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Health Economics Commons

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Full-Text Articles in Health Economics

Health Insurance Availability And Entrepreneurship, Philip Decicca Apr 2010

Health Insurance Availability And Entrepreneurship, Philip Decicca

Upjohn Institute Working Papers

Despite a strong interest in entrepreneurship, economists have devoted little attention to the role of health insurance availability. I investigate the impact of a unique policy experiment—New Jersey’s Individual Health Coverage Plan—on self-employment. Implemented in August 1993, the IHCP included an extensive set of reforms that loosened the historical connection between traditional employment and health insurance by facilitating access to coverage that was not employer-linked. I find evidence that the IHCP increased self-employment among New Jersey residents, relative to various sets of comparison states. Consistent with key policy features, including pure community rating of premiums, I find larger behavioral responses …


Health Insurance Tax Credits And Health Insurance Coverage Of Low-Earning Single Mothers, Merve Cebi, Stephen A. Woodbury Mar 2010

Health Insurance Tax Credits And Health Insurance Coverage Of Low-Earning Single Mothers, Merve Cebi, Stephen A. Woodbury

Upjohn Institute Working Papers

No abstract provided.


The Influence Of Retiree Health Benefits On Retirement Patterns, James Marton, Stephen A. Woodbury Feb 2010

The Influence Of Retiree Health Benefits On Retirement Patterns, James Marton, Stephen A. Woodbury

Upjohn Institute Working Papers

We estimate the effect of employer offers of retiree health benefits (RHBs) on the timing of retirement using a sample of Health and Retirement Study (HRS) men observed over a period of up to 12 years. We hypothesize that the effect of RHBs differs for workers of different ages-a hypothesis we can test now that the main HRS cohort has aged sufficiently. We apply three well-known panel data estimators and find that, for men in their 50s, RHBs have little or no effect on retirement decisions; however, a substantial effect emerges for men in their early 60s. We use simulations …