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Youth Savings Patterns And Performance In Ghana: A Supplementary Report, Lissa Johnson, Yungsoo Lee, David Ansong, Gina Chowa, Michael Sherraden, Isaac Osei-Akoto Jun 2015

Youth Savings Patterns And Performance In Ghana: A Supplementary Report, Lissa Johnson, Yungsoo Lee, David Ansong, Gina Chowa, Michael Sherraden, Isaac Osei-Akoto

Center for Social Development Research

This report provides findings on youth savings patterns and performance of youth who opened formal savings accounts through Ghana’s HFC Bank. This report supplements a larger study on youth savings patterns and performance in Ghana, Kenya, Nepal, and Colombia through the YouthSave project.


The Right To Stay Put: City Garden Montessori School And Neighborhood Change, Janine Bologna, Nava Kantor, Yunqing Liu, Samuel Taylor Jun 2015

The Right To Stay Put: City Garden Montessori School And Neighborhood Change, Janine Bologna, Nava Kantor, Yunqing Liu, Samuel Taylor

Center for Social Development Research

This report presents findings from the Listening Project. A collaboration among St. Louis’ Forest Park Southeast Neighborhood Association, the Brown School of Social Work, and the Sam Fox School of Design and Visual Arts at Washington University, the project engaged underrepresented voices in the Forest Park Southeast, Botanical Heights, Tiffany, and Shaw neighborhoods neighborhood to identify priorities for community improvement.


Voices Of Youth, Parents, And Stakeholders: Findings From Case Studies In The Youthsave Project, Li Zou, Sarah Myers Tlapek, Margaret S. Sherraden, John W. Gabbert, Amy Ritterbusch, Ernest Appiah, Dorcas Opai-Tetteh, Githinji Njenga, Joseph Kieyah, Sharad K. Sharma, Jyoti Manandhar, Manik Maharjan Jun 2015

Voices Of Youth, Parents, And Stakeholders: Findings From Case Studies In The Youthsave Project, Li Zou, Sarah Myers Tlapek, Margaret S. Sherraden, John W. Gabbert, Amy Ritterbusch, Ernest Appiah, Dorcas Opai-Tetteh, Githinji Njenga, Joseph Kieyah, Sharad K. Sharma, Jyoti Manandhar, Manik Maharjan

Center for Social Development Research

Voices of Youth, Parents, and Stakeholders: Findings From Case Studies in the YouthSave Project


Impact Of Stranger Violence And Intimate Partner Violence On The Grades Of American Indian/Alaska Native Undergraduate College Students, David A. Patterson-Silver Wolf, Jacob Perkins, Carol Van Zile-Tamsen Jun 2015

Impact Of Stranger Violence And Intimate Partner Violence On The Grades Of American Indian/Alaska Native Undergraduate College Students, David A. Patterson-Silver Wolf, Jacob Perkins, Carol Van Zile-Tamsen

Center for Social Development Research

Stranger and intimate partner violence are pervasive public health problems that have a range of negative effects, with exceptionally high prevalence among ethno–racial minority youth. This study assesses the prevalence of these types of violence among American Indian/Alaska (AI/AN) students and examines the impact of victimization on academic performance AI/AN and non-AI/AN student populations using self-reported college health survey data. Results found that students who identified fully or partially as AI/AN reported markedly higher rates of all types of violence/abuse than did other students, and students who had experienced violence/abuse had lower GPAs those who had not. The interaction effect …


Head Start Family Financial Capability: 2013–2014 Annual Report Of The Asset Project, Jami Curley, Anne S. Robertson May 2015

Head Start Family Financial Capability: 2013–2014 Annual Report Of The Asset Project, Jami Curley, Anne S. Robertson

Center for Social Development Research

Head Start Family Financial Capability: 2013–2014 Annual Report of the Asset Project


Patterns Of Housing Voucher Use Revisited: Segregation And Section 8 Using Updated Data And More Precise Comparison Groups, 2013, Molly Metzger, Danilo Pelletiere Mar 2015

