Open Access. Powered by Scholars. Published by Universities.®
- Keyword
-
- Assets (118)
- Savings (103)
- Child development account (97)
- IDA (93)
- Individual development account (87)
-
- CDA (85)
- Saving (84)
- Child savings (74)
- Policy (67)
- Asset accumulation (54)
- College savings (52)
- United States (52)
- 529 (47)
- ADD (45)
- American Dream Demonstration (44)
- State policy (44)
- Low income (43)
- Youth (42)
- Education (40)
- College savings plan (36)
- Volunteerism (36)
- Child savings account (34)
- Savings outcomes (33)
- Children (32)
- Asset ownership (31)
- Academic achievement (30)
- Financial education (30)
- Volunteer service (30)
- Asset effects (29)
- Race (29)
- Publication Year
Articles 601 - 630 of 649
Full-Text Articles in Social Work
Income, Institutions, And Saving Performance In Individual Development Accounts, Michael Sherraden, Mark Schreiner, Sondra Beverly
Income, Institutions, And Saving Performance In Individual Development Accounts, Michael Sherraden, Mark Schreiner, Sondra Beverly
Center for Social Development Research
This paper examines the relationship between income and saving performance in Individual Development Accounts (IDAs). We first discuss theories of saving. Next, for IDA participants in the American Dream Demonstration, we look at income sources and distribution, followed by tabulations of income and savings outcomes. Following this, we discuss results from regression analyses on savings outcomes. We find that savings amount did not increase with income and that the savings rate decreased with income. Although the data do not reveal exactly what caused this, we believe that institutional factors in IDA programs played an important role.
The United Way Of Greater St. Louis Individual Development Account Pilot Program, Margaret Clancy, Mark Schreiner, Mark Sherraden
The United Way Of Greater St. Louis Individual Development Account Pilot Program, Margaret Clancy, Mark Schreiner, Mark Sherraden
Center for Social Development Research
The United Way of Greater St. Louis Individual Development Account Pilot Program
The Decision Of African American Students To Complete High School: An Application Of The Theory Of Planned Behavior, Larry Davis, Icek Ajzen, Jeanne Saunders, Trina Williams
The Decision Of African American Students To Complete High School: An Application Of The Theory Of Planned Behavior, Larry Davis, Icek Ajzen, Jeanne Saunders, Trina Williams
Center for Social Development Research
A longitudinal study explored high-school completion among African Americans. Male and female high-school students aged 14 to 17 (N=166) completed a questionnaire based on the theory of planned behavior (Ajzen, 1991) early in their second year. Intentions to complete the year were accurately predicted from attitudes, subjective norms, and perceived behavioral control (R=0.71; p
Drop-Out From Individual Development Accounts: Prediction And Prevention, Mark Schreiner, Michael Sherraden
Drop-Out From Individual Development Accounts: Prediction And Prevention, Mark Schreiner, Michael Sherraden
Center for Social Development Research
Individual Development Accounts (IDAs) are a new policy instrument designed to help the poor save and accumulate assets. IDAs provide matches for savings used for home purchase, post-secondary education, or microenterprise. IDAs cannot help participants, however, if they drop out. What determines drop-out, and what can be done to help participants to stay in? Three findings emerge from an analysis of IDAs in the American Dream Demonstration. First, drop-out depends more on transaction costs and previous debt than on income. Second, program design --and match rates in particular--affect drop-out risk. Third, drop-out can be predicted with some accuracy, so IDA …
Saving Performance In The American Dream Demonstration: A National Demonstration Of Individual Development Accounts, Mark Schreiner, Margaret Clancy, Michael Sherraden
Saving Performance In The American Dream Demonstration: A National Demonstration Of Individual Development Accounts, Mark Schreiner, Margaret Clancy, Michael Sherraden
Center for Social Development Research
Saving Performance in the American Dream Demonstration: A National Demonstration of Individual Development Accounts
Advancing Community Development And Public Policy Through An Mis-Enhanced Network, Elizabeth Johnson, James Hinterlong, Michael Sherraden, Amanda Moore
