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Contributions Of The Earned Income Tax Credit To Community Development In Indian Country, Kristen Wagner, Karen Edwards, Miriam Jorgensen, Dana Klar Jul 2006

Contributions Of The Earned Income Tax Credit To Community Development In Indian Country, Kristen Wagner, Karen Edwards, Miriam Jorgensen, Dana Klar

Center for Social Development Research

The earned income tax credit (EITC) has become a central element in a suite of programs and polices that promote “asset building” for the poor. Increasingly, it has become a way not only for individuals but also communities to turn their economic circumstances around. The Center for Social Development in collaboration with Kathryn M. Buder Center for American Indian Studies engaged ten Native community organizations currently providing free tax preparation services in a study that examined uptake and potential uses of Earned Income Tax Credit (EITC) income by Native people. Through community surveys we learned that a majority of survey …


From Financial Literacy To Financial Capability Among Youth, Elizabeth Johnson, Margaret S. Sherraden Jul 2006

From Financial Literacy To Financial Capability Among Youth, Elizabeth Johnson, Margaret S. Sherraden

Center for Social Development Research

Youth in the United States are facing an increasingly complex and perilous financial world. Economically disadvantaged youth, in particular, lack financial knowledge and access to mainstream financial institutions. Despite growing interest in youth financial literacy, we have not seen comparable efforts to improve institutional access to financial institutions and services. Instead of aiming for financial literacy, we suggest aiming for financial capability, a concept that builds on the writing of Amartya Sen and Martha Nussbaum. The paper proposes that financial capability results when individuals develop financial knowledge and skills, but also gain access to financial instruments and institutions. The paper …


International Service In The Context Of Globalization: Research Conference Summary Report, Amanda Moore Mcbride, Margaret S. Sherraden, Center For Social Development, Washington University In St. Louis, Angela Ellis, Georgina Brewis, Justin Davis Smith Jul 2005

International Service In The Context Of Globalization: Research Conference Summary Report, Amanda Moore Mcbride, Margaret S. Sherraden, Center For Social Development, Washington University In St. Louis, Angela Ellis, Georgina Brewis, Justin Davis Smith

Center for Social Development Research

International Service in the Context of Globalization: Research Conference Summary Report


Section 529 Savings Plans, Access To Post-Secondary Education, And Universal Asset Building, Margaret Clancy, Reid Cramer, Leslie Parrish Jul 2005

Section 529 Savings Plans, Access To Post-Secondary Education, And Universal Asset Building, Margaret Clancy, Reid Cramer, Leslie Parrish

Center for Social Development Research

Section 529 Savings Plans, Access to Post-Secondary Education, and Universal Asset Building


K-12 Service Learning In Argentina, Maria Nieves Tapia, Alba González, Pablo Elicgeui Jul 2005

K-12 Service Learning In Argentina, Maria Nieves Tapia, Alba González, Pablo Elicgeui

Center for Social Development Research

K-12 Service Learning in Argentina


The Missouri-Kansas Asset-Building Coalition And Policy Project: An Initiative In Cross-State Policy Making For Wealth Building, Njeri Kagotho, Gena Gunn Jul 2005

The Missouri-Kansas Asset-Building Coalition And Policy Project: An Initiative In Cross-State Policy Making For Wealth Building, Njeri Kagotho, Gena Gunn

Center for Social Development Research

The Missouri-Kansas Asset-Building Coalition and Policy Project: An Initiative in Cross-State Policy Making for Wealth Building


The Universal Model In Seed, Michael Sherraden, Margaret M. Clancy Jul 2005

The Universal Model In Seed, Michael Sherraden, Margaret M. Clancy

Center for Social Development Research

The Universal Model in SEED


Way To Give: A Guide To Connecting, Giving And Asset Building, Stephanie C. Boddie, Prema Thirupathy Jul 2005

Way To Give: A Guide To Connecting, Giving And Asset Building, Stephanie C. Boddie, Prema Thirupathy

Center for Social Development Research

Way to Give: A Guide to Connecting, Giving and Asset Building


Aprendizaje Y Servicio Solidaria En Las Escuelas Argentinas: Una Visión Descriptiva A Partir De Las Experiencias Presentadas Al Premio Presidencial Escuelas Solidarias (2000–2001) [K–12 Service Learning In Argentina], María Nieves Tapia, Alba González, Pablo Elicegui Jul 2005

Aprendizaje Y Servicio Solidaria En Las Escuelas Argentinas: Una Visión Descriptiva A Partir De Las Experiencias Presentadas Al Premio Presidencial Escuelas Solidarias (2000–2001) [K–12 Service Learning In Argentina], María Nieves Tapia, Alba González, Pablo Elicegui

Center for Social Development Research

Aprendizaje y servicio solidaria en las escuelas Argentinas: Una visión descriptiva a partir de las experiencias presentadas al Premio Presidencial Escuelas Solidarias (2000–2001) [K–12 service learning in Argentina]


Mishlavim Project - The Inclusion Of Youth With Special Needs Into National Youth Service In Israel: Program Evaluation Research (2003-2004), Karin Amit, Nicole Fleischer Jul 2005

