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2026

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Articles 2461 - 2490 of 12506

Full-Text Articles in Social and Behavioral Sciences

A Qualitative Analysis Of The Financial Issues Facing Division Ii And Division Iii Intercollegiate Athletics, Michael G. Fraina Iii, Tyler J. Ratts, Eric Forsyth, Lana Huberty, Madison Demaio Jun 2026

A Qualitative Analysis Of The Financial Issues Facing Division Ii And Division Iii Intercollegiate Athletics, Michael G. Fraina Iii, Tyler J. Ratts, Eric Forsyth, Lana Huberty, Madison Demaio

Global Sport Business Journal

With increasing costs and decreasing funding (Zvosec & Baer, 2022), the evolution of college athletics has altered the financial realities facing athletic departments (Elliott et al., 2026). To maintain operations, athletic directors are now tasked with identifying new revenue streams and becoming creative in how they manage their budgets. Research in intercollegiate sport has traditionally focused on Division I athletics. However, given the role of Division II and Division III programs, especially in driving enrollment at their institutions, further understanding of the current financial environment facing these schools is needed. The purpose of this qualitative study was to examine the …


Patterns In Emotional Labor Outcomes: Assessing Seasonal Cycles Of Burnout In Minor League Sport Employees, Mandy Barefoot, Mike Martinez Jun 2026

Patterns In Emotional Labor Outcomes: Assessing Seasonal Cycles Of Burnout In Minor League Sport Employees, Mandy Barefoot, Mike Martinez

Global Sport Business Journal

Burnout, characterized by emotional exhaustion, depersonalization, and reduced personal accomplishment (Kristensen et al., 2005), is a growing concern among sport employees, with research documenting high levels of emotional strain, role conflict, and turnover intentions in collegiate and professional sport settings (Taylor et al., 2019; Weight et al., 2021). Although burnout is often examined as a stable condition, little attention has been given to how the cyclical nature of the sport calendar may shape its development over time.

This study examines burnout among middle managers in minor league baseball and hockey through the lens of Affective Events Theory, exploring how seasonal …


Religious Tourism Promoting A Culture Of Peace, Interfaith Dialogue, And Human Fraternity, Nour Farra Haddad Jun 2026

Religious Tourism Promoting A Culture Of Peace, Interfaith Dialogue, And Human Fraternity, Nour Farra Haddad

International Religious Tourism and Pilgrimage Conferences

Since the 1980s, scholars and organizations including the World Tourism Organization—have discussed how tourism can contribute to international understanding and peacebuilding among the peoples of the world (Moufakkir & Kelly, 2010). Tourism is not only an economic and social activity; it also has the potential to build bridges between diverse cultures and break down barriers that separate societies. Tourism can therefore serve as an avenue for promoting human fraternity and encouraging positive interreligious dialogue. As Jafari (1989, p. 154) argues, tourism has the potential to build bridges and reduce the cultural distances separating people of different races, cultures, and religions. …


Dartmouth Undergraduate Journal Of Anthropology Fall 2025 Edition, Heyi Zhang, Eda N. Gokdemir, Layla Cyhn, Jason Kim, Thuần L. Trần Jun 2026

Dartmouth Undergraduate Journal Of Anthropology Fall 2025 Edition, Heyi Zhang, Eda N. Gokdemir, Layla Cyhn, Jason Kim, Thuần L. Trần

The Dartmouth Undergraduate Journal of Anthropology

No abstract provided.


