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Full-Text Articles in Income Distribution

Financial Literacy For Latino Immigrants: A Guidebook For Esl Teachers, Anna Braden Dec 2020

Financial Literacy For Latino Immigrants: A Guidebook For Esl Teachers, Anna Braden

Master's Projects and Capstones

Latino immigrants face many financial challenges in the United States. Language barriers exclude them from jobs as well as financial and consumer markets. Lack of familiarity with the U.S. financial system or bad experiences with financial systems in their home countries can create mistrust and lead to Latino immigrants being unbanked or underbanked. Consumer vulnerabilities may also be exploited as immigrants turn to nonbank financial services such as predatory lenders (check cashers, payday lenders, etc.). Lack of access to jobs and marketplaces results in lower income and less wealth accumulation. Over time this results in wealth inequality between Latino immigrants …


The Association Between Family Income And Adults’ Attitudes On Whether The Government Should Help The Poor, Emily Malloy May 2020

The Association Between Family Income And Adults’ Attitudes On Whether The Government Should Help The Poor, Emily Malloy

Honors Projects

This research examines whether people in different social classes have varying views on whether the government should help the poor and whether that depends on political affiliation. Income inequality has become a greater problem in the U.S. in recent decades. This means that the poor could require more assistance and it is important to know if the public thinks the government should help the poor. Knowing what influences public opinion on this issue could help policy makers make informed decisions about whether the government should help the poor. Data from the 2008 (N=2,023) and 2018 (N=2,348) General Social Survey (GSS) …


The Decline Of American Entrepreneurship: An Analysis Of Causes Of Macro Market Trends And A Changing American Economic System, Owen Flomberg May 2020

The Decline Of American Entrepreneurship: An Analysis Of Causes Of Macro Market Trends And A Changing American Economic System, Owen Flomberg

Chancellor’s Honors Program Projects

No abstract provided.


Dignificación Del Trabajo Domestico Desde Una Perspectiva Económica, Nubia Alejandra Patarroyo Cortes, Yeisson Fernando Morales Beltrán Jan 2020

Dignificación Del Trabajo Domestico Desde Una Perspectiva Económica, Nubia Alejandra Patarroyo Cortes, Yeisson Fernando Morales Beltrán

Economía

La Economía del cuidado compone un segmento elemental para entender el funcionamiento del sistema económico y la generación de bienestar social. El trabajo doméstico y de cuidados no remunerado genera valor que implica “costos” en términos de energía, tiempo y oportunidades, para quienes los proveen, lo reciben y, por extensión, para el sistema económico. El propósito de esta investigación es la problemática que ha presentado el trabajo doméstico en los últimos años desde una perspectiva de trabajo decente, usando diferentes referencias bibliográficas, con el fin de poder abordar aspectos de carácter legal y económico para comprender los obstáculos de carácter …


Community Development Financial Institutions (Cdfis): An Analysis Within The Political And Economic Context Of Neoliberalism, Tracie Victoria Wynand Jan 2020

Community Development Financial Institutions (Cdfis): An Analysis Within The Political And Economic Context Of Neoliberalism, Tracie Victoria Wynand

Cal Poly Humboldt theses and projects

This thesis explores Community Development Financial Institutions (CDFIs) business models by examining the organizational structures, procedural operations, services, and geography. It aims to understand its overall behavior as a financial institution providing low-income communities financial services and ultimately the role it plays within the neoliberal context. The research identifies that CDFIs ultimately hold a mission that promotes economic prosperity from within the neoliberal project by expanding free-market capitalist beliefs and practices when servicing low-income communities. Additionally, the findings suggest that CDFIs take on the role of the neoliberal state by operating in tandem with the Nonprofit Industrial Complex (NPIC), which …