Advancing Community Development And Public Policy Through An Mis-Enhanced Network, Elizabeth Johnson, James Hinterlong, Michael Sherraden, Amanda Moore
Center for Social Development Research
Effective community development requires the establishment of links among multiple organizations and institutions. How well the network functions depend on the specificity and accuracy of the information exchanged. In this paper, we illustrate how the introduction of a management information system (MIS) to a network of economic development programs across the United States meets the diverse information needs of the multiple members and standardizes their communication. We discuss how the MIS, as a tool for community development, supports the collection and flow of information among network members, leading to expansion of the network. The success of this MIS-enhanced network is …
Creating Community In A United States City: Bangladeshi Women Share Their Immigrant Experiences, Lisa Young Larance, Rubena Malik
Creating Community In A United States City: Bangladeshi Women Share Their Immigrant Experiences, Lisa Young Larance, Rubena Malik
Center for Social Development Research
Creating Community in a United States City: Bangladeshi Women Share Their Immigrant Experiences
Savings And Asset Accumulation In Individual Development Accounts, Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Michal Grinstein-Weiss, Min Zhan, Sondra Beverly
Savings And Asset Accumulation In Individual Development Accounts, Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Michal Grinstein-Weiss, Min Zhan, Sondra Beverly
Center for Social Development Research
Savings and Asset Accumulation in Individual Development Accounts
Financial Education And Savings Outcomes In Individual Development Accounts, Margaret Clancy, Michal Grinstein-Weiss, Mark Schreiner
Financial Education And Savings Outcomes In Individual Development Accounts, Margaret Clancy, Michal Grinstein-Weiss, Mark Schreiner
Center for Social Development Research
This study is the first quantitative look at the effects of financial education on savings outcomes for the poor in Individual Development Accounts. The findings suggest that financial education has sizeable effects, and that courses need not be long to take advantage of them. Marketing and public-policy implications are noted.
Family Assets For Independence In Minnesota, Michal Grinstein-Weiss, Mark Schreiner, Margaret Clancy, Michael Sherraden
Family Assets For Independence In Minnesota, Michal Grinstein-Weiss, Mark Schreiner, Margaret Clancy, Michael Sherraden
Center for Social Development Research
Family Assets for Independence in Minnesota
Women, Microfinance, And Savings: Lessons And Proposals, Rebecca Vonderlack, Mark Schreiner
Women, Microfinance, And Savings: Lessons And Proposals, Rebecca Vonderlack, Mark Schreiner
Center for Social Development Research
Microfinance—both credit and savings—has potential to improve the well-being of poor women in developing countries. This paper explores practical ways to achieve that potential. Based on lessons from informal saving mechanisms that women already use, the paper proposes two savings services designed to address the development issues that confront women. The proposals call for safe-deposit boxes and for matched savings accounts for health care or education.
Strategies For Creating Mis Technology To Improve Social Work Practice And Research, Elizabeth Johnson, James Hinterlong, Michael Sherraden
Strategies For Creating Mis Technology To Improve Social Work Practice And Research, Elizabeth Johnson, James Hinterlong, Michael Sherraden
Center for Social Development Research
This paper illustrates the potential for management information system (MIS) technology to integrate information collection, management and reporting within a single program or network of organizations. Properly devised and created, MIS applications improve administration, service delivery and practice evaluation. Three strategies are offered to guide the design and development of MIS software. This paper is based on lessons from the production and implementation of MIS software that serves as a management and evaluation tool for a nationwide policy demonstration. Data from the MIS have helped to shape state and federal policy.
