Social Work Commons^™

The Impacts Of The St. Louis Guaranteed Basic Income Program On Credit Health, Hannah Allee, Grace Anderson, Rachel Barth, Laura Brugger, Meihsi Chiang, Alex Dobill, Leah Hamilton, Ashley Moore, Liz Rolf, Stephen Roll, Guangli Zhang

Center for Social Development Research

How does guaranteed basic income influence the credit of recipients?

In late 2023, the City of St Louis launched a pilot program providing $500 a month for 18 months to more than 500 low-income St. Louis households with children. Researchers from the Center for Social Development and the Brown School Evaluation Center conducted a mixed-methods evaluation of the program, tracking recipients’ journeys over the pilot’s duration. This brief presents findings from analyses of administrative credit records on the effects of the St. Louis Guaranteed Basic Income Program on the credit scores, payment delinquencies, and credit utilization of participants.

Hardships Increase As Households Rely More On Gig Work, Laura Brugger, Anthony J. Nixon, Amrita Kulkarni, Mathieu Despard, Stephen Roll

Center for Social Development Research

Gig work has grown substantially in the United States in recent years. Although research has examined the relationship between participation in the gig economy and hardship, few studies examine how households’ reliance on gig work relates to hardship experiences. Drawing upon data from the Workforce Economic Inclusion and Mobility survey of a nationally representative sample of low-wage workers, this brief explores the relationship between the proportion of a household’s income from gig work and indicators of financial distress: bill payment difficulties, food insufficiency, budget constraints, blood plasma sales, reliance on alternative financial services such as payday loans, and usage of …

Policy Design For Multiple Funding Flows Into Trump Accounts, Jin Huang, Michael Sherraden, Lissa Johnson

Center for Social Development Research

The law creating the new Trump Accounts explicitly authorizes employers to provide deposits matching contributions that their employees make to the accounts and also authorizes contributions by philanthropic organizations. Both features are essential for build­ing substantial lifetime assets for America’s children. Implementing them successfully – and ensuring that the funds reach every eligible child efficiently – will require an effective policy platform for routing, verifying, and reporting on third-party contributions. This brief discusses why traditional retail IRAs cannot support matching contributions and how to build a policy platform capable of accommodating multiple contribution streams.

Taking Small Steps With Big Data: Exploring The Impact Of Education On Social Mobility, Yung Chun, Jenrose Fitzgerald, Jason Jabbari

Center for Social Development Research

Historically, education and workforce-development programs have relied on survey data or state-government administrative data to examine program impacts. However, surveys are costly, reasonable comparison groups can be difficult to identify, and results from analyses of a single state’s administrative data can seldom be generalized to enable broader conclusions. This brief discusses a research collaboration between the Center for Social Development, the National Student Clearinghouse, and a large credit bureau. Through this collaboration researchers used large, frequently updated, multi-type (i.e., “big”) data to examine the impact of education and certificate programs on social mobility, as well as racial and gender equity. …

Data For Social Impact - Data Persona Worksheet, Jenrose Fitzgerald, Dan Ferris, Amelia Parnell

Center for Social Development Research

Developed in collaboration with Amelia Parnell and drawing upon the framework from Parnell's 2021 book You Are a Data Person: Strategies for Using Analytics on Campus, this worksheet facilitates exploration of data identity and the identification of data personas.

Design And Delivery Of Trump Accounts: Clearing Fund And Custodian Network With Automatic Enrollment, Jin Huang, Michael Sherraden

Center for Social Development Research

Enacting legislation established the federal Trump Accounts policy and directed the U.S. Treasury Department to implement it. Drawing upon insights and evidence from Child Development Account research conducted by the Center for Social Development and others, this brief proposes a two-step strategy for the policy’s implementation: (a) a clearing fund and custodian network and (b) a three-pathway automatic-enrollment system. The brief details the proposal and discusses its implications.

