Family, Life Course, and Society Commons^™

Who Is More Likely To Be Delinquent In Their Mortgage Payments Among Homeowners? The Role Of Financial Literacy, Ellie Donne Hansen

All Graduate Theses and Dissertations, Spring 1920 to Summer 2023

Homeownership is a way for families to build wealth and marks status attainment. Despite the many benefits of homeownership, homeowners who are delinquent on their mortgages lose the effective means of wealth accumulation and may trigger the beginning of the foreclosure process. There is evidence that homeowners with appropriate levels of financial literacy have a lower likelihood of mortgage delinquency.

Using data from the 2018 National Financial Capability Study (NFCS), the main purpose of this study was to examine what factors are associated with mortgage delinquency among homeowners. This study also examined to what extent financial literacy plays a role …

Psychosocial Development In Adolescents With Disabilities: Modification And Evaluation Of Measures, Myles Maxey

All Graduate Theses and Dissertations, Spring 1920 to Summer 2023

Adolescents with intellectual and developmental disabilities (IDD) are often overlooked in research, including psychosocial development (self-esteem, autonomy, attachment, and identity formation). Reliable and consistent survey tools are essential to understanding developmental trends. This study focused on creating surveys that could be comprehended by all adolescents, no matter if they experience IDD or not. Findings from this study suggested that there are more similarities than difference across areas of psychosocial development among adolescents with IDD as well as with their typically developing peers. These findings can help researchers more accurately assess psychosocial development for more adolescents, including those experiencing IDD.

Maternal Education And Changes In Parenting Beliefs, Values, And Practices, Becca E. Richards

All Graduate Theses and Dissertations, Spring 1920 to Summer 2023

Mothers’ education level has been an important predictor of life outcomes across many different areas. Higher education in mothers has been associated with outcomes such as higher reading levels and decreased chances grade repetition for their child. Due to gaps in the research, this study emphasizes the importance of mothers’ beliefs about parenting, the practices they use, the amount of closeness they have with their child, and how they change when mothers return to school. This study used new mothers and their newborn children across time to understand whether mothers’ beliefs, practices, and values change when mothers return to school. …