Social Work Commons^™

Targeted Deposits In Pennsylvania’S Keystone Scholars Child Development Account Program, Anne Dececco, Julie Peachey, Margaret M. Clancy

Center for Social Development Research

In 2018, Pennsylvania became the first state to legislate a statewide, automatic CDA for all children at birth. In 2021, Pennsylvania achieved another first: an automatic targeted deposit within the Keystone Scholars program to build wealth for financially vulnerable children.

This brief examines two new targeted policy initiatives being piloted for Pennsylvania mothers who participate in WIC, the Special Supplemental Nutrition Program for Women, Infants, and Children. The Bright Future Booster and Milestone pilots represent important steps in expanding the Keystone Scholars program and serving as models for other states. Pennsylvania Treasury and the PA 529 make this CDA policy …

Expanded Child Tax Credit Payments Have Not Reduced Employment, Stephen Roll, Leah Hamilton, Yung Chun

Social Policy Institute Research

Approximately 60 million American children living in 35 million households are now receiving monthly payments from the federal government as part of the temporary Child Tax Credit (CTC) expansion. Recently, a debate has emerged over whether or not the expanded CTC will cause parents to leave the workforce. On one side of the debate, a large number of economists have argued that the CTC will not cause a reduction in employment. However, a recent study used a simulation approach to estimate that 2.6% of parents will exit the labor force as a result of the CTC.

The reports below address …

The Socioeconomic Impacts Of Covid-19 Study: Survey Methodology Report, Stephen Roll, Sam Bufe, Yung Chun, Michal Grinstein-Weiss

Social Policy Institute Research

When COVID-19 was declared a pandemic, and economic shutdowns began in March 2020, households across the United States were faced with an unprecedented crisis that would affect their health, financial security and overall well-being for an unforeseeable amount of time. In order to examine and track the wide-ranging impacts of the pandemic on households, as well as the efficacy of different public and private efforts to mitigate these impacts, the Social Policy Institute at Washington University in St. Louis (SPI) launched the Socioeconomic Impacts of COVID-19 Survey (SEICS) in the United States just weeks after the pandemic became a national …

Housing Hardships During Covid-19, Sophia Fox-Dichter, Yung Chun, Stephen Roll, Katie Kristensen, Michal Grinstein-Weiss

Social Policy Institute Research

Even prior to the COVID-19 pandemic, U.S. households were burdened by the cost of rental and mortgage payments, burdens which disproportionately fell on Black and Hispanic families. Using a 5-wave survey, we examined whether disparities in housing cost burden continued throughout the pandemic and trends in how households fell behind on rent and mortgage payments. We found that more than a third of households experienced housing cost burdens during the pandemic, with a slightly higher percentage of households of color bearing cost burdens than white households. Renters had greater cost burdens than homeowners.

During the pandemic, significantly more Black and …

Employment, Financial And Well-Being Effects Of The 2021 Expanded Child Tax Credit: Wave 1 Executive Summary, Leah Hamilton, Stephen Roll, Mathieu Despard, Elaine Maag

Social Policy Institute Research

The 2021 temporary expansion of the Child Tax Credit (CTC) is unprecedented in its reach and is predicted to cut American child poverty by more than half. The expanded CTC provides families with $3,600 for every child in the household under the age of six, and $3,000 for every child between the ages of six and 17. Almost all middle- and low-income families with children are eligible for the CTC. Married parents making less than $150,000 and single parents making less than $112,500 per year will receive the full amount of the credit, which begins to phase out slowly after …

Impact Of Care Practices On The Food Security And Nutritional Status Of Ethnic Minority Children With Work-Away Parents In Rural China, Yiqi Zhu

Arts & Sciences Graduate Student Theses and Dissertations

Background and significance: Zero Hunger as the second Sustainable Development Goal builds crucial foundation to achieve other sustainable development goals and is a key approach to the Social Work Grand Challenges. In China, there is a huge gap between in nutritional well-being between urban and rural children. Among all the rural Children, ethnic minority children often live in the poverty-stricken regions have parents work away in urban regions. Their nutritional well-being is understudied. Improve the well-being of ethnic minorities children with work-away parents and closing the nutrition gaps of the rural and urban become the key for China to further …