Patterns Of Housing Voucher Use Revisited: Segregation And Section 8 Using Updated Data And More Precise Comparison Groups, 2013, Molly Metzger, Danilo Pelletiere

Center for Social Development Research

What role does the Housing Choice Voucher program play in the economic and racial segregation of its beneficiaries? Expanding upon Metzger’s (2014) analysis of the 50 most populous U.S. metropolitan areas with contemporaneous data, this paper substantiates the finding that voucher households are more segregated by income and race at the tract level than households that earn less than $15,000 annually. However, the evidence is mixed when the nonvoucher comparison group is more precisely defined using the specific income limits of the U.S. Department of Housing and Urban Development voucher program and a minority household designation. Voucher households are still …


Beyond Ferguson: Empowering Low-Income People To Build The Future Of Their Communities, Dorothy Stoneman Mar 2015

Beyond Ferguson: Empowering Low-Income People To Build The Future Of Their Communities, Dorothy Stoneman

Center for Social Development Research

Beyond Ferguson: Empowering Low-Income People to Build the Future of Their Communities


Does Unsecured Debt Decrease Savings? Evidence From The Refund To Savings Initiative, Michal Grinstein-Weiss, Jane Oliphant, Blair D. Russell, Ray Boshara Mar 2015

Does Unsecured Debt Decrease Savings? Evidence From The Refund To Savings Initiative, Michal Grinstein-Weiss, Jane Oliphant, Blair D. Russell, Ray Boshara

Center for Social Development Research

Does Unsecured Debt Decrease Savings? Evidence From the Refund to Savings Initiative


Impact Of The Academic-Social Context On American Indian/Alaska Native Students’ Academic Performance, David A. Patterson-Silver Wolf, Sheretta T. Butler-Barnes Mar 2015

Impact Of The Academic-Social Context On American Indian/Alaska Native Students’ Academic Performance, David A. Patterson-Silver Wolf, Sheretta T. Butler-Barnes

Center for Social Development Research

Impact of the Academic-Social Context on American Indian/Alaska Native Students’ Academic Performance


Community Partner Perspectives Of Dukeengage: 2011–2013, Sarita Barton, Amanda Moore Mcbride, Jaclyn Demarse Purtell Mar 2015

Community Partner Perspectives Of Dukeengage: 2011–2013, Sarita Barton, Amanda Moore Mcbride, Jaclyn Demarse Purtell

Center for Social Development Research

Community Partner Perspectives of Dukeengage: 2011–2013


Youth Savings Patterns And Performance In Colombia, Ghana, Kenya, And Nepal: Executive Summary, Lissa Johnson, Yungsoo Lee, David Ansong, Margaret S. Sherraden, Gina Chowa, Fred Ssewamala, Li Zou, Michael Sherraden, Mose Njenga, Joseph Kieyah, Issac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Rodriguez, Frederico Merchán, Juan Saavedra Mar 2015

Youth Savings Patterns And Performance In Colombia, Ghana, Kenya, And Nepal: Executive Summary, Lissa Johnson, Yungsoo Lee, David Ansong, Margaret S. Sherraden, Gina Chowa, Fred Ssewamala, Li Zou, Michael Sherraden, Mose Njenga, Joseph Kieyah, Issac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Rodriguez, Frederico Merchán, Juan Saavedra

Center for Social Development Research

This summary presents an overview of findings from the YouthSave Project's 2015 research report Youth Savings Patterns and Performance in Columbia, Ghana, Kenya, and Nepal. Created in partnership with the MasterCard Foundation, YouthSave investigated the potential of savings accounts as a tool for youth development and financial inclusion in developing countries by co-designing tailored, sustainable savings products with local financial institutions and assessing their performance and development outcomes with local researchers. This study tracked account uptake, saving patterns, and savings performance in youth savings accounts in Colombia, Ghana, Kenya, and Nepal.


