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Full-Text Articles in Business

Policy Frameworks And Citizens’ Use Of Fintech Solutions: The Pros And Cons In Egypt, Salma Al-Mohamady Jun 2024

Policy Frameworks And Citizens’ Use Of Fintech Solutions: The Pros And Cons In Egypt, Salma Al-Mohamady

Theses and Dissertations

This thesis provides a comprehensive analysis of the significant influence of financial technology (FinTech) on the banking industry, consumer finance, and economic growth. It specifically concentrates on the swiftly changing FinTech environment in Egypt. The study investigates the impact of incorporating advanced technologies on worldwide financial practices, which has significantly transformed traditional banking models and facilitated the emergence of inventive financial services. The transition is clearly apparent in Egypt, where the expansion of FinTech has been driven by advances in regulations, adaptation to technology, and a population that is becoming more comfortable with digital solutions.

Using a combination of quantitative …


Using Hybrid Machine Learning Models For Stock Price Forecasting And Trading., Ahmed Khalil May 2024

Using Hybrid Machine Learning Models For Stock Price Forecasting And Trading., Ahmed Khalil

Theses and Dissertations

Trading stocks of publicly traded companies in stock markets is a challenging topic since investors are researching what tools can be used to maximize their profits while minimizing risks, which encouraged all researchers to research and test different methods to reach such a goal. As a result, the use of both fundamental analysis and technical analysis started to evolve to support traders in buying and selling stocks. Recently, the focus increased on using Machine learning models to predict stock prices and algorithmic trading as currently there is a huge amount of data that can be processed and used to forecast …


Is Esg A Determinant Of Banks’ Resilience And Growth Everywhere? A Response From An Ai-Aided Approach, Mohamed Elklawy Feb 2024

Is Esg A Determinant Of Banks’ Resilience And Growth Everywhere? A Response From An Ai-Aided Approach, Mohamed Elklawy

Theses and Dissertations

There are many calls for banks to expand their contribution to the transition towards a sustainable world by sponsoring initiatives that promote the United National Sustainable Development Goals. This role is more materialized in developing countries as banks are the key source of funding; thus, they have the power of money to mutate the DNA of businesses to operate responsibly with respect to the surrounding environment and society. Various studies consider the reflection of adopting sustainable approaches by banks, though focusing on developed countries who took the initiative to lead this change. As the banks in developing countries try to …


Valuing Circularity: Sustainable Finance With Real Options Methodology, Mostafa Alloub Feb 2024

Valuing Circularity: Sustainable Finance With Real Options Methodology, Mostafa Alloub

Theses and Dissertations

This thesis presents an enhanced framework for valuing circular investments based on the Value Hill model using real options analysis. We propose a new flexible numerical methodology for valuing circularity using the Least Squares Monte Carlo simulation (LSMC) method of Longstaff and Schwartz (2001). The Value Hill model of circularity represents the course followed by the value of an asset, specifically after primary use. To validate the efficiency of our model, we conduct an empirical study on the smartphone business using the case of Apple. Results of our empirical analysis show that investing in circularity enhances financial value. Our model …


Consumers' Acceptance To Buy And Dispose Of Recycling Textile Products, Roa Alsayed Feb 2024

Consumers' Acceptance To Buy And Dispose Of Recycling Textile Products, Roa Alsayed

Theses and Dissertations

The textile industry is the second most polluting worldwide, following food manufacturing. It is one of the industries that is rarely scrutinized in the Middle East and North Africa (MENA) region. This work analyzes the fashion industry from the perspective of consumer attitudes towards the purchase and disposal of clothing, and their behavior with regards to old garments. The study was conducted in Saudi Arabia and Egypt, two countries that achieved similar results in the fashion industry. The methodology is divided into three phases. First, the manuscript begins with a review of topics such as sustainability, consumer behavior in the …


Assessing Adoption Barriers Of Sustainable Packaging In Egypt, Carol Ramses Morgan Feb 2024

Assessing Adoption Barriers Of Sustainable Packaging In Egypt, Carol Ramses Morgan