Utilization Patterns Of Community-Based Mental Health Services Among School-Going Adolescent Girls In Southwestern Uganda., William Byansi

Arts & Sciences Graduate Student Theses and Dissertations

ABSTRACT OF THE DISSERTATIONGlobally an estimated 20% of children and adolescents experience a disabling mental illness (Belfer, 2008). Mental health disorders are the second leading cause of disease burden and the eleventh leading cause in older adolescents (15-19 years). Yet, children and adolescents are over-represented in low-resourced countries and settings often characterized by violence, wars, diseases, physical and sexual abuse, all of which are associated with poor mental health functioning (Kieling et al., 2011; Naker, 2005). Moreover, in LMICs the treatment gap is about 93% of individuals without access to mental health services with virtually no coverage of evidence-based interventions …

Patterns And Trends Among Intimate Partner Homicide Cases: An Analysis By Victim’S Sex And Race/Ethnicity, Shih-Ying Cheng

Arts & Sciences Graduate Student Theses and Dissertations

Data suggest sex and race/ethnicity disparities in intimate partner homicide (IPH) and different trends in the IPH rates over time by sex and racial/ethnic groups. It is, however, less clear how to explain the disparities using the existing literature. This dissertation investigates the patterns and trends among IPH cases with a focus on differences within and between victims’ sex and race/ethnicity subgroups using the National Violent Death Reporting System, Restricted Access Database (NVDRS-RAD). Data were linked to Census and policy data using the geographic indicator in the NVDRS-RAD. Latent class analysis (LCA) and mixed-effects modeling were performed to identify patterns …

The Case For A Nationwide Child Development Account Policy: A Policy Brief Developed By Cda Experts And Researchers, José Cisneros, Margaret M. Clancy, William Elliott Iii, Amanda Feinstein, Martha Kanter, Muneer Karcher-Ramos, Clint Kugler, Julie Peachey, Colleen Quint, Thomas M. Shapiro, Michael Sherraden

Center for Social Development Research

In this policy brief, prominent Child Development Account (CDA) experts and researchers present the case for a nationwide policy to provide CDAs and build assets for all children in the United States. The authors identify principles for CDA policy design. In a companion brief, they discuss policy and practice changes to make college savings (529) plans far more inclusive.

Redesigning College Savings (529) Plans To Achieve Inclusive Child Development Accounts: A Policy Brief Developed By Cda Experts And Researchers, José Cisneros, Margaret M. Clancy, William Elliott Iii, Amanda Feinstein, Martha Kanter, Muneer Karcher-Ramos, Clint Kugler, Julie Peachey, Colleen Quint, Thomas M. Shapiro, Michael Sherraden

Center for Social Development Research

In this policy brief, prominent Child Development Account (CDA) experts and researchers recommend changes in policies and practices for state college savings (529) plans. If adopted, the changes would make possible the use of the 529 plans to deliver CDAs for all children in the United States. In a companion brief, they present the case for a nationwide CDA policy and identify design principles.

Reflections Of A Central Bank Governor, Ernest K. Addison

Center for Social Development Research

Central banks seldom play central roles in the strategies that researchers and practitioners formulate for fostering financial capability in marginalized populations, but in this Perspective, by Dr. Ernest Addison, Governor of the Bank of Ghana, illustrates that the work of those banks is “inextricably linked” to financial capability.