Refund To Savings 2013: Comprehensive Report On A Large-Scale Tax-Time Saving Program, Michal Grinstein-Weiss, Dana C. Perantie, Blair D. Russell, Krista Comer, Samuel H. Taylor, Lingzi Luo, Clinton Key, Dan Ariely Feb 2015

Refund To Savings 2013: Comprehensive Report On A Large-Scale Tax-Time Saving Program, Michal Grinstein-Weiss, Dana C. Perantie, Blair D. Russell, Krista Comer, Samuel H. Taylor, Lingzi Luo, Clinton Key, Dan Ariely

Center for Social Development Research

Refund to Savings 2013: Comprehensive Report on a Large-Scale Tax-Time Saving Program


American Indian/Alaskan Native College Dropout: Recommendations For Increasing Retention And Graduation, David A. Patterson-Silver Wolf, Sheretta T. Butler-Barnes, Carol Van Zile-Tamsen Feb 2015

American Indian/Alaskan Native College Dropout: Recommendations For Increasing Retention And Graduation, David A. Patterson-Silver Wolf, Sheretta T. Butler-Barnes, Carol Van Zile-Tamsen

Center for Social Development Research

Throughout the United States, the college dropout rate among American Indian/Alaskan Native (AI/AN) students in public universities is the highest compared to any other student group. Researchers have identified this problem and offered reasons for it, but few have made specific efforts to disrupt the continued dropout rates. This article identifies and discusses three recommendations to address the dropout problem from a systems, rather than individual, perspective: (1) living and learning communities, (2) social belonging intervention, and (3) self-regulated learning activities. Studied with minority students, these endeavors show promise for retaining underrepresented students, specifically AI/AN students. To disrupt the long-term …


Closing The Racial Wealth Gap: Innovative Solutions For Change, Southern Regional Asset Building Coalition Feb 2015

Closing The Racial Wealth Gap: Innovative Solutions For Change, Southern Regional Asset Building Coalition

Center for Social Development Research

Closing the Racial Wealth Gap: Innovative Solutions for Change


The Early Positive Impacts Of Child Development Accounts, Sondra G. Beverly, Margaret M. Clancy, Michael Sherraden Jan 2015

The Early Positive Impacts Of Child Development Accounts, Sondra G. Beverly, Margaret M. Clancy, Michael Sherraden

Center for Social Development Research

This research brief highlights the findings of several studies from the SEED for Oklahoma Kids experiment, a large-scale policy test of universal, automatic, and progressive Child Development Accounts (CDAs). The universal and automatic components make the CDA in SEED OK inclusive by providing college accounts and savings to all treatment children. These studies primarily report the positive impacts of the CDA on nonfinancial outcomes (e.g., educational expectations, mother’s mental health, and child development). The impacts are often greater for disadvantaged children.


Youth Savings Patterns And Performance In Colombia, Ghana, Kenya, And Nepal, Lissa Johnson, Yungsoo Lee, David Ansong, Margaret Sherraden, Gina Chowa, Fred Ssewamala, Li Zou, Michael Sherraden, Moses Njenga, Joseph Kieyah, Issac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Rodriguez, Frederico Merchán, Juan Saavedra Jan 2015

Youth Savings Patterns And Performance In Colombia, Ghana, Kenya, And Nepal, Lissa Johnson, Yungsoo Lee, David Ansong, Margaret Sherraden, Gina Chowa, Fred Ssewamala, Li Zou, Michael Sherraden, Moses Njenga, Joseph Kieyah, Issac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Rodriguez, Frederico Merchán, Juan Saavedra

Center for Social Development Research

Youth Savings Patterns and Performance in Colombia, Ghana, Kenya, and Nepal


College Savings Plans: A Platform For Inclusive And Progressive Child Development Accounts, Margaret M. Clancy, Michael Sherraden, Sondra G. Beverly Jan 2015

College Savings Plans: A Platform For Inclusive And Progressive Child Development Accounts, Margaret M. Clancy, Michael Sherraden, Sondra G. Beverly

Center for Social Development Research

College Savings Plans: A Platform for Inclusive and Progressive Child Development Accounts


From Mass Incarceration To Smart Decarceration, Carrie Pettus-Davis, Matthew W. Epperson Jan 2015

