Insurance Commons^™

Not Every Risk Manager Needs To Become An Erm, Zachary S. Finn

Zachary S. Finn

The author reflects on the responsibilities of risk managers in fulfilling their important role in insurance companies. He asserts that traditional risk managers needs to be part adjuster, part attorney, part underwriter, part risk-finance professional and part loss-control engineer. With such profound task, he contends that risk managers can perform their vital role in the organization without the need of becoming an enterprise risk manager.

What Do You Charge? It Depends., Zachary S. Finn

Zachary S. Finn

Explores pricing variables for risk management service fees. Client's risk management service needs; Level of investment needed to meet the clients' risk management needs; Measurement of the return on investment.

Why Not Rms In In Insurance Agencies?, Zachary S. Finn

Zachary S. Finn

Comments on the significant role played by risk managers in the insurance industry as well as in companies which have limited or no knowledge as to what risk management is.

Spoiled Brands: Protecting Your Company's Goodwill And Assets From Food Contamination Claims, Zachary S. Finn, Timothy Anderson, Donald Lund

Zachary S. Finn

For most people, going to a restaurant ends with a sense of satisfaction and enjoyment, not sickness and the possibility of death. This is also true when purchasing products at a local grocery store. However, recent events have cast doubt on the safety of America’s food supply. The issue facing risk managers is how to reduce these escalating risks and manage any unfortunate outcomes. The cost of food contamination can be devastating to a business financially, and can result in both direct losses related to product recall expenses and indirect losses such as lost reputation and goodwill. By reducing the …

Bcbsf Foundation Endowment- Blue Cross And Blue Shield Of Florida Chair In Health Disparities And The Robert I. Lufrano, M.D. Health Disparities Support Fund At The University Of Florida, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

BCBSF Foundation Endowment- Blue Cross and Blue Shield of Florida Chair in Health Disparities and the Robert I. Lufrano, M.D. Health Disparities Support Fund at the University of Florida.

Noción Y Elementos Existenciales Del Título De Crédito, Bruno L. Costantini García

Bruno L. Costantini García

Discernir la noción y elementos de existencia de los títulos de crédito, considerando la doctrina y la denominación expresada en nuestra Ley General de Títulos y Operaciones de Crédito, conceptualizando el término de los documentos que consignan un derecho crediticio propio de su naturaleza y deslindando de manera dogmatica y exegética los elementos que lo forman y le dan su funcionamiento, mediante una visión de las instituciones jurídicas que les dan su existencia y aplicación dentro del devenir de los actos de comercio.

News Release: The Blue Cross And Blue Shield Association Unveils Action Plan To Improve Healthcare Quality And Rein In Rising Healthcare Cost, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

No abstract provided.

Manual: Blue Cross And Blue Shield Of Florida Foundation-October 2011-September 2012 Media Placements, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A manual for the Blue Cross and Blue Shield of Florida Foundation Media Placements for October 2011 - September 2012.

Generalidades De La Propiedad Intelectual En México, Bruno L. Costantini García

Bruno L. Costantini García

Presentación de las Generalidades de la Propiedad Intelectual en México (Propiedad Industrial y Derechos de Autor), legislación que la rige, aplicación y modalidades

La Jurisprudencia En México, Bruno L. Costantini García

Bruno L. Costantini García

Breve presentación de la jurisprudencia en México, su aplicación, objetivos y fines para el Derecho Mexicano. ¿Por qué es util para el derecho? ¿Quién la emite?

Notariado Y Correduria Y Su Registro En México, Bruno L. Costantini García

Bruno L. Costantini García

Introducción al Derecho Notarial y Registral en México, cuyo objeto es conocer los elementos de las figuras del notario y del corredor público, la formalización de sus actos y su registro.

Printout: Bcbsf Blue Net Post "New Ceo Announced Today Patrick J. Geraghty", Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

No abstract provided.

Shirking The Duty To Defend In Florida: Is Assignment The Exception To Argonaut?, Matthew J. Jowanna

Matthew J. Jowanna

A lawsuit is filed by a plaintiff and the defendant is served. The defendant has a drawer full of liability insurance policies and, therefore, the insured defendant sends a copy of the served complaint to any and all insurance carriers that may provide coverage for the claim. The insured defendant then receives a few coverage denials for reasons such as the event at issue did not occur within a certain policy period or that the insured’s private automobile policy does not provide coverage for a commercial general liability claim. In any event, the denials appear to be valid -so the …

Proliferation Of Cross Border Trade In Health Services, Kevin Tolliver

Chancellor’s Honors Program Projects

No abstract provided.

