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Articles 571 - 600 of 686

Full-Text Articles in Other Social and Behavioral Sciences

Asset-Building In Rural Communities: The Experience Of Individual Asset Accounts, Michal Grinstein-Weiss, Jami Curley Jul 2005

Asset-Building In Rural Communities: The Experience Of Individual Asset Accounts, Michal Grinstein-Weiss, Jami Curley

Center for Social Development Research

Similar to the beginning of many new eras, the dawning of the 21st century has brought new opportunities as well as new challenges to the stability of our economy. New technology offers more efficient methods of production while the continuing influence of globalization increases market availability for our goods. Yet, when a region has a hard time transitioning to a new economy, the challenges produced by these changes are often overwhelming and can create hardship. Rural America is currently facing many of the difficulties associated with these changing economies, thus affecting their current economic sustainability and development. The industry base …

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Asset-Building Programs For People With Disabilities In Rural Areas: Including Independent Living And Long-Term Care Planning Education, Michelle Putnam, Fengyan Tang Jul 2005

Asset-Building Programs For People With Disabilities In Rural Areas: Including Independent Living And Long-Term Care Planning Education, Michelle Putnam, Fengyan Tang

Center for Social Development Research

This paper presents findings from a case study of individuals with multiple sclerosis examining their planning and preparation activities for their future independent living and long-term care needs. Data collected from a representative sample of National Multiple Sclerosis Society members in the greater metropolitan St. Louis and eastern Illinois area indicate significant differences in income, assets, education, health and functional limitation status between individuals living in rural versus urban areas. Additionally, findings show respondents with greater levels of education and assets, and those living in urban areas, are more likely to have saved for retirement, made legal preparations, or engaged …

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Examples Of Successful Wealth Building In Rural Areas, Jean Schumacher, Ann Ulmer Jul 2005

Examples Of Successful Wealth Building In Rural Areas, Jean Schumacher, Ann Ulmer

Center for Social Development Research

The purpose of this paper is to describe successful examples of wealth building in rural areas through the mechanism of individual development accounts (IDAs). a review of available literature, supplemented by a limited survey of selected programs, provides an overview of the issues associated with operating IDA programs in rural America, a set of ‘action factors’ that help define success, and some initial observations on rural IDA programs. an appendix gives details on each of the selected programs. This paper is one of a series on wealth building in rural America.

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Educational Status And Savings Performance In Individual Development Accounts, Min Zhan, Michal Grinstein-Weiss Jul 2005

Educational Status And Savings Performance In Individual Development Accounts, Min Zhan, Michal Grinstein-Weiss

Center for Social Development Research

This study examines the relationship between education and savings performance in Individual Development Accounts (IDAs), a matched savings program for the poor. We also investigate whether the relationship between education and savings is mediated by income, intended uses of IDAs, and program (or institutional) factors. The data of this study is from the American Dream Demonstration (N = 2,50), the first national demonstration of IDAs. The results indicate that, compared to the participants without a high school degree, those with some college education, especially those with a 4-year college degree, had higher savings, after controlling for program factors and other …

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Account Monitoring Report At June 30, 2005, Richard Larock, Margaret Clancy Jul 2005

Account Monitoring Report At June 30, 2005, Richard Larock, Margaret Clancy

Center for Social Development Research

Account Monitoring Report at June 30, 2005

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Add: Lessons From The Uk, Dominic Maxwell, Will Paxton Jul 2005

Add: Lessons From The Uk, Dominic Maxwell, Will Paxton

Center for Social Development Research

ADD: Lessons From the Uk

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Asset-Building In Tribal Communities: Generating Native Discussion And Practical Approaches, Sarah Hicks, Karen Edwards, Mary Kate Dennis, Christy Finsel Jul 2005

Asset-Building In Tribal Communities: Generating Native Discussion And Practical Approaches, Sarah Hicks, Karen Edwards, Mary Kate Dennis, Christy Finsel

Center for Social Development Research

Asset-Building in Tribal Communities: Generating Native Discussion and Practical Approaches

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Impact Of Asset Ownership On Social Inclusion, Margaret Lombe, Michael Sherraden Jul 2005

Impact Of Asset Ownership On Social Inclusion, Margaret Lombe, Michael Sherraden

Center for Social Development Research

Persistent poverty and social exclusion suggest the need for more innovative interventions to reduce severe need and create terms for meaningful participation of vulnerable individuals in economic, political, and social exchange. One such innovation is asset ownership. This study explores the relationship between asset ownership and social inclusion using the human capabilities approach. Findings indicate a significant relationship, suggesting a role for asset-based policy and programs in interventions to foster social inclusion.

