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Parental Educational Expectations By Race/Ethnicity And Socioeconomic Status, Youngmi Kim, Michael Sherraden, Margaret Clancy Mar 2012

Parental Educational Expectations By Race/Ethnicity And Socioeconomic Status, Youngmi Kim, Michael Sherraden, Margaret Clancy

Center for Social Development Research

Research has linked parents’ educational expectations to children’s educational attainment, but findings regarding differences in educational expectations by race/ethnicity have been inconsistent. In addition, existing studies have focused on school-age children and their parents. In this study, we examine educational expectations in mothers of newborn children using a state representative sample. a series of logistic regressions are conducted for the full sample (N=2,572) and for individual racial groups to investigate parental educational expectations by race and Hispanic origin. The study finds that non-Hispanic Whites hold higher educational expectations for their children compared to African Americans, American Indians, and Hispanics. However, …


Financial Knowledge And Child Development Account Policy: A Test Of Financial Capability, Jin Huang, Yunju Nam, Margaret Sherrard Sherraden Mar 2012

Financial Knowledge And Child Development Account Policy: A Test Of Financial Capability, Jin Huang, Yunju Nam, Margaret Sherrard Sherraden

Center for Social Development Research

This study examines how study participants’ financial knowledge and participation in a Child Development Account (CDA) intervention affect 529 College Savings Plan account holding among caregivers of infants. The study uses data from the SEED for Oklahoma Kids experiment (SEED OK, N=2,51), a statewide randomized experiment using a probability sample of infants selected from birth records. SEED OK is a policy test of universal and progressive CDAs that encourage families to accumulate assets for their children’s future. Results of logit regression show that participants’ financial knowledge is positively related to the account holding in the treatment group, but not in …


Testing An Asset-Building Approach For Young People: Early Access To Savings Predicts Later Savings, Terri Friedline, William Elliott, Gina Chowa Mar 2012

Testing An Asset-Building Approach For Young People: Early Access To Savings Predicts Later Savings, Terri Friedline, William Elliott, Gina Chowa

Center for Social Development Research

A major hypothesis of asset-building is that early access to savings accounts leads to continued and improved educational and economic outcomes over time. This study asks whether or not young adults (ages 18 to 22), particularly lower-income young adults, are significantly more likely to own savings accounts and to accumulate more savings when they have access to savings accounts at banking institutions as adolescents (ages 13 to 17). We investigate this question using longitudinal data (low-to-moderate income sample [LMI; N = 530]; low-income sample [LI; N = 354]) from the Panel Study of Income Dynamics and its supplements. Results from …


Assets, Economic Opportunity, And Toxic Stress: A Framework For Understanding Child And Educational Outcomes, Trina R. Williams Shanks, Christine Robinson Mar 2012

Assets, Economic Opportunity, And Toxic Stress: A Framework For Understanding Child And Educational Outcomes, Trina R. Williams Shanks, Christine Robinson

Center for Social Development Research

Child health, educational attainment, and family socioeconomic status are inextricably linked. We introduce a model that ties together research drawn from the fields of economics, education, psychology, sociology, medicine, epidemiology, neuroscience, public health and biostatistics. Organized around an integrated conceptual paradigm of environmental, economic, familial and psychosocial pathways, we demonstrate various ways SES alters the performance of biological systems, thereby affecting family interaction, stress, school success, and child outcomes.


Economic Socialization, Saving, And Assets In European Young Adults, Paul Webley, Ellen Nyhus Mar 2012

Economic Socialization, Saving, And Assets In European Young Adults, Paul Webley, Ellen Nyhus

Center for Social Development Research

Two studies were carried out, using data on the assets, economic socialization and dispositions of European teenagers and young adults. The sample of young adults (18-32) was drawn from a panel survey of the Dutch population. The Dutch sample size was 392, a significant proportion (over 25%) of whom were still living in the parental home. The sample of teenagers (mean age 14.4 years) and their parents was drawn from a three-generation study of economic socialization in Norway. The Norwegian sample size was 548 adolescents, 256 mothers, and 227 fathers. The Dutch study identified four distinct strands of economic socialization: …