Book Review: "Take Your Own Advice" By Jeffrey Marsh, Kristy Carlisle

Journal of Human Services Scholarship and Interprofessional Collaboration

This review examines Take Your Own Advice by Jeffrey Marsh as a teaching tool for cultivating ethical presence, mindfulness, and professional identity in human services and counseling education. Grounded in compassion-based, trauma-informed principles, Marsh’s eight guiding rules invite readers to shift from control and perfectionism toward authenticity, acceptance, and values-based living. These concepts directly reflect mindfulness and Acceptance and Commitment Therapy (ACT) practices and expound upon self-compassion, boundary awareness, and cultural humility. Through workbook activities, students find ways to practice emotional regulation and ethical reflection. Drawing connections to the Council for Standards in Human Service Education (CSHSE) and Council for …

Racial And Ethnic Differences In Experiencing Administrative Burdens In Public Benefit Programs, Stephen Roll, Mathieu Despard, Yung Chun, Kourtney Gilbert

Center for Social Development Research

Complex program rules can make it difficult to enroll and stay in public programs. These barriers are administrative burdens, the difficulties program applicants and participants face in accessing the benefits to which they are entitled under law. Drawing upon data from the Workforce Economic Inclusion and Mobility Survey of a nationally representative sample of 2,511 low-wage U.S. workers, this brief examines whether the experience of administrative burdens in the Supplemental Nutrition Assistance Program and Medicaid vary by the race and ethnicity of the individual interacting with the program.

Investigating The Relationship Between Noun Classes And Plant Folk Taxonomy In Chasu Language Of Kilimanjaro Region In Tanzania, Peter Rabson Mziray

Journal of Humanities and Social Sciences

The current study investigates the relationship between noun classes and plant folk taxonomy in Chasu (G 22). The study focuses on two objectives: the first objective is to describe the plant folk taxonomy in Chasu and the second objective is to determine the relationship between noun classes and plant folk taxonomy in Chasu. Data were collected from rural villages in Same and Mwanga districts by using free listing, field interviews (jungle-walk-and-identify), and written texts containing Chasu plant names. The findings reveal that Chasu folk taxonomy reflects different ethnobotanical categories; including a unique beginner which is mmea/mimea ‘plant(s)’, and three life …

Beyond Money: Early Asset-Building Policy Supports Mothers, Strengthens Families, And Builds Children’S Futures, Jin Huang, Michael Sherraden, Margaret Clancy, Lissa Johnson

Center for Social Development Research

To foster stronger futures for children and families in the United States, policymakers and researchers are increasingly turning their attention to early-life asset-building policies, recognizing that such policies are vital components of family well-being and support. In this brief, CSD researchers discuss evidence from the SEED for Oklahoma Kids experiment (SEED OK), which shows that Child Development Account policy shapes mothers, families, and children in profound ways. Child Development Accounts, they conclude, represent a scalable and bipartisan family-support policy, offering early and automatic foundation that reinforces parental hopes and planning while promoting both equity, through progressively structured design, and responsibility, …

The Experience Of Administrative Burdens In Snap And Medicaid: New Evidence From A Nationally Representative Survey Of Low-Wage Workers, Stephen Roll, Mathieu Despard, Yung Chun

Center for Social Development Research

When functioning correctly, the U.S. social safety net ensures that everyone can reach a basic standard of living, regardless of economic circumstances, and provides financial support to help families who have fallen on hard times due to job losses or other adverse life events. However, the programs often have complex rules around eligibility, documentation requirements, and compliance. Those features and negative experiences with program staff impose psychological costs—collectively referred to as administrative burdens—that can make enrolling and staying in the programs difficult for many families. Drawing upon data from the Workforce Economic Inclusion and Mobility Survey of a nationally …

Over 30 Million And Growing: Child Development Accounts Around The World, Li Zou, Michael Sherraden

Center for Social Development Research

This report discusses the global reach and origins of Child Development Account policies, documenting impacts on approximately 32 million children worldwide. The policies range from Singapore’s comprehensive asset-building framework to Kazakhstan’s pioneering National Fund for Children. The seven policies highlighted here represent growing efforts to provide structured and lifelong asset-building across the full population, beginning as early as birth.

