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- Asset building (13)
- United States (12)
- Assets (11)
- Savings (8)
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- Child development (7)
- Saving (7)
- Ghana (6)
- YouthSave (6)
- Asia (5)
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- Policy (5)
- Randomized controlled trial (5)
- Refund to Savings (RS) (5)
- Tax refunds (5)
- Asset accumulation (4)
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- Child savings (4)
- Child savings account (4)
- Children (4)
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- Colombia (4)
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- Experiment (4)
- Financial education (4)
- Housing (4)
- Kenya (4)
- Nepal (4)
- Research summary (4)
Articles 1 - 30 of 41
Full-Text Articles in Other Social and Behavioral Sciences
Asset-Based Policy In South Korea, Youngmi Kim, Li Zou, Soyoon Weon, Michael Sherraden, Jin Yong Choi
Asset-Based Policy In South Korea, Youngmi Kim, Li Zou, Soyoon Weon, Michael Sherraden, Jin Yong Choi
Center for Social Development Research
Asset building was first discussed at the 56th Korean National Meetings in November 2004. In November 2006, the conference “Toward a New Paradigm in Social Policy: The Potential of Child Development Accounts in Asset-Based Social Policy,” organized by the Korean Labor Institute and Chung Ang University, generated substantial discussion and reinforced interest in asset-based policy in Korea.
Building Children's Assets In Singapore: The Beginning Of A Lifelong Policy, Vernon Loke, Michael Sherraden
Building Children's Assets In Singapore: The Beginning Of A Lifelong Policy, Vernon Loke, Michael Sherraden
Center for Social Development Research
Singapore has comprehensive lifelong asset-building policies for its citizens. Four programs specifically target children: (1) Children Development Accounts (CDAs) for children starting at birth to age 12; (2) the Edusave account for school children aged six to 17; (3) Postsecondary Education accounts (PSEAs) for children aged 13 years and older; and (4) the Medisave Account, which is opened for every newborn.
Use Of Alternative Financial Services Among Low- And Moderate-Income Households: Findings From A Large-Scale National Household Financial Survey, Mathieu R. Despard, Dana C. Perantie, Lingzi Luo, Jane Oliphant, Michal Grinstein-Weiss
Use Of Alternative Financial Services Among Low- And Moderate-Income Households: Findings From A Large-Scale National Household Financial Survey, Mathieu R. Despard, Dana C. Perantie, Lingzi Luo, Jane Oliphant, Michal Grinstein-Weiss
Center for Social Development Research
Use of Alternative Financial Services Among Low- and Moderate-Income Households: Findings From a Large-Scale National Household Financial Survey
Residential Mobility During Adolescence: Even "Upward" Moves Predict High School Dropout, Molly W. Metzger, Patrick J. Fowler, Bennett Kelberman
Residential Mobility During Adolescence: Even "Upward" Moves Predict High School Dropout, Molly W. Metzger, Patrick J. Fowler, Bennett Kelberman
Center for Social Development Research
Racial and economic segregation have long endured as systemic challenges in U.S. metropolitan areas. To combat the inequalities of segregation, two broad policy approaches have emerged: (1) preservation stresses investment in low-income neighborhoods, and (2) mobility stresses moving households in low-income areas to more affluent areas. Our recent study reveals some possible unintended consequences of the latter approach, particularly for adolescents. We find that moving during adolescence is associated with decreased odds of graduating from high school, even when moving to significantly higher income neighborhoods.
The Volunteer Income Tax Preparer's Toolkit: Showing Clients Why Tax Time Is The Right Time To Save, Meredith Covington, Janie Oliphant, Dana Perantie, Michael Grinstein-Weiss
The Volunteer Income Tax Preparer's Toolkit: Showing Clients Why Tax Time Is The Right Time To Save, Meredith Covington, Janie Oliphant, Dana Perantie, Michael Grinstein-Weiss
Center for Social Development Research
The Volunteer Income Tax Preparer's Toolkit: Showing Clients Why Tax Time Is the Right Time to Save
The Evolution Of International Volunteering, Benjamin J. Lough Phd
The Evolution Of International Volunteering, Benjamin J. Lough Phd
Center for Social Development Research
This historical review examines the evolution of large government-supported international volunteer cooperation organizations from the UN First Development Decade to the post-2015 sustainable development era.