Theses and Dissertations

Sustainable packaging has become an essential part of business decisions and corporate directions. With the rise of environmental damages due to improper waste management and unsustainable practices, businesses have a major responsibility to analyze their products’ life cycles and redesign them with sustainability in mind. Applying sustainable packaging could save companies large amounts of resources, therefore cutting costs, while also achieving the legal and social duty as a corporation towards society and the environment. Many developing countries, with specific focus on Egypt, have recently focused on legislative and corporate decisions in order to encourage more sustainable practices. Egypt’s new Waste …


Third Mission Accelerator Labs (Tmals): An Exploratory Study On The Strategic Evolution Of Sustainability In University-Business Incubators (Ubis), Abdalla Hassanein Jan 2024

Third Mission Accelerator Labs (Tmals): An Exploratory Study On The Strategic Evolution Of Sustainability In University-Business Incubators (Ubis), Abdalla Hassanein

Theses and Dissertations

Globally, higher education institutions (HEIs) are devoting rising resources in order to remain competitive, impactful and attractive within the ever-changing socio-economic developments and to well position and communicate their value among their stakeholders (Lafuente-Ruiz-de-Sabando, et al. 2018). Students today want to do more than just get a degree; they want to create businesses, develop new markets, and start social movements (Kay et al., 2010). Under the open innovation model, universities' third mission (TM) includes deeper linkages and engagements with the private and public sectors, emphasizing the development of entrepreneurial mindsets, skills, and incubation services to encourage new business ventures, in …


The Effect Of Esg On Indices’ And Firms’ Performance. A Global And An Egyptian Context., Demiana Abdelmalak Jan 2024

The Effect Of Esg On Indices’ And Firms’ Performance. A Global And An Egyptian Context., Demiana Abdelmalak

Theses and Dissertations

Over the years, ESG (environmental, social, and governance) investing has been increasingly adopted by the financial markets. In this paper, we aim to study the effect of ESG on Indices’ and Firms’ performance using Morgan Stanley Capital International (MSCI) Indices as a global reference and Egypt’s indices as a national reference. We also study the effect of ESG scores on the Egyptian Firms’ performance over the past 16 years using econometrical models and Fama- French Five Factors Model. Our research shows mixed results which are aligned with the existing literature review. However, one can conclude that there is a positive …


An Examination Of The Determinants Of Ease Of Doing Business: Perspectives From World Economies, Omar Eldarawy Jan 2024

An Examination Of The Determinants Of Ease Of Doing Business: Perspectives From World Economies, Omar Eldarawy

Theses and Dissertations

This thesis’ purpose is to explore the correlation between Ease of Doing Business sub-scores and the overall Ease of Doing Business score. The study includes a detailed quantitative study into the previously mentioned relationship. The Ease of Doing Business sub-scores comprise of scores representing starting a business, dealing with construction permits, getting electricity, registering property, getting credit, protecting minority investors, paying taxes, trading across borders, enforcing contracts, and resolving insolvency. This is conducted via a series of diagnostic tests to identify an appropriate regression model. These tests include the Hausman Test, RESET Test, and Breusch-Pagan Test. Based on the tests, …


An Examination Of The Impacts Of Macroeconomic Indicators On Conventional And Islamic Equity Fund Returns: Perspectives From The Mena Region, Amr Elshabouny Jan 2024

An Examination Of The Impacts Of Macroeconomic Indicators On Conventional And Islamic Equity Fund Returns: Perspectives From The Mena Region, Amr Elshabouny

Theses and Dissertations

This study examines the performance of conventional and Islamic equity mutual funds in the MENA region, and the influence of major macroeconomic determinants on the two types, by analyzing 503 conventional and 128 Shariah-compliant funds. It incorporates three major macroeconomic variables using Generalized Linear Models (GLM). The findings indicate no significant superiority of Islamic funds over conventional ones. The study also notes that while market performance and foreign exchange rates positively affect both fund types, GDP growth and inflation have a negative impact. Islamic funds are less influenced by excess market returns, GDP growth, and inflation compared to conventional funds, …