This Perspective presents remarks offered by Dr. Addison as part of the event marking the launch of Financial Capability and Asset Building in Africa (FCAB Africa). Participants gathered virtually for the start of this multinational collaboration in a session of the 22nd biennial conference of the International Consortium for Social Development, which …

Fcab Africa: Summary Of Achievements As Of July 2021, Center For Social Development

Center for Social Development Research

Financial Capability and Asset Building in Africa (FCAB Africa) is a multinational collaboration designed (a) to equip human-service professionals to broaden the financial stability, security, and well-being of client populations in sub-Saharan Africa; and (b) to work with financial-service providers to create a comprehensive financial-development program delivered through existing services, including fintech. This Fact Sheet describes the goals of the FCAB Africa initiative and strategy for achieving them.

Fcab Africa: Advancing Financial Stability, Security, And Well-Being, Center For Social Development

Center for Social Development Research

In sub-Saharan Africa, mobile phones and financial technology have opened doors to financial inclusion for millions, but the new financial terrain is uneven ground fraught with risks. High fees, aggressive marketing, mounting personal debt, varied digital access, and nascent regulatory structures heighten vulnerability and threaten hard-won progress toward broad financial inclusion. Financial Capability and Asset Building in Africa, or FCAB Africa, will equip human-service professionals to broaden financial stability, security, and well-being in sub-Saharan Africa, developing the financial capability of service populations and cultivating sound financial strategies. The initiative will also work with financial-service providers to create a comprehensive financial-development …

Lessons On Policies That Strengthen Household Financial Resilience To Overcome Shocks: A Keynote Address By Dr. Mahamudu Bawumia, Vice President Of The Republic Of Ghana, Mahamudu Bawumia Phd

Center for Social Development Research

This Perspective presents remarks given by Dr. Mahamudu Bawumia, Vice President of the Republic of Ghana, on July 15, 2021. He delivered this keynote address during FCAB Africa: The Launch of a Multinational Collaboration, an event marking the beginning of the Financial Capability and Asset Building in Africa (FCAB Africa) initiative. Vice President Bawumia drew lessons from pandemic policy and issued a call to broaden access to beneficial financial services and the knowledge and skills required to make optimal financial decisions.

Financial Capability And Asset Building: Achievements, Challenges, And Next Steps, Johnson Lissa, Margaret S. Sherraden, Gena Gunn Mcclendon, Julie Birkenmaier, Jodi Frey, Christine Callahan, Jin Huang

Center for Social Development Research

In the midst of a global pandemic that brought untold numbers of families to a financial precipice, experts came together to examine the role of social work in ensuring financial security and equity for all. This conference report details the most recent of five Financial Capability and Asset Building (FCAB) conferences held since 2015. The two-part virtual conference, held in September 2020 and February 2021, convened leaders in the academy and in the field to discuss achievements, challenges, and next steps in FCAB.

The Relationships Between Stress, Psychosocial Resources, And Mental Health And Adherence Outcomes Among Perinatally Hiv-Infected Adolescents In South Africa, Thabani Nyoni

Brown School Graduate Student Theses and Dissertations

Adolescents living with perinatally acquired HIV (APHs) in sub-Saharan Africa (SSA) constitute a significant population group that is experiencing poor HIV treatment outcomes (CIPHER Global Cohort Collaboration, 2018). Compared to younger children and older adults within the SSA sub-region, APHs experience poorer health outcomes, including retention in care, virologic treatment failure, and mortality rates (Anderson et al., 2019). Among countries in the SSA sub-region, South Africa has 360,000 adolescents living with HIV (ages 10-19), a disproportionate burden, accounting for 20% of the global adolescents living with HIV (UNAIDS, 2019a). The public health costs of suboptimal antiretroviral treatment (ART) adherence in …

Exploring The Service Utilization Of Formerly Incarcerated Persons With Substance Use Disorders, Sara Beeler-Stinn

Arts & Sciences Graduate Student Theses and Dissertations

We are in a new era of mass reentry from years of mass incarceration (Chamberlain & Wallace, 2016) that will is complicated by challenging conditions at release (Mallik-Kane & Visher, 2008). Recent data suggests that rearrest rates within nine years of release are over 80% among individuals released from prison (Alper et al., 2018). These challenges are further complicated by drug and alcohol abuse with over 20 million individuals aged 12 and older reporting living with a substance use disorder (SAMSHA, 2019). Incarcerated and formerly incarcerated populations are estimated to have rates of substance use disorders (SUDs) often 10 to …