Objectively And Subjectively Measured Physical Activity Levels Among Children And Adolescents In Poland (2012–2022): A Systematic Review, Jarosław Herbert, Vasylyna Petrovets Jun 2026

Objectively And Subjectively Measured Physical Activity Levels Among Children And Adolescents In Poland (2012–2022): A Systematic Review, Jarosław Herbert, Vasylyna Petrovets

Baltic Journal of Health and Physical Activity

This article aims to provide a comprehensive review of research on physical activity levels among children and adolescents in Poland from 2012 to 2022, considering both objective and subjective assessment methods. A systematic review of the literature was conducted in accordance with the PRISMA reporting recommendations. PubMed, Scopus, Web of Science, Google Scholar databases, as well as Polish scientific databases were searched. The review included studies published from 2012 to 2022, on children and adolescents aged 3–18 living in Poland, assessing physical activity levels using objective and/or subjective methods. This analysis of the selected studies showed that physical activity levels …


Influence Of Peak Height Velocity On The Level Of Motor Skills And Anthropometric Features In Young Male Footballers, Dariusz Tadeusz Skalski, Magdalena Prończuk, Artur Terbalyan, Kinga Łosińska, Adam Maszczyk, Robert Krzysztof Roczniok Jun 2026

Influence Of Peak Height Velocity On The Level Of Motor Skills And Anthropometric Features In Young Male Footballers, Dariusz Tadeusz Skalski, Magdalena Prończuk, Artur Terbalyan, Kinga Łosińska, Adam Maszczyk, Robert Krzysztof Roczniok

Baltic Journal of Health and Physical Activity

Background: This study examines the influence of Peak Height Velocity (PHV) on motor abilities and anthropometric characteristics of young male football players aged 12–16. The research aimed to determine whether PHV significantly affects motor performance beyond the chronological age, providing insights for talent identification and training optimization. Materials and methods: A total of 248 male football players from four professional academies were assessed and categorized into three maturation groups: Pre-PHV (n = 95, 38.3%), Mid-PHV (n = 98, 39.5%), and Post-PHV (n = 55, 22.2%) Anthropometric measurements included height, body mass, BMI, and leg length, while motor tests …


Lindenwood Digest, June 24, 2026, Lindenwood University Jun 2026

Lindenwood Digest, June 24, 2026, Lindenwood University

Lindenwood Digest

  • Event & Date: The Lindenwood University Employee Digest was issued on June 24, 2026, and catalogs upcoming institutional activities including a Youth in Need golf fundraiser on July 27 and Lindenwood Night at the Ballpark on September 18.

  • Geographic Grounding: Campus activities, including multiple Learning Academy professional development sessions, are held in LARC 09, Lindenwood University, St. Charles, Missouri.

  • Key Honorees/Awards: Employees recognized in the Q2 Moments section include Director of Information Technology Enterprise Systems and Application Development Karin May; Admissions Counselor for Traditional Students Ben Corson; and Financial Aid Advisor (P-R) Kristie Powell.

  • Institutional Context: The digest documents operational …


Predicting Urban Heat‐Related Illness Across U.S. Climate Regions And Demographics, S. E. Brown, Vivek Shandas Jun 2026

Predicting Urban Heat‐Related Illness Across U.S. Climate Regions And Demographics, S. E. Brown, Vivek Shandas

Geography Faculty Publications and Presentations

We still know relatively little about how climate, demographics, built environment, and behaviors interact to drive hospitalizations during extreme heat events (EHEs). To address this paucity in understanding, we draw on extant literature to develop a transdisciplinary discrete event system dynamics (SD) modeling approach to address two research questions about the relationship between EHEs and heat‐related illnesses (HRIs): (a) How will changes in EHE frequencies, intensities, and durations in major Metropolitan Statistical Areas (MSAs) across the contiguous United States (CONUS) Climate Regions drive HRI morbidity across demographic, health‐status, and household groups over the coming decades? and (b) What are the …


Data Governance In Local Government: Evidence From Spatial Data Initiatives, Maame Efua Q. Arthur Jun 2026

Data Governance In Local Government: Evidence From Spatial Data Initiatives, Maame Efua Q. Arthur