Youth Saving Patterns And Performance In Colombia, Ghana, Kenya, And Nepal: Key Findings, Lissa Johnson, Yungsoo Lee, David Ansong, Margaret S. Sherraden, Gina A. N. Chowa, Fred Ssewamala, Li Zou, Moses Njenga, Joseph Kieyah, Isaac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Rodriguez, Frederico Merchán, Juan Saavedra, Michael Sherraden
Youth Saving Patterns And Performance In Colombia, Ghana, Kenya, And Nepal: Key Findings, Lissa Johnson, Yungsoo Lee, David Ansong, Margaret S. Sherraden, Gina A. N. Chowa, Fred Ssewamala, Li Zou, Moses Njenga, Joseph Kieyah, Isaac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Rodriguez, Frederico Merchán, Juan Saavedra, Michael Sherraden
Center for Social Development Research
If provided an opportunity to save via formal financial services, do youth in developing countries participate, save, and accumulate assets? This was one of the key questions asked in YouthSave. Savings accounts were created in four developing countries, targeting youth aged 12 to 18 years from predominantly low-income households. This brief highlights research findings on account uptake and savings from the Savings Demand Assessment (SDA).
The Seed For Oklahoma Kids Child Development Account Experiment: Accounts, Assets, Earnings, And Savings, Sondra G. Beverly, Margaret M. Clancy, Jin Huang, Michael Sherraden
The Seed For Oklahoma Kids Child Development Account Experiment: Accounts, Assets, Earnings, And Savings, Sondra G. Beverly, Margaret M. Clancy, Jin Huang, Michael Sherraden
Center for Social Development Research
This brief presents the latest results from SEED for Oklahoma Kids, a pathbreaking randomized experiment to test the effects of automatic, universal, and progressive Child Development Accounts (CDAs) in a statewide sample. Key features of the CDA are automatic opening of a 529 account and an automatic initial $1,000 deposit. The results show that CDAs with automatic deposits invested in a 529 plan may enable children to accumulate meaningful levels of assets over time, even if their families do not contribute to the accounts. As the brief indicates, the new results also have key implications for public policy.
Smart Decarceration: Guiding Concepts For An Era Of Criminal Justice Transformation, Matthew W. Epperson, Carrie Pettus-Davis
Smart Decarceration: Guiding Concepts For An Era Of Criminal Justice Transformation, Matthew W. Epperson, Carrie Pettus-Davis
Center for Social Development Research
The era of mass incarceration, which made the United States the world’s leading jailer, appears to be coming to an end. What is likely to follow is an era of decarceration, aimed at reducing the incarcerated population. In this working paper, we discuss the problems associated with mass incarceration and the current climate that is likely to make decarceration a reality. We discuss the importance of developing a “smart decarceration” approach—one that is effective, sustainable, and socially just. We then articulate interrelated goals for the era of decarceration, and offer guiding concepts that will help to meet these goals through …
Evicting Victims: Reforming St. Louis's Nuisance Ordinance For Survivors Of Domestic Violence, Nava Kantor, Molly W. Metzger
Evicting Victims: Reforming St. Louis's Nuisance Ordinance For Survivors Of Domestic Violence, Nava Kantor, Molly W. Metzger
Center for Social Development Research
Nuisance ordinances, established in municipalities nationwide to ostensibly protect the well-being of residents, threaten property owners with fines and jail time if they fail to abate a nuisance occurring on their property. Rather than promoting conflict resolution, such punitive consequences incentivize landlords to simply evict the tenants causing the nuisance. The enforcement of nuisance ordinances can have detrimental and disproportionate effects on already vulnerable populations, including tenants in domestic violence situations. The City of St. Louis employs a chronic nuisance ordinance, which is based in part on the number of police calls to a property. This ordinance can force survivors …
Asset-Based Policy In China: Applied Projects And Policy Progress, Li Zou, Baorong Guo, Suo Deng, Jin Huang, Minchao Jin, Michael Sherraden
Asset-Based Policy In China: Applied Projects And Policy Progress, Li Zou, Baorong Guo, Suo Deng, Jin Huang, Minchao Jin, Michael Sherraden
Center for Social Development Research
Since the Center for Social Development (CSD) at Washington University in St. Louis introduced the idea of asset building in China in 2004, asset-based projects and policy discussion have drawn great attention from the central government and mainstream media. CSD research and consultation have played a central role in these developments.