The Effects Of College Savings On Postsecondary School Enrollment Rates Of Students With Disabilities, Gregory A. Cheatman, William Elliott Iii Mar 2012

The Effects Of College Savings On Postsecondary School Enrollment Rates Of Students With Disabilities, Gregory A. Cheatman, William Elliott Iii

Center for Social Development Research

This is the first study to examine whether parents’ college savings is positively associated with special education students’ enrollment in postsecondary school. In addition to examining postsecondary school enrollment among students with disabilities, we also examine whether students’ and parents’ college expectations act as a mediator between parents’ college savings and postsecondary school enrollment. We find that while not all types of college savings are associated with postsecondary enrollment, college bonds are a consistent and strong statistically significant predictor of postsecondary enrollment for students with disabilities. Further, we find evidence students’ and parents’ college expectations act as a partial mediator …


Cash-Flow And Savings Practices Of Low-Income Households: Evidence From A Follow-Up Study Of Ida Participants, David W. Rothwell, Nahid Sultana Feb 2012

Cash-Flow And Savings Practices Of Low-Income Households: Evidence From A Follow-Up Study Of Ida Participants, David W. Rothwell, Nahid Sultana

Center for Social Development Research

This study uses a survey of participants from an Individual Development Account (IDA) matched savings intervention to examine self-reported financial practices (cash flow and savings) five years after the intervention terminated. Latent class analysis produced three groups of financial practices - high, medium, and low functioning. Results showed that some low-income households are carefully managing their finances. Psychological sense of mastery was positively related to high functioning cash-flow and savings. The IDA intervention had no association with latent class membership. Antipoverty interventions should assess the financial practices of participants at the time of service enrollment. Further, social service providers should …


Parenting Stress Among White, Black, American Indian, And Hispanic Mothers, Yunju Nam, Nora Wikoff, Michael Sherraden Jan 2012

Parenting Stress Among White, Black, American Indian, And Hispanic Mothers, Yunju Nam, Nora Wikoff, Michael Sherraden

Center for Social Development Research

Parenting stress can have long-term effects on parents and children, but little is known about racial and ethnic differences in parenting stress. Using baseline survey data from a probability sample in the SEED for Oklahoma Kids experiment (N = 2,26), we examine parenting stress among White, Black, American Indian, and Hispanic mothers. This study employs OLS regressions and Blinder-Oaxaca decompositions. Parenting stress scores among Whites and American Indians were on average significantly lower than among Blacks and Hispanics. Regressions indicate that across all four groups, parenting stress is positively associated with maternal depression and negatively associated with social supports. Decomposition …


Understanding Barriers And Facilitators To Participation In People With Aphasia: A Qualitative Approach, Elisa Garcia, Lisa Tabor Connor Dec 2011

Understanding Barriers And Facilitators To Participation In People With Aphasia: A Qualitative Approach, Elisa Garcia, Lisa Tabor Connor

Center for Social Development Research

Aphasia is an acquired communication disorder that currently affects about one million people in the United States. Although people with aphasia receive rehabilitation services, they often return to the community with barriers that impact participation in activities that are meaningful to them. Few research studies have investigated factors influencing participation in aphasia and people with aphasia are often excluded from research due to their language impairment. The purpose of this exploratory qualitative study was to identify the most common barriers and facilitators to community participation, as perceived by people with chronic aphasia following stroke. Method: Five participants with mild to …


Participant Satisfaction With The Mission Continues Fellowship Program For Post 9/11 Disabled Veterans, Monica M. Matthieu, Michael J. Pereira, Ian D. Smith Dec 2011

Participant Satisfaction With The Mission Continues Fellowship Program For Post 9/11 Disabled Veterans, Monica M. Matthieu, Michael J. Pereira, Ian D. Smith

Center for Social Development Research

Participant Satisfaction With the Mission Continues Fellowship Program for Post 9/11 Disabled Veterans


Social Ecological Constraints To Park Use In Communities With Quality Access, J. Aaron Hipp, Ravikumar Chockalingam, Deepti Adlakha Nov 2011

Social Ecological Constraints To Park Use In Communities With Quality Access, J. Aaron Hipp, Ravikumar Chockalingam, Deepti Adlakha