This report was updated in January 2026 to correct typographical errors in the monetary figures reported for South Korea.

The Case For Automatic Enrollment In Trump Accounts: Lessons From Maine’S Cda, Margaret Clancy, Jin Huang, Michael Sherraden

Center for Social Development Research

In 2014, Maine's statewide Child Development Policy, the My Alfond Grant, transitioned from an opt-in enrollment structure to an automatic one. Written as federal policymakers weigh enrollment options for the new Trump Accounts, this brief highlights lessons from Maine's transition and findings from the the SEED for Oklahoma Kids experiment, offering recommendations for implementing the new federal policy.

A Strategy For Implementing Automatic Enrollment In Trump Accounts, Jin Huang, Michael Sherraden, Lissa Johnson

Center for Social Development Research

In the summer of 2025, the United States created the framework for a national asset-building initiative, but the success of the Trump Accounts policy depends in part on effective implementation. This brief pres­ents a two-step strategy for ensuring that all eligible U.S. children will be able to participate in the program. Leveraging existing federal infrastructure to create capacity for automatic enrollment, this strategy would enable the policy to avoid the high costs and low participation rates of programs with opt-in enrollment structures. The operational model would be built on two foundational components: a centralized Trump Accounts Fund and an automated …

Financial Shocks, Emergency Savings, And Hardship Among Low-Wage Workers, Haotian Zheng, Stephen Roll, Mathieu Despard

Center for Social Development Research

For many households, particu­larly those with limited income or financial resources, medical emergencies, car repairs, sudden job losses, and unexpected expenses can quickly precipitate financial hardships. Emergency savings provide a buffer that allows households to manage disrup­tions and avoid reliance on options that incur high-interest debt. Addressing the lack of emergency savings is not just a matter of individual responsibility; it also poses a broader policy challenge with implications for public welfare. Drawing upon data from the nationally representative Workforce Economic Inclusion and Mobility survey, this brief reports on low-wage households’ experiences with shocks, savings, and hardships. It also discusses …

Public Benefits Cliffs And Asset Limits Harm The Economic Mobility Of Young Adult Workers, Stephen Roll, Mathieu Despard, Guangli Zhang

Center for Social Development Research

At its best, the public benefits system in the United States helps families avoid poverty’s most severe effects while also giving them a hand up. But the system also can keep working families in poverty. Workers may want to earn more money, take better jobs, or save for the future, but doing so can raise their income above program limits, causing workers to lose the benefits they and their families need to survive. This is known as the benefits cliff. This brief draws upon data from the Workforce Economic Inclusion and Mobility survey to explore how benefits cliffs and related …

"Check-The-Box" Enrollment Will Limit Participation In Trump Accounts: Lessons From Asset-Building Research, Jin Huang, Margaret M. Clancy, Stephen Roll, Michael Sherraden

Center for Social Development Research

As the U.S. Treasury Department considers the implementation of Trump Accounts, one proposed enrollment method is a “check-the-box” option on the federal tax return, requiring parents to actively grant permission to open an account. This policy brief draws on evidence from prior research to explain why such a check-the-box opt-in model is very unlikely to achieve full participation in Trump Accounts

Recognising The Unseen: Emotional Labour In Teenage And Adolescent Care, John Bowe

Journal of Social Care

This study delves into the often-overlooked aspect of Emotional Labour (EL) within social care work, specifically focusing on its impact on social care workers who support teenagers and adolescents. EL, defined as managing emotions to meet organisational objectives, is crucial in shaping best practices within care professions. While EL can yield positive outcomes, this study primarily examines its negative repercussions, particularly in relation to professional burnout among social care workers. The study explores the organisational barriers that may compel social care workers to emotionally detach from their roles as a protective measure through quantitative analysis. Drawing on Hochschild's EL concept …

Understanding Hispanic Cultural Strengths Through Parents’ Voices: Insights For Interdisciplinary School Personnel, David Moran, Johana Rocha, Kristy Carlisle