Asset-Based Policy In Hong Kong: Child Development Fund, Li Zou, Simon Lai, Michael Sherraden
Asset-Based Policy In Hong Kong: Child Development Fund, Li Zou, Simon Lai, Michael Sherraden
Center for Social Development Research
The government of Hong Kong launched the HK$300 million Child Development Fund (CDF) in November 2008 to “capitalize on the strengths of various sectors in the community to help our disadvantaged children,” according to then Hong Kong’s Secretary for Labor and Welfare, Mr. Matthew Cheung Kin-chung. The Hong Kong government drew upon the asset-building research and experience of the Center for Social Development (CSD) at Washington University in St. Louis. Michael Sherraden of CSD consulted for the Hong Kong Government’s Commission on Poverty that planned the CDF policy.
Housing And Child Well-Being, Kate Marcal, Patrick J. Fowler
Housing And Child Well-Being, Kate Marcal, Patrick J. Fowler
Center for Social Development Research
Safe and stable housing is essential to support healthy child development and promote strong families. Children thrive in secure, stimulating environments, but far too many are exposed to precarious or unsafe housing conditions that threaten their physical, emotional, and cognitive development. Nearly 40% of the homeless population is comprised of families with children, and many more experience inadequate housing conditions such as overcrowding, household chaos, frequent moves, and poor housing quality. This brief discusses the developmental consequences of housing instability and reviews available resources in homeless services, public housing services, and the child welfare system. It also identifies gaps in …
The Management Imperative: Displacement, Dynamics, And Directions Forward For Training Social Workers As Managers, Barry Rosenberg, Amanda Moore Mcbride
The Management Imperative: Displacement, Dynamics, And Directions Forward For Training Social Workers As Managers, Barry Rosenberg, Amanda Moore Mcbride
Center for Social Development Research
Management’s place within social work has long been of concern. Social workers are being displaced as managers due to competition from other professions, poor regard for their skills as managers, declining student interest, and weak graduate training. This article examines the displacement, discussing its impact on organizational mission, values, and culture; social work’s future; graduates’ readiness to take on management tasks; and career and compensation advancement. These concerns motivated the George Warren Brown School of Social Work at Washington University in St. Louis to implement a requirement that master of social work students complete three credits of concentration-level management coursework. …
Impacts Of Financial Inclusion On Youth Development: Findings From The Ghana Youthsave Experiment, Gina Chowa, Rainier Masa, David Ansong, Mat Despard, Shiyou Wu, Deborah Hughes, Isaac Osei-Akoto, Stephanie Afranie, Naa Adjorkor Mark-Sowah, Charles Ofori-Acquah, Yungsoo Lee, Lissa Johnson, Michael Sherraden
Impacts Of Financial Inclusion On Youth Development: Findings From The Ghana Youthsave Experiment, Gina Chowa, Rainier Masa, David Ansong, Mat Despard, Shiyou Wu, Deborah Hughes, Isaac Osei-Akoto, Stephanie Afranie, Naa Adjorkor Mark-Sowah, Charles Ofori-Acquah, Yungsoo Lee, Lissa Johnson, Michael Sherraden
Center for Social Development Research
The Ghana YouthSave Experiment investigated whether and how youth savings accounts affect financial capability; psychosocial, education, and health outcomes; and economic well-being of Ghanaian youth and their households. The research rigor in the Ghana experiment is unprecedented in resource-limited countries; therefore, it offers an opportunity to posit causal relationships between savings and youth development. This endline report, which comes three years after the baseline report, describes the Ghana experiment and presents experimental findings of YouthSave. The key research questions this report aims to answer is whether the Ghana experiment improved (1) savings patterns and performance for low-income youth; (2) low-income …
Strategic Directions For Global Research On Volunteering For Peace And Sustainable Development, Vera J. Seelig, Benjamin J. Lough
Strategic Directions For Global Research On Volunteering For Peace And Sustainable Development, Vera J. Seelig, Benjamin J. Lough
Center for Social Development Research
This workshop report is a co-creation of the United Nations Volunteers, the International Forum on Volunteering for International Development, and the Center for Social Development. It summarizes the workshop on strategic directions for global research for sustainable development that took place in Bonn, Germany, on July 6 through 7, 2015.