From Mass Incarceration To Smart Decarceration, Carrie Pettus-Davis, Matthew W. Epperson

Center for Social Development Research

American Academy of Social Work and Social Welfare Grand Challenges Initiative Concept Paper


New Measures Of Economic Security And Development: Savings Goals For Short-Term And Long-Term Economic Needs, Yunju Nam, Yungsoo Lee, Shawn Mcmahon, Michael Sherraden Dec 2014

New Measures Of Economic Security And Development: Savings Goals For Short-Term And Long-Term Economic Needs, Yunju Nam, Yungsoo Lee, Shawn Mcmahon, Michael Sherraden

Center for Social Development Research

The long-term economic security and development of a family depend largely upon saving and asset-accumulation, yet most measures of economic well-being focus on short-term consumption needs. This study takes a broader view, developing precautionary, retirement, homeownership and education savings goals. Together these savings goals constitute a new set of asset-based measures of family financial well-being. Estimated savings needs depend upon family type and other assumptions, and we consider investment gains and differences in dollar values over time in our calculations. This study shows that families should save $155 to $572 every month to address all four savings needs. The number …


Baseline Survey Of The Third Cohort: A Supplemental Report From The Youthsave Ghana Experiment, Gina Chowa, David Ansong, Rainier Masa, Shiyou Wu, Yalitza Ramos, Meli Blake Kimathi Oct 2014

Baseline Survey Of The Third Cohort: A Supplemental Report From The Youthsave Ghana Experiment, Gina Chowa, David Ansong, Rainier Masa, Shiyou Wu, Yalitza Ramos, Meli Blake Kimathi

Center for Social Development Research

Baseline Survey of the Third Cohort: A Supplemental Report From the YouthSave Ghana Experiment


Economic Intervention And Parenting: A Randomized Experiment Of Statewide Child Development Accounts, Yunju Nam, Nora Wikoff, Michael Sherraden Sep 2014

Economic Intervention And Parenting: A Randomized Experiment Of Statewide Child Development Accounts, Yunju Nam, Nora Wikoff, Michael Sherraden

Center for Social Development Research

Objective: We examine the effects of Child Development Accounts (CDAs) on parenting stress and practices. Methods: We use data from the SEED for Oklahoma Kids (SEED OK) experiment. SEED OK selected caregivers of infants from Oklahoma birth certificates using a probability sampling method, randomly assigned caregivers to the treatment (n = 1,32) or control group (n = 1,098), and provided college savings incentives only to the treatment group. We run regression analyses on a parenting stress scale and six continuous measures of parenting practices. Results: There were no significant differences in parenting outcomes between treatment and control groups, with the …


The Early Good News About Child Development Accounts, Sondra G. Beverly, Margaret Clancy, Michael Sherraden Sep 2014

The Early Good News About Child Development Accounts, Sondra G. Beverly, Margaret Clancy, Michael Sherraden

Center for Social Development Research

This brief summary of early research findings from the SEED for Oklahoma Kids experiment may help Child Development Account (CDA) proponents communicate the value of such accounts to policymakers, educators and others.


Program Knowledge And Savings In A Child Development Account Experiment, Yunju Nam, Elizabeth Hole, Michael Sherraden, Margaret Clancy Sep 2014

Program Knowledge And Savings In A Child Development Account Experiment, Yunju Nam, Elizabeth Hole, Michael Sherraden, Margaret Clancy

Center for Social Development Research

This study investigates whether participants’ program knowledge is associated with savings outcomes in Child Development Accounts and whether differences in program knowledge explain racial and ethnic disparities in savings outcomes. Analyses of data collected from treatment participants in the SEED for Oklahoma Kids (SEED OK) experiment (N = 1,39) indicate that knowledge of SEED OK program features is low: on average, participants are aware of 1.24 of three features, and averages are lower among Blacks and Hispanics. Logit and Tobit regressions show that program knowledge is positively related to likelihood of holding a SEED OK participant-owned account and to individual …


Rebound Neighborhoods In Older Industrial Cities: The Story Of St. Louis, Hank Webber, Todd Swanstrom Aug 2014