Capstone Projects – Politics and Government

The adoption of modern digital applications and tools enables community development organizations to improve public services and community well-being. In response to the data surge, several local governments in the U.S. are converting spatial data into user-friendly geospatial products, including maps, dashboards, web, and instant apps. Research suggests that while these tools enhance operations for municipalities, they also increase public accountability and data transparency. However, developing data-driven tools is dependent on structured data governance practices that ensure data accessibility, accuracy, reliability, and security. Using the City of Bloomington, Illinois, as a case study, this study assesses the city's data-driven initiatives, …


Professionals’ Perspectives On Behavioural Approaches In Autistic Adult Mental Health Care: Comparing Neurodivergent And Non-Neurodivergent Practitioners, Margaret Janse Van Rensburg, Abigail K. Reza Jameson, Emmanuella Asabea Twum, Robert Hock Jun 2026

Professionals’ Perspectives On Behavioural Approaches In Autistic Adult Mental Health Care: Comparing Neurodivergent And Non-Neurodivergent Practitioners, Margaret Janse Van Rensburg, Abigail K. Reza Jameson, Emmanuella Asabea Twum, Robert Hock

Faculty and Staff Publications

Applied Behaviour Analysis (ABA), Cognitive Behaviour Therapy (CBT), and Dialectical Behaviour Therapy (DBT) are widely used approaches when working with Autistic people. While ABA originates in the behaviourist tradition, CBT and DBT are cognitive-behavioural psychotherapies that incorporate both cognitive and behavioural elements. These therapies remain contested within neurodiversity-affirming frameworks. This study explored how professionals understand, use, and avoid behavioural approaches in their work with Autistic adults, and whether perspectives differ between neurodivergent and non-neurodivergent practitioners. Semi-structured interviews were conducted with 20 professionals providing mental health support to Autistic adults. Data were analyzed using qualitative content analysis, with an exploratory comparison …


Printing Press Renewal, Ashley Mcguire, Margaret Wood Balch, Anna Kaetz, Timothy M. Wick Jun 2026

Printing Press Renewal, Ashley Mcguire, Margaret Wood Balch, Anna Kaetz, Timothy M. Wick

Libraries Professional Work

The University of Alabama at Birmingham (UAB) Libraries are home to a Chandler & Price printing press, originally built in 1885. Unfortunately, this press was not whole or fully operational when it was acquired by the UAB Libraries in the 1970s. Among its defects, the press lacked the treadle, Pittman arm, and crankshaft to power the press, a functioning rotating ink plate, a chase for holding the type in place, and the pin that keeps the large wheel turning in time with the gears that lead the machine to function. Members from the UAB Libraries Historical Collections and Reference and …


Adaptation Of Moral Integrity Scale To Kazakh Language: A Psychometric Investigation, Madina Ishkibayeva, Nesrullah Okan, Zhazira Abdykhalykova, Nursulu Makhambetova Jun 2026

Adaptation Of Moral Integrity Scale To Kazakh Language: A Psychometric Investigation, Madina Ishkibayeva, Nesrullah Okan, Zhazira Abdykhalykova, Nursulu Makhambetova

Higher Learning Research Communications

The present study has been designed to adapt the Moral Integrity Scale (MIS), originally developed by Schlenker (2008), into Kazakh and to examine its psychometric properties among undergraduate students. Moral integrity, a critical component of ethical behavior, is essential in tertiary education, yet few culturally validated tools exist in the Kazakh context. Following a rigorous scale adaptation process (including translation, back-translation, expert review, and pilot testing), the scale was administered to three independent student samples. The results of the exploratory factor analysis (n = 470) revealed a single-factor structure explaining 52.13% of the total variance. Confirmatory factor analysis ( …


Effectiveness Of Simulations In Workplace Training: A Systematic Analysis, Brittney Gaban Jun 2026

Effectiveness Of Simulations In Workplace Training: A Systematic Analysis, Brittney Gaban