"Taking The Bank To The Youth:" Impacts On Saving And Asset Building From The Ghana Youthsave Experiment, Yungsoo Lee, Lissa Johnson, Michael Sherraden, David Ansong, Isaac Osei-Akoto, Gina Chowa
"Taking The Bank To The Youth:" Impacts On Saving And Asset Building From The Ghana Youthsave Experiment, Yungsoo Lee, Lissa Johnson, Michael Sherraden, David Ansong, Isaac Osei-Akoto, Gina Chowa
Center for Social Development Research
This working paper explores the experimental impact of in-school banking and financial marketing outreach on the savings performance of youth in schools across eight geographic regions in Ghana (i.e., “taking the bank to the youth”). The researchers found significant and sizable effects of the Ghana YouthSave experiment on savings performance. Youth in treatment schools performed better in terms of account opening, depositing, and savings than those in control schools. Between the two treatment conditions, in-school banking was more effective than marketing outreach in promoting account uptake and savings but the differences were marginally significant. Overall, the findings of the Ghana …
Financial Capability And Asset Building In Social Work Education: “The Big Piece Missing?”, Margaret S. Sherraden, Julie Birkenmaier, Michael Rochelle, Gena G. Mcclendon
Financial Capability And Asset Building In Social Work Education: “The Big Piece Missing?”, Margaret S. Sherraden, Julie Birkenmaier, Michael Rochelle, Gena G. Mcclendon
Center for Social Development Research
Since the 1990s, social workers have renewed the profession’s early focus on improving the financial well-being of vulnerable families. Nonetheless, most social workers receive little training and education about how to help clients build stable and secure financial lives. This study uses in-depth interviews and pre- and post-surveys to examine the effects of a Financial Capability and Asset Building (FCAB) curriculum in six Minority Serving Institutions. In-depth interviews with 24 school administrators, FCAB instructors, and faculty colleagues suggest that faculty chose FCAB content based on course goals, content utility, and alignment with social work education standards. Furthermore, faculty reported gaining …
Do Eitc Recipients Use Their Tax Refunds To Get Ahead? Evidence From The Refund To Savings Initiative, Mathieu R. Despard, Dana C. Parantie, Jane Oliphant, Michal Grinstein-Weiss
Do Eitc Recipients Use Their Tax Refunds To Get Ahead? Evidence From The Refund To Savings Initiative, Mathieu R. Despard, Dana C. Parantie, Jane Oliphant, Michal Grinstein-Weiss
Center for Social Development Research
Many U.S. households lack savings for unexpected expenses and financial shocks, but tax refunds and the Earned Income Tax Credit offer opportunities to set aside resources for use in emergencies. Understanding what EITC recipients do with their tax refunds is important for guiding federal policy to promote financial stability. This brief summarizes findings on the use of tax refunds by EITC recipients in the Refund to Savings (R2S) initiative. It also examines the use of financial services for saving refunds and the financial shocks experienced by EITC recipients during the 6 months after tax filing.
