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Articles 721 - 750 of 893

Full-Text Articles in Other Social and Behavioral Sciences

College Expectations Among Young Children: The Potential Role Of Savings, William Elliott Iii, Margaret Sherrard Sherraden, Lissa Johnson, Suzanne Johnson, Signe Peterson Jul 2007

College Expectations Among Young Children: The Potential Role Of Savings, William Elliott Iii, Margaret Sherrard Sherraden, Lissa Johnson, Suzanne Johnson, Signe Peterson

Center for Social Development Research

For many young people, especially minority and low-income children, attending college is a genuinely desired but elusive goal. This paper explores young children’s perceptions and expectations about attending college and potential influences on their formation. Conducted as part of a four-year study of a school-based saving for college program, this paper uses qualitative evidence from interviews with 60 children in second grade, and surveys with their parents. Findings suggest most of the young children in the study have a general understanding of college and have begun the process of choosing higher education. Further, the perception that saving is a way …

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Under-Utilized Contributions By International Students: Case Study For Education And Research, Gina Chowa, Kofi Danso, Michael Sherraden Jul 2007

Under-Utilized Contributions By International Students: Case Study For Education And Research, Gina Chowa, Kofi Danso, Michael Sherraden

Center for Social Development Research

International social work education in the United States focuses on globalization and international practicum for American students. a readily available resource, international social work graduate students, is rarely utilized. This article discusses a case study of five African students who engage in a process of realigning their academic knowledge to respond to local social development challenges in their home countries. These processes result in profound innovations that are based on theory, indigenous experience, and culturally competent practice.

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The Elderly In Uruguay: Volunteer Work And Civic Service Actors, Anabel Cruz, Lucia Pérez Jul 2007

The Elderly In Uruguay: Volunteer Work And Civic Service Actors, Anabel Cruz, Lucia Pérez

Center for Social Development Research

The Elderly in Uruguay: Volunteer Work and Civic Service Actors

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Measuring Effectiveness Of Civic Participation At The University Level In Turkey: A Case Study Of The Civic Involvement Project At Sabanci University, Tara Hopkins Jun 2007

Measuring Effectiveness Of Civic Participation At The University Level In Turkey: A Case Study Of The Civic Involvement Project At Sabanci University, Tara Hopkins

Center for Social Development Research

Sabanci University, located in Istanbul, Turkey, launched the Civic Involvement Project (CIP) in 1999 for students at the university level. This study examines the effectiveness of CIP, with the principle goals of measuring participants’ perceptions and identifying the program’s strengths and weaknesses. In addition, this research seeks to better understand how CIP compares to other youth involvement/participation programs. The impact of service-learning on several civic education variables (i.e. social awareness, social networking, political awareness, critical thinking, and personal development) and the effects of characteristics of service-learning experiences on the development of students are also explored.

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Barriers To Asset Accumulation For Families In The Seed Pre-School Demonstration And Impact Assessment, Sondra G. Beverly, Jared Barton Jul 2006

Barriers To Asset Accumulation For Families In The Seed Pre-School Demonstration And Impact Assessment, Sondra G. Beverly, Jared Barton

Center for Social Development Research

Barriers to Asset Accumulation for Families in the SEED Pre-School Demonstration and Impact Assessment

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Building Assets From Birth: A Comparison Of The Policies And Proposals On Children Savings Accounts In Singapore, The United Kingdom, Canada, Korea, And The United States, Vernon Loke, Michael Sherraden Jul 2006

Building Assets From Birth: A Comparison Of The Policies And Proposals On Children Savings Accounts In Singapore, The United Kingdom, Canada, Korea, And The United States, Vernon Loke, Michael Sherraden

Center for Social Development Research

Holding assets is increasingly acknowledged as yielding positive effects and enhancing opportunities. In Assets and the Poor, Sherraden proposed that Individual Development Accounts (IDAs) should be opened for every person from birth in order to provide them with the lifetime potential to accumulate assets and to experience the effects of assets from a young age. a few countries have recently implemented or are proposing policies that build assets for every child starting from birth. Among these countries are Singapore, the United Kingdom, Canada, Korea, and the United States. The purposes and strategies adopted by each country are distinctive. This paper …

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Coordinating Individual Development Accounts And The Workforce Investment Act To Increase Access To Postsecondary Education And Training, Mark Greenberg, Nisha Patel Jul 2006

Coordinating Individual Development Accounts And The Workforce Investment Act To Increase Access To Postsecondary Education And Training, Mark Greenberg, Nisha Patel

Center for Social Development Research

Coordinating Individual Development Accounts and the Workforce Investment Act to Increase Access to Postsecondary Education and Training