Mishlavim Project - The Inclusion Of Youth With Special Needs Into National Youth Service In Israel: Program Evaluation Research (2003-2004), Karin Amit, Nicole Fleischer

Center for Social Development Research

Mishlavim Project - the Inclusion of Youth With Special Needs Into National Youth Service in Israel: Program Evaluation Research (2003-2004)


Study On The Effects Of The National United Nations Volunteer Program In Mongolia, Tserendorjiin Erdenechimeg, Tumurbaatariin Bulganzaya, Radnaagiin Gantumur Jul 2005

Study On The Effects Of The National United Nations Volunteer Program In Mongolia, Tserendorjiin Erdenechimeg, Tumurbaatariin Bulganzaya, Radnaagiin Gantumur

Center for Social Development Research

Study on the Effects of the National United Nations Volunteer Program in Mongolia


In-Depth Interviews With Seed Youth: Profiles Of Participants In A Pilot Study, Edward Scanlon, Deborah Adams Jul 2005

In-Depth Interviews With Seed Youth: Profiles Of Participants In A Pilot Study, Edward Scanlon, Deborah Adams

Center for Social Development Research

In-Depth Interviews With SEED Youth: Profiles of Participants in a Pilot Study


Impact Of Asset Ownership On Social Inclusion, Margaret Lombe, Michael Sherraden Jul 2005

Impact Of Asset Ownership On Social Inclusion, Margaret Lombe, Michael Sherraden

Center for Social Development Research

Persistent poverty and social exclusion suggest the need for more innovative interventions to reduce severe need and create terms for meaningful participation of vulnerable individuals in economic, political, and social exchange. One such innovation is asset ownership. This study explores the relationship between asset ownership and social inclusion using the human capabilities approach. Findings indicate a significant relationship, suggesting a role for asset-based policy and programs in interventions to foster social inclusion.


Mutual Wealth In Rural America, E. G. Nadeau, Elisabeth Howard Jul 2005

Mutual Wealth In Rural America, E. G. Nadeau, Elisabeth Howard

Center for Social Development Research

This essay contends that mutual wealth in rural America, particularly related to the use of land and other natural resources, has undergone three major paradigm shifts in the last 500 years, and may be at the threshold of a fourth. First, from the early 1500s to about 1800, European diseases and conquest destroyed the elaborate management systems for agriculture, forests, game, and other natural resources developed by North American Indians. Second, from the early 1500s to the early 1900s, European and white American settlers, induced by offers of land, repopulated the continent primarily with small and medium-sized farms and ranches. …


Participants In Seed: A Report From Account Monitoring Research, Vernon Loke, Margaret Clancy Jul 2005

Participants In Seed: A Report From Account Monitoring Research, Vernon Loke, Margaret Clancy

Center for Social Development Research

Participants in SEED: A Report From Account Monitoring Research


Rural Wealth Building: Native Americans, Eric Henson, Anna Lee, Luxman Nathan Jul 2005

Rural Wealth Building: Native Americans, Eric Henson, Anna Lee, Luxman Nathan

Center for Social Development Research

Rural Wealth Building: Native Americans


Saving In Add: Measures From Mis Ida, Mark Schreiner, Michael Sherraden Jul 2005

Saving In Add: Measures From Mis Ida, Mark Schreiner, Michael Sherraden

Center for Social Development Research

Saving in Add: Measures From MIS IDA


Saving In Low-Income Households: Evidence From Interviews With Participants In The American Dream Demonstration, Michael Sherraden, Amanda Moore Mcbride, Elizabeth Johnson, Stacie Hanson, Fred M. Ssewamala, Trina R. Shanks Jul 2005

Saving In Low-Income Households: Evidence From Interviews With Participants In The American Dream Demonstration, Michael Sherraden, Amanda Moore Mcbride, Elizabeth Johnson, Stacie Hanson, Fred M. Ssewamala, Trina R. Shanks

Center for Social Development Research

Saving in Low-Income Households: Evidence From Interviews With Participants in the American Dream Demonstration


Seed Universal Policy Model And Research Request For Proposal, Michael Sherraden, Margaret M. Clancy Jul 2005

Seed Universal Policy Model And Research Request For Proposal, Michael Sherraden, Margaret M. Clancy

Center for Social Development Research

SEED Universal Policy Model and Research Request for Proposal


Status Of State Supported Ida Programs In 2005, Naomi Warren, Karen Edwards Jul 2005

Status Of State Supported Ida Programs In 2005, Naomi Warren, Karen Edwards

Center for Social Development Research

Status of State Supported IDA Programs in 2005


Add: Lessons From The Uk, Dominic Maxwell, Will Paxton Jul 2005

Add: Lessons From The Uk, Dominic Maxwell, Will Paxton

Center for Social Development Research

ADD: Lessons From the Uk


Asset-Building In Tribal Communities: Generating Native Discussion And Practical Approaches, Sarah Hicks, Karen Edwards, Mary Kate Dennis, Christy Finsel Jul 2005