Center for Social Development Research

Evidence correlates physical activity, psychological restoration, and social health to proximity to parks and sites of recreation. The purpose of this study was to identify perceived constraints to park use in low-income communities facing significant health disparities, with access to underutilized parks. We used a series of focus groups with families, teens, and older adults in neighborhoods with similar demographic distribution and access to parks over 125 acres in size. Constraints to park use varied across age groups as well as across social ecological levels, with perceived constraints to individuals, user groups, communities, and society. Policies and interventions aimed at …


Asset Poverty In Urban China: A Study Using The 2002 Chinese Household Income Project, Jin Huang, Minchao Jin, Suo Deng, Baorong Guo, Li Zou, Michael Sherraden Nov 2011

Asset Poverty In Urban China: A Study Using The 2002 Chinese Household Income Project, Jin Huang, Minchao Jin, Suo Deng, Baorong Guo, Li Zou, Michael Sherraden

Center for Social Development Research

Defining asset poverty as insufficiency of assets to satisfy household basic needs for a limited period of time, the study examines asset poverty rates in urban China using the 2002 survey data from the Chinese Household Income Project (CHIP). We find that asset poverty rates in urban China are lower than those of developed countries, in part due to Chinese households’ strong commitment to precautionary savings and the low poverty standards. However, the liquid asset poverty rate is five times that of the income poverty rate in urban China. Notably, the asset-poverty-gap ratio shows that most households in asset poverty …


Two Accounts For Why Adolescent Savings Is Predictive Of Young Adult Savings: An Economic Socialization Perspective And An Institutional Perspective, William Elliott Iii, Paul Webley, Terri Friedline Oct 2011

Two Accounts For Why Adolescent Savings Is Predictive Of Young Adult Savings: An Economic Socialization Perspective And An Institutional Perspective, William Elliott Iii, Paul Webley, Terri Friedline

Center for Social Development Research

Economic socialization and the institutional theory of saving offer different accounts for why adolescents' savings predicts savings in young adulthood. Economic socialization theory emphasizes the role that the family plays in whether or not youth develop a future time orientation and a habit of saving. Conversely, an institutional theory is built on the premise that acquisition of financial knowledge and resources are strongly influenced by structural failures related to social class and race. Using longitudinal data (N = 694) from the Panel Study of Income Dynamics (PSID) and its supplements, this paper asks whether having savings as an adolescent (ages …


Do Child Development Accounts Promote Account Holding, Saving, And Asset Accumulation For Children's Future? Evidence From A Statewide Randomized Experiment, Yunju Nam, Youngmi Kim, Margaret Clancy, Robert Zager, Michael Sherraden Oct 2011

Do Child Development Accounts Promote Account Holding, Saving, And Asset Accumulation For Children's Future? Evidence From A Statewide Randomized Experiment, Yunju Nam, Youngmi Kim, Margaret Clancy, Robert Zager, Michael Sherraden

Center for Social Development Research

This study examines the impacts of Child Development Accounts (CDAs) on account holding, saving, and asset accumulation for children, using data from the SEED for Oklahoma Kids experiment (SEED OK). SEED OK, a policy test of universal and progressive CDAs, provides a 529 college savings plan account to every infant in the treatment group with automatic account opening and an initial deposit. SEED OK also encourages treatment participants to open their own 529 accounts with an account opening incentive and a savings match. Using a sample of infants randomly selected from birth records (N=2,70) and randomly assigned to treatment and …


Productive Aging Conference Report, Center For Social Development Sep 2011

Productive Aging Conference Report, Center For Social Development

Center for Social Development Research

Productive Aging Conference Report


Toward A Children's Savings And College-Bound Identity Intervention For Raising College Attendance Rates: A Multilevel Propensity Score Analysis, William Elliott Iii, Gina Chowa, Vernon Loke Aug 2011

Toward A Children's Savings And College-Bound Identity Intervention For Raising College Attendance Rates: A Multilevel Propensity Score Analysis, William Elliott Iii, Gina Chowa, Vernon Loke