Honors Theses

Beyond the classroom, training simulations can be used in the workplace and have been used in a variety of industries, but most focus on the acceptance and perceived results rather than realworld transferability. To determine the state of simulations in workplace training, five articles met the inclusion criteria and were analyzed by participants, industry, results, perceived effectiveness and transferability of skills, data type collected, and participant feedback. The included studies demonstrated the variety of ways simulations have been integrated into training, primarily through hospital and emergency response teams, clinics, and transportation settings. Virtual reality was the most frequently used out …


The Voices In Our Heads: Interrogating And Unsettling Internalized Ableism In/For Music Education, Juliet Hess Jun 2026

The Voices In Our Heads: Interrogating And Unsettling Internalized Ableism In/For Music Education, Juliet Hess

Visions of Research in Music Education

In this article, I grapple with the internalized ableism I have been navigating upon becoming disabled in 2023. The task of this article is to consider the external forces that shape our ideas about disability with particular attention to socialization processes and larger oppressive systems such as neoliberalism. I specifically consider the messages that different representations, ideologies, and structures communicate to the population at large about disability in order to address why these messages are so often internalized in detrimental ways. Exclusion, I argue, is the societal default for disability and I historicize the different movements that have contributed to …


Exploring The Experiences And Challenges Of Librarians In Cataloguing Academic Resources In Public University Libraries In The Volta Region Of Ghana, Hawa Osman Dr, Joana Dango Mrs., Hannatu Abue Kugblenu-Mahama Dr Jun 2026

Exploring The Experiences And Challenges Of Librarians In Cataloguing Academic Resources In Public University Libraries In The Volta Region Of Ghana, Hawa Osman Dr, Joana Dango Mrs., Hannatu Abue Kugblenu-Mahama Dr

Library Philosophy and Practice (e-journal)

Purpose: This study explored the experiences of librarians involved in cataloguing academic resources and examined the challenges they face in public university libraries in the Volta Region of Ghana.

Methods: A qualitative research approach was adopted to gain in-depth insights into librarians’ lived experiences. The study was conducted at the University of Health and Allied Sciences (UHAS) Library and Ho Technical University (HTU) Library. A total of 30 participants were selected using purposive sampling, guided by Yamane’s formula for sample size determination. Data were collected through semi-structured face-to-face interviews and analyzed using thematic analysis with NVivo software. Ethical standards, including …


An Analysis Of Public Library Services For The Tribal Community In Rayalaseema Region With A Special Reference To Healthcare And Hygiene, P Ramu Naik, V. K. Dhanyasree Jun 2026

An Analysis Of Public Library Services For The Tribal Community In Rayalaseema Region With A Special Reference To Healthcare And Hygiene, P Ramu Naik, V. K. Dhanyasree

Library Philosophy and Practice (e-journal)

Public libraries have long been recognised as critical societal institutions, serving as information, education, and community engagement centres. In the context of tribal communities, their role in disseminating health information is particularly significant. Tribal populations often face unique health challenges and disparities, making access to accurate and reliable health information vital to their well-being. This study examines the pivotal role that public libraries play in disseminating health information to tribal people. The study is conducted among 13 branch libraries in the tribal areas of Rayalaseema region. A structured questionnaire was used for the survey. The results show that even though …


الفائدة, إدمون نديم شماس Jun 2026

الفائدة, إدمون نديم شماس

Proche-Orient, Études juridiques

No abstract provided.


Proceedings Of The 25th International Symposium On Adapted Physical Activity: Easy Read Edition Of The Symposium Proceedings, Catherine Carty, Niamh Cronin, Ian Coleman Horgan, Stuart Dodd, Jack Dowling, Lydia Murphy, Alex Nicholls, Yann O'Carroll, Robbie O'Neill, Meabh Rohan, Brandon Rumian, Diarmuid O'Connor, Eamonn Carroll, Gerard O'Carroll, Jasmin Richter, Mary Shanahan, Aaron Doherty, Sasha Fitzgerald, Katie Lyons, Katie Mahoney, Afeefah Memon, Conor Moriarty, Adrian O'Sullivan, Dylan Shine, Michelle Enright, Phil Mcsweeney, Sophie Casey Jun 2026