Asset-Building In Tribal Communities: Generating Native Discussion And Practical Approaches, Sarah Hicks, Karen Edwards, Mary Kate Dennis, Christy Finsel

Center for Social Development Research

Asset-Building in Tribal Communities: Generating Native Discussion and Practical Approaches


Asset-Building In Rural Communities: The Experience Of Individual Asset Accounts, Michal Grinstein-Weiss, Jami Curley Jul 2005

Asset-Building In Rural Communities: The Experience Of Individual Asset Accounts, Michal Grinstein-Weiss, Jami Curley

Center for Social Development Research

Similar to the beginning of many new eras, the dawning of the 21st century has brought new opportunities as well as new challenges to the stability of our economy. New technology offers more efficient methods of production while the continuing influence of globalization increases market availability for our goods. Yet, when a region has a hard time transitioning to a new economy, the challenges produced by these changes are often overwhelming and can create hardship. Rural America is currently facing many of the difficulties associated with these changing economies, thus affecting their current economic sustainability and development. The industry base …


Asset-Building Programs For People With Disabilities In Rural Areas: Including Independent Living And Long-Term Care Planning Education, Michelle Putnam, Fengyan Tang Jul 2005

Asset-Building Programs For People With Disabilities In Rural Areas: Including Independent Living And Long-Term Care Planning Education, Michelle Putnam, Fengyan Tang

Center for Social Development Research

This paper presents findings from a case study of individuals with multiple sclerosis examining their planning and preparation activities for their future independent living and long-term care needs. Data collected from a representative sample of National Multiple Sclerosis Society members in the greater metropolitan St. Louis and eastern Illinois area indicate significant differences in income, assets, education, health and functional limitation status between individuals living in rural versus urban areas. Additionally, findings show respondents with greater levels of education and assets, and those living in urban areas, are more likely to have saved for retirement, made legal preparations, or engaged …


Educational Status And Savings Performance In Individual Development Accounts, Min Zhan, Michal Grinstein-Weiss Jul 2005

Educational Status And Savings Performance In Individual Development Accounts, Min Zhan, Michal Grinstein-Weiss

Center for Social Development Research

This study examines the relationship between education and savings performance in Individual Development Accounts (IDAs), a matched savings program for the poor. We also investigate whether the relationship between education and savings is mediated by income, intended uses of IDAs, and program (or institutional) factors. The data of this study is from the American Dream Demonstration (N = 2,50), the first national demonstration of IDAs. The results indicate that, compared to the participants without a high school degree, those with some college education, especially those with a 4-year college degree, had higher savings, after controlling for program factors and other …


Increasing Life Chances For Orphaned Children In Africa: Testing An Asset-Based Development Strategy, Fred Ssewamala, Jami Curley Jul 2005

Increasing Life Chances For Orphaned Children In Africa: Testing An Asset-Based Development Strategy, Fred Ssewamala, Jami Curley

Center for Social Development Research

Increasing Life Chances for Orphaned Children in Africa: Testing an Asset-Based Development Strategy


International Service: History And Forms, Pitfalls And Potential, Amanda Moore Mcbride, Dolly Daftary Jul 2005

International Service: History And Forms, Pitfalls And Potential, Amanda Moore Mcbride, Dolly Daftary

Center for Social Development Research

International voluntary service represents the contribution of one’s time to some cause, which is largely uncompensated and spent in a country other than one’s home country. The forms of international service have evolved from roots in missionary service to a focus on development of the host communities and the volunteers. Current trends emphasize mutuality, accountability, and participation by host communities, but against a historical and contemporary backdrop, inequality remains between the volunteers and hosts. This paper speculates a range of possible positive and negative developmental outcomes, programmatic strategies to mediate negative effects, and research to inform program and policy development.


Diffusion Of Policy Innovation: The Case Of Individual Development Accounts (Idas) As An Asset-Building Policy, Michal Grinstein-Weiss, Kristen Wagner, Karen Edwards Jul 2005

Diffusion Of Policy Innovation: The Case Of Individual Development Accounts (Idas) As An Asset-Building Policy, Michal Grinstein-Weiss, Kristen Wagner, Karen Edwards

Center for Social Development Research

Diffusion of a policy innovation from one state to another is an important component of social change. Several theories and models have been developed to explain how and under what circumstances policy innovation and diffusion occurs. This paper examines the policy diffusion process through the case of Individual Development Accounts (IDAs), a policy innovation designed to provide matched saving opportunities for low-income people to accumulate assets. While our examination supports several of the prominent theories of policy diffusion, we suggest that a fusion of policy theories may better guide policy makers in more adequately predicting and executing the diffusion of …


Institutions And Savings In Low-Income Households, Jami Curley, Fred Ssewamala, Michael Sherraden Jul 2005

Institutions And Savings In Low-Income Households, Jami Curley, Fred Ssewamala, Michael Sherraden

Center for Social Development Research

Institutions and Savings in Low-Income Households


Account Monitoring Report At June 30, 2005, Richard Larock, Margaret Clancy Jul 2005

Account Monitoring Report At June 30, 2005, Richard Larock, Margaret Clancy

Center for Social Development Research

Account Monitoring Report at June 30, 2005