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Homeownership Across The American Life Course: Estimating The Racial Divide, Thomas A. Hirschl, Mark R. Rank Jul 2006

Homeownership Across The American Life Course: Estimating The Racial Divide, Thomas A. Hirschl, Mark R. Rank

Center for Social Development Research

Homeownership has historically been viewed as a fundamental piece of the American Dream, with up to 70 percent of households owning their home as of 2006. Yet it has also been demonstrated that nonwhites are less likely to own a home and that the value of their homes is much less than that for whites, even when social class is taken into account. This paper explores the overall life course patterns of homeownership and the importance of racial differences in understanding those dynamics. Based upon a life table methodology, we examine the homeownership patterns for individuals between the ages of …

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Wealth Building In Rural America: Potential In Human Diversity, Jami C. Curley, Brian Dabson, Anna Lee, Kathleen K. Miller, Luxman Nathan, Trina R. Shanks, Michael Sherraden Jul 2006

Wealth Building In Rural America: Potential In Human Diversity, Jami C. Curley, Brian Dabson, Anna Lee, Kathleen K. Miller, Luxman Nathan, Trina R. Shanks, Michael Sherraden

Center for Social Development Research

Wealth Building in Rural America: Potential in Human Diversity

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Wealth Building In Rural America: Perspective, Knowledge, Outlook, Jami C. Curley, Brian Dabson, Elisabeth Howard, E. G. Nadeau, Michael Sherraden Jul 2006

Wealth Building In Rural America: Perspective, Knowledge, Outlook, Jami C. Curley, Brian Dabson, Elisabeth Howard, E. G. Nadeau, Michael Sherraden

Center for Social Development Research

Wealth Building in Rural America: Perspective, Knowledge, Outlook

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Wealth Building In Rural America: Programs, Policies, Research, Jon Bailey, Jami Curley, Karen Edwards, Gena Gunn, Eric Henson, Njeri Kagotho, Anna Lee, Kathleen K. Miller, Luxman Nathan, Trina R. Shanks, Michael Sherraden, Margaret S. Sherraden, Jean Schumacher, Bill Schweke, Ann Ulmer Jul 2006

Wealth Building In Rural America: Programs, Policies, Research, Jon Bailey, Jami Curley, Karen Edwards, Gena Gunn, Eric Henson, Njeri Kagotho, Anna Lee, Kathleen K. Miller, Luxman Nathan, Trina R. Shanks, Michael Sherraden, Margaret S. Sherraden, Jean Schumacher, Bill Schweke, Ann Ulmer

Center for Social Development Research

Wealth Building in Rural America: Programs, Policies, Research

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Account Monitoring Report At December 31, 2005, Lisa Reyes Mason, Vernon Loke, Margaret Clancy Jul 2006

Account Monitoring Report At December 31, 2005, Lisa Reyes Mason, Vernon Loke, Margaret Clancy

Center for Social Development Research

Account Monitoring Report at December 31, 2005

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Academic Capabilities And Disadvantaged Students: The Role Of Institutions, William Elliott Iii, Margaret Sherrard Sherraden Jul 2006

Academic Capabilities And Disadvantaged Students: The Role Of Institutions, William Elliott Iii, Margaret Sherrard Sherraden

Center for Social Development Research

Notwithstanding the far reaching intellectual and practical contributions of Bandura’s theory of self-efficacy, researchers have suggested that it may not adequately address the role of institutions. This paper suggests that traditional measures of self-efficacy underemphasize institutional factors. This may have important implications, especially for considering the circumstances of disadvantaged groups. It may be productive to think of self-efficacy as a multidimensional construct that includes personal and institutional dimensions. Using an interdisciplinary approach, we examine how self-efficacy theory can be expanded to account for the social and economic realities of disadvantaged groups and lead to empirical work that can inform policy …

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From Financial Literacy To Financial Capability Among Youth, Elizabeth Johnson, Margaret S. Sherraden Jul 2006

From Financial Literacy To Financial Capability Among Youth, Elizabeth Johnson, Margaret S. Sherraden

Center for Social Development Research

Youth in the United States are facing an increasingly complex and perilous financial world. Economically disadvantaged youth, in particular, lack financial knowledge and access to mainstream financial institutions. Despite growing interest in youth financial literacy, we have not seen comparable efforts to improve institutional access to financial institutions and services. Instead of aiming for financial literacy, we suggest aiming for financial capability, a concept that builds on the writing of Amartya Sen and Martha Nussbaum. The paper proposes that financial capability results when individuals develop financial knowledge and skills, but also gain access to financial instruments and institutions. The paper …

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The I Can Save Program: School-Based Children's Saving Accounts For College, Margaret Sherraden, Lissa Johnson, William Elliott, Shirley Porterfield, William Rainford Jul 2006