Proceedings Of The 25th International Symposium On Adapted Physical Activity: Easy Read Edition Of The Symposium Proceedings, Catherine Carty, Niamh Cronin, Ian Coleman Horgan, Stuart Dodd, Jack Dowling, Lydia Murphy, Alex Nicholls, Yann O'Carroll, Robbie O'Neill, Meabh Rohan, Brandon Rumian, Diarmuid O'Connor, Eamonn Carroll, Gerard O'Carroll, Jasmin Richter, Mary Shanahan, Aaron Doherty, Sasha Fitzgerald, Katie Lyons, Katie Mahoney, Afeefah Memon, Conor Moriarty, Adrian O'Sullivan, Dylan Shine, Michelle Enright, Phil Mcsweeney, Sophie Casey

Publications

This book is the Easy Read Proceedings of the 25th International Symposium of Adapted Physical Activity (ISAPA 2025), hosted by Munster Technological University under the Patronage of UNESCO. A small number of printed books are available in MTU libraries, and there is a digital version available online on the South West Open Research Deposit.


Alumni Spotlight: Ezekiel Prophet Of Hope Address, Mark J. Seitz Jun 2026

Alumni Spotlight: Ezekiel Prophet Of Hope Address, Mark J. Seitz

Obsculta

This lecture was delivered by Bishop Mark J. Seitz upon receipt of the Ezekiel Prophet of Hope Award from Saint John’s University in August of 2025. The Ezekiel Prophet of Hope Award seeks to lift up alumni or alumnae of Saint John’s School of Theology and Seminary who have dynamically lived out the principles of collaboration and ecumenism that are at the heart of the mission and the Benedictine heritage of Saint John’s. Just as Ezekiel saw a splendid vision of the new and everlasting temple, modern prophets off er us new and sustainable visions for the church.


"They Will Put You Out Of The Synagogues”: An Exegesis Of John 16:1-4a And Its Application To The Persecuted Christians In Northern Nigeria, Chiemeka Iwuagwu Jun 2026

"They Will Put You Out Of The Synagogues”: An Exegesis Of John 16:1-4a And Its Application To The Persecuted Christians In Northern Nigeria, Chiemeka Iwuagwu

Obsculta

This paper offers an exegesis of John 16:1-4a, a pivotal passage in Jesus' Farewell Discourse that warns the disciples of impending persecution, including expulsion from synagogues. Situating the text within the historical and literary context of the Johannine community, it explores how this forewarning reframes suffering as an integral aspect of faithful witness rather than divine abandonment. Drawing on key scholarly works, the analysis engages literary structure, historical reconstruction of community experiences, and theological motifs such as dualism and Christology. The paper then applies these insights to the plight of Christians in northern Nigeria, a region marked by violent persecution, …


Developing Robust Human Formation For Ministerial Training, Mary L. Parks Jun 2026

Developing Robust Human Formation For Ministerial Training, Mary L. Parks

Obsculta

The Apostolic Exhortation Pastores Dabo Vobis recognizes that effective ministerial formation is holistic, attending to all aspects of a minister’s being. The document therefore outlines four pillars of formation: human, spiritual, intellectual, and pastoral. In Co-Workers In the Vineyard of the Lord, the United States Conference of Catholic Bishops (USCCB) extends the same four pillars of formation to the development of lay ecclesial ministers. The USCCB also applies these pillars to diaconal formation in The National Directory for the Formation, Ministry, and Life of Permanent Deacons in the United States of America.


