Social Policy Commons^™

Borrowing Trouble? V: Subprime Mortgage Lending In Greater Boston, 2000-2003, Jim Campen

Gastón Institute Publications

Four years ago, in response to numerous reports of the growth of predatory lending, both locally and nationwide, the Massachusetts Community & Banking Council (MCBC) – whose Board of Directors has an equal number of bank and community representatives – commissioned a study of subprime refinance lending in the city of Boston and surrounding communities. The resulting report, Borrowing Trouble? Subprime Mortgage Lending in Greater Boston, 1999, was the first detailed look at subprime lending in the city of Boston and in twenty-seven surrounding communities.

This is the fifth report in the annual series begun by that initial study. …

The Social And Economic Costs Of Employee Misclassification In Construction [Massachusetts Report], Françoise Carré, Randall Wilson

Center for Social Policy Publications

With this study, a cross disciplinary team of the Center for Construction Policy Research has taken a first and significant step in documenting employee misclassification in the Massachusetts construction industry. This report documents the dimensions of misclassification and its implications for tax collection and worker compensation insurance.

Misclassification occurs when employers treat workers who would otherwise be waged or salaried employees as independent contractors (self employed). Or as one report commissioned by the U.S. Department of Labor put it, misclassification occurs “when workers (who should be) getting W-2 forms for income tax filing instead receive 1099- Miscellaneous Income forms.”

Hiv/Aids Among Women Of Color In Massachusetts, Erika Kates, Helen Levine, Lakay Cornell

Publications from the Center for Women in Politics and Public Policy

According to a recent report on the status of women in Massachusetts, the Commonwealth has an “extraordinarily high” incidence of women of color with HIV/AIDS. Over 4,200 women are infected and women of color account for a disproportionately high number of these cases.

Impact – Information Management, Public Access, Community Transformation: Final Evaluation Report, Oscar Gutierrez, John Mcgah

Center for Social Policy Publications

In 2000 the Department of Commerce awarded the Lake County (IL) Department of Planning, Building and Development a Technology Opportunity Program (TOPS) Grant to implement Project IMPACT. The project’s goals were “to improve access to and delivery of human services for low-income residents, strengthen community planning and resource allocation, and enhance understanding of data on homelessness that can be gathered and aggregated on local and national levels to accurately capture the scope of the problem and the effectiveness of efforts to ameliorate it.”

The Center for Social Policy (CSP) at the McCormack Graduate School of Policy Studies, University of Massachusetts …

Hard Numbers, Hard Times: Homeless Individuals In Massachusetts Emergency Shelters, 1999-2003, Tatjana Meschede, Brian Sokol, Jennifer Raymond

Center for Social Policy Publications

Hard Numbers, Hard Times is the fruit of five years of homeless management information systems data collected in homeless emergency shelters serving individuals across Massachusetts. For the first time, comprehensive, reliable statewide data are provided on how many people accessed the system, where people became homeless, what they attributed their homelessness to, how long they stayed in shelter, and where they went when they left. These data are combined with information on demographics, income, special needs and insurance status along with analysis and interviews to provide multiple perspectives on the Massachusetts shelter system.

Expanding Homeownership Opportunity: The Softsecond Loan Program, 1991-2003, Jim Campen

Gastón Institute Publications

The SoftSecond Loan Program emerged at the end of a tumultuous year of struggle over community reinvestment issues that began on January 11, 1989. The lead story in that day’s Boston Globe reported that a draft study by researchers at the Federal Reserve Bank of Boston had found that there was a pattern of “racial bias” in Boston’s mortgage lending, that the number of mortgage loans in the predominantly black neighborhoods of Roxbury and Mattapan would have been more than twice as great “if race was not a factor,” and that “this racial bias is both statistically and economically significant.” …

Emergency Preparedness: A Manual For Homeless Service Providers, Kelly Tobin, Phyllis Freeman

Center for Social Policy Publications

Public attention to "emergency planning" has increased dramatically since 9/11/2001. Out of concern that the population of homeless individuals and families may not have been considered adequately in planning thus far, the Center for Social Policy reviewed what has occurred, sought advice about what would be useful to add to existing material and resources, and proceeded to prepare this Manual. It seemed all too likely that under the already considerable pressure for cities and towns to prepare for threats caused by terrorism, including bioterrorism, that the special characteristics of homeless families and individuals, and of community organizations serving homeless people, …

Technology Goes Home Evaluation – Executive Summary, Donna H. Friedman, Michelle Kahan, Tatjana Meschede, Consuela Greene

