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Full-Text Articles in Income Distribution

Financial Literacy For Latino Immigrants: A Guidebook For Esl Teachers, Anna Braden Dec 2020

Financial Literacy For Latino Immigrants: A Guidebook For Esl Teachers, Anna Braden

Master's Projects and Capstones

Latino immigrants face many financial challenges in the United States. Language barriers exclude them from jobs as well as financial and consumer markets. Lack of familiarity with the U.S. financial system or bad experiences with financial systems in their home countries can create mistrust and lead to Latino immigrants being unbanked or underbanked. Consumer vulnerabilities may also be exploited as immigrants turn to nonbank financial services such as predatory lenders (check cashers, payday lenders, etc.). Lack of access to jobs and marketplaces results in lower income and less wealth accumulation. Over time this results in wealth inequality between Latino immigrants …


El Ingreso Familiar De Emergencia En Argentina: Una Exploración Cualitativa Preliminar De La Suficiencia Relativa Y El Acceso / Emergency Family Income In Argentina: A Qualitative And Preliminary Exploration Of Relative Sufficiency And Access, Seamus Mcwilliams Apr 2020

El Ingreso Familiar De Emergencia En Argentina: Una Exploración Cualitativa Preliminar De La Suficiencia Relativa Y El Acceso / Emergency Family Income In Argentina: A Qualitative And Preliminary Exploration Of Relative Sufficiency And Access, Seamus Mcwilliams

Independent Study Project (ISP) Collection

El gobierno argentino ha promulgado docenas de nuevas protecciones sociales y varios de apoyo financiero para limitar la devastación económica causada por la pandemia del coronavirus. Una de estas medidas es el Ingreso Familiar de Emergencia (IFE), un estímulo de 10.000 pesos dirigido a familias del sector informal. Esta población tiene poca capacidad para resistir un período indefinido sin ingreso, y simultáneamente es difícil de alcanzar con los otros programas de ingresos debido a la naturaleza de la informalidad. A través de un análisis del ecosistema de apoyo gubernamental y dos entrevistas con profesionales familiarizadas con el sector informal, este …


Are The Goals Of Sustainability Interconnected? A Sociological Analysis Of The Three E’S Of Sustainable Development Using Cross-Lagged Models With Reciprocal Effects, Matthew Thomas Clement, Nathan Pino, Patrick Greiner, Julius A. Mcgee Mar 2020

Are The Goals Of Sustainability Interconnected? A Sociological Analysis Of The Three E’S Of Sustainable Development Using Cross-Lagged Models With Reciprocal Effects, Matthew Thomas Clement, Nathan Pino, Patrick Greiner, Julius A. Mcgee

Sociology Faculty Publications and Presentations

Conceptual discussions of sustainability emphasize the interdependent relationship between relevant social and environmental factors. Yet, traditional quantitative analyses of the topic have tended to estimate the exogenous or direct/indirect effects a predictor variable has on a particular measure of sustainability. We examine the endogenous, interdependent relationship between the three E’s of sustainability (economy, equity, and ecology), incorporating country-level data for 1990 through 2015 into cross-lagged structural equation models with reciprocal and fixed effects. Results from these longitudinal models suggest that over time, at the country level, increasing economic inequality reduces renewable energy consumption, with no evidence of reciprocal feedback. Keeping …


Community Development Financial Institutions (Cdfis): An Analysis Within The Political And Economic Context Of Neoliberalism, Tracie Victoria Wynand Jan 2020

Community Development Financial Institutions (Cdfis): An Analysis Within The Political And Economic Context Of Neoliberalism, Tracie Victoria Wynand

Cal Poly Humboldt theses and projects

This thesis explores Community Development Financial Institutions (CDFIs) business models by examining the organizational structures, procedural operations, services, and geography. It aims to understand its overall behavior as a financial institution providing low-income communities financial services and ultimately the role it plays within the neoliberal context. The research identifies that CDFIs ultimately hold a mission that promotes economic prosperity from within the neoliberal project by expanding free-market capitalist beliefs and practices when servicing low-income communities. Additionally, the findings suggest that CDFIs take on the role of the neoliberal state by operating in tandem with the Nonprofit Industrial Complex (NPIC), which …