The I Can Save Program: School-Based Children's Saving Accounts For College, Margaret Sherraden, Lissa Johnson, William Elliott, Shirley Porterfield, William Rainford

Center for Social Development Research

This paper examines an innovative college savings program for public elementary school children. The project is based on the proposition that children will gain financial knowledge and be more likely to view college as an attainable goal because they are accumulating savings to help pay for higher education. As the latest in a long history of school-based savings programs, this program pioneers the idea of matched savings in which children and family savings in the students’ accounts are matched one to one up to a maximum of $3,500. Findings suggest that the principal, teachers, children, and their families are enthusiastic …

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Asset-Based Policy In Indonesia: Pilot Study And Emerging Opportunities, Michael Sherraden, Li Zou Jul 2006

Asset-Based Policy In Indonesia: Pilot Study And Emerging Opportunities, Michael Sherraden, Li Zou

Center for Social Development Research

The Center for Social Development (CSD) at Washington University in St. Louis collaborated with the Indonesian Ministry of Social Welfare and researchers from the State Islamic University (UIN) to design a major asset-based, poverty-alleviation pilot project in Indonesia. The government committed significant resources to this 5-year study, which formed a major part of the welfare rethinking in the Indonesian Department of Social Welfare’s five-year plan (2006-2010). This pilot study operated in impoverished localities in parallel with Indonesia’s successful microfinance program (Cooperative Micro Businesses, or KUBE program). Discussion of asset building has grown steadily in Indonesian government circles since the idea …

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Older Adults In Service To Society, Nancy Morrow-Howell, Fengyan Tang, Song-Iee Hong, Jaime Goldberg, So Yeon Kim, Amy Luman, Michael Sherraden, Amanda Moore Mcbride, Erin Auth, Kerry Finegan, Lisa Lawrence Jul 2006

Older Adults In Service To Society, Nancy Morrow-Howell, Fengyan Tang, Song-Iee Hong, Jaime Goldberg, So Yeon Kim, Amy Luman, Michael Sherraden, Amanda Moore Mcbride, Erin Auth, Kerry Finegan, Lisa Lawrence

Center for Social Development Research

Older Adults in Service to Society

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Inclusion In College Savings Plans: Participation And Saving In Maine's Matching Grant Program, Margaret Clancy, Chang-Keun Han, Lisa Reyes Mason, Michael Sherraden Jul 2006

Inclusion In College Savings Plans: Participation And Saving In Maine's Matching Grant Program, Margaret Clancy, Chang-Keun Han, Lisa Reyes Mason, Michael Sherraden

Center for Social Development Research

Inclusion in College Savings Plans: Participation and Saving in Maine's Matching Grant Program

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Mis Ida Operations Manual: Management Information System For Individual Development Accounts, Center For Social Development Jul 2006

Mis Ida Operations Manual: Management Information System For Individual Development Accounts, Center For Social Development

Center for Social Development Research

MIS IDA Operations Manual: Management Information System for Individual Development Accounts

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Saving For College In Maine's Matching Grant Program: Account Owner Experiences, Lisa Reyes Mason, Margaret Clancy, Margaret Sherraden, Chang-Keun Han Jul 2006

Saving For College In Maine's Matching Grant Program: Account Owner Experiences, Lisa Reyes Mason, Margaret Clancy, Margaret Sherraden, Chang-Keun Han

Center for Social Development Research

Saving for College in Maine's Matching Grant Program: Account Owner Experiences

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State Policy Options For Building Assets, Leslie Parrish, Heather Mcculloch, Karen Edwards Jul 2006

State Policy Options For Building Assets, Leslie Parrish, Heather Mcculloch, Karen Edwards

Center for Social Development Research

State Policy Options for Building Assets

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Using Individual Development Accounts For Microenterprise Development, Fred M. Ssewamala, Margaret Lombe, Jami C. Curley Jul 2006

Using Individual Development Accounts For Microenterprise Development, Fred M. Ssewamala, Margaret Lombe, Jami C. Curley

Center for Social Development Research

This study examines whether there is a role for microenterprise development as an anti-poverty strategy in the United States. This question is important because skeptical views exist regarding whether, generally, poor Americans would have the enthusiasm to undertake the risk of dealing with small-businesses, especially given that the United States has a public welfare system to take care of the poor and “abundant jobs” for those with the skills—compared to most developing countries where the only alternative open for a family investing in a small-business may be starvation. Using data from 14 community-based programs promoting small-business investment through Individual Development …

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Using Individual Development Accounts To Save For A Home: Are There Differences By Race?, Michal Grinstein-Weiss, Kristen Wagner Jul 2006

Using Individual Development Accounts To Save For A Home: Are There Differences By Race?, Michal Grinstein-Weiss, Kristen Wagner

Center for Social Development Research

Research indicates that homeownership is a key variable in wealth accumulation. Using data from the American Dream Demonstration, this study examines the performance of low-incomeblacks and whites saving for homeownership through Individual Development Accounts (IDAs), a matched saving program. Results show black IDA participants saved smaller amounts and less frequently. Furthermore, findings suggest institutional variables have different associations with savings for blacks and whites. Implications for policymakers and program administrators are discussed regarding differential targeting of race groups in the design and implementation of programs aimed toward increasing savings and assets accumulation for low-income and minority households.