Experience In The American Dream Demonstration: Lessons For Monitoring In A Children And Youth Savings Account Policy Demonstration, Margaret Clancy, Lissa Johnson, Mark Schreiner
Experience In The American Dream Demonstration: Lessons For Monitoring In A Children And Youth Savings Account Policy Demonstration, Margaret Clancy, Lissa Johnson, Mark Schreiner
Center for Social Development Research
Experience in the American Dream Demonstration: Lessons for Monitoring in a Children and Youth Savings Account Policy Demonstration
Saving, Ida Programs, And Effects Of Idas: A Survey Of Participants, Amanda Moore, Sondra Beverly, Mark Schreiner, Michael Sherraden, Margaret Lombe, Esther Y. N. Cho, Lissa Johnson, Rebecca Vonderlack
Saving, Ida Programs, And Effects Of Idas: A Survey Of Participants, Amanda Moore, Sondra Beverly, Mark Schreiner, Michael Sherraden, Margaret Lombe, Esther Y. N. Cho, Lissa Johnson, Rebecca Vonderlack
Center for Social Development Research
Saving, IDA Programs, and Effects of IDAs: A Survey of Participants
Assets, Health, And Well Being: Neighborhoods, Families, Children And Youth, Deborah Page-Adams, Edward Scanlon, Sondra Beverly, Tom Mcdonald
Assets, Health, And Well Being: Neighborhoods, Families, Children And Youth, Deborah Page-Adams, Edward Scanlon, Sondra Beverly, Tom Mcdonald
Center for Social Development Research
Assets, Health, and Well Being: Neighborhoods, Families, Children and Youth
Depression And Poverty Among African-American Women At Risk For Type 2 Diabetes, Mary De Groot, Wendy Auslander, James Herbert Williams, Michael Sherraden, Debra Haire-Joshu
Depression And Poverty Among African-American Women At Risk For Type 2 Diabetes, Mary De Groot, Wendy Auslander, James Herbert Williams, Michael Sherraden, Debra Haire-Joshu
Center for Social Development Research
Poverty is associated with negative health outcomes, including depression. Little is known about the specific elements of poverty that contribute to depression, particularly among African- American women at risk for type 2 diabetes. This study examined the relationships of economic and social resources to depression among African-American women at high risk for the development of type 2 diabetes (N=181) using the Conservation of Resources (COR) theory as a conceptual framework. Women were assessed at three time points in conjunction with a dietary change intervention. At baseline, 40% of women reported clinically significant depression and 43.3% were below the poverty line. …
Financial Education In A Children And Youth Savings Account Policy Demonstration: Issues And Options, Sondra G. Beverly, Margaret Clancy
Financial Education In A Children And Youth Savings Account Policy Demonstration: Issues And Options, Sondra G. Beverly, Margaret Clancy
Center for Social Development Research
Financial Education in a Children and Youth Savings Account Policy Demonstration: Issues and Options
Maximizing Internal And External Validity: Recommendations For A Children And Youth Savings Account Policy Demonstration, Sondra Beverly, Michael Sherraden
Maximizing Internal And External Validity: Recommendations For A Children And Youth Savings Account Policy Demonstration, Sondra Beverly, Michael Sherraden
Center for Social Development Research
Maximizing Internal and External Validity: Recommendations for a Children and Youth Savings Account Policy Demonstration
A Framework Of Asset-Accumulation Stages And Strategies, Sondra Beverly, Amanda Moore, Mark Schreiner
A Framework Of Asset-Accumulation Stages And Strategies, Sondra Beverly, Amanda Moore, Mark Schreiner
Center for Social Development Research
We propose that asset accumulation occurs in three stages. In the first stage (reallocation), current resource inflows must exceed current outflows. To meet this objective, people reallocate resources from current consumption, current leisure, or future consumption or leisure. In the second stage (conversion), people may convert resources from liquid to illiquid forms. In the third stage (maintenance), individuals resist temptations to dissave. We suggest that people adopt psychological and behavioral strategies to achieve each of these objectives. Putting the two types of strategies together with the three stages of asset accumulation results in six strategy groups. We provide examples of …
Savings Deposits, Incentive Structure, And Management Information Systems: Implications For Research On A Children And Youth Savings Account Policy Demonstration, Margaret Clancy, Lissa Johnson, Mark Schreiner
Savings Deposits, Incentive Structure, And Management Information Systems: Implications For Research On A Children And Youth Savings Account Policy Demonstration, Margaret Clancy, Lissa Johnson, Mark Schreiner
Center for Social Development Research
Savings Deposits, Incentive Structure, and Management Information Systems: Implications for Research on a Children and Youth Savings Account Policy Demonstration
Assets As A Measure Of Household Welfare In Developing Countries, David E. Sahn, David Stifel
Assets As A Measure Of Household Welfare In Developing Countries, David E. Sahn, David Stifel
Center for Social Development Research
This paper was commissioned for Inclusion in Asset Building: Research and Policy Symposium, an event hosted in September 2000 by the Center for Social Development at Washington University in St. Louis. The paper identifies and explores the use of an asset-based metric of welfare. The metric relies on assets data that are easy to collect and analyze. The authors demonstrate that the asset index functions well in identifying and profiling the poor, in targeting transfers, and even in estimating demand or production functions for outcomes that are useful for designing programs and policy.