Social And Emotional Learning And Social Work In Middle School: A Case Study In Community Partnership, Anne S. Robertson, Amanda Moore Mcbride, Saras Chung, Allison Williams, Victoria May
Social And Emotional Learning And Social Work In Middle School: A Case Study In Community Partnership, Anne S. Robertson, Amanda Moore Mcbride, Saras Chung, Allison Williams, Victoria May
Center for Social Development Research
Social and emotional learning is increasingly being recognized for its role in urban school reform despite current school improvement efforts focused on academic outcomes. This paper presents a case study in community partnership between a middle school, a community-based organization, and a research university, to implement a social and emotional program in seventh grade social studies. Highlighted is the importance of trust and communication among all partners—including administrators, researchers, front-line staff, teachers, and students. It also suggests a framework to expand school partnerships to include schools of social work, especially when the focus is on social and emotional learning.
Adopting A Financial Capability And Asset Building Curriculum At Historically Black Colleges And Universities, Michael Rochelle, Gena Mcclendon, Melody Brackett, Michael Wright, Margaret Sherraden
Adopting A Financial Capability And Asset Building Curriculum At Historically Black Colleges And Universities, Michael Rochelle, Gena Mcclendon, Melody Brackett, Michael Wright, Margaret Sherraden
Center for Social Development Research
Social workers currently engage in financial capability practice with low-income and financially vulnerable individuals and families in diverse practice settings but typically lack professional preparation for this work. In response, several schools of social work have begun developing curriculum. Using an in-depth interview methodology, this study explores the experiences of faculty and administrators (N=19) at four Historically Black Colleges and Universities (HBCUs) that adopted a curriculum in financial capability and asset building. Findings show that key reasons for adopting are the relevance of the content to student and community needs, faculty interest, and alignment with program, institutional, and professional goals. …
Working With Passion, Effecting Change In A Context Of Uncertainty, Sandra M. Moore
Working With Passion, Effecting Change In A Context Of Uncertainty, Sandra M. Moore
Center for Social Development Research
This CSD Perspective has been adapted from a commencement address given by Sandra M. Moore on May 14, 2015, before the Brown School of Social Work at Washington University.
Youth Savings Patterns And Performance In Ghana: A Supplementary Report, Lissa Johnson, Yungsoo Lee, David Ansong, Gina Chowa, Michael Sherraden, Isaac Osei-Akoto
Youth Savings Patterns And Performance In Ghana: A Supplementary Report, Lissa Johnson, Yungsoo Lee, David Ansong, Gina Chowa, Michael Sherraden, Isaac Osei-Akoto
Center for Social Development Research
This report provides findings on youth savings patterns and performance of youth who opened formal savings accounts through Ghana’s HFC Bank. This report supplements a larger study on youth savings patterns and performance in Ghana, Kenya, Nepal, and Colombia through the YouthSave project.
The Right To Stay Put: City Garden Montessori School And Neighborhood Change, Janine Bologna, Nava Kantor, Yunqing Liu, Samuel Taylor
The Right To Stay Put: City Garden Montessori School And Neighborhood Change, Janine Bologna, Nava Kantor, Yunqing Liu, Samuel Taylor
Center for Social Development Research
This report presents findings from the Listening Project. A collaboration among St. Louis’ Forest Park Southeast Neighborhood Association, the Brown School of Social Work, and the Sam Fox School of Design and Visual Arts at Washington University, the project engaged underrepresented voices in the Forest Park Southeast, Botanical Heights, Tiffany, and Shaw neighborhoods neighborhood to identify priorities for community improvement.