Racism-Based Trauma And Policing Among Black Emerging Adults, Robert Motley

Arts & Sciences Graduate Student Theses and Dissertations

Community violence exposure (CVE) among Black emerging adults ages 18-29 in the United States is a major public health concern. However, an unknown is the nature of the relationship between Black emerging adults CVE and substance use when the perpetrator(s) of the violence are the police and the violence is experienced as a race-based traumatic event. The Classes of Racism Frequency of Racial Experiences (CRFRE) measure assesses individuals’ exposure to perceived racism-based events. However, the CRFRE hostile-racism scale does not capture the range of police violent events that are most salient for a population. To fill the noted gaps in …

Examining Mental Health In Northern Haiti, Michael Galvin

Arts & Sciences Graduate Student Theses and Dissertations

Mental health is a severely neglected field in low- and middle-income countries globally. Populations in countries such as Haiti demonstrate a high level of need for mental health services despite a lack of services and trained professionals. In addition to the dearth of biomedical services, local belief systems and explanatory models lead a majority of the population to rely on traditional medicine as their first option for care. The goal of this dissertation is to characterize mental health beliefs, practices, and services in northern Haiti by examining the relationship between traditional beliefs and mental illness, assessing the impact of traumatic …

“I’M Not Dark, I’M Not Light… I’M Medium!”: The Colorism Experiences Of Adolescent African American Girls, Maya Williams

Arts & Sciences Graduate Student Theses and Dissertations

While colorism scholars often discuss the effects of skin tone bias on the lives of African American adults, Black youth are understudied. This mixed methods study analyzes the impacts skin tone bias and colorism have on African American girls’ self-concept, impression formation, affiliation with others, attraction to others, and interaction with their environment. This paper proposes a conceptual model that integrates four theoretical models (i.e., critical race theory, intersectionality theory, social identity theory, and skin tone theoretical model) to frame this research. Participants in this study range from ages 11-14 and attend school in Missouri. N=60 girls completed the quantitative …

Building Financial Capability And Assets For Disadvantaged Entrepreneurs, Jin Huang, Baorong Guo

Center for Social Development Research

Low wages and material need motivates many to supplement income through entrepreneurship, and policymakers intervened to support such efforts in the COVID-19 economy. What lessons can these supports offer for ongoing efforts to support disadvantaged entrepreneurs? Using data from the 2018 National Financial Capability Study, this brief examines the income volatility and emergency savings of disadvantaged entrepreneurs. The findings suggest the potential of long-term policy mechanisms to improve financial security.

System Archetypes, Mikayla Branz, Allie Farrell, Min Hu, William Liem, Ellis Ballard

Social System Design Lab

K-12 education presents an incredibly complex system that makes solving problems challenging.

Often, we implement changes with the best of intentions, only to see problems get worse rather than better. Many of the structures that cause these patterns can be found all around us - in schools, in businesses, in non-profit organizations, in health systems, and in communities. By learning about these common structures or system archetypes, we can start to identify and anticipate them.

The purpose of this brief is to describe how education stakeholders can use system archetypes as a tool for recognizing, anticipating, and addressing the system …

Framing Dynamic Problems, Ebuwa I. Evbuoma, Allie Farrell, Min Hu, William Liem, Ellis Ballard

Social System Design Lab

No abstract provided.

Mental Models, Lucy Chin, Allie Farrell, Min Hu, William Liem, Ellis Ballard

Social System Design Lab

A central principle of the systems thinking perspective is that system structures are supported and held in place by our underlying beliefs, mindsets, and goals (See Brief 1.01 - Systems Thinking Iceberg). Therefore, in order to transform and redesign systems we must also transform our mindsets. The purpose of this brief is to introduce the concept of mental models, and to discuss how system dynamics tools can be used to elicit, negotiate, and transform them.

