Social and Behavioral Sciences Commons^™

American Irish Newsletter - September 2002, American Ireland Education Foundation - Pec

American Irish Newsletter

No abstract provided.

Ministry With The Deaf, September-October-November 2002

Ministry with the Deaf

A newsletter published for Deaf Catholics in Springfield, MA

Ministry With the Deaf Finding Aid

Deaf Dialogue, September 2002

Deaf Dialogue

A newsletter published for Deaf Catholics in Chicago, IL

Deaf Dialogue Finding Aid

Vol. 04 No. 2 Journal Of Microfinance, Journal Of Microfinance

Journal of Microfinance / ESR Review

No abstract provided.

Challenges To Microfinance Commercialization, Anita Campion

Journal of Microfinance / ESR Review

This paper was presented to audiences in Vietnam, Indonesia, Singapore and the Philippines through a World Bank multimedia distance education program in October 2001. The presentation addressed some of the core obstacles to microfinance commercialization, defined here as the application of market-based principles to providing financial services to the poor. The paper discusses some of the challenges to microfinance commercialization, such as inappropriate donor subsidies, poor regulation and supervision, and limited management capacity of microfinance institutions. Given the initial target audience of primarily World Bank employees, the paper concludes with a discussion on what donor can do to move microfinance …

To Pay Or Not To Pay?: Local Institutional Differences And The Viability Of Rural Credit In Nicaragua, Johan Bastiaensen, Ben D'Exelle

Journal of Microfinance / ESR Review

Innovative credit enterprises, aiming to expand the frontier of the rural credit market, can attain financial sustainabihty and broadened social outreach if they embed financial operations in local institutions, such as social networks and prevailing rules. Only in this way can the "rules of the game" imposed by the credit enterprise gain the local legitimacy that is necessary to reduce transaction costs sufficiently. The nature of preexisting local institutional environments, therefore, has a profound effect on the performance of credit enterprises. Our analysis of a rural microcredit program in two neighboring villages in Nicaragua indicates that existing patron-client structures, conditioned …

Noticias De Naccs, Vol. 29, No. 3, September/October 2002, National Association For Chicana And Chicano Studies

Noticias de NACCS Newsletter

No abstract provided.

Theory-Driven Evaluation Of The Work And Health Initiative: A Focus On Winning New Jobs, Stewart I. Donaldson, Laura E. Gooler

CGU Faculty Publications and Research

The mission of the Work and Health Initiative funded by The California Wellness Foundation (TCWF) was to improve the health of Californians by funding employment-related interventions. Fundamental to this Initiative was the perspective that important relationships between work and health are shaped by an evolving California economy. The goals of the Initiative were to (1) understand the rapidly changing nature of work and its effects on the health of Californians; (2) increase access to high quality employment for all Californians; (3) improve conditions of work for employed Californians; and (4) expand the availability of worksite health programs and benefits.

Estimation Of Hyperbolic Diffusion Using Mcmc Method, Yiu Kuen Tse, Jun Yu, X. B. Chang

Research Collection School of Economics

In this paper we propose a Bayesian method for estimating hyperbolic diffusion models. The approach is based on the Markov Chain Monte Carlo (MCMC) method after discretization via the Milstein scheme. Our simulation study shows that the hyperbolic diffusion exhibits many of the stylized facts about asset returns documented in the financial econometrics literature, such as a slowly declining autocorrelation function of absolute returns. We demonstrate that the MCMC method provides a useful tool to analyze hyperbolic diffusions. In particular, quantities of posterior distributions obtained from MCMC outputs can be used for statistical inferences

Community Savings Funds: Providing Access To Basic Financial Services In Marginalized Rural Areas Of Mexico, Gabriala Zapata

Journal of Microfinance / ESR Review

The Community Savings Funds (CSFs) promoted by the Ministry of Agriculture in Mexico seek to provide marginalized community groups with a simple mechanism that allows them to save and administer their own funds securely, efficiently, and profitably, according to their own needs and priorities. Specially trained promoters help set up CSFs for a period of one year—using a standardized Toolkit—after which they are expected to work autonomously. There are 540 CSFs in 12 states with over 12,800 members and savings totaling 4.45 million pesos (US 5445,000). This paper describes the characteristics of the CSF model and the results to date. …

