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Income Distribution Commons

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Full-Text Articles in Income Distribution

The Determinants Of Homeownership: Mortgage Rates, Median Household Income And Vacancy Rates, Aisha S. Mackey May 2023

The Determinants Of Homeownership: Mortgage Rates, Median Household Income And Vacancy Rates, Aisha S. Mackey

Applied Economics Theses

Several studies conducted have considered the determinants to homeownership in America. In our study, we are looking at the impact of mortgage rates, median household income, and vacancy rates. Here, we identify how homeownership is determined, how mortgage rates affect homeownership, how median income affects homeownership, and how vacancies affect homeownership. Our study begins with a literature review. We then use regression analysis to look at the relationship between total homes owned, the mortgage rate, median household income, and vacancy. Our study confirms our expectations. We find that there is a negative relationship between total homes owned and the mortgage …


Does Family Income Determine A Children Future Educational Attainment Level?, Diaisha T. Richards May 2019

Does Family Income Determine A Children Future Educational Attainment Level?, Diaisha T. Richards

Applied Economics Theses

Family income and education have been a major concern in a variety of researches, and as a topic in society. These two components are a major concern because they are known to be key elements in determining future success for an individual. Various studies investigated the significance, correlations and impacts these two factors have on one another. It is common for the amount of family income obtained to determine how much education one will receive in the future. This study focuses on testing the hypothesis that family income determines how much education a child will receive in the future. By …


An Empirical Study Of Earnings Of Immigrants And Native-Born Americans In The U.S. Labor Market Given Different Levels Of Educational Attainment, Yuli P. Gomez Bravo Dec 2016

An Empirical Study Of Earnings Of Immigrants And Native-Born Americans In The U.S. Labor Market Given Different Levels Of Educational Attainment, Yuli P. Gomez Bravo

Applied Economics Theses

This paper will compare the Lifetime wage earnings of immigrants and native-born citizens in the U.S. for the years 2000-2010 according to educational attainment using cross-sectional data. The data obtained through IPUMS-CPS Integrated Public Use of Microdata Series, University of Minnesota. The findings of investment in Human Capital of Mincer (1958), the Immigrants earnings distribution of Chiswick and Miller (2006), the Pareto’s law of income distribution, and the immigrants investment in human capital model by Duleep and Regets (1999) are the theoretical basis in which this study will be ruled. The empirical evidence suggests that immigrants who invest in education …


A New Approach To Measuring Poverty In The United States: A Household's Ability To Consume, David Ashelman May 2015

A New Approach To Measuring Poverty In The United States: A Household's Ability To Consume, David Ashelman

Applied Economics Theses

The definition of poverty is a social construct. As such, quantitatively measuring poverty is problematic, and creates ineffective poverty-alleviation policy. This thesis examines the historical measure of poverty in the United States, compares U.S. poverty measurements to Great Britain and Canada, and then proposes a new way to measure poverty. Instead of measuring income as the defining factor of poverty, the new poverty measurement suggested eliminates income factors and focuses on a household’s ability to consume in a non-comparative manner. When quantifying a household’s ability to consume, implications arise in economic policy for anti-poverty programs, defining the middle class, minimum …