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Full-Text Articles in Databases and Information Systems

From Footprint To Evidence: An Exploratory Study Of Mining Social Data For Credit Scoring, Guangming Guo, Feida Zhu, Enhong Chen, Qi Liu, Le Wu, Chu Guan Dec 2016

From Footprint To Evidence: An Exploratory Study Of Mining Social Data For Credit Scoring, Guangming Guo, Feida Zhu, Enhong Chen, Qi Liu, Le Wu, Chu Guan

Research Collection School Of Computing and Information Systems

With the booming popularity of online social networks like Twitter and Weibo, online user footprints are accumulating rapidly on the social web. Simultaneously, the question of how to leverage the large-scale user-generated social media data for personal credit scoring comes into the sight of both researchers and practitioners. It has also become a topic of great importance and growing interest in the P2P lending industry. However, compared with traditional financial data, heterogeneous social data presents both opportunities and challenges for personal credit scoring. In this article, we seek a deep understanding of how to learn users’ credit labels from social …


Poster: Improving Communication And Communicability With Smarter Use Of Text-Based Messages On Mobile And Wearable Devices, Kenny T. W. Choo Jun 2016

Poster: Improving Communication And Communicability With Smarter Use Of Text-Based Messages On Mobile And Wearable Devices, Kenny T. W. Choo

Research Collection School Of Computing and Information Systems

While smartphones have undoubtedly afforded many modern conveniences such as emails, instant messaging or web search, the notifications from smartphones conversely impact our lives through a deluge of information, or stress arising from expectations that we should turn our immediate attention to them (e.g., work emails). In my latest research, we find that the glanceability of smartwatches may provide an opportunity to reduce the perceived disruption from mobile notifications. Text is a common medium for communication in smart devices, the application of natural language processing on text, together with the physical affordances of smartwatches, present exciting opportunities for research to …