Homeownership And Youth Well-Being: An Empirical Test Of Asset-Based Welfare, Edward Scanlon, Deborah Page-Adams
Homeownership And Youth Well-Being: An Empirical Test Of Asset-Based Welfare, Edward Scanlon, Deborah Page-Adams
Center for Social Development Research
Homeownership and Youth Well-Being: An Empirical Test of Asset-Based Welfare
Saving Patterns In Ida Programs, Michael Sherraden, Lissa Johnson, Margaret Clancy, Sondra Beverly, Mark Schreiner, Min Zhan, Jami Curley
Saving Patterns In Ida Programs, Michael Sherraden, Lissa Johnson, Margaret Clancy, Sondra Beverly, Mark Schreiner, Min Zhan, Jami Curley
Center for Social Development Research
Saving Patterns in IDA Programs
Going To Scale: Principles And Policy Options For An Inclusive Asset-Building Policy, Robert Friedman, Ray Boshara
Going To Scale: Principles And Policy Options For An Inclusive Asset-Building Policy, Robert Friedman, Ray Boshara
Center for Social Development Research
Going to Scale: Principles and Policy Options for an Inclusive Asset-Building Policy
Toward Progressive Pensions: A Summary Of The U.S. Pension System And Proposals For Reform, Peter Orszag, Robert Greenstein
Toward Progressive Pensions: A Summary Of The U.S. Pension System And Proposals For Reform, Peter Orszag, Robert Greenstein
Center for Social Development Research
Toward Progressive Pensions: A Summary of the U.S. Pension System and Proposals for Reform
Productive Engagement Of Older Adults: Effects On Well-Being, Nancy Morrow-Howell
Productive Engagement Of Older Adults: Effects On Well-Being, Nancy Morrow-Howell
Center for Social Development Research
Productive Engagement of Older Adults: Effects on Well-Being
Assets And The Poor: Evidence From Individual Development Accounts, Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Min Zhan, Sondra Beverly, Michal Grinstein-Weiss
Assets And The Poor: Evidence From Individual Development Accounts, Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Min Zhan, Sondra Beverly, Michal Grinstein-Weiss
Center for Social Development Research
Assets and the Poor: Evidence From Individual Development Accounts
Family Matters: Kin Networks And Asset Accumulation, Ngina Chiteji, Darrick Hamilton
Family Matters: Kin Networks And Asset Accumulation, Ngina Chiteji, Darrick Hamilton
Center for Social Development Research
Family Matters: Kin Networks and Asset Accumulation
Listening To African-American Students: An Exploratory Analysis Of Factors That Foster Academic Success, Julie Miller-Cribbs, Larry Davis, Stephanie Cronen, Sharon Johnson
Listening To African-American Students: An Exploratory Analysis Of Factors That Foster Academic Success, Julie Miller-Cribbs, Larry Davis, Stephanie Cronen, Sharon Johnson
Center for Social Development Research
This exploratory study assessed African-American freshman and sophomore students’ decisions to remain in school and their opinions regarding specific dropout prevention programs. Results indicated that students believed that school completion would prepare them for the future. the opinion of family members was consistently ranked as most important in supporting students' decisions to remain in school, and the primary barriers to completing school were related to family issues, academic problems and personal issues. Overall, students were most interested in intervention programs having to do with preparation for their futures—jobs and goals. The importance of tailoring education to meet the needs of …
Use Of Financial Services And The Poor, Jeanne M. Hogarth, Jinkook Lee
Use Of Financial Services And The Poor, Jeanne M. Hogarth, Jinkook Lee
Center for Social Development Research
This paper was commissioned for Inclusion in Asset Building: Research and Policy Symposium, an event hosted in September 2000 by the Center for Social Development at Washington University in St. Louis. The paper presents results from an analysis using data from the 1998 Survey of Consumer Finances to explore several aspects of the financial relationships of low-income households. The analyses looked at an updated profile of low-income and poor households, their financial portfolios, their attachment to the mainstream financial sector, and their use of various types of financial institutions. The findings suggest ways to move low-income households into the financial …