Journal of Human Services Scholarship and Interprofessional Collaboration

Examining the strengths of Hispanic cultural values among K-12 school students is a generally understudied concept, and from their parents’ perspective specifically. This study sought to take a qualitative approach toward the exploration of Hispanic parents’ perspectives on how their cultural values promote strengths within their school-aged children. Hispanic parents (N = 8) participated in bilingual (i.e., Spanish and English) focus groups, with the results providing content that can inform culturally responsive prevention and intervention strategies to support the roles of interdisciplinary school personnel who regularly interact with the children. Findings pointed to (a) interaction with peers and school …

Addressing Jail Recidivism Among Inmates With Substance Use Disorders Through Treatment Interventions: A Scoping Review, Rosa C. Contreras

Electronic Theses, Projects, and Dissertations

This project studies effective treatments for formerly incarcerated individuals with substance use disorders (SUD’s) who become homeless. This study examines evidence-based, non-pharmaceutical interventions identified in current research, analyzing their effectiveness in addressing key social issues. It explores how these interventions contribute to improving outcomes for individuals and communities, particularly in areas such as mental health, addiction recovery, and rehabilitation. Additionally, the study assesses their significance within the field of social work, emphasizing their role in shaping policies, informing best practices, and fostering more holistic, client-centered approaches to care. The potential impact of these interventions is considered in relation to reducing …

Why Automatic Enrollment Is Essential For The Success Of Trump Accounts: Lessons From Seed Ok, Jin Huang, Michael Sherraden, Lissa Johnson

Center for Social Development Research

In this policy brief, prominent Child Development Account (CDA) experts and researchers present the case that automatic enrollment is essential in a nationwide policy to provide CDAs and build assets for all children in the United States. The Center for Social Development (CSD) has designed and rigorously tested this policy concept, and the authors highlight key evidence on ensuring full participation, efficiency, and long-term success of a federal policy.

Mental Health Counselors’ Perceptions Of Professional Identity As Correctional Counselors In An Integrated Behavioral Healthcare Setting, Jeanel L. Franklin, Kevin C. Snow, Edward S. Neukrug

Journal of Human Services Scholarship and Interprofessional Collaboration

This interpretive phenomenological study of four individuals examined clinical mental health counselors (MHCs) in a correctional integrated behavioral healthcare (IBH) setting to the purpose of examining how the unique experiences and roles of MHCs employed as correctional counselors in an IBH setting impacted the perceptions of their professional identity/development as counselors. Findings indicated how environment, work relationships, and multiple foci of mental health roles contributed to professional growth and identity development. Participants experienced an adaptive transitional process when applying counseling styles to the setting and population as well as integrating experiences as correctional counselors into pre-existing professional identities. Practical implications …

Buy-Now-Pay-Later And Alternative-Financial-Service Use Among Low-Wage Workers, Somalis Chy, Haotian Zheng, Stephen Roll, Mathieu Despard

Center for Social Development Research

Buy-now-pay-later (BNPL) services offer consumers the option of short-term interest-free loans for retail purchases, but the rapid growth of such services has raised concerns about indebtedness and impacts on household financial security. This brief draws upon data from the nationally representative Workforce Economic Inclusion and Mobility survey to examine the use of BNPL offerings, the demographics of users, the use of alternative credit products, and differences in BNPL product use by employment status.

Enduring Impacts Of Child Development Accounts: Increased Parental Expectations And College Preparation, Jin Huang, Sicong Sun, Michael Sherraden

Center for Social Development Research

Parental educational expectations exert a substantial influence on children’s educational achievement. Elevated parental expectations can move families to prepare for a child’s education beyond high school, both by intentional planning and financial steps to increase the likelihood of attending higher education. This Research Brief explores findings from a detailed study of long-term positive impacts of Child Development Accounts on parental educational expectations and college preparation. Drawing upon analyses of the pre-COVID data collected in 2020 as part of Wave 3 of the SEED for Oklahoma Kids experiment, the brief highlight effects sustained over 13 years.