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In-Depth Interviews With Seed Youth: Profiles Of Participants In A Pilot Study, Edward Scanlon, Deborah Adams Jul 2005

In-Depth Interviews With Seed Youth: Profiles Of Participants In A Pilot Study, Edward Scanlon, Deborah Adams

Center for Social Development Research

In-Depth Interviews With SEED Youth: Profiles of Participants in a Pilot Study

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Increasing Life Chances For Orphaned Children In Africa: Testing An Asset-Based Development Strategy, Fred Ssewamala, Jami Curley Jul 2005

Increasing Life Chances For Orphaned Children In Africa: Testing An Asset-Based Development Strategy, Fred Ssewamala, Jami Curley

Center for Social Development Research

Increasing Life Chances for Orphaned Children in Africa: Testing an Asset-Based Development Strategy

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International Service: History And Forms, Pitfalls And Potential, Amanda Moore Mcbride, Dolly Daftary Jul 2005

International Service: History And Forms, Pitfalls And Potential, Amanda Moore Mcbride, Dolly Daftary

Center for Social Development Research

International voluntary service represents the contribution of one’s time to some cause, which is largely uncompensated and spent in a country other than one’s home country. The forms of international service have evolved from roots in missionary service to a focus on development of the host communities and the volunteers. Current trends emphasize mutuality, accountability, and participation by host communities, but against a historical and contemporary backdrop, inequality remains between the volunteers and hosts. This paper speculates a range of possible positive and negative developmental outcomes, programmatic strategies to mediate negative effects, and research to inform program and policy development.

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The Missouri-Kansas Asset-Building Coalition And Policy Project: An Initiative In Cross-State Policy Making For Wealth Building, Njeri Kagotho, Gena Gunn Jul 2005

The Missouri-Kansas Asset-Building Coalition And Policy Project: An Initiative In Cross-State Policy Making For Wealth Building, Njeri Kagotho, Gena Gunn

Center for Social Development Research

The Missouri-Kansas Asset-Building Coalition and Policy Project: An Initiative in Cross-State Policy Making for Wealth Building

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Savings Outcomes Of Older Adults Participating Idas: Findings From The American Dream Demonstration, Michelle Putnam, Nancy Morrow-Howell, Lin Zhang, Michael Sherraden Oct 2004

Savings Outcomes Of Older Adults Participating Idas: Findings From The American Dream Demonstration, Michelle Putnam, Nancy Morrow-Howell, Lin Zhang, Michael Sherraden

Center for Social Development Research

This research report is the second of a three-part series aimed at developing a greater understanding of older adults and their use of Individual Development Accounts (IDAs). The intent of this second report is to answer the following question: What individual and IDA program characteristics are associated with saving outcomes among older adults participating in IDA? These questions are answered using data from the American Dream Demonstration programs (ADD), the first nation-wide evaluation of IDAs as tools for asset building and community development. In this report, comparisons are made between older (50 years or older) and younger (49 years or …

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An Agenda On Productive Aging: Research, Policy, And Practice, Nancy Morrow-Howell, Michael Sherraden, Amanda Moore Mcbride, Jim Hinterlong, Philip Rozario, Fengyan Tang Sep 2004

An Agenda On Productive Aging: Research, Policy, And Practice, Nancy Morrow-Howell, Michael Sherraden, Amanda Moore Mcbride, Jim Hinterlong, Philip Rozario, Fengyan Tang

Center for Social Development Research

The Center for Social Development (CSD) at Washington University in St. Louis is advancing an agenda on productive aging, focusing on three primary forms of productive engagement: employment, volunteerism/civic engagement, and caregiving. These are activities that produce goods and services, whether paid for or not, and that have effects beyond individuals to families, communities, and society. Older adults who engage in these activities make important economic and social contributions, though these contributions are often undervalued. This agenda on productive aging builds on the results of a CSD-sponsored symposium where leading gerontologists from many academic disciplines discussed older adults as a …

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Profile Of Older Adults Participating Idas: Findings From The American Dream Demonstration, Michelle Putnam, Nancy Morrow-Howell, Lin Zhang, Michael Sherraden Sep 2004

Profile Of Older Adults Participating Idas: Findings From The American Dream Demonstration, Michelle Putnam, Nancy Morrow-Howell, Lin Zhang, Michael Sherraden

Center for Social Development Research

This research report is the first of a three-part series aimed at developing a greater understanding of older adults and their use of Individual Development Accounts (IDAs). The intent of this first report is to answer the following three questions: 1) Who are the older adults participating in IDAs? 2) What are they saving for? and 3) What do we know about IDAs and saving for retirement? These questions are answered using data from the American Dream Demonstration (ADD), the first nation-wide evaluation of IDAs as tools for asset building and community development. In this report, comparisons are made between …

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College Savings Plans: A Platform For Inclusive Saving Policy?, Margaret M. Clancy, Peter Orszag, Michael Sherraden Jul 2004

College Savings Plans: A Platform For Inclusive Saving Policy?, Margaret M. Clancy, Peter Orszag, Michael Sherraden

Center for Social Development Research

College Savings Plans: A Platform for Inclusive Saving Policy?