Voices Of Youth, Parents, And Stakeholders: Findings From Case Studies In The Youthsave Project, Li Zou, Sarah Myers Tlapek, Margaret S. Sherraden, John W. Gabbert, Amy Ritterbusch, Ernest Appiah, Dorcas Opai-Tetteh, Githinji Njenga, Joseph Kieyah, Sharad K. Sharma, Jyoti Manandhar, Manik Maharjan
Voices Of Youth, Parents, And Stakeholders: Findings From Case Studies In The Youthsave Project, Li Zou, Sarah Myers Tlapek, Margaret S. Sherraden, John W. Gabbert, Amy Ritterbusch, Ernest Appiah, Dorcas Opai-Tetteh, Githinji Njenga, Joseph Kieyah, Sharad K. Sharma, Jyoti Manandhar, Manik Maharjan
Center for Social Development Research
Voices of Youth, Parents, and Stakeholders: Findings From Case Studies in the YouthSave Project
Impact Of Stranger Violence And Intimate Partner Violence On The Grades Of American Indian/Alaska Native Undergraduate College Students, David A. Patterson-Silver Wolf, Jacob Perkins, Carol Van Zile-Tamsen
Impact Of Stranger Violence And Intimate Partner Violence On The Grades Of American Indian/Alaska Native Undergraduate College Students, David A. Patterson-Silver Wolf, Jacob Perkins, Carol Van Zile-Tamsen
Center for Social Development Research
Stranger and intimate partner violence are pervasive public health problems that have a range of negative effects, with exceptionally high prevalence among ethno–racial minority youth. This study assesses the prevalence of these types of violence among American Indian/Alaska (AI/AN) students and examines the impact of victimization on academic performance AI/AN and non-AI/AN student populations using self-reported college health survey data. Results found that students who identified fully or partially as AI/AN reported markedly higher rates of all types of violence/abuse than did other students, and students who had experienced violence/abuse had lower GPAs those who had not. The interaction effect …
Head Start Family Financial Capability: 2013–2014 Annual Report Of The Asset Project, Jami Curley, Anne S. Robertson
Head Start Family Financial Capability: 2013–2014 Annual Report Of The Asset Project, Jami Curley, Anne S. Robertson
Center for Social Development Research
Head Start Family Financial Capability: 2013–2014 Annual Report of the Asset Project
Factors Influencing The Implementation Of A Brief Alcohol Screening And Educational Intervention In Social Settings Not Specializing In Addiction Services, David A. Patterson Silver Wolf (Adelv Unegv Waya) Phd
Factors Influencing The Implementation Of A Brief Alcohol Screening And Educational Intervention In Social Settings Not Specializing In Addiction Services, David A. Patterson Silver Wolf (Adelv Unegv Waya) Phd
Brown School Faculty Publications
Although alcohol use continues to be a major problem, when high-risk users enter social services, they are not provided with empirically supported treatments (ESTs). This study investigates predictors of successful implementation in agencies not specializing in addiction services. Fifty-four frontline workers in six organizations were enrolled in the study. After completing self-administered surveys of organizational culture and climate and attitudes toward ESTs, workers were trained to implement a brief intervention. The results indicate that organizational factors and attitudes may not be related to implementation. Although high implementers had similar traits, further research is needed to characterize successful EST implementers.
Patterns Of Housing Voucher Use Revisited: Segregation And Section 8 Using Updated Data And More Precise Comparison Groups, 2013, Molly Metzger, Danilo Pelletiere
Patterns Of Housing Voucher Use Revisited: Segregation And Section 8 Using Updated Data And More Precise Comparison Groups, 2013, Molly Metzger, Danilo Pelletiere
Center for Social Development Research
What role does the Housing Choice Voucher program play in the economic and racial segregation of its beneficiaries? Expanding upon Metzger’s (2014) analysis of the 50 most populous U.S. metropolitan areas with contemporaneous data, this paper substantiates the finding that voucher households are more segregated by income and race at the tract level than households that earn less than $15,000 annually. However, the evidence is mixed when the nonvoucher comparison group is more precisely defined using the specific income limits of the U.S. Department of Housing and Urban Development voucher program and a minority household designation. Voucher households are still …
Beyond Ferguson: Empowering Low-Income People To Build The Future Of Their Communities, Dorothy Stoneman
Beyond Ferguson: Empowering Low-Income People To Build The Future Of Their Communities, Dorothy Stoneman
Center for Social Development Research
Beyond Ferguson: Empowering Low-Income People to Build the Future of Their Communities