Center for Social Development Research

It has been suggested that children’s savings programs will be more effective if they are combined with strategies to build children’s college-bound identities. In this study we use a multi-level treatment approach to propensity score analysis to test this proposition. Findings suggest that children who have savings and are certain they will graduate from a four-year college are more likely to attend college than their counterparts. Given this, we suggest that children’s savings policies designed to increase college attendance rates will be more effective if they include strategies for building children’s college-bound identity and college-bound identity programs will be more …


A Process Model Of Children's Savings Indirect Effects On College Progress, William Elliott Iii, Ilsung Nam, Toni Johnson Aug 2011

A Process Model Of Children's Savings Indirect Effects On College Progress, William Elliott Iii, Ilsung Nam, Toni Johnson

Center for Social Development Research

In addition to direct effects that accompany owning savings, asset researchers hypothesize that savings also has indirect effects. However, theory and research on the psychological effects of assets are in their early stages of development. One promising area of theoretical and research inquiry is the study of college expectations as an explanatory mechanism for the relationship between assets and children’s educational outcomes. However, little theory has been developed about how assets may influence college expectations. a recent study uses Identity-Based Motivation (IBM) theory to explain the indirect effects of assets. There are three core components of IBM: (1) salience, (2) …


College Savings Match Programs: Design And Policy, Terry Lassar, Margaret M. Clancy, Sarah Mcclure Aug 2011

College Savings Match Programs: Design And Policy, Terry Lassar, Margaret M. Clancy, Sarah Mcclure

Center for Social Development Research

We examine here the essential elements and program design of all state 529 savings-match programs as well as the application process and other policy considerations. Like other state programs, 529 savings incentives inevitably reflect the unique demographics, economics, and political makeup of a particular state. This report provides details about inclusive savings-match program features and strategies that could make 529 plans more widely accessible to families of all incomes.


The Mission Continues: Engaging Post-9/11 Disabled Military Veterans In Civic Service, Monica M. Matthieu, Ian D. Smith, Amanda Moore Mcbride, Nancy Morrow-Howell Aug 2011

The Mission Continues: Engaging Post-9/11 Disabled Military Veterans In Civic Service, Monica M. Matthieu, Ian D. Smith, Amanda Moore Mcbride, Nancy Morrow-Howell

Center for Social Development Research

The Mission Continues: Engaging Post-9/11 Disabled Military Veterans in Civic Service


Asset-Based Policy In South Korea, Youngmi Kim, Li Zou, Young Sun Joo, Michael Sherraden Jul 2011

Asset-Based Policy In South Korea, Youngmi Kim, Li Zou, Young Sun Joo, Michael Sherraden

Center for Social Development Research

Asset-Based Policy in South Korea


Seoul Hope Plus Savings Accounts: Asset-Building Program For Low-Income Households In Seoul (Second-Year Collaborative Research Report), Youngmi Kim, Soonung Lee, Mihyun Kim Jun 2011

Seoul Hope Plus Savings Accounts: Asset-Building Program For Low-Income Households In Seoul (Second-Year Collaborative Research Report), Youngmi Kim, Soonung Lee, Mihyun Kim

Center for Social Development Research

Seoul Hope Plus Savings Accounts: Asset-Building Program for Low-Income Households in Seoul (Second-Year Collaborative Research Report)


International Service And Higher Education: Toward A Vision For The Field, Amanda Moore Mcbride, Eric Mlyn Jun 2011

International Service And Higher Education: Toward A Vision For The Field, Amanda Moore Mcbride, Eric Mlyn

Center for Social Development Research

International Service and Higher Education: Toward a Vision for the Field


Direct Effects Of Assets And Savings On The College Progress Of Black Young Adults, William Elliott Iii, Ilsung Nam Jun 2011

Direct Effects Of Assets And Savings On The College Progress Of Black Young Adults, William Elliott Iii, Ilsung Nam

Center for Social Development Research

Direct Effects of Assets and Savings on the College Progress of Black Young Adults


Reducing The College Progress Gap Between Low- To Moderate-Income (Lmi) And High-Income (Hi) Young Adults: Assets As An Understudied Form Of Economic Capital, William Elliott Iii, Monique Constance-Huggins, Hyun-A Song Jun 2011