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Cost-Effectiveness In Individual Development Accounts, Mark Schreiner, Guat Tin Ng, Michael Sherraden Jul 2004

Cost-Effectiveness In Individual Development Accounts, Mark Schreiner, Guat Tin Ng, Michael Sherraden

Center for Social Development Research

Because resources are limited, the benefits and costs of social-work interventions—like all interventions—must be compared with the benefits and costs of alternatives. Evidence-basedpractice should ask not only “What works?” but also “How well does it work?” and “What does it cost?” Unfortunately, evaluations of social-work practice—like evaluations in any field—rarely can measure all the relevant variables. In particular, benefits are extremely difficult to measure. Costs are simpler to measure, but even so, few evaluations measure costs. In the end, all evaluations are inevitably incomplete and so must make subjective judgments aboutunmeasured factors. The key to evaluation, then, is not certainty …

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Evaluation Of The American Dream Demonstration: Final Evaluation Report, Gregory Mills, Rhiannon Patterson, Larry Orr, Donna Demarco Jul 2004

Evaluation Of The American Dream Demonstration: Final Evaluation Report, Gregory Mills, Rhiannon Patterson, Larry Orr, Donna Demarco

Center for Social Development Research

Evaluation of the American Dream Demonstration: Final Evaluation Report

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Family Saving And Community Assets: Designing And Implementing Family-Centered, Place-Based Individual Development Account Programs, Stephanie C. Boddie, Michael Sherraden, Lorlene Hoyt, Prema Thirupathy, Trina Shanks, Solana Rice, Margaret Sherraden Jul 2004

Family Saving And Community Assets: Designing And Implementing Family-Centered, Place-Based Individual Development Account Programs, Stephanie C. Boddie, Michael Sherraden, Lorlene Hoyt, Prema Thirupathy, Trina Shanks, Solana Rice, Margaret Sherraden

Center for Social Development Research

Family Saving and Community Assets: Designing and Implementing Family-Centered, Place-Based Individual Development Account Programs

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Integrating Savings Into Microenterprise Programs For The Poor: Do Institutions Matter?, Fred M. Ssewamala, Michael Sherraden Jul 2004

Integrating Savings Into Microenterprise Programs For The Poor: Do Institutions Matter?, Fred M. Ssewamala, Michael Sherraden

Center for Social Development Research

Numerous theoretical frameworks have been used to explain factors that influence outcomes of poor families engaged in self-employment. Theories related to human capital, social capital, andfinancial assets have guided most studies. Using data from fourteen institutions promoting self-employment among the poor, and drawing on the institutional theory, this study finds that theories related to individual influences do not adequately explain all the phenomenon.Controlling for a wide range of individual characteristics, there is a statistically significant association between institutional influences and participants’ outcomes. Policy makers shouldconsider a range of institutional characteristics when designing policies and programs aimed atpromoting self-employment among poor …

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Overcoming Poverty: Supported Saving As A Household Development Strategy, Margaret S. Sherraden, Trina Williams, Amanda Moore Mcbride, Fred Ssewamala Jul 2004

Overcoming Poverty: Supported Saving As A Household Development Strategy, Margaret S. Sherraden, Trina Williams, Amanda Moore Mcbride, Fred Ssewamala

Center for Social Development Research

Low-income participants experience greater positive financial, psychological, and cognitive outcomes of saving in IDAs than controls. The study contributes to knowledge about poverty alleviation, capacity-building, and empowerment.