Care's Mata Masu Dubara (Women On The Move) Program In Niger: Successful Financial Intermediation In The Rural Sahel, William J. Grant, Henry C. Allen [email protected]

Journal of Microfinance / ESR Review

CARE's Mata Masu Dubara (MMD) project is a women's time-bound accumulating savings and credit association (ASCA) program in rural Niger. Over the past decade, CARE has facilitated the creation of over 5,500 active women's groups with over 162,000, providing the purest forms of financial intermediation to their members in some of the poorest parts of Niger. Working from a very simple and appropriately adapted savings based product, sustainability and replication of the associations is easy to achieve. Due to the overwhelming demand for the product, CARE's role has evolved from service provider creating the associations to a facilitator that trains …

Front Matter, Journal Of Microfinance

Journal of Microfinance / ESR Review

No abstract provided.

The New Microfinance: An Essay On The Self-Help Group Movement In India, Kim Wilson

Journal of Microfinance / ESR Review

Indian NGOs have created at least one million self-help groups with 17,000,000 members since the self-help group concept was developed by MYRADA in the late 1980s. India is unique in that banks are permitted to lend directly to unregistered self-help groups and by May 2001, banks and cooperatives had financed 461,478 of these groups, with almost 200,000 new self-help groups financed between May 2000 and May 2001, indicating an accelerated process of expansion. The National Bank for Agriculture and Rural Development (NABARD) trains banks and refinances their loans. The key to NABARD's success is decentralization. Responsibility for group development and …

Evaluation And Microenterprise Programs In The United States, Mark Schreiner

Journal of Microfinance / ESR Review

Microenterprise programs attempt to help poor people start or strengthen small businesses. Funding and political support have grown rapidly. Is microenterprise a good use of scarce development funds? Unfortunately, most evaluations have been case studies in what not to do. Because benefits and costs cannot be measured completely nor with perfect certainty, rigorous evaluations should support their necessarily subjective judgements with logic and explicit assumptions. The usefulness of an evaluation lies not in its (apparent) incontrovert-ibility but rather in its clarity of assumptions and in its openness to meaningful review and critique.

A Symposium On Savings-Led Microfinance And The Rural Poor, Jeffrey Ashe

Journal of Microfinance / ESR Review

No abstract provided.

Pact's Women's Empowerment Program In Nepal : A Savings- And Literacy- Led Alternative To Financial Building, Jeffrey Ashe, Lisa Parrott [email protected]

Journal of Microfinance / ESR Review

Pact's Women's Empowerment Program (WEP) in Nepal operated through 6,500 groups with 130,00 women members. These groups mobilized nearly $2,000,000 of assets in less than three years with 94% on loan to 45,000 group members. By mid 2001, WEP had as many outstanding loans as CARD in the Philippines and Compartamos in Mexico, two very well known "credit-led" microfi-nance institutions, while working through three times as many groups. In addition, 65,000 group members learned to read through Pact's innovative curriculum that focused exclusively on managing a group, starting a business, and women's empowerment. WEP was implemented by 240 partners (most …

Health Insurance Coverage And The Disability Insurance Application Decision, Jonathan Gruber, Jeffrey D. Kubik

Economics - All Scholarship

We investigate the effect of health insurance coverage on the decision of individuals to apply for Disability Insurance (DI). Those who qualify for DI receive public insurance under Medicare, but only after a two-year waiting period. This raises concerns that many disabled are going uninsured while they wait for their Medicare coverage. Moreover, the combination of this waiting period and the uncertainty about application acceptance may deter those with health insurance on their jobs, but no alternative source of coverage, from leaving work to apply for DI.

Data from the Health and Retirement Survey show that, in fact, uninsurance does …

The Faculty Notebook, September 2002, Provost's Office

Faculty Notebook

The Faculty Notebook is published periodically by the Office of the Provost at Gettysburg College to bring to the attention of the campus community accomplishments and activities of academic interest. Faculty are encouraged to submit materials for consideration for publication to the Associate Provost for Faculty Development. Copies of this publication are available at the Office of the Provost.

End Matter, Journal Of Microfinance

Journal of Microfinance / ESR Review

No abstract provided.

