varied declines in financial stress across the financial counseling process. College students came to counseling most often through self-referral. Younger students and women were more likely to respond to institutional referrals. There were two clearly discernable periods of decline in financial stress, smaller interim declines occurring after requesting appointments and larger declines that occurred in counseling sessions. The interim declines, however, were only operative for those who were self- or institutionally-referred and not for those who entered on a social-referral. A possible explanation is that social-referrals have already had “someone …
Ethical Issues And Decision Making In Collaborative Financial Therapy, D. Bruce Ross, Jerry Gale, Joseph Goetz
Ethical Issues And Decision Making In Collaborative Financial Therapy, D. Bruce Ross, Jerry Gale, Joseph Goetz
Journal of Financial Therapy
The purpose of this article is to introduce potential ethical challenges that may arise when a financial and mental health professional collaborate to provide financial therapy and recommendations on how to effectively address these concerns. The development of ethical and professional practices requires extensive dialogue from practitioners in the emerging field of financial therapy; however, it is important to first develop an awareness and sensitivity to the ethical and professional issues across disciplines. This article examines the differences and similarities between the codes of ethics of different financial and mental health disciplines, and addresses six core ethical and professional issues: …
Promoting Savings At Tax Time Through A Video-Based Solution-Focused Brief Coaching Intervention, Lance Palmer, Teri Pichot, Irina Kunovskaya
Promoting Savings At Tax Time Through A Video-Based Solution-Focused Brief Coaching Intervention, Lance Palmer, Teri Pichot, Irina Kunovskaya
Journal of Financial Therapy
Solution-focused brief coaching, based on solution-focused brief therapy, is a well-established practice model and is used widely to help individuals progress toward desired outcomes in a variety of settings. This papers presents the findings of a pilot study that examined the impact of a video-based solution-focused brief coaching intervention delivered in conjunction with income tax preparation services at a Volunteer Income Tax Assistance location (n = 212). Individuals receiving tax preparation assistance were randomly assigned to one of four treatment groups: 1) control group; 2) video-based solution-focused brief coaching; 3) discount card incentive; 4) both the video-based solution-focused brief coaching …
Editorial, Volume 7, Issue 1, Kristy L. Archuleta
Editorial, Volume 7, Issue 1, Kristy L. Archuleta
Journal of Financial Therapy
The Journal of Financial Therapy would not exist without the time and efforts of our excellent reviewers. You may be asking, “what does a reviewer do?” JFT is a unique scholarly publication because papers require the rigor of academic standards, but also must be translatable to non-researchers. It is not uncommon for researchers and practitioners to fail to communicate effectively with one another because the two groups speak what seems like different languages. Therefore, it is the goal of JFT to publish quality scholarly research and to emphasize the practicality of the research.
Book Review: The Little Book Of Behavioral Investing, Nadia Bahadori
Book Review: The Little Book Of Behavioral Investing, Nadia Bahadori
Journal of Financial Therapy
The Little Book of Behavioral Investing: How Not to Be Your Own Worst Enemy, written by James Montier provides his readers with 16 chapters of prevalent behavioral challenges and mental mistakes that are commonly experienced by everyday investors.
Researcher Profile: An Interview With Virginia Solis Zuiker, Ph.D., Virginia Solis Zuiker
Researcher Profile: An Interview With Virginia Solis Zuiker, Ph.D., Virginia Solis Zuiker
Journal of Financial Therapy
Virginia Solis Zuiker is an Associate Professor in the Department of Family Social Science at the University of Minnesota. She teaches courses on personal and family finance, family financial counseling, family resource management, economic perspectives of families, and family decision-making. Her scholarly research focus is in the area of economic well-being of families with particular interest in self-employment and family-owned businesses. Her research focuses on the Hispanic family life and she is the author of “Hispanic Self-Employment in the Southwest: Rising Above the Threshold of Poverty,” (Garland Publishing, 1997). She received her B.S. from the University of North Texas, an …
Practitioner Profile: An Interview With Anne Brennan Malec, Ph.D., Anne Brennan Malec
Practitioner Profile: An Interview With Anne Brennan Malec, Ph.D., Anne Brennan Malec
Journal of Financial Therapy
Dr. Anne Brennan Malec is the founder and managing partner of Symmetry Counseling, a counseling, coaching, and psychotherapy group practice located in downtown Chicago. She has been the driving force behind Symmetry Counseling’s success – what started in 2011 with six offices and five counselors now houses over 25 clinicians.
Financial Enmeshment: Untangling The Web, Randy Kemnitz, Bradley Klontz, Kristy L. Archuleta
Financial Enmeshment: Untangling The Web, Randy Kemnitz, Bradley Klontz, Kristy L. Archuleta
Journal of Financial Therapy
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Children learn through observing and interacting with their parents. Much of what children learn about money comes from these observations and interactions. An area of concern in parent – child relationships is the impact of boundaries and roles. Parents whose boundaries with their children are rigid and inflexible do not prepare their children to effectively deal with stress in their lives. Similarly, parents whose boundaries are too flexible may impede their children’s ability to develop appropriate coping skills. This is true of their development of personal finance, money, consumption, and debt coping skills. Financial enmeshment occurs when parents involve …
Internal Consistency And Convergent Validity Of The Klontz Money Behavior Inventory (Kmbi), Colby D. Taylor, Bradley Klontz, Sonya L. Britt
Internal Consistency And Convergent Validity Of The Klontz Money Behavior Inventory (Kmbi), Colby D. Taylor, Bradley Klontz, Sonya L. Britt
Journal of Financial Therapy
The Klontz Money Behavior Inventory (KMBI) is a standalone, multi-scale measure than can screen for the presence of eight distinct money disorders. Given the well-established relationship between mental health and financial behaviors, results from the KMBI can be used to inform both mental health care professionals and financial planners. The present study examined the internal consistency and convergent validity of the KMBI, through comparison with similar measures, among a sample of college students (n = 232). Results indicate that the KMBI demonstrates acceptable internal consistency reliability and some convergence for most subscales when compared to other analogous measures. These …
Reliability And Convergent Validity Of The Klontz Money Script Inventory-Revised (Kmsi-R), Colby D. Taylor, Bradley Klontz, Sonya L. Britt
Reliability And Convergent Validity Of The Klontz Money Script Inventory-Revised (Kmsi-R), Colby D. Taylor, Bradley Klontz, Sonya L. Britt
Journal of Financial Therapy
Few contemporary, empirically-based instruments exist to assess attitudes and beliefs about money despite a large research base linking mental health outcomes to financial beliefs. An abbreviated form of the Klontz Money Script Inventory (KMSI), the Klontz Money Script Inventory-Revised (KMSI-R), has been developed to inform mental health practitioners and financial advisors about the money attitudes and beliefs of their clients using an empirically-based instrument. This study examined the technical adequacy of the KMSI-R among a sample of college students (n = 326). Results indicate high reliability for the KMSI-R as well as weak-to-moderate positive correlations when compared to the …