Rebound Neighborhoods In Older Industrial Cities: The Story Of St. Louis, Hank Webber, Todd Swanstrom

Center for Social Development Research

Rebound Neighborhoods in Older Industrial Cities: The Story of St. Louis


Heterogeneous Effects Of Child Development Accounts On Savings For Children's Education, Jin Huang, Youngmi Kim, Michael Sherraden, Margaret Clancy Jul 2014

Heterogeneous Effects Of Child Development Accounts On Savings For Children's Education, Jin Huang, Youngmi Kim, Michael Sherraden, Margaret Clancy

Center for Social Development Research

In this study, we use data from SEED for Oklahoma Kids (N = 2,77), a statewide policy experiment testing Child Development Accounts (CDAs), to examine effects on individual savings for children’s postsecondary education. Built on the account structure of the Oklahoma 529 College Savings Plan, the experiment automatically opened state-owned 529 accounts for children in the treatment group with a $1,000 initial deposit, and encouraged their caregivers to open and save in participant-owned 529 accounts. Using quantile regressions and statistical match, the study focuses on the effects of CDAs on the shape of the savings distribution among participants who hold …


Education Loans And Wealth Building Among Young Adults, Min Zhan, Xiaoling Xiang Jun 2014

Education Loans And Wealth Building Among Young Adults, Min Zhan, Xiaoling Xiang

Center for Social Development Research

This study examines the association between education loans and postcollege wealth accumulation among young adults. Data come from the 1997 National Longitudinal Survey of Youth, and the analyses control for a number of student characteristics, college experiences, and parental income. Results from a treatment-effect model indicate that having education loans upon leaving college is negatively related to postcollege net worth, financial assets, nonfinancial assets, and value of primary housing. Furthermore, having education loans also has a negative impact on the value of net worth among Black young adults. The relationship between the amount of education loans and wealth accumulation is …


Lack Of Emergency Savings Puts American Households At Risk, Michal Grinstein-Weiss, Blair Russell, Brad Tucker, Krista Comer Jun 2014

Lack Of Emergency Savings Puts American Households At Risk, Michal Grinstein-Weiss, Blair Russell, Brad Tucker, Krista Comer

Center for Social Development Research

Lack of Emergency Savings Puts American Households at Risk


Motivating Students Through Classroom-Based Service Learning: Toward Adoption And Impact, Anne S. Robertson, Amanda Moore Mcbride, Saras Chung, Allison Williams Jun 2014

Motivating Students Through Classroom-Based Service Learning: Toward Adoption And Impact, Anne S. Robertson, Amanda Moore Mcbride, Saras Chung, Allison Williams

Center for Social Development Research

Motivating Students Through Classroom-Based Service Learning: Toward Adoption and Impact


Social Challenges And Policy Innovations By Social Workers In Australia, Manohar Pawar Jun 2014

Social Challenges And Policy Innovations By Social Workers In Australia, Manohar Pawar

Center for Social Development Research

By summarizing the social challenges in the contemporary Australian context, this article aims to discuss policy innovations by Australian social workers. Acknowledging that the concept of policy innovation is broad and sometimes ambiguous, it looks at four examples by social workers. Drawing on secondary data analysis, it discusses how social workers played an important role in introducing legislative changes/amendments to protect children in difficult circumstances, resisted a refugee policy that incarcerates innocent children, challenged and changed procedures and policies within an organization, and influenced policymakers to revert budgetary decisions to enhance access to services. These examples show the social workers’ …


Research Report: Assessing The Impacts Of Service Learning On Middle School Students: Wyman's Teen Outreach Program®, Amanda Moore Mcbride, Anne Robertson, Saras Chung Apr 2014

Research Report: Assessing The Impacts Of Service Learning On Middle School Students: Wyman's Teen Outreach Program®, Amanda Moore Mcbride, Anne Robertson, Saras Chung

Center for Social Development Research

Research Report: Assessing the Impacts of Service Learning on Middle School Students: Wyman's Teen Outreach Program®