Loose The Bonds Of Injustice: The True Fast Of Lent, Bella Brinkman Jun 2026

Loose The Bonds Of Injustice: The True Fast Of Lent, Bella Brinkman

Obsculta

This reflection was written for and delivered to the community of the Saint John's School of Theology and Seminary on February 19, 2026. It reflects on Isaiah 58:6–8 and the theme of Lenten fasting, as part of the Midday Prayer Service during the first week of Lent. The reflection was composed and offered in the context of the ongoing immigration enforcement raids carried out by U.S. Immigration and Customs Enforcement in Minneapolis. It invites the community into a deeper consideration of the Christian response to injustice during the Lenten season.


Higher Education Administrators’ Perceptions Of The Influence On The Social Construction Of Disability And Institutional Antidiscrimination Policies, Pamela A. Kasyan-Howe Jun 2026

Higher Education Administrators’ Perceptions Of The Influence On The Social Construction Of Disability And Institutional Antidiscrimination Policies, Pamela A. Kasyan-Howe

Walden Dissertations and Doctoral Studies

No abstract provided.


Continuing Medical Education As A Workforce Learning System For Artificial Intelligence In Clinical Practice, Tim Murphy, Rob E. Carpenter Jun 2026

Continuing Medical Education As A Workforce Learning System For Artificial Intelligence In Clinical Practice, Tim Murphy, Rob E. Carpenter

Human Resource Development Faculty Publications and Presentations

Artificial intelligence (AI) is increasingly embedded in clinical decision support, documentation, imaging, predictive analytics, and workflow management. However, the educational systems responsible for preparing practicing physicians to use AI have not fully addressed the interpretive, ethical, and organizational demands of AI-supported care. This qualitative case study examined how continuing medical education (CME) shapes physicians’ readiness to integrate AI into clinical practice. Guided by the Unified Theory of Acceptance and Use of Technology (UTAUT) and human resource development (HRD), the study analyzed semi-structured interviews with 14 physicians from diverse specialties within a large academic health system. Organizational artifacts, including CME announcements, …


Human Freedom And God’S Image In Undocumented People, An Nguyen Jun 2026

Human Freedom And God’S Image In Undocumented People, An Nguyen

Obsculta

This article explores the relationship of human freedom in the theological perspective and undocumented immigrants in the United States: how immigrants embody the divine image, Imago Dei, despite legal and social constraints. I will begin with the theological foundation—freedom as a distinguishing characteristic of God’s image in humanity—and analyze the complex nature of freedom as both a divine gift and a human responsibility. Additionally, I will demonstrate that the Church has a special responsibility to recognize and affirm the inherent dignity of undocumented people by drawing from Catholic social teaching, migration studies, and theological anthropology, ultimately calling for pastoral practices …


Called From Within The Community: The Vocation Of Undocumented Hispanic Men To The Diaconate, Anisabel Palma Jun 2026

Called From Within The Community: The Vocation Of Undocumented Hispanic Men To The Diaconate, Anisabel Palma

Obsculta

This paper examines the discernment of undocumented Hispanic men to the diaconate within a diocese facing growing Hispanic populations and a shortage of Spanish-speaking clergy. Using ethnographic research, theological reflection, and historical analysis, it argues that this reality should be discerned not as a pastoral problem but as a response to concrete community needs. Interpreted through four theological perspectives (sacred vocation, divine initiative, unconventional divine choice, and the community-oriented nature of diaconal ministry) the study proposes that welcoming undocumented men into formal discernment and formation for the diaconate constitutes a faithful and ecclesial response to the Church’s mission.