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Contributions Of The Earned Income Tax Credit To Community Development In Indian Country, Kristen Wagner, Karen Edwards, Miriam Jorgensen, Dana Klar Jul 2006

Contributions Of The Earned Income Tax Credit To Community Development In Indian Country, Kristen Wagner, Karen Edwards, Miriam Jorgensen, Dana Klar

Center for Social Development Research

The earned income tax credit (EITC) has become a central element in a suite of programs and polices that promote “asset building” for the poor. Increasingly, it has become a way not only for individuals but also communities to turn their economic circumstances around. The Center for Social Development in collaboration with Kathryn M. Buder Center for American Indian Studies engaged ten Native community organizations currently providing free tax preparation services in a study that examined uptake and potential uses of Earned Income Tax Credit (EITC) income by Native people. Through community surveys we learned that a majority of survey …

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Do Assets Affect Well-Being? Perceptions Of Youth In A Matched Savings Program, Edward Scanlon, Deborah Adams Jul 2006

Do Assets Affect Well-Being? Perceptions Of Youth In A Matched Savings Program, Edward Scanlon, Deborah Adams

Center for Social Development Research

Do Assets Affect Well-Being? Perceptions of Youth in a Matched Savings Program

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Economic Empowerment As A Health Care Intervention Among Orphaned Children In Rural Uganda, Fred M. Ssewamala, Stacey Alicea, William M. Bannon Jr., Leyla Ismayilova Jul 2006

Economic Empowerment As A Health Care Intervention Among Orphaned Children In Rural Uganda, Fred M. Ssewamala, Stacey Alicea, William M. Bannon Jr., Leyla Ismayilova

Center for Social Development Research

This study evaluated an economic empowerment intervention to reduce HIV risks among orphaned children in Uganda. Children (n=97) were randomly assigned to receive an economic intervention or to a control arm. Data obtained at baseline and 12-month follow-up revealed differences on HIV prevention attitudes, educational plans, and child-caregiver relationship for intervention arm children relative to control children. Findings lend support to use of economic empowerment interventions for HIV risk reduction among orphaned children.

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The Forms And Structure Of International Voluntary Service, Margaret Sherrard Sherraden, John Stringham, Simona Costanzo Sow, Amanda Moore Mcbride Jul 2006

The Forms And Structure Of International Voluntary Service, Margaret Sherrard Sherraden, John Stringham, Simona Costanzo Sow, Amanda Moore Mcbride

Center for Social Development Research

International voluntary service (IVS) has a significant and growing presence worldwide. IVS is a policy and program tool used for international development aid, humanitarian relief, and promotion of international understanding. In the last century, forms of IVS have proliferated, while research on scope, effectiveness, and impacts has lagged behind. We propose a typology that addresses duration, nature of service, and degree of “internationality.” Further, we identify IVS networks and support organizations that bolster the capacity of IVS sending and hosting organizations, and in this process create large and little recognized international institutions of cooperation. Building on the typology, we suggest …

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How Young People Save Money: Findings From Interviews With Seed Participants, Edward Scanlon, Jennifer Wheeler Brooks, Deborah Adams Jul 2006

How Young People Save Money: Findings From Interviews With Seed Participants, Edward Scanlon, Jennifer Wheeler Brooks, Deborah Adams

Center for Social Development Research

How Young People Save Money: Findings From Interviews With SEED Participants

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Reforming 529 College Savings Plans To Better Reach Low-Income Families, Margaret Clancy, Leslie Parrish Jul 2006

Reforming 529 College Savings Plans To Better Reach Low-Income Families, Margaret Clancy, Leslie Parrish

Center for Social Development Research

Reforming 529 College Savings Plans to Better Reach Low-Income Families

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Seed Account Monitoring Research At June 30, 2006, Lisa Reyes Mason, Vernon Loke, Margaret Clancy Jul 2006

Seed Account Monitoring Research At June 30, 2006, Lisa Reyes Mason, Vernon Loke, Margaret Clancy

Center for Social Development Research

SEED Account Monitoring Research at June 30, 2006

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