Reducing The College Progress Gap Between Low- To Moderate-Income (Lmi) And High-Income (Hi) Young Adults: Assets As An Understudied Form Of Economic Capital, William Elliott Iii, Monique Constance-Huggins, Hyun-A Song

Center for Social Development Research

Reducing the College Progress Gap Between Low- to Moderate-Income (LMI) and High-Income (HI) Young Adults: Assets as an Understudied Form of Economic Capital


The Age Old Question, Which Comes First? A Simultaneous Test Of Children's Savings And Children's College-Bound Identity, William Elliott Iii, Eun Hee Choi, Mesmin Destin, Kevin Kim Jun 2011

The Age Old Question, Which Comes First? A Simultaneous Test Of Children's Savings And Children's College-Bound Identity, William Elliott Iii, Eun Hee Choi, Mesmin Destin, Kevin Kim

Center for Social Development Research

The Age Old Question, Which Comes First? a Simultaneous Test of Children's Savings and Children's College-Bound Identity


Reducing The College Progress Gap Between Low- To Moderate-Income (Lmi) And High-Income (Hi) Young Adults, William Elliott Iii, Monique Constance-Huggins, Hyun-A Song Apr 2011

Reducing The College Progress Gap Between Low- To Moderate-Income (Lmi) And High-Income (Hi) Young Adults, William Elliott Iii, Monique Constance-Huggins, Hyun-A Song

Center for Social Development Research

College progress identifies young adults who are “on course,” that is, those who are currently enrolled in, or who have a degree from, a two-year college or a four-year college. However, little is known about the impact of these factors on low-to-moderate-income (LMI) young adults. Findings suggest LMI young adults with school savings are two and half times more likely to be on course than LMI young adults without savings. Policies such as universal Child Development Accounts (CDAs) that can help adolescents accumulate savings may be a simple and effective strategy for helping to keep LMI young adults on course.


Direct Effects Of Assets And Savings On The College Progress Of Black Young Adults, William Elliott Iii, Ilsung Nam Apr 2011

Direct Effects Of Assets And Savings On The College Progress Of Black Young Adults, William Elliott Iii, Ilsung Nam

Center for Social Development Research

Large disparities in attendance and graduation rates exist between White and Black young adults. We find that 63% of White young adults between the ages of 17 to 23 are on course (i.e., either in college or have graduated from college) in 2007 compared to only 35% of Black young adults. Moreover, research suggests that Black young adults who manage to stay on course and graduate are facing ever increasing amounts of college debt. Debt can lessen the return on education, making college appear less desirable for future generations. Thus, finding novel and promising ways to promote college progress that …


Understanding Geographic Variations In Bmi In India, Ravikumar Chockalingham, Ramesh Raghavan, Jyotsna Agrawal, Gyanesh Lama, Hor Yan Angel Lai, Guatam Yadama Apr 2011

Understanding Geographic Variations In Bmi In India, Ravikumar Chockalingham, Ramesh Raghavan, Jyotsna Agrawal, Gyanesh Lama, Hor Yan Angel Lai, Guatam Yadama

Center for Social Development Research

Comparison of Body Mass Index is a useful marker for energy imbalance and associated variations across populations. High BMI is associated with cardiovascular and metabolic diseases, whereas low BMI is associated with increased mortality. BMI comparisons across geographical locations may give us indication as to which direction the public health policies should head and what could be the corrective approach towards a more balanced and healthier energy level. The current study uses Indian National Family Health Survey (NFHS-3) data for women from 2005-06 to develop state-specific models of BMI and do inter-state comparisons. We also examined the individual versus contextual …


Experience Corps: Pathway To New Engagement, Nancy Morrow-Howell, Stacey Mccrary, Yung Soo Lee, Amanda Mcbride Apr 2011

Experience Corps: Pathway To New Engagement, Nancy Morrow-Howell, Stacey Mccrary, Yung Soo Lee, Amanda Mcbride

Center for Social Development Research

Experience Corps: Pathway to New Engagement


The Basic Economic Security Tables For The Us Report, Center For Social Development Apr 2011

The Basic Economic Security Tables For The Us Report, Center For Social Development

Center for Social Development Research

The Basic Economic Security Tables for the US Report