Center for Social Policy Publications

Technology Goes Home (TGH) is an innovative program designed to bridge the digital divide by bringing technology into low-income families’ homes. This Boston Digital Bridge Foundation (BDBF) program strives to prepare adults for employment opportunities and to help children improve academic performance by offering computer training and equipment to families in Boston neighborhoods and schools. Classes are offered in groups, with parents and children learning together in order to strengthen families and build community as well as skills. Neighborhood programs are operated in six communities through Neighborhood Technology Collaboratives, coalitions of community-based organizations. These coalitions select participating families, and provide …

Alternative Job Brokering: Addressing Labor Market Disadvantages, Improving The Temp Experience, And Enhancing Job Opportunities, Françoise Carré, Joaquín Herranz, Jr., Dorie Seavey, Carlha Vickers, Ashley Aull, Rebecca Keegan

Center for Social Policy Publications

Alternative staffing is a key form of labor market intermediation worthy of consideration alongside that provided by other community-based job placement programs. Furthermore, an examination of alternative staffing services underscores the essential role that supports to employment play in job-brokering for workers who are disadvantaged in the labor market because these are businesses that tend simultaneously and daily to the two sides of the work relationship (worker-client and customer business). Much can be learned from their experiences about the expertise and resources required to effectively broker jobs for these kinds of workers—expertise and resources that could be necessary if public-sector …

Growing Inequities Among Women In Massachusetts: Income, Employment, Education And Skills, Erika Kates

Publications from the Center for Women in Politics and Public Policy

Massachusetts women compare very favorably to women in other states in earnings, education, and employment. However, these general trends mask a substantial and growing divide between women in these areas.

“Growing Pains And Challenges”: Grandfamilies House Four-Year Follow-Up Evaluation, Alison S. Gottlieb, Nina M. Silverstein

Gerontology Institute Publications

During the past decade, there has been increased awareness of issues facing grandparent caregiver families on the part of policymakers and service providers. This awareness has prompted efforts to document the numbers of children being raised by grandparents, to identify challenges faced by grandparents raising grandchildren, and to provide services to meet the needs of these families. National estimates suggest that the numbers of grandparent caregiver families are increasing. Recent estimates suggest that 1.4 million (2%) of all children under 18 live in “skipped generation” families in the United States; similarly, 29,000 (nearly 2%) of all children in Massachusetts live …

Seniors In Public Housing, Jan Mutchler, Francis G. Caro

Gerontology Institute Publications

In recent years, the Boston Housing Authority (BHA) discovered that nearly 40% of the seniors (residents aged 62 and over) living in their public housing developments were living in family housing developments rather than in senior/disabled housing developments. Administrators at the BHA were aware that some seniors lived in family developments, but they were committed to learning more systematically about this population and their needs. They turned to the Gerontology Institute at the University at Massachusetts Boston as a partner in this effort. With funding from the Boston Foundation, the collaboration resulted in a research and policy development effort on …

Surviving Against The Odds: Families’ Journeys Off Welfare And Out Of Homelessness, Donna H. Friedman, Tatjana Meschede, Michelle Hayes

Center for Social Policy Publications

Homeless families face complex challenges when making the transition from welfare to the workforce. By focusing on the experiences of homeless families participating in a Boston-based welfare-to-work program, the multimethod, longitudinal study described in this article explored factors contributing to more successful transitions as well as barriers faced by families having a harder time making the transition.

Nearly 90 percent of the families that were studied left a shelter with a housing subsidy and retained it 6 to 12 months later. Successful employment outcomes after exiting a shelter were more evident for families whose head of household was older, two-parent …

Characteristics Of Homeless Individuals Accessing Massachusetts Emergency Shelters, 1999-2001, Tatjana Meschede, Michelle Kahan, Michelle Hayes, Donna Friedman

Center for Social Policy Publications

The Center for Social Policy (CSP) at the McCormack Institute, University of Massachusetts Boston oversees the Connection, Service, and Partnership through Technology (CSPTech) project. CSPTech operates a homeless management information system being implemented throughout the Commonwealth. Founded in 1995, this project is a networked computerized record-keeping system that allows homeless service providers across Massachusetts to collect uniform client information over time. This information is aggregated in a database used by service providers, advocates, government officials, researchers, and people experiencing homelessness. Analysis of this information is critical to efforts to understand the extent of this problem in Massachusetts in an attempt …

Impact – Information Management, Public Access, Community Transformation: Year Two Evaluation Report, September 1, 2001 Through August 31, 2002, Oscar Gutierrez, John Mcgah

Center for Social Policy Publications

The goals of the IMPACT project are “to improve access to and delivery of human services for low-income residents, strengthen community planning and resource allocation, and enhance understanding of data on homelessness can be gathered and aggregated on local and national levels to accurately capture the scope of the problem and the effectiveness of efforts to ameliorate it.”