Impact Of Environmental, Social, And Governance Disclosure On Firm Performance: A Case Of Listed Manufacturing Firms In Nigeria, Abdulbaki Ubandawaki Jan 2024

Impact Of Environmental, Social, And Governance Disclosure On Firm Performance: A Case Of Listed Manufacturing Firms In Nigeria, Abdulbaki Ubandawaki

Theses and Dissertations

The traditional goal of companies is to maximize shareholders’ wealth. However, to achieve this objective, many complementary goals must be pursued alongside the traditional ones. To achieve corporate goals, businesses need to interact with the environment. The continual interaction of the corporation with the environment has definitely come with its costs and benefits, and the global interest in promoting sustainable development has made corporate ESG reporting a crucial issue. The aim of the study is to investigate the relationship between ESG reporting and firm performance among listed manufacturing firms in Nigeria. The data was collected from annual and standalone sustainability …


Optimizing Repayment Strategies For Egyptian Construction Companies With Multiple Loans, Moataz Elkady Jun 2023

Optimizing Repayment Strategies For Egyptian Construction Companies With Multiple Loans, Moataz Elkady

Theses and Dissertations

Optimizing Repayment Strategies for Egyptian Construction Companies with Multiple Loans is of utmost importance to efficiently allocate monthly income for loan repayment. The conventional practice of paying the minimum balance due each month leads to increased interest charges and prolonged repayment periods. In response, this research proposes a model for multiple loan repayment that considers the computational complexity involved.

The model is built on the foundation of mixed integer linear programming and aims to establish an optimal repayment schedule by minimizing the total cash required to repay the loans, prioritizing the repayment of loans before personal expenses. The implementation of …


Assessing The Effect Of Fintech Adoption On Country's Productivity, Mai Metwally Jun 2023

Assessing The Effect Of Fintech Adoption On Country's Productivity, Mai Metwally

Theses and Dissertations

The relationship between total factor productivity of countries, for both low-income and high-income countries, and Fintech adoption will be examined in this paper. Also, a background on Fintech history will be discussed and explored briefly along with Fintech future risks and opportunities. Starting off with the importance of TFP, it is also known to be "Solow residual" (named after American Economist "Robert Solow"). TFP shows and examines the performance along with efficiency of the entity or country. It shows how well and efficient the firm or country in transforming its inputs to the desired outputs. Moreover, it is the ratio …


Modeling The Financial Signaling Of Zero-Default Debt: Empirical Study On The Firms Listed In Djia30 And Nasdaq100, Ahmed Salah Zaki Saeed Jun 2023

Modeling The Financial Signaling Of Zero-Default Debt: Empirical Study On The Firms Listed In Djia30 And Nasdaq100, Ahmed Salah Zaki Saeed

Theses and Dissertations

This thesis examines the financial factors that corporate planners must consider to reach a zero-default debt. The thesis examines the financial fundamentals associated with zero-default debt along with the size and industry effects. The data includes quarterly financial indicators for the non-financial firms listed in DJIA30 and NASDAQ100 for the period 1990-2018. The results conclude that the fixed assets turnover is the only robust variable that can be optimized to reach zero-default debt and has positive and significant signaling effect.


Fintech Companies Valuation Using Real Options: Fawry Empirical Study, Yassmen Abou Elwafa Jun 2023

Fintech Companies Valuation Using Real Options: Fawry Empirical Study, Yassmen Abou Elwafa

Theses and Dissertations

This thesis presents an improved valuation approach for Fintech companies, which are high-growth technology-based firms. We first identify the shortcomings of traditional valuation methods in valuing high-growth technology firms. Then, an alternative valuation technique based on real options theory is discussed to value fintech companies. The relevance and validity of using real options valuation to value fintech firms are also discussed. We propose a new flexible framework for valuing fintech companies by extending the Schwartz-Moon (2001) model to include various types of real options. To validate the practical application of the Extended Schwartz-Moon model, we conduct an empirical study to …


