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Full-Text Articles in Insurance
Deductible Choice In Flood Insurance: Who Chooses The Maximum?, Timothy Dombrowski, R.Kelley Pace, Dimuthu Ratnadiwakara, V. Carlos Slawson
Deductible Choice In Flood Insurance: Who Chooses The Maximum?, Timothy Dombrowski, R.Kelley Pace, Dimuthu Ratnadiwakara, V. Carlos Slawson
College of Business Administration Faculty Works
Although some have proposed eliminating the National Flood Insurance Program (NFIP) to reduce government expenditures, other alternatives exist that could reduce the cost of the program and increase its viability, such as increasing deductibles, which may increase participation and revenue. The recently released FIMA NFIP Redacted Policies Data Set provides unprecedented opportunities to examine homeowner deductible choices for flood insurance policies using policy-level data. The menu of deductibles currently ranges from $1,000 to $10,000 in Special Flood Hazard Areas (SFHAs), but until April 1, 2015, the maximum deductible was $5,000. Using a matched sample of 252,280 SFHA policies that were …
Toward Better Management Of Flood Losses: Flood Insurance In A Wetter World, Michael K. Mcshane, Juita-Elena (Wie) Yusuf
Toward Better Management Of Flood Losses: Flood Insurance In A Wetter World, Michael K. Mcshane, Juita-Elena (Wie) Yusuf
Finance Faculty Publications
Flood is the most frequent and costly of U.S. natural disasters with losses expected to increase due to climate change. The National Flood Insurance Program (NFIP) mandates flood insurance purchase for properties with federally backed mortgages in the 100-year floodplain. We propose that mandatory flood insurance purchase be extended to all property in the 500-year floodplain. Following flood events, payments would be directly provided for more properties that suffer flood loss, reducing federal disaster aid spending. The mandate could put more pressure on local governments to increase their Community Rating System score, such as through infrastructure investments and management practices …
Report On Collaboration Of Dr. Diane Horn With Dr. Michael Mcshane As Part Of The Climate Change And Sea Level Rise Initiative, Diane Horn, Michael K. Mcshane
Report On Collaboration Of Dr. Diane Horn With Dr. Michael Mcshane As Part Of The Climate Change And Sea Level Rise Initiative, Diane Horn, Michael K. Mcshane
CCSLRI Reports
No abstract provided.
Flood Insurance Study, Federal Emergency Management Agency
Flood Insurance Study, Federal Emergency Management Agency
All U.S. Government Documents (Utah Regional Depository)
No abstract provided.
Flood Insurance Study, City Of Morgan City, Utah, Morgan County
Flood Insurance Study, City Of Morgan City, Utah, Morgan County
All U.S. Government Documents (Utah Regional Depository)
This Flood Insurance Study investigates the existence and severity of flood hazards in Morgan City, Morgan County, Utah and aids in the administration of the National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973. This study has developed flood risk data for various areas of the community that will be used to establish actuarial flood insurance rates and assist the community in its efforts to promote sound floodplain management. Minimum floodplain management requirements for participation in the National Flood Insurance Program (NFIP) are set forth in the Code of Federal Regulations at 44 CFR, 60.3.
Flood Insurance Study, City Of Cedar City, Utah, Iron County
Flood Insurance Study, City Of Cedar City, Utah, Iron County
All U.S. Government Documents (Utah Regional Depository)
This Flood Insurance Study investigates the existence and severity of flood hazards in the City of Cedar City, Iron County, Utah, and aids in the administration of the National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973. This study will be used to convert Cedar City to the regular program of flood insurance by the Federal Emergency Management Agency (FEMA). Local and regional planners will use this study in their efforts to promote sound flood plain management.
Flood Insurance Study, City Of Layton, Utah, Davis County
Flood Insurance Study, City Of Layton, Utah, Davis County
All U.S. Government Documents (Utah Regional Depository)
This Flood Insurance Study investigates the existence and severity of flood hazards in the City of Layton, Davis County, Utah, and aids in the administration of the National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973. This study will be used to convert Layton to the regular program of flood insurance by the Federal Emergency Management Agency. Local and regional planners will use this study in their efforts to promote sound flood plain management.