Manual: Blue Cross And Blue Shield Of Florida Foundation- April 2011-October 2011 Media Placements, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A manual for the Blue Cross and Blue Shield of Florida Foundation Media Placements for April 2011 - October 2011.

Moral Hazards, Crisis, Bail Outs And E-Scads, Judy Johnston, Alexander Kouzmin, Kym Thorne, Stephen Kelly

Adjunct Professor Stephen J Kelly

No abstract provided.

Blue Foundation For A Healthy Florida 10-Year Anniversary Proposed Keynote Speaker Information, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Blue Foundation for a Healthy Florida 10-Year Anniversary proposed keynote speaker information.

The Shifting Terrain Of Risk And Uncertainty On The Liability Insurance Field, Tom Baker

All Faculty Scholarship

Recent sociological and historical work suggests that insurance risks often are not reliably calculable, except in hindsight. Insurance is “an uncertain business,” characterized by competition for premiums that pushes insurers into the unknown. This essay takes some preliminary steps that extend this insight into the liability insurance field. The essay first provides a simple quantitative comparison of U.S. property and liability insurance premiums over the last sixty years, setting the stage to make three points: (1) liability insurance premiums have grown at a similar rate as property insurance premiums and GDP over this period, providing yet another piece of evidence …

Health Insurance, Risk, And Responsibility After The Patient Protection And Affordable Care Act, Tom Baker

All Faculty Scholarship

This essay explores the new social contract of healthcare solidarity through private ownership, markets, choice, and individual responsibility embodied in the Patient Protection and Affordable Care Act. This essay first explains the four main health care risk distribution institutions affected by the Act – Medicare, Medicaid, the individual and small employer market, and the large group market – with an emphasis on how the Act changes those institutions and how they are financed. The essay then describes the “fair share” approach to health care financing embodied in the Act. This approach largely rejects the actuarial fairness vision of what constitutes …

State Of Ohio: Insurance Industry And Occupational Highlights, Ohio Board Of Regents, Wright State University, Center For Urban And Public Affairs

Economic Development

Over 7,000 business establishments in Ohio employ 120,626 people in the Insurance Industry. Employment is expected to grow 1% a year to 2015, adding 6,323 workers, outpacing the national growth rate. In an analysis of the top ten states by employment size and industry concentration, Ohio is expected to grow at the second fastest pace.

Every year, the Insurance Industry has roughly 2,000 job openings for new and replacement jobs. The core of the industry is found in five occupations: insurance sales agents; claims adjusters, examiners, and investigators; insurance underwriters; insurance appraisers, auto damage; and actuaries. For those five occupations, …

Booklet: A Community Approach For Healthier Kids: Childhood Obesity Prevention Coalition: Stories From The Field A Community Response To The 2009 Healthy Kids, Healthy Jacksonville Call To Action To Reduce Childhood Obesity, Childhood Obesity Prevention Coalition

Florida Blue Archives Printed Materials

No abstract provided.

10 Year Anniversary And Sapphire Award Symposium Advertising Placements, January-April 2011, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

10 Year Anniversary and Sapphire Award Symposium Advertising Placements, January-April 2011.

Flyer: Private Dollars And The Public Good

Florida Blue Archives Printed Materials

No abstract provided.

Booklet: Hialeah Healthy Families [Spanish Translation], Un Plan Comunitario Para Combatir La Obesidad Infantil

Florida Blue Archives Printed Materials

No abstract provided.

Booklet: 2011 Healthy Kids, Healthy Jacksonville: Parent Resource Guide, Childhood Obesity Prevention Coalition

Florida Blue Archives Printed Materials

No abstract provided.

Florida Blue: Patrick "Pat" Geraghty Chairman Of The Board And Chief Executive Officer, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

No abstract provided.

Booklet: Building A Healthy Parramore: A Call To Action To Reduce Childhood Obesity, Health Council Of East Central Florida

Florida Blue Archives Printed Materials

No abstract provided.

2011 Blue Foundation Corporate Social Responsibility Report, Blue Cross And Blue Shield Of Florida Foundation

Florida Blue Archives Printed Materials

No abstract provided.

Our Vision, Our Values, Our Promise, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Describes the vision, values, and promise of Blue Cross and Blue Shield of Florida.

Better Books- Health And Fitness, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A small book about Health and Fitness.