The Center for Social Policy (CSP), McCormack Institute at the University of UMass Boston was commissioned to produce a series of evaluation reports of the IMPACT project; this is the second of three reports covering year two activity of the IMPACT. The …

Cuba, Social Policy At A Crossroads: Maintaining Priorities, Transforming Practice, Miren Uriarte

Gastón Institute Publications

From the beginning of the Cuban revolution in 1959, the model of social development has underscored equity across society and universal access. Full responsibility rests on government to fund and deliver social entitlements. These values have framed the development and implementation of social policy during the last 40 years. During this time Cuba has instituted free and universally accessible health care and education and has built on its formerly weak pension system to develop a universal and government sponsored one.

Cuba's safety net of benefits includes protection of workers' employment and housing, food subsidies, utilities and other necessities, and mechanisms …

Food Stamps: Available But Not Easily Accessible: A Study Conducted For Project Bread, Michelle Kahan, Elaine Werby, Jennifer Raymond

Center for Social Policy Publications

Concerned with growing hunger among Massachusetts families eligible for Food Stamps, and the paradoxical decline in the number of program enrollees, Project Bread asked the Center for Social Policy at the John W. McCormack Institute of Public Affairs, University of Massachusetts Boston (CSP) to study the process of securing and sustaining Food Stamp Benefits. Concurrent with the planning process for the study, the Massachusetts legislature, in an override of the Governor's veto in early December 2001, included language in the FY 2002 budget designed to expand access to the program. Among other requirements, the language requires the Department of Transitional …

Rhode Island Latinos: A Scan Of Issues Affecting The Latino Population Of Rhode Island, Miren Uriarte, María Estela Carrión, Juan Carlos Gorlier, Charles Jones, Natalie Carithers, Juan Francisco García

Gastón Institute Publications

The Latino Population has grown dramatically in Rhode Island in the last two decades. This has been particularly the case in Central Falls and Providence where Latinos make up 48% and 30% of the population, respectively. This influx has created a shift in the racial/ethnic make up of these cities and in the cultural background of large sectors of the residents.

The arrival of large numbers of persons who do not speak English and who are not familiar with the structure and practice of public services would, under any circumstance, present a challenge. But the fact that they are recent …

Left Behind: The Persistence Of Poverty Through The 1990s, Randy Albelda, Donna H. Friedman

Economics Faculty Publication Series

The Commonwealth’s economic growth over the past decade has led to more jobs and an increasing median income, but the rising tide has not lifted the boats at the bottom. The bottom 20 percent of the Commonwealth’s families with children have not found relief. Growth in earnings has been almost completely offset by the loss of public support, which in turn has strained the private sector’s emergency support system. Poverty rates for families have dropped only slightly, child poverty rates and the percentage of families who are very poor have increased, and the need for emergency housing and food services …

Impact – Information Management, Public Access, Community Transformation: Year One Evaluation Report, September 1, 2000 Through August 31, 2001, Oscar Gutierrez, John Mcgah, Donna H. Friedman

Center for Social Policy Publications

The goals of the IMPACT project are “to improve access to and delivery of human services for low-income residents, strengthen community planning and resource allocation, and enhance understanding of how data on homelessness can be gathered and aggregated on local and national levels to accurately capture the scope of the problem and the effectiveness of efforts to ameliorate it.”

The first year of the IMPACT project was one of infrastructure development in a broad sense. It involved primarily the development and modification of innovative information technology tools as well as the identification, selection and deployment of other information systems designed …

An Effective Compromise: Class-Based Affirmative Action In Boston Schools, Gabriel O'Malley

New England Journal of Public Policy

The author seeks to shift the traditional focus of the affirmative action debate from race to class. With the Boston Latin School as an example, he argues that, under certain circumstances, a shift in an admission policy based on preferences from race to class will maintain academic standards while increasing minority representation; it will also expand opportunity for economically underprivileged youths who have succeeded academically despite the obstacles they face. A focus on class rather than race offers both sides of the affirmative action debate a philosophy that can be reconciled with their views on race-based affirmative action. In certain …

A Benefit-Cost Analysis Model For Social Service Agencies, Robert Schalock, John Butterworth

All Institute for Community Inclusion Publications

Current public policy is based on two fundamental principles: equity and efficiency. Equitable programs contribute to balancing the needs and desires of the various groups in society; whereas efficient programs are those that serve to increase the net value of goods and services available to society. Benefit-cost analysis is a tool developed to determine whether a program produces effects that justify the costs incurred to operate the program. The benefit-cost model presented in this monograph requires the reader to:

1. Understand the concept of an analytical perspective;
2. Move beyond viewing benefit-cost analysis as a simple ratio of benefits to costs;
3. Include …

Report On The Minors’ Abortion Rights Project, J. Shoshanna Ehrlich, Carol Hardy-Fanta, Jamie Ann Sabino