Navigating Uncertainty: The Role Of Gold, Silver, Oil, Cryptocurrency, And Esg Indices In The Mena Region, Rahaf Zakaria Sakr May 2023

Navigating Uncertainty: The Role Of Gold, Silver, Oil, Cryptocurrency, And Esg Indices In The Mena Region, Rahaf Zakaria Sakr

Theses and Dissertations

This study examines the effectiveness of various financial instruments as hedges and safe havens during different market conditions in the MENA region. It compares traditional safe-haven investments ( gold, silver, and oil) and non-traditional safe-havens (cryptocurrencies and ESG stocks) to determine which investments function better as hedges and safe havens during different market conditions. The data covers eight years, starting in 2015 and ending in early 2023. DCC GARCH is utilized to examine time variation in conditional correlations. This study finds that Gold, Silver, and cryptocurrency can be considered strong hedges to the MENA market on average and weak safe …


Factors Affecting Consumers’ Purchase Intentions Towards Recycled Products, Sherine Esmat Feb 2023

Factors Affecting Consumers’ Purchase Intentions Towards Recycled Products, Sherine Esmat

Theses and Dissertations

The work executed addresses the status of recycling industry in Egypt and its relation to the current sustainability trends as well as climate change issues. It also identifies the main concerns of consumers when purchasing recycled products. Consequently, identifies the key pillars that need to be applied or communicated with the target consumers to enhance the concept of selling recycled products and increase its market share. Since this industry is significantly broad, the focus of the study was only on recycled PET plastic bottles (rPET), this is to ensure attaining accurate and reliable results.

An interview and a site visit …


The Effect Of Climate Change On Firm Level Costs With Focus On Mena Region, Farah Osama Saieed Dec 2022

The Effect Of Climate Change On Firm Level Costs With Focus On Mena Region, Farah Osama Saieed

Theses and Dissertations

This paper has a main objective of identifying the relationship between environmental factors and climate change on operating costs incurred by firms. This paper also attempts to compare the direction and intensity of the effect on different sectors in order to analyze whether climate change effect differs based on the nature of the business operations. Several papers have previously addressed the relationship between climate change factors ad profits. This literature will add to previous studies by observing the effect on the cost rather than the profits. In addition to providing results that minimize endogeneity, which is found in a large …


Entrepreneurial Orientation Impact On Micro And Small Enterprises In Egypt, Fayrouz Negm Jun 2022

Entrepreneurial Orientation Impact On Micro And Small Enterprises In Egypt, Fayrouz Negm

Theses and Dissertations

The aim of the proposed study is to test and analyze the impact of Entrepreneurial Orientation (EO) on micro and small enterprises’ growth in Egypt, measured by three growth indicators: sales revenue, profit margin, and employment. The growth rates are measured over four periods (past three years, past year, next year, and next three years) to examine the historical and potential impact of EO on growth rates.

EO is defined as the process which organizations use to renew themselves and their markets by innovativeness, proactiveness, and risk-taking (Miller, 1983). While EO is considered one of the crucial factors in determining …


Can Blockchain-Supply Chain Announcements Create Shareholder Value? Evidence From An Event Study For International Initiatives, Alyaa Saleh Jun 2022

Can Blockchain-Supply Chain Announcements Create Shareholder Value? Evidence From An Event Study For International Initiatives, Alyaa Saleh

Theses and Dissertations

This study investigates how Blockchain based Supply chain (BC-SC) announcements impact the stock market performance of the announcing firms. Using a sample of 104 news and firm announcements between 2016 and July 2021, we conduct an international event study to determine the effect of BC-SC announcements on the market performance. We find that an overall significantly positive market reaction of 1.45% to all BC-SC announcements on the announcement day. In addition, we find that the stock market reaction slightly differs when different SC challenges are targeted by the announcing firm. When blockchain is used for traceability purposes, the market response …


The Role Of The Government & The Private Sector, Hazem Abdel Aziz Abdel Hady Jan 2022

The Role Of The Government & The Private Sector, Hazem Abdel Aziz Abdel Hady

Archived Theses and Dissertations

No abstract provided.