Ashrai: A Savings-Led Model For Fighting Poverty And Discrimination, Brett Matthews, Ahsan Ali [email protected]

Journal of Microfinance / ESR Review

Ashrai is getting results with a savings-led model among minority peoples in northwest Bangladesh. These people are mostly landless and illiterate, and earn about $50 a year per person. They are a vital population segment that microfinance institutions in Bangladesh and elsewhere are unable to serve successfully. Ashrai began its field work ten years ago by replicating Grameen Bank, but rapidly learned from its clients that they needed savings at least at much as loans, flexible loan repayment schedules structured around seasonal cash flow, and an easing of the requirement that loans be for productive purposes. Ashrai takes an innovative …

4th Meeting Of The States Parties To The Anti-Personnel Mine Ban Convention (2002), Apmbc

Global CWD Repository

The Fourth Meeting of the States Parties was held 16-10 September 2002 in Geneva under the presidency of Ambassador Jean Lint of Belgium

Ddasaccident375, Hd-Aid

Global CWD Repository

NGO-2 were engaged in a clearance task. NGO-1 was coincidentally working close by making a survey. At 09:15 a deminer from [NGO-1] Team No.6 hit a mine and [NGO-2] Team 3 heard the detonation.

A Multidisciplinary Analysis Of Frequency Domain Metal Detectors For Humanitarian Demining, Claudio Bruschini

Global CWD Repository

This thesis details an analysis of metal detectors (low frequency electromagnetic induction devices) with emphasis on Frequency Domain (FD) systems and the operational conditions of interest to humanitarian demining.

After an initial look at humanitarian demining and a review of their basic principles we turn our attention to electromagnetic induction modelling and to analytical solutions to some basic FD direct (forward) problems. The second half of the thesis focuses then on the analysis of an extensive amount of experimental data. The possibility of target classification is first discussed on a qualitative basis, then quantitatively. Finally, we discuss shape and size …

The Economic Feasibility Of Forming A California Wheat Cooperative, Jay E. Noel, James J. Ahern, David J. Schaffner, Jill Johnson, Kristina Muelrath, Kyle Schroeder

Agribusiness

Recent concerns relative to California farm gate prices for wheat and a lack of profitability in wheat production has been expressed by a group of California wheat growers. Their dissatisfaction has resulted in their consideration to form a California wheat grower cooperative. The cooperative would become the marketing agent for the growers and potentially allow growers to pool their production for greater market power as well as capture profits beyond the farm gate. Two feasibility issues are addressed by the study: 1) The organizational feasibility of forming the cooperative, and 2) The economic feasibility of a California wheat growers cooperative …

Entrepreneur And Philanthropist Li Ka Shing, Donates Record S$19.5 Million To Singapore Management University -- Donation To Go Towards Endowment In Support Of The Library And Smu Scholarships, Singapore Management University

SMU Press Releases and News

No abstract provided.

Do Female Rainbowfish (Melanotaenia Spp.) Prefer To Shoal With Familiar Individuals Under Predation Pressure?, Culum Brown

Sentience Collection

Shoaling with familiar individuals may have many benefits including enhanced escape responses or increased foraging efficiency. This study describes the results of two complimentary experiments. The first utilised a simple binary choice experiment to determine if rainbowfish (Melanotaenia spp.) preferred to shoal with familiar individuals or with strangers. The second experiment used a “free range” situation where familiar and unfamiliar individuals were free to intermingle and were then exposed to a predator threat. Like many other small species of fish, rainbowfish were capable of identifying and distinguishing between individuals and choose to preferentially associate with familiar individuals as opposed to …

Wku Staff Council Annual Newsletter, Wku Staff Council

Staff Council

Newsletter created by WKU Staff Council to report on work accomplished.

St. Mark Deaf Catholics' Ephpheta News, Fall 2002

Saint Mark's Deaf Catholics' Ephphatha News

A newsletter published for Deaf Catholics in Lansing, MI

Saint Mark Deaf Catholics' Ephpheta News Finding Aid

Ministry Formation Program Newsletter, Fall 2002

Ministry Formation Program Newsletter

A newsletter published for Deaf Catholics in Chicago, IL

Ministry Formation Program Newsletter Finding Aid

Tidings, September-October 2002

Tidings

A newsletter published for Deaf Catholics in Louisville, KY

Tidings Finding Aid