Characteristics Of Complex Problems, Allie Farrell, Min Hu, Ebuwa I. Evbuoma, William Liem, Ellis Ballard

Social System Design Lab

Many of the social challenges we care about feel like messy, wicked knots (or a pile of tangled headphones). When we pull on a thread in one place, we create new, tighter knots elsewhere. The messy nature of these challenges is due to, among other things, their complexity. Understanding key features of complex problems helps us understand why problems in education can be especially resistant to change. The purpose of this brief is to share (some) characteristics of complex problems, and introduce system dynamics as a set of tools for managing this complexity.

Understanding Systems From A Feedback Perspective, Allie Farrell, Min Hu, Lucy Chin, Ebuwa I. Evbuoma, William Liem, Ellis Ballard

Social System Design Lab

Systems perspectives encourage us to see the world as an interconnected system of causal relationships. A fundamental idea of system dynamics perspective the focus on feedback thinking – looking at cause and effect as not just moving in one direction. The purpose of this brief is to introduce the concept of feedback thinking through the lens of challenges in K-12 education, and present Causal Loop Diagrams as tools to describe feedback relationships between components of a system

Accumulations, Mikayla Branz, Allie Farrell, Min Hu, William Liem, Ellis Ballard

Social System Design Lab

There are several features of complex systems that make creating change in K-12 education difficult, including: delays between the intervention and outcome, unexpected or confusing responses to interventions, and differences in how individuals and groups experience the same systems. The concept of “accumulation” provides important insight into how misperceptions, delays, and counter-intuitive system responses occur in education change efforts. Stock [BE1] and Flow Diagrams are visual tools to identify and visually describe key accumulations in the systems and facilitate conversations to understand systems better.

The purpose of this brief is to describe how the concept of accumulation can help us …

Systems Thinking Iceberg: Diving Beneath The Surface In Education Systems, Ebuwa I. Evbuoma, Min Hu, Allie Farrell, William Liem, Ellis Ballard

Social System Design Lab

The iceberg is a classic metaphor that is applied to many disciplines beyond systems thinking. The metaphor describes a situation in which what you see (the tip of the iceberg) is only a small portion of what you can’t see (a large, hidden mass of ice below the surface). In systems thinking, we use the iceberg metaphor to think about what is “under the surface” driving the individual events that we see: (1) Patterns of events over time, (2) System Structure that give rise to these patterns and, (3) Beliefs, Mindsets and Goals that inform the design of system structures. …

Financial Outcomes In A Child Development Account Experiment: Full Inclusion, Success Regardless Of Race Or Income, And Investment Growth For All, Margaret Clancy

Center for Social Development Research

This research summary presents SEED for Oklahoma Kids (SEED OK) experiment financial outcomes—Oklahoma College Savings Plan 529 (OK 529) account holding and savings—as of December 31, 2019. Wave 3 of SEED OK occurred when children were about 12 years old, nearing the age when they and their families make decisions about high school curricula and, not long after, postsecondary education.

This summary shows that all children can have an asset-building account with resources that grow over time. In particular, the CDA greatly increases the likelihood that disadvantaged children have assets accumulating for their future education. In addition, the CDA in …

A Long-Term Experiment On Child Development Accounts: Update And Impacts Of Seed For Oklahoma Kids, Jin Huang, Sondra G. Beverly, Margaret M. Clancy, Mark Schreiner, Michael Sherraden

Center for Social Development Research

How does a Child Development Account (CDA), opened for an infant at the time of birth, shape that child’s trajectory as he or she grows? For 12-year-old children and their families, the CDA in SEED for Oklahoma Kids had very large positive impacts on financial outcomes and some positive impacts on nonfinancial outcomes, even though the experiment had little intervention over the past 9 years.

This report presents findings from the long-running SEED for Oklahoma Kids experiment, a randomized Child Development Account experiment. Launched in 2007 with a representative sample of newborns, the experiment provided CDAs with substantial …