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Articles 1 - 5 of 5
Full-Text Articles in Behavioral Economics
The Fii Model As An Investment In Patience: Exploring Time Preferences In Medellin, Colombia, Jennifer Graham
The Fii Model As An Investment In Patience: Exploring Time Preferences In Medellin, Colombia, Jennifer Graham
Master's Theses
The motivation for this research is to explore the success behind the Oakland based Family Independence Initiative (FII) as a model for poverty alleviation. During the period of June-December 2012, nearly 200 small business owners in Medellin, Colombia participated in a field experiment intended to replicate the FII model by randomizing the treatments of setting goals, receiving conditional payments, and participating in self-help groups, as well as the combinations thereof. The data shows that the subjects in the full FII treatment group achieve more goals and have significantly higher monthly sales than those subjects in any other treatment or control …
Incentives To Improve Economic Conditions: A Field Experiment In Medellin, Colombia, Lauren Skora
Incentives To Improve Economic Conditions: A Field Experiment In Medellin, Colombia, Lauren Skora
Master's Theses
The motivation for this research is to replicate the Oakland based Family Independence Initiative (FII) and to test the components of this model. The FII program claims its success stems from a bottom-up approach structured around setting life-improving goals, mutual support groups, and small monetary incentives to achieve results. As the popularity of this program continues to gain momentum in the United States, we designed a field experiment to measure the impact of incentives on goal achievement and economic conditions as well as the overall impact of the FII model. We enrolled close to 200 small business owners in four …
Does Child Sponsorship Have A Positive Impact On The Quality Of Life And Social Behavior Of Sponsored Children? Evidence From Indonesia, Mario Carrillo
Does Child Sponsorship Have A Positive Impact On The Quality Of Life And Social Behavior Of Sponsored Children? Evidence From Indonesia, Mario Carrillo
Master's Theses
Relaxing an internal constraint of an individual at early stages of life is an approach that complements traditional policy interventions aimed to alleviate poverty. The Compassion International child sponsorship program focuses their work on the emotional, social, and spiritual development of sponsored children. This study investigates the impacts of child sponsorship on the quality of life and social behavior of sponsored children using age-eligibility as an instrument for sponsorship, a time preference experiment and a trust game. The study looks specifically at self-esteem, optimism, social trust, educational outcomes, patience and reciprocity of 286 sponsored children and 234 non-sponsored children between …
Do Self-Help Groups Work On Achieving Economic Goals? New Evidence From A Field Experiment In Medellin, Colombia, Paulina Aguinaga Lezcano
Do Self-Help Groups Work On Achieving Economic Goals? New Evidence From A Field Experiment In Medellin, Colombia, Paulina Aguinaga Lezcano
Master's Theses
Abstract: This research is the first study to introduce an experimental setting to test the implication of a poverty alleviation model inspired by the Family Independence Initiative (FII) in a developing country. The FII is a poverty alleviation approach that has shown remarkable results in improving the living conditions of low-income individuals in three cities of the United States. It promotes self-improvement through setting goals, incentive schemes, and self-help groups (SHGs). The results suggest that the FII model can be successfully implemented as a poverty alleviation policy in a developing country. The model does have a positive and significant effect …
Why Risk It? The Effect Of Risk And Time Preferences On Microfinance Loan Default, Nike Start
Why Risk It? The Effect Of Risk And Time Preferences On Microfinance Loan Default, Nike Start
Master's Theses
Microfinance is widely recognized as a powerful method for poverty
alleviation. However, little is known about the characteristics of those who
default on their loans. Understanding the behavior of borrowers is an important
component of mitigating adverse selection and the moral hazard of lending. Both
of these concepts embody some of the greatest challenges faced by microfinance
institutions, and they provide the major motivation for this study. Accordingly,
the main objective of this research is to investigate whether non-delinquent
borrowers and delinquent borrowers of a microfinance institution reveal any
difference in their level of risk preference and time preference. This …