Analysis Of Egyptian Commodity Imports During The Trade Liberalization Period, Amria Abd El-Rahim Sheha Jan 2022

Analysis Of Egyptian Commodity Imports During The Trade Liberalization Period, Amria Abd El-Rahim Sheha

Archived Theses and Dissertations

No abstract provided.


A2k4d’S Webinar Series: Women & The Future Of Work: The Urgency Of Inclusion, Naglaa Rizq Jan 2022

A2k4d’S Webinar Series: Women & The Future Of Work: The Urgency Of Inclusion, Naglaa Rizq

Faculty Journal Articles

No abstract provided.


Enhancing The Impact Of Student-Led Entrepreneurial Initiatives In Egyptian Public Universities, Sherwat Elwan Ibrahim, Hend Ahmed, Lama Atef Jan 2022

Enhancing The Impact Of Student-Led Entrepreneurial Initiatives In Egyptian Public Universities, Sherwat Elwan Ibrahim, Hend Ahmed, Lama Atef

Papers, Posters, and Presentations

Innovation and entrepreneurship are increasingly viewed as key contributors to the creation of sustainable livelihood opportunities for youth and increased socioeconomic resilience. Mindful of this, a noticeable part of the existing literature underscores the essential role played by university-based student-led entrepreneurship clubs in widening students’ engagement in the entrepreneurship ecosystem; increasing their entrepreneurial intention; improving their interpersonal and enterprise skills, and giving them the opportunity to gain hands-on experience through practical learning. This, in turn, improves their self-employment prospects and supports them in the creation of successful future entrepreneurs and employees. Additionally, the student-led entrepreneurship clubs help students bridge the …


An Organizational Model Design For A Personnel Department In Petroleum Industry In The United Arab Republic, Amir K. Rizk Dec 2021

An Organizational Model Design For A Personnel Department In Petroleum Industry In The United Arab Republic, Amir K. Rizk

Archived Theses and Dissertations

No abstract provided.


An Application Of The Financial Instability Hypothesis, Rf Abu-Ismail Dec 2021

An Application Of The Financial Instability Hypothesis, Rf Abu-Ismail

Archived Theses and Dissertations

No abstract provided.


Speculative Bubbles And Financial Crises, Ashraf Mohamed Abdel Samea Ahmed Dec 2021

Speculative Bubbles And Financial Crises, Ashraf Mohamed Abdel Samea Ahmed

Archived Theses and Dissertations

No abstract provided.


Training Of Local Government Personnel In The U.A.R.: Institute Of Local Administration, Afaf A Al-Bassam Nov 2021

Training Of Local Government Personnel In The U.A.R.: Institute Of Local Administration, Afaf A Al-Bassam

Archived Theses and Dissertations

No abstract provided.


A Study Of The Relationship Financial Incentives And Jop Satisfaction In The Arab Republic Of Egypt, Abdel Rahman Tawfik Ahmed Nov 2021

A Study Of The Relationship Financial Incentives And Jop Satisfaction In The Arab Republic Of Egypt, Abdel Rahman Tawfik Ahmed

Archived Theses and Dissertations

No abstract provided.


The Future Of Tv And Online Video Platforms: A Study On Predictors Of Use And Interaction With Content In The Egyptian Evolving Telecomm, Media & Entertainment Industries, Hesham O. Dinana, Rasha Allam Jul 2021

The Future Of Tv And Online Video Platforms: A Study On Predictors Of Use And Interaction With Content In The Egyptian Evolving Telecomm, Media & Entertainment Industries, Hesham O. Dinana, Rasha Allam

Faculty Journal Articles

This study examines the future of TV and online video platforms in the evolving Egyptian market through using the predictors of use and interaction. Built on the unified theory of acceptance and use of technology, and the theory of technology discontinuities and platforms development, this study extends its framework to explore the relationship between the intention of use and the interaction with content behavior. A sample size of 396 university students answered the survey questions. Unlike other studies, the study found that the perceived ease of use (PEU) is the only variable that is positively correlated to the intention to …