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Racial Differences In Performance In A Matched Savings Program, Michal Grinstein-Weiss, Michael Sherraden Jul 2004

Racial Differences In Performance In A Matched Savings Program, Michal Grinstein-Weiss, Michael Sherraden

Center for Social Development Research

This study examines the saving performance of low income African Americans and Caucasian participants in an Individual Development Accounts (IDA) program. IDAs are matched saving for home ownership, education, and small business capitalization. Using data from the American Dream Demonstration (N = 2,364), this study compares the savings performance of Black and White participants in IDAs. The results indicate that low-income African Americans on average save successfully in IDAs, though in smaller amounts than Caucasians. Results of separateregressions for Blacks and Whites indicate that mostly individual characteristics are associatedwith saving performance among Caucasians. In contrast, mostly institutional characteristics areassociated with …

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Saving For Post-Secondary Education In Individual Development Accounts, Min Zhan, Mark Schreiner Jul 2004

Saving For Post-Secondary Education In Individual Development Accounts, Min Zhan, Mark Schreiner

Center for Social Development Research

Low-income people have less access to opportunities for post-secondary education, and the welfare reform in 1996 further limited access for welfare recipients. Since welfare reform, there has been an increasing interest in strategiesmeant to enhance the well-being of low-incomepeople through education and the development of human capital. In this study, we examine how low-income people saved for post-secondary education in Individual Development Accounts (IDAs) in a nationwide demonstration. IDAs are structured accounts that provide matches for savings used for home purchase, microenterprise, retirement savings, and post-secondary education. We examine how savings outcomes differed between participants who intended to use their …

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Saving For Microenterprise In Individual Development Accounts: Lessons From The American Dream Demonstration, Fred M. Ssewamala, Michael Sherraden Jul 2004

Saving For Microenterprise In Individual Development Accounts: Lessons From The American Dream Demonstration, Fred M. Ssewamala, Michael Sherraden

Center for Social Development Research

Saving for Microenterprise in Individual Development Accounts: Lessons From the American Dream Demonstration

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State Ida Policy Brief: Promoting Asset Building Through The Earned Income Tax Credit, Center For Social Development, Corporation For Enterprise Development Jul 2004

State Ida Policy Brief: Promoting Asset Building Through The Earned Income Tax Credit, Center For Social Development, Corporation For Enterprise Development

Center for Social Development Research

State IDA Policy Brief: Promoting Asset Building Through the Earned Income Tax Credit

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What States Can Do To Remove Penalties For Saving, Center For Social Development, Corporation For Enterprise Development Jul 2004

What States Can Do To Remove Penalties For Saving, Center For Social Development, Corporation For Enterprise Development

Center for Social Development Research

What States Can Do to Remove Penalties for Saving

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Youth Volunteerism And Civic Service In Latin America And The Caribbean: A Potential Strategy For Social And Economic Development, Lissa Johnson, Carlos Benítez, Amanda Moore Mcbride, René Olate Jul 2004

Youth Volunteerism And Civic Service In Latin America And The Caribbean: A Potential Strategy For Social And Economic Development, Lissa Johnson, Carlos Benítez, Amanda Moore Mcbride, René Olate

Center for Social Development Research

Youth Volunteerism and Civic Service in Latin America and the Caribbean: A Potential Strategy for Social and Economic Development

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Asset Building: Increasing Capacity For Performance Measurement And Effects+B200, Amanda Moore Mcbride, Stacie Lintvedt Hanson, Sondra Beverly, Mark Schreiner, Michael Sherraden, Lissa Johnson Jul 2004

Asset Building: Increasing Capacity For Performance Measurement And Effects+B200, Amanda Moore Mcbride, Stacie Lintvedt Hanson, Sondra Beverly, Mark Schreiner, Michael Sherraden, Lissa Johnson

Center for Social Development Research

Asset Building: Increasing Capacity for Performance Measurement and Effects

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Youth Service And Elder Service In Comparative Perspective, Nancy Morrow-Howell, Fengyan Tang Jul 2004

Youth Service And Elder Service In Comparative Perspective, Nancy Morrow-Howell, Fengyan Tang

Center for Social Development Research

Youth Service and Elder Service in Comparative Perspective

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Civic Engagement Among Low-Income And Low-Wealth Families: In Their Words, Amanda Moore Mcbride, Margaret S. Sherraden, Suzanne Pritzer Jul 2004

Civic Engagement Among Low-Income And Low-Wealth Families: In Their Words, Amanda Moore Mcbride, Margaret S. Sherraden, Suzanne Pritzer

Center for Social Development Research

Through in-depth interviews with 84 low-income, low-wealth families, we find civic engagement across a range of behaviors, e.g., volunteering through religious organizations, neighboring, involvement in children’s activities, and contributing. Data are suggestive of a modified life cycle theory of engagement as well as a “stakeholding” theory, highlighting assets as resources and incentives for action. Time constraint is noted as a primary mediator. Possible implications for measurement, future research, and social interventions and policies are discussed.

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