Publications from the Center for Women in Politics and Public Policy

The goal of this study was to learn more about the experience of minors in states with parental involvement laws who do not involve their parents in their abortion decision, and must therefore seek judicial authorization for an abortion, and to use this knowledge to explore ways to minimize the burden of these laws. At the outset, it should be made clear that having this goal does not indicate that we support imposing third-party involvement requirements on teens seeking to abort. Our research, as well as the work of others (much of which is cited in this report), raises serious …

Changing Populations, Rules, And Roles: Conflict And Ambiguity, Mary K. Grant

New England Journal of Public Policy

Over the past ten years, public housing agencies across the country have been allowed greater discretion in the implementation of policies that affect public housing management and who will live there. Discretion in public management has the potential to be a slippery slope. While managers may have greater flexibility in responding to local need and making the best use of the limited resources available to public housing, the potential exists for risk of conflicting interpretation of policies, unclear program goals, and a conflict in roles, for example, What exactly is my job and how do I manage in this new …

Life At Grandfamilies House: The First Six Months, Alison S. Gottlieb, Nina M. Silverstein, Laney Bruner-Canhoto, Susan Montgomery

Gerontology Institute Publications

Recent reports cite estimates of more than two million children in the United States who are currently living in kinship care arrangements; 10% or approximately 200,000 of these relationships are children in foster care. Much kinship care is done by midlife and older persons who are finding themselves assuming new responsibilities associated with parenting their grandchildren, typically for a period of two years or more. This is a social phenomenon that cuts across all socioeconomic, racial, and ethnic groups. There are many challenges facing these nontraditional families including healthcare, income security, education, social support, and housing. Public and private partnerships …

Women And Poverty, Carlos Ani

Trotter Review

The issue regarding relationships between the status of women, economic health for all people, and social justice is a challenge in every society today. Until fairly recently, poverty and under development were assumed to put all members of affected households - men, women, and children - at an equal disadvantage. "Households" were regarded as static entities where labor and resources are pooled and equally shared. The implicit conclusion was that changes thought of as beneficial for development would be neutral in their effects on the different members of the households. Empirical evidence reveals, however, that the costs and benefits of …

Race, Poverty And Education In The 21st Century, Joan Wallace-Benjamin

Trotter Review

I am here as the president of the Urban League of Eastern Massachusetts. I am here as a woman. I am here as a partner in the struggle for equal opportunity and access for - women, men, young people, the elderly, Black, white, Latino and Asian, who are not able to fully enjoy the educational, economic and social benefits of our American society. I am here as a colleague of Mary's, [Mary Lassen, Executive Director, Women's Educational and Industrial Union] who works with commitment and passion on these same issues and with whom I have collaborated and will continue to …

The Massachusetts Welfare To Work Program: How Well Will It Serve Its Customers?, Abigail Jurist Levy

New England Journal of Public Policy

The author examined the initial two-year Massachusetts Welfare to Work plans to identify early signs of potential program strengths and weaknesses when the states were just beginning to implement it. She surveyed the then current literature that defines the work-first philosophy and its social context, outlining the essential elements of work-first programs for participants' success. The author then reviewed Massachusetts's sixteen regional plans to determine the degree to which they incorporated these elements in their program designs. Finally, she outlined the challenges, potential risks, and advantages that arise when national social policy shifts and local planners and policymakers must adapt …

Welfare Reform: Lessons From New England, Richard M. Francis, Thomas J. Anton

New England Journal of Public Policy

This article examines state welfare policy choices following the passage of the Personal Responsibility and Work Opportunity Reconciliation Act. Using data from national studies and an intensive study of policymaking in New England, the authors demonstrate that states have acted independently rather than uniformly in response to devolution. Because states did not respond as predicted, and for reasons that were not anticipated, scholars must develop new approaches to understanding state policymaking. This study argues that accounting for state policy choices requires an understanding of the context of policymaking. Conventional analyses of welfare reform have ignored the institutional structures through which …

Race, Class, And The Distribution Of Radioactive Waste In New England, Douglas J. Anderton, John Michael Oates, Michael R. Fraser

New England Journal of Public Policy

Objective. Inequity in the distribution of environmental burdens among social groups, for example, minority and disadvantaged segments of the population, is an important topic in policy research. This research has largely focused on hazardous waste facilities and Superfund sites. Yet federal mandates to the states raise similar concerns over the social distribution of low-level radioactive waste facilities (LLRWFs). This study seeks to provide the first evaluation of equity in the distribution of LLRWFs within a state.

Methods. We use data from the 1990 Census to compare selected characteristics of tracts with low-level radioactive waste facilities to tracts without, tracts nearby …