Does Green Electricity Mitigate Carbon Emission Externalities? Industry-Specific Effects On Firm Profitability, Operational Efficiency, Valuation, And Market Risk In Taiwan Listed Companies, Mutiara Eka Puspita, Wei Hwa Pan, Bon Long Hsia, Huynh Phu Tan Jun 2026

Does Green Electricity Mitigate Carbon Emission Externalities? Industry-Specific Effects On Firm Profitability, Operational Efficiency, Valuation, And Market Risk In Taiwan Listed Companies, Mutiara Eka Puspita, Wei Hwa Pan, Bon Long Hsia, Huynh Phu Tan

Bulletin of Monetary Economics and Banking

his study explores the relationship between carbon emissions and firm financial performance across industries and how green electricity adoption moderates this effect. Using 9,925 firm-year observations from the Taiwan Economic Journal, we estimate panel regressions and compare Fixed Effects robust and Driscoll-Kraay (1998) standard errors to ensure robustness. Two-way and three-way interaction models reveal a green electricity paradox: biotech firms benefit, while financial and high-tech sectors decline. These findings highlight the need for sector-specific ESG investment models and tailored policy support to ensure an equitable green transition. The study contributes by integrating environmental-financial dynamics with industry heterogeneity in emerging markets


Passed Through Or Pushed Back? Exchange Rate Effects On Manufacturing Trade Prices In Indonesia And The Asean Plus Three, Fatikha Rizky Kurnia, Miguel Angel Esquivias, Wee-Yeap Lau, Unggul Heriqbaldi Jun 2026

Passed Through Or Pushed Back? Exchange Rate Effects On Manufacturing Trade Prices In Indonesia And The Asean Plus Three, Fatikha Rizky Kurnia, Miguel Angel Esquivias, Wee-Yeap Lau, Unggul Heriqbaldi

Bulletin of Monetary Economics and Banking

This study analyzes the Exchange Rate Pass-Through (ERPT) on export and import prices in Indonesia’s manufacturing trade with ASEAN Plus-three countries (China, Japan, and South Korea) using monthly data from 2016 to 2022. Employing the Nonlinear (NARDL) models, we examine the degree and asymmetry of ERPT across five key manufacturing sectors for each partner. The NARDL model confirms asymmetric price responses to currency appreciation and depreciation in several sectors. The findings reveal significant sectoral and country-specific variations. Some export sectors experience complete pass-through in the short term but shift to negative complete passthrough in the long run. Meanwhile, imports from …


Financial Stability Versus Bank Lending Channel Transmission: The Impact Of Bank Competition And Concentration In Indonesia, Alif Ihsan A Fahta, Chaikal Nuryakin Jun 2026

Financial Stability Versus Bank Lending Channel Transmission: The Impact Of Bank Competition And Concentration In Indonesia, Alif Ihsan A Fahta, Chaikal Nuryakin

Bulletin of Monetary Economics and Banking

Using financial data from 47 publicly listed banks in Indonesia from 2013Q4 to 2023Q3, this study employs a new approach by utilizing ΔCoVaR as a proxy for financial stability to examine how changes in bank competition in bank competition and banking industry concentration affects financial stability and the effectiveness of bank lending channel transmission. We find that, on one hand, an increase in market power (decreased bank competition) and an increase in banking industry concentration reduce financial stability. On the other hand, an increase in banking industry concentration enhances the effectiveness of the bank lending channel transmission by increasing the …


Hierarchical Bayesian Evidence On Cbdc Adoption: The Case Of Indonesia’S Digital Rupiah, Akbar Syahid Rabbani, Jongsu Lee Jun 2026

Hierarchical Bayesian Evidence On Cbdc Adoption: The Case Of Indonesia’S Digital Rupiah, Akbar Syahid Rabbani, Jongsu Lee

Bulletin of Monetary Economics and Banking

This study analyzed accessibility, privacy, transferability, and interest rates related to the adoption of Digital Rupiah, Indonesia’s Central Bank Digital Currency (CBDC), among rural and urban consumers. Findings from a hierarchical Bayesian model show that mobile applications are the main acquisition channel, and enhanced transferability with bank accounts and electronic money boosts consumer utility. However, there are concerns about fully anonymous transactions, differentiated by socio-demographic profiles (age, income, education, and knowledge). Scenario analysis suggests the potential CBDC adoption rate in Indonesia could range from 38% to 55%, influenced by privacy levels and the central bank’s interest rates.