Law Commons^™

The Cra Implications Of Predatory Lending

Patricia A. McCoy

This article considers the Community Reinvestment Act's role in combating predatory lending. It provides an overview of the CRA, explains how CRA-covered lenders may enable predatory lending and explores the relationship between the CRA, federal subsidies and predatory lending. The article concludes that the CRA should be used to penalize lenders that engage in predatory lending and recommends that federal bank regulators use CRA to sanction behavior that could encourage further predatory lending.

Hard Law V. Soft Law: Unnecessary Dichotomy?, Cynthia C. Lichtenstein

Cynthia C. Lichtenstein

No abstract provided.

Musings On The Seeming Inevitability Of Global Convergence In Banking Law

Patricia A. McCoy

No abstract provided.

The Law And Economics Of Remedies For Predatory Lending

Patricia A. McCoy

No abstract provided.

Technology Shifts And The Law: Year 2000 Readiness For Banks And Thrifts

Patricia A. McCoy

No abstract provided.

The Community Reinvestment Act: Questionable Premises And Perverse Incentives, Vincent D. Rougeau, Keith N. Hylton

Vincent D. Rougeau

Having just passed the twentieth anniversary of the enactment of the Community Reinvestment Act ("CRA" or "Act"), this is an appropriate time to take stock of the effectiveness of the legislation and to consider whether it continues to be useful as a tool for addressing the problems of neighborhood decline and discrimination in the lending market. Although discrimination in lending and the decline of certain inner-city neighborhoods is a problem that the CRA has not been able to solve, most observers would agree that the situation has improved since the mid-1970s. In particular, there has been notable progress toward the …

Review, International Banking By Michael P. Malloy

Patricia A. McCoy

No abstract provided.

The Shareholder Derivative Suit In Arkansas, Mary E. Matthews

Mary E Matthews

The Arkansas authorities governing derivative claims deviate from the authorities governing direct claims to a greater extent than is necessary. Three statutes govern shareholder derivative suits in Arkansas: the 1965 Arkansas Business Corporation Act (the 1965 ABCA); Arkansas Rule of Civil Procedure 23.1 (Rule 23.1); and the 1987 Arkansas Business Corporation Act (1987 ABCA). While the statutes occasionally conflict with Rule 23.1, the general goal is to prevent “strike suits.” Further, the Arkansas Supreme Court’s interpretation of the authorities suggests conflicts will be resolved in favor of the Rule. These statutes provide procedural restrictions for shareholder derivative suits. There are …

Introduction To The Panel On "Preventing Asian Type Crises: Who, If Anyone, Should Have Jurisdiction Over Capital Movements?", Cynthia C. Lichtenstein

Cynthia C. Lichtenstein

No abstract provided.

Innoculating Against The Financial Flu, Cynthia C. Lichtenstein

Cynthia C. Lichtenstein

No abstract provided.

Dealing With Sovereign Liquidity Crises: New International Initiatives For The New World Of Volatile Capital Flows To And From Emerging Markets, Cynthia C. Lichtenstein

Cynthia C. Lichtenstein

No abstract provided.

Taxing Personhood: Estate Taxes And The Compelled Commodification Of Identity, Ray D. Madoff

Ray D. Madoff

In this Article, Professor Madoff explores the ways in which the blunt tools of the wealth tax, and in particular the estate tax, uses a one-size-fits-all system to impose a tax on all property interests owned at the time of one’s death. Professor Madoff illustrates the ways in which these blunt tools can produce problematic results by examining their application to the right of publicity, a newly recognized property interest. Professor Madoff suggests that the imposition of the estate tax can force the commodification of an individual’s identity, regardless of one’s desire to refrain from marketing their identity, and explores …

Levers Of Law Reform: Public Goods And Russian Banking

Patricia A. McCoy

No abstract provided.

Implementation Of The United Nations Convention On Contracts For The International Sale Of Goods (Cisg) Under Shari’A (Islamic Law): Will Article 78 Of The Cisg Be Enforced When The Forum Is An Islamic State?, Ty Twibell

Ty Twibell

Rediscovering Usury: An Argument For Legal Controls On Credit Card Interest Rates., Vincent D. Rougeau

Vincent D. Rougeau

No abstract provided.

A Political Economy Of The Business Judgment Rule In Banking: Implications For Corporate Law

Patricia A. McCoy

No abstract provided.

Remarks (As Chair) On "Money Across Borders", Cynthia C. Lichtenstein

Cynthia C. Lichtenstein

No abstract provided.

The Mexican Crisis: Who Should Be A Country's Lender Of Last Resort?, Cynthia C. Lichtenstein

Cynthia C. Lichtenstein

No abstract provided.

Aiding The Transformation Of Economies: Is The Fund's Conditionality Appropriate To The Task?, Cynthia C. Lichtenstein

Cynthia C. Lichtenstein

No abstract provided.

International Standards For Consolidated Supervision Of Financial Conglomerates: Controlling Systemic Risk, Cynthia C. Lichtenstein

Cynthia C. Lichtenstein

No abstract provided.

U.S. Restructuring Legislation: Revising The International Banking Act Of 1978, For The Worse?, Cynthia C. Lichtenstein

Cynthia C. Lichtenstein

No abstract provided.

Thinking The Unthinkable: What Should Commercial Banks Or Their Holding Companies Be Allowed To Own?, Cynthia C. Lichtenstein

Cynthia C. Lichtenstein

No abstract provided.

Introductory Note To The Bank For International Settlements: Committee On Banking Regulations And Supervisory Practices' Consultative Paper On International Convergence Of Capital Measurement And Capital Standards, Cynthia C. Lichtenstein

Cynthia C. Lichtenstein

No abstract provided.

Remarks (As Panelist) On Europe 1992: Roundup On The Law And Politics Of The European Community, Cynthia C. Lichtenstein

Cynthia C. Lichtenstein

No abstract provided.

Does International Human Rights Law Have Something To Teach Monetary Law?, Cynthia C. Lichtenstein

Cynthia C. Lichtenstein

No abstract provided.

Introduction To International Debt: How Can Developing Countries Regain Creditworthiness?, Cynthia C. Lichtenstein

Cynthia C. Lichtenstein

No abstract provided.

Introductory Note To The Basle Committee Paper On Proposals For International Convergence Of Capital Measurement And Capital Standards, Cynthia C. Lichtenstein

Cynthia C. Lichtenstein

No abstract provided.

Damming The Third World: Multilateral Development Banks, Environmental Diseconomies, And International Reform Pressures On The Lending Process, Zygmunt J.B. Plater

Zygmunt J.B. Plater

No abstract provided.

Remarks On The Internationalization Of The Securities Markets, Cynthia C. Lichtenstein

Cynthia C. Lichtenstein

No abstract provided.

The Battle For International Bank Accounts: Restrictions On International Payments For Political Ends And Article Viii Of The Fund Agreement, Cynthia C. Lichtenstein

Cynthia C. Lichtenstein

No abstract provided.