Finance and Financial Management Commons^™

The Effects Of Covid-19 On The Mobile Payment Banking System, Sydney Mason

Senior Honors Theses

This study includes an examination of the effect of the Coronavirus (COVID-19) pandemic on electronic payment apps. Ever since the pandemic caused a global shutdown, the banking industry was forced to adjust their usual operations and adopt new technological advancements that would allow for contactless payment. Consumers, worried about contracting the virus through the physical exchange of currency, resorted to utilizing payment apps. This contributed to the increase in electronic payment usage. This research addresses the effect of COVID-19 on three different electronic payment apps, Venmo, PayPal, and Zelle. A comparative longitudinal analysis shows the increase in total transactions from …

Bitcoin: The Pioneer Of Cryptocurrency With A Limited Dream, Anna M. Gellerman, Benjamin Zheng

Publications and Research

BitCoin is the most well known and adaptable cryptocurrency today. Due to the evolvement of the cryptocurrency market, many are thinking what this could mean for society; is the world ready for a new mainstream medium of exchange? This poster argues that although BitCoin is functional for small scale payments, it is inadaptable to become a payment tool comparable to cash and card.

An Analysis Of The Business Structures And Performance Of Traditional Vs. "Freemium" Applications, Daztar Pagdiwala

Honors Scholar Theses

This thesis will examine the rationale and financial success of “freemium” applications versus traditional applications. I define what the “freemium” model is, and how it compares to the traditional (premium) and “free trial” models. In addition, I discuss the value proposition of the business structure, and how it is fully dependent on the consumer’s ability to perceive an increase in value through the purchase of additional features. I also analyze the major positive and negative aspects of the “freemium structure.

Overall trends that I note in the paper include a general shift towards “freemium” and “subscription” based products; within the …

June 1989, Inland Empire Business Journal

Inland Empire Business Journal

Health of the Inland Empire Financial Institutions the Inland Empire Business Journal contacted the FDIC to obtain information on Inland Empire banks on the "problem bank list" in the aftermath of the Savings and Loan Crisis.............................1

Gambling Could Raise $500,000 in New Taxes for Cathedral City Mayor George G. Hardie's proposal for a resort hotel and gaming Card Club complex. (includes interview with Mayor Hardie).......................1

Developers Offer Sewer Fund Monies a consortium of eastern Riverside County developers approached the Eastern Municipal Water District (EMWD) with a proposal to pre-pay building permit fees to accelerate sewer plant expansion to support development.......................1 …