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Other Social and Behavioral Sciences Commons

Open Access. Powered by Scholars. Published by Universities.®

2015

Washington University in St. Louis

YouthSave

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Articles 1 - 6 of 6

Full-Text Articles in Other Social and Behavioral Sciences

Youth Saving Patterns And Performance In Colombia, Ghana, Kenya, And Nepal: Key Findings, Lissa Johnson, Yungsoo Lee, David Ansong, Margaret S. Sherraden, Gina A. N. Chowa, Fred Ssewamala, Li Zou, Moses Njenga, Joseph Kieyah, Isaac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Rodriguez, Frederico Merchán, Juan Saavedra, Michael Sherraden Oct 2015

Youth Saving Patterns And Performance In Colombia, Ghana, Kenya, And Nepal: Key Findings, Lissa Johnson, Yungsoo Lee, David Ansong, Margaret S. Sherraden, Gina A. N. Chowa, Fred Ssewamala, Li Zou, Moses Njenga, Joseph Kieyah, Isaac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Rodriguez, Frederico Merchán, Juan Saavedra, Michael Sherraden

Center for Social Development Research

If provided an opportunity to save via formal financial services, do youth in developing countries participate, save, and accumulate assets? This was one of the key questions asked in YouthSave. Savings accounts were created in four developing countries, targeting youth aged 12 to 18 years from predominantly low-income households. This brief highlights research findings on account uptake and savings from the Savings Demand Assessment (SDA).


Impacts Of Financial Inclusion On Youth Development: Findings From The Ghana Youthsave Experiment, Gina Chowa, Rainier Masa, David Ansong, Mat Despard, Shiyou Wu, Deborah Hughes, Isaac Osei-Akoto, Stephanie Afranie, Naa Adjorkor Mark-Sowah, Charles Ofori-Acquah, Yungsoo Lee, Lissa Johnson, Michael Sherraden Aug 2015

Impacts Of Financial Inclusion On Youth Development: Findings From The Ghana Youthsave Experiment, Gina Chowa, Rainier Masa, David Ansong, Mat Despard, Shiyou Wu, Deborah Hughes, Isaac Osei-Akoto, Stephanie Afranie, Naa Adjorkor Mark-Sowah, Charles Ofori-Acquah, Yungsoo Lee, Lissa Johnson, Michael Sherraden

Center for Social Development Research

The Ghana YouthSave Experiment investigated whether and how youth savings accounts affect financial capability; psychosocial, education, and health outcomes; and economic well-being of Ghanaian youth and their households. The research rigor in the Ghana experiment is unprecedented in resource-limited countries; therefore, it offers an opportunity to posit causal relationships between savings and youth development. This endline report, which comes three years after the baseline report, describes the Ghana experiment and presents experimental findings of YouthSave. The key research questions this report aims to answer is whether the Ghana experiment improved (1) savings patterns and performance for low-income youth; (2) low-income …


"Taking The Bank To The Youth:" Impacts On Saving And Asset Building From The Ghana Youthsave Experiment, Yungsoo Lee, Lissa Johnson, Michael Sherraden, David Ansong, Isaac Osei-Akoto, Gina Chowa Aug 2015

"Taking The Bank To The Youth:" Impacts On Saving And Asset Building From The Ghana Youthsave Experiment, Yungsoo Lee, Lissa Johnson, Michael Sherraden, David Ansong, Isaac Osei-Akoto, Gina Chowa

Center for Social Development Research

This working paper explores the experimental impact of in-school banking and financial marketing outreach on the savings performance of youth in schools across eight geographic regions in Ghana (i.e., “taking the bank to the youth”). The researchers found significant and sizable effects of the Ghana YouthSave experiment on savings performance. Youth in treatment schools performed better in terms of account opening, depositing, and savings than those in control schools. Between the two treatment conditions, in-school banking was more effective than marketing outreach in promoting account uptake and savings but the differences were marginally significant. Overall, the findings of the Ghana …


Youth Savings Patterns And Performance In Ghana: A Supplementary Report, Lissa Johnson, Yungsoo Lee, David Ansong, Gina Chowa, Michael Sherraden, Isaac Osei-Akoto Jun 2015

Youth Savings Patterns And Performance In Ghana: A Supplementary Report, Lissa Johnson, Yungsoo Lee, David Ansong, Gina Chowa, Michael Sherraden, Isaac Osei-Akoto

Center for Social Development Research

This report provides findings on youth savings patterns and performance of youth who opened formal savings accounts through Ghana’s HFC Bank. This report supplements a larger study on youth savings patterns and performance in Ghana, Kenya, Nepal, and Colombia through the YouthSave project.


Youth Savings Patterns And Performance In Colombia, Ghana, Kenya, And Nepal: Executive Summary, Lissa Johnson, Yungsoo Lee, David Ansong, Margaret S. Sherraden, Gina Chowa, Fred Ssewamala, Li Zou, Michael Sherraden, Mose Njenga, Joseph Kieyah, Issac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Rodriguez, Frederico Merchán, Juan Saavedra Mar 2015

Youth Savings Patterns And Performance In Colombia, Ghana, Kenya, And Nepal: Executive Summary, Lissa Johnson, Yungsoo Lee, David Ansong, Margaret S. Sherraden, Gina Chowa, Fred Ssewamala, Li Zou, Michael Sherraden, Mose Njenga, Joseph Kieyah, Issac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Rodriguez, Frederico Merchán, Juan Saavedra

Center for Social Development Research

This summary presents an overview of findings from the YouthSave Project's 2015 research report Youth Savings Patterns and Performance in Columbia, Ghana, Kenya, and Nepal. Created in partnership with the MasterCard Foundation, YouthSave investigated the potential of savings accounts as a tool for youth development and financial inclusion in developing countries by co-designing tailored, sustainable savings products with local financial institutions and assessing their performance and development outcomes with local researchers. This study tracked account uptake, saving patterns, and savings performance in youth savings accounts in Colombia, Ghana, Kenya, and Nepal.


Youth Savings Patterns And Performance In Colombia, Ghana, Kenya, And Nepal, Lissa Johnson, Yungsoo Lee, David Ansong, Margaret Sherraden, Gina Chowa, Fred Ssewamala, Li Zou, Michael Sherraden, Moses Njenga, Joseph Kieyah, Issac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Rodriguez, Frederico Merchán, Juan Saavedra Jan 2015

Youth Savings Patterns And Performance In Colombia, Ghana, Kenya, And Nepal, Lissa Johnson, Yungsoo Lee, David Ansong, Margaret Sherraden, Gina Chowa, Fred Ssewamala, Li Zou, Michael Sherraden, Moses Njenga, Joseph Kieyah, Issac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Rodriguez, Frederico Merchán, Juan Saavedra

Center for Social Development Research

Youth Savings Patterns and Performance in Colombia, Ghana, Kenya, and Nepal