A full reporting of the …

What Jobs Offer (And Don’T Offer) Benefits To Low-Wage Workers? Evidence From A Nationally Representative Survey, Laura Brugger, Mathieu Despard, Selina Miller, Stephen Roll

Center for Social Development Research

Employer-based benefits are an important for the financial security and well-being of U.S. workers. These benefits are a key path to healthcare access, retirement security, and other beneficial outcomes. But employers may also offer services that support employees’ financial wellness, and relatively little is known about the extent to which supplemental financial-wellness benefits are offered to low-wage workers or about variation in offerings by industries. Drawing on data from the Workforce Economic Inclusion and Mobility (WEIM) survey of a nationally representative sample of 2,511 low-wage U.S. workers, this Research Brief presents findings on the types of benefits provided by employers …

Asset Building For All, Starting At Birth: Emergence Of A Federal Policy And A Key Design Lesson, Michael Sherraden, Margaret M. Clancy, Jin Huang, Ray Boshara, Lissa Johnson

Center for Social Development Research

A proposal in the 2025 tax-reconciliation bill would provide federal Child Development Account–like accounts for all children born between 2024 and 2028, with a provision enabling children born in 2028 or after to open accounts. This Policy Brief is designed to inform public debate about the legislation through a discussion of the evidence underpinning the most fundamental of many lessons learned from SEED for Oklahoma Kids, the Center for Social Development’s long-running, randomized experiment with Child Development Account policy: the need for a centralized savings-plan platform.

Financial Facts: Seed Ok Child Development Accounts At Age 17, Jin Huang, Mark Schreiner, Margaret M. Clancy, Sondra G. Beverly, Michael Sherraden

Center for Social Development Research

The SEED for Oklahoma Kids experiment (SEED OK) is a longitudinal, randomized test a statewide Child Development Account (CDA) policy. The essential feature of the CDA in SEED OK is a state-owned Oklahoma 529 College Savings Plan account, which was automatically opened for newborns in late 2007 with an initial deposit of $1,000. That sum has grown over time, and this Fact Sheet presents financial outcomes as of December 31, 2024, when children in the experiment were 17 years old.

The Impact Of Benefits Cliffs And Asset Limits On Low-Wage Workers: New Evidence From A Nationally Representative Survey, Stephen Roll, Selina Miller, Mathieu Despard

Center for Social Development Research

Over 40 million workers in the United States receive public benefits. Many face a challenge: They would like to earn higher wages, take on more hours, or accept better jobs, but doing so can push them over benefit-program limits, causing them to lose eligibility or experience reductions in the benefits they need to make ends meet. This is also an issue for employers, whose ability to attract and retain talent is affected when the workforce’s employment decisions are driven by concerns about public benefit eligibility. Drawing on data from the Workforce Economic Inclusion and Mobility (WEIM) survey administered to a …

Becoming A Beloved Community: A Restorative Reckoning For A Radical Conversion To Transform Discourse In Higher Education, Latasha Tomay Varlack-Butler

Dissertations

This dissertation critically examines the misappropriation of Restorative Justice Discourse (RJD) within three predominantly white institutions (PWIs), analyzing 59 institutional documents through Critical Discourse Analysis, Relational Critical Discourse Analysis, and Rhetorical Criticism (Fairclough, 1995; Vaandering, 2021; van Dijk, 2008). Tribal Colleges and Universities and South African institutions have emerged as exemplars of authentic RJD, countering co-optation within PWIs. The findings demonstrate that RJD as applied in PWIs is framed in ways that attenuate its transformative potential, perpetuating color-evasiveness (Bonilla-Silva, 2017) and obscuring the intersectional experiences of Black, Indigenous, and disabled communities (Crenshaw, 1991; Million, 2009).

Grounded in decolonial praxis (Smith, …

Editorial: Digital Accessibility Practices Guided By Past Models And Modern Research, Cynthia Curry, Jared Smith

Developmental